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The marine, having his feelings hurt, asked his fellow marines for any snapshots they could spare of their girlfriends, sisters, ex-girlfriends, aunts, cousins etc. That’s what NAB, one of Australia’s four biggest banks, did to its rivals Commonwealth, ANZ and Westpac. The day after Valentine’s Day, NAB delivered an open letter to competitors that reads like a Dear John letter. Central to the campaign, NAB is promising to pay customer fees if they switch mortgages from Commonwealth or Westpac. Eighteen months ago, NAB debuted the tagline “More Give, Less Take,” while axing fees and offering cheaper home loans.
NAB sent employee street teams to circulate outside branches of Commonwealth, Westpac and ANZ where customers were handed tissues and CDs full of “break-up” songs. And for the kickoff on Valentine’s, NAB sent 60 couples out to restaurants, trains and various public landmarks across Australia.
NAB created a special subsite for the campaign, where you can watch some hilarious video parodies of NAB really sticking it to peers. The bizarre message was retweeted by hundreds of other Twitter users, most of whom assumed one of the NAB’s employees had slipped up and accidentally sent a personal tweet from the bank’s account.
According to Burrowes, the Twitter ruse was the brainchild of NAB’s own social media team rather than any of its agencies.
On Valentine’s Day, NAB’s Twitter account linked to a video featuring dating columnist Zoe Foster, explaining how couples tended to re-evaluate the merit of staying in an unhappy relationship come Valentine’s Day. Not more than a week after NAB debuted its “break-up” campaign, competitors Commonwealth and Westpac responded with home loan offers of their own.
In what has shaped up to be a full-fledged Aussie-style banking war, NAB would appear to have its rivals right where they want them. According to the Herald Sun, Commonwealth has about one-third of the Australian mortgage market, slightly ahead of Westpac, with NAB and ANZ each claiming about 18%.
NAB’s CEO, Cameron Clyne, told The Australian that he had three fears about the campaign prior to launching it. Christopher Zinn, a spokesman with a consumer advocacy group, warned that NAB’s campaign drawing so much attention to cultural changes might invite an uncomfortable level of scrutiny. Join over 1,000 of the brightest minds in banking at The Financial Brand Forum 2016 — May 16-17 at the Cosmopolitan of Las Vegas — for three days jam-packed with the latest trends, biggest ideas and innovative techniques that are transforming the industry today. Acquire Millennial Customers with Photo Banking Zogby Analytics examined the mobile preferences of Millennials and found that what started with the selfie evolved to commerce and the camera is key for capturing this demographic. As per your preference, I am hand-writing you with a ballpoint pen in regards to terminating my account.
When the government bailed you out of a financial catastrophe, you promised you’d get better.
But even with all the legislative influence you possessed, you failed to pass a law allowing you to seize the homes whose original mortgages weren’t even yours.
I hope that someday soon, corporate interests like your own will no longer be the loudest voice in our political system.
One of your representatives spoke at a Los Angeles City Council meeting recently, and I was in attendance.


Please close my accounts, numbers ________________ and send the remaining funds by check to _____________________.
And then I will try to live my life without you, sometimes looking back to see if you’re following, to see if you had a change of heart and realized that you love me again.
A freelance researcher-writer who has continuously been in such field for more than 10 years. I read, and I read and I read, and at the middle of the letter, I stopped, cause I felt the hurt, the pain and the agony of the recipient of this letter. Breaking up is always painful, no ifs and buts, just painful…but pain does go away eventually. Break up are not the easiest thing to handle but sometimes a full life is much better than counting the years you have if you hadn’t ended the relationship. There are hard decisions we will have to make in life like breaking up with a loved one if the relationship is doing more harm than good. Sometimes people try to hold on a little longer in the hope that everything will eventually turn out alright but there must be a point of letting go when there seems to be no hope given by the other. Yes precisely, sometimes it is better to just say it as it is instead of being at a limbo of what to expect.
I guess what you did is the best thing to do, because your partner is not sure of himself so how can you expect him to love you wholeheartedly if he himself didn’t know where to stand because of his conflicting words.
There are decisions that need to be made and we can only hope that it would be best for us.
It is said that it is better to tell the truth but sometimes we resort to lame excuses to avoid hurting others when in truth, we are bound to hurt them more by lying. Hihihi, I remember me also writing a breakup letter to my boyfriend back in HighSchool, I find it too cute now.
Indeed, no matter how much it hurts you a break up, one day you’ll wake with all the hurts gone. The challenges that don’t kill us but hurt just the same make us learn real lessons in life. At hindsight, we are given opportunities to say good riddance without bitterness although it is always difficult to see the wisdom while we are in the situation.
In addition to the picture of Becky, Ricky included all the other pictures of the pretty gals he collected from his buddies. For instance, they hired police to escort a piano man to the headquarters of competitor ANZ, where he proceeded to play “break-up” love songs outside the building.
For other parts of the campaign, however, the bank relied on agency partner Clemenger BBDO. The video ended by saying re-appraising unsatisfactory relationships with banks shouldn’t be any different. Commonwealth is offering $1,200 to NAB customers who refinance their mortgages, plus another $100 if they switch credit card accounts. Lipstick on the gorilla is what we branding people call it when a company does great communications but does not fundamentally change the business itself. I liked you so much that upon my return to New York state, I went through the trouble of opening a New York account.


After Glass-Steagall moved out, you were free to invest whatever you wanted, wherever you wanted, without even letting us know.
From the first place we choose to commit to someone that’s the start you have no space at all. The lines are so famous that everyone seem to know them yet can’t explain what they really mean.
But when I started to accumulate age and went into more mature relationship I only got two before I married, I had never written a breakup letter, I’d rather slap them, lol. Just feel the hurt and accept the loss and all else will fall into places at the right time. It was a actually a sophisticated PR ploy to get people following NAB on Twitter, a ruse that was revealed in a press release and subsequent tweets about the bank’s “break-up” campaign.
In an email to staff, Commonwealth’s head of retail banking attacked NAB, saying it would directly target NAB’s customers and compete with its rival on price.
And we believed you, because you did fun things like letting us put neat pictures on our debit cards.
Most people don’t know that when they deposit money into their accounts, you take that money and gamble with it on Wall Street.
When I asked you again yesterday, you gave me more short sentences that merely added to my confusion.
Or for some reasons, he might pity her and might change his mind which in his disadvantage. The company revealed it as part of their marketing strategy to promote a new incentive that will have them pay for your ETF fees if you switch to their network.
We’d love to see yours, so don’t be shy in posting yours in the comments section below! And hundreds of thousands of us are explaining it to news cameras every day from our occupation tents.
And once the judges find you guilty, maybe we’ll have another visit from that age-old regulatory banking act. Their lobby offers free light and dark roast coffee, and they gave me the cutest miniature water bottle on my first visit!
In fact, I see in your Facebook status how you seem to be living it up these past few days with your social life.
It’s sad that a grown corporation like yourself needs a babysitter to stay out of trouble.
But maybe your wake-up call will only come when you’ve been held accountable for your gargantuan mistakes. They sent me four free checkbooks yesterday, and they even reimbursed me for the ATM fee you charged for withdrawing at their branch. This amounts to an interest rate (annualised) of 86.62% No wonder these leeches on society are making obscene, record profits, whilst middle Australia are doing it tough.



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Category: Winning Back Your Ex



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