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admin | Category: Reverse Phone Lookup For Free | 17.12.2014
After crunching the subsidized cell phone math and multiplying the mobile contract costs, I came to the conclusion that buying an unlocked iPhone 5 outright from Apple with zero ties to any contract-wielding carrier is a ringin’ deal. Since this blog is about being a smarter, less spendy consumer, I’m going to walk you through my decision to spend a whopping $783 on a freaking smartphone.
I have happily used my relic of a cell phone for the past 7 years, and I wrote about resisting the call of new phone technology in Do you really need that upgrade? While I’m awesome at delaying gratification, there comes a time when technology becomes unusable, deprecated, or broken.
I love working in the Apple ecosystem, and spending more for an operating system, the applications, and hardware I prefer is worth it to me.
Also, with so few carrier options, studies show that mobile service in Canada is overpriced and anti-competitive. Being dialed in and handcuffed to a contract and carrier was never my preference, but I still ran the numbers using the tools that have saved me money over the years — my brain and a spreadsheet. Mobile nerds can open my mobile cost comparison spreadsheet, but I’ll just tell everyone else the results. I then compared the monthly cost of going prepaid (aka Pay-As-You-Go) with PC Telecom and Koodo Mobile, a subsidiary of Telus with plans that let you carry-forward unused voice and data balances. After pricing out SIM cards, base plans, and calculating data needs, my preference went to Koodo Mobile for flexibility and a low $26.32 per month cost. Bottom Line: After doing two basic mathematical calculations known as addition and multiplication, I came to the conclusion that opting for a prepaid plan could save me nearly $30 per month, or just over $1,000 in monthly fees over three years. Use your cell phone outside your local area or travel to another country, and you’ll likely get whacked in the wallet by crazy high roaming charges. It’s no shocker that Canada is known to have some of the world’s highest roaming rates. A SIM card is a small, thumbnail-sized chip that stores your phone number and personal information. I have every reason to be terrified of bill shock, especially since Canadians have little protection and warning when they’re set to hit data limits. By April 2013, more than 97% of American wireless customers will get automatic usage alerts when consumption of data, voice, text, and international charges approaches or exceeds plan limits. Bottom Line: Paying the big bucks for an unlocked cell phone and opting for a prepaid plan can save you money by helping you to stick to a usage limit, capping spending, and avoiding the dreaded bill shock. Before dropping $783 on my brand new unlocked iPhone 5, I searched a slew of online classified sites to see if a used unlocked iPhone could be had for less.
After nearly laughing my a$$ off, I discovered that gently used unlocked smartphones are pretty decent at keeping a high resale value.
Given my cell situation I’m set to save a minimum of $480 over the next three years by paying $783 outright for my fancy unlocked iPhone 5. How much would you have saved by ponying up the cash for that pricy cell before locking into a lengthy phone plan with a greedy service provider? I have been with Rogers for a few years now, and every now and then I have asked for discounts.
I have thought about not having data, but I just personally feel that having a smartphone with no data defeats the purpose of having a smartphone.
Perhaps Telus has a habit of lying to me, but any time I’ve brought up the Sim situation in regards to swapping sims and bringing in unlocked phones. Last year we had to deal with switching cell companies because of a buyout (DMTS->TBayTel). Since we travel to the US several weeks every year, and have three unlocked phones, (I kept my previous Galaxy S2 when I bought the Nexus 4) we have options. Lastly, if you travel a fair bit, you really need to look into having a dual SIM card phone, as it gives significant advantages. T-Mobile introduced on Wednesday a new financing plan for purchasing devices over an extended period, as well as a price reduction for one of its smartphone plans. With T-Mobile’s new layaway plan, customers make an upfront down payment on a particular smartphone, with the amount varying depending on the model. Additionally, T-Mobile is expected to announce a $20 price drop for its mid-tier smartphone plans, according to information obtained by CNET. T-Mobile's data chart offers a breakdown of a sample plan, and savings compared to other carriers.
By Rob Berger 66 Comments Last week we wrote about simple ways to lower your monthly cell phone bill. So we thought we’d put together a comprehensive review of the best prepaid cell phone plans available. When it comes to price, prepaid plans fall into one of two categories: (1) companies that offer nothing but prepaid service, and (2) the major cell phone carriers. As you compare cost, it’s important to keep in mind that buying minutes also buys you service activation. With Net10, you get 300 minutes of air time with the purchase of a phone, which at $0.10 a minute is a $30 value.


The first map shows coverage in red and no coverage in white for its voice and messaging plans. I’ve been looking for ways to economize and when my cell contract was up, I got a Net10 phone. I don’t think prepaid phones necessecarily are cheaper, but they do give you flexibility to only buy minutes as you NEED them as opposed to giving you a plethora of minutes that will go unused each month. Despite any negative reviews I might have found, Net10 has proven to be a solid company with great savings and service that doesn’t deserve its bad rap. I HAVE BEEN TRYING TO GET HOLD OF CUSTOMER SUPPORT ON THE PHONE FOR TWO WEEKS FOR STRAIGHT TALK OR NET 10. THEY BOTH HAVE THE SAME CONTACT INFORMATION,I WANT TO SEE IF I CAN UPGRADE TO BETTER PHONES OTHER THEN THEY LIST. I’ve been toying with the idea of switching to prepaid for quite sometime now and finally did it a couple of months ago. Okay… I have been paying a HUGE contract bill forever and at the first of the year, I switched to prepaid for the first time in my life. I need your deal for my mom, she does talk alot on cell but want her to have one just in case of emergencies, like the 20.00 every 3 months, who do I contact to see if I can get this deal that you have ? I recently made the switch to Net10 limited and couldn’t be happier with the service and the price.
The recommended service plan for parents is $24.99 which includes unlimited parental control, text messaging, picture messaging and GPS locator.
I would just like to add that there is no long distance charges either, which can also be on the expensive side.
Guess this article is a bit old since there’s no mention of StraighTalk from WalMart. An unlocked cell phone is not tied to the carrier you bought it from and can be used with most mobile carriers anywhere in the world by swapping something called a SIM card. The world (and internet) have changed drastically since I starting using my 2006 candybar cell, and not being able to text friends, check my email, or do bloggy-related things online made my old phone a major liability. First off, Canadians have the world’s longest mobile phone contracts — sign up for a subsidized phone with one of the big three carriers (Bell, Rogers, or Telus) and expect to be on the hook for three long years. After comparing the cheapest cell plans offered by Rogers, Telus, and Bell, the numbers were so uncompetitive and similar that averaging a price with a subsidized iPhone 5 was so easy-peasy, it kinda made me queasy.
Going prepaid with an unlocked phone also gives me the flexibility to swap SIMs and switch providers if a better deal comes to town.
Bell Canada issued this Canuck a $9,350 data roaming bill after his visit to Israel, but excessive smartphone roaming fees can happen during quick jaunts to neighbouring countries too.
Americans may have greater choice in the mobile market, but there are cases where roaming Yankees got stuck with a $10,000 phone bill too.
When your cell phone is not locked to a specific carrier, you can easily switch networks by swapping the SIM with one from a local service provider and avoid exorbitant roaming charges. It happens when you unknowingly go over your plan’s voice or data limits and your provider charges you dearly for the overage, without warning.
Wading through the used locked iPhones was a hassle, especially since most were being sold with a 2-year contract still attached! If you like upgrading your mobile gadgets often, choosing to pay more up front for an unlocked device could save you a bit of money since the resale value is decent. And these savings do not account for potential overages, roaming fees, and other gotchas an inflexible contract might cost.
This spring, they allowed me to upgrade from my blackberry 9780 to an iphone 4s (while still under my 3 year contract) for free!
It was expensive at the outset but looking back it’s one of th smartest purchases I have ever made.
Taylor is the creator and lone writer of Squawkfox, a personal finance blog where consumer savvy is fun.
The plan includes unlimited monthly minutes, SMS messages and data, with escalating prices for larger caps on high-speed data access.
Exactly like you say, their rates are among the lowest out there but what sets them aside for me is the clarity of their pricing. I’m gonna out of town to the middle of no where and the only coverage there is verizon.
You have to spend a little more upfront to automatically double the minutes you purchase.but that is good for the life of the phone.
Since I’m not a heavy user, I opted for Net10 and now my avearge spending is between $15-$30 amonth as opposed to $75.
There are pros and cons with every prepaid service and its all about which one fits best for you.
It offers me so much for my money and the savings each month compared to my old contracted service are amazing. Now with all the holiday sales on Net10, you can share this with special people in your life.


For me and my family and friends (which I’ve introduced them to), StraightTalk beats out the competition. Contract termination fees can cost you hundreds, even if you’re staying with the same carrier. Heck, this Verizon customer racked up a $1,500 cell phone bill in 12 days thanks to a little travel. The shock part happens when a defibrillator is needed to revive your body after your brain realizes the financial impact of that massive cell phone bill. After adding up contract costs, comparing unlocked and subsidized phone options, fearing bill shock, and popping SIMs to avoid roaming fees, I think maybe it’s time to rethink how we buy cell phones.
I just had to send the phone back (which I paid $50 for 2 years ago), and the iphone was brand new (not refurbished) as it was sealed.
I’m a big traveller and have taken it to a number of countries and have always had an easy cheap time using it wherever I am in the world.
At your destination, most airports have SIM card kiosks near the baggage pickup area, so you can buy a new SIM card for that country real cheap.
T-Mobile also takes the lead of many lower-cost cellular services like Metro PCS with its installment plan. Sprint is railing against the deal, which would place Verizon squarely in second place for nationwide wireless services, marginalizing Sprint’s market presence. The lower rate wireless plans will come with the usual stipulation of agreeing to a two-year contract. So, add us to your ad blocker’s whitelist or pay $1 per week for an ad-free version of WIRED. I recently got out of my cell phone contract and decided to try Net10 since I BARELY use my phone. The best part about it for me is that you get the first 2 months of service and 300 minutes for free.
I paid $10 for the phone with doubling minutes and pay $20 every 3 months to keep it active and available. I also like that I have the option of spending less monthly if I choose and can go as low as $15! With the variety of phones NET10 offers, basic, smart phones, and qwerty keyboard types, you will find a phone that works for you.
Canadians are the big losers in the mobile space, paying a chart topping $67.50 for voice, text, and data plans. I now have a bag of SIMs I keep in my wallet and just swap out for the one I need on the plane and I’ve got phone service as soon as I touch down! If the deal goes through, one could potentially expect pricing plans to change dramatically. If you’re debating about whether to trsut a prepaid company, Net10 will convince you.
This service offers me everything I need out of a cell phone plan – unbeatable savings, great coverage, and perfectly priced phones. So, having data has been useful when there is no wifi connection (which I found that only McDonald’s, Starbucks or Tim Hortons to be the few places that I can connect to wifi). They gave me an offer of adding 500 mb for $5 more or for another $5 for 1GB (or the same $5 for 6gb) so I took the 6GB offer, since I felt it to be the better deal. Its an easy way to keep close track on cell phone bills, which can easily get very expensive.
Now, yea I might be paying $.10 a minute, but I only buy what I need, which is about 200 a month (so about $20 worth) with Net10. It is not unlimited but I can purchase enough minutes, at my usage rate, to last an entire year and all I have to wory about is purchasing more before the next due date, which is displayed on the phone.
Its a really good service and I def reccommend it to others looking for a great prepaid deal. I once had to pay $200 in early termination fee which was so aggrevating and a complete waste of money! Still no contract, flexibility in choosing your plans, and great coverage using the AT&T provider network. They have a variety of phones, plans for every type of user, and from what I’ve discovered the best prepaid coverage in the US.
Depending on the best coverage in your neighborhood, it uses Verizon, AT&T, or T-Mobile.



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