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admin | Category: Free Phone Number Lookup No Charge | 15.03.2016
You wouldn?t want to get into trouble with the law prior to your trip or upon your return home.
In terms of current local regulations, you may not receive your foreign exchange more than 60 days prior to departure. You will only receive your travel allowance if you are in possession of a valid passenger ticket, e-ticket or electronic flight voucher and passport. These days, however, travellers tend to go for more convenient options like prepaid travel cards that can be used like a debit card. Taking your debit and credit cards along (linked to your bank accounts at home) is a third option, but should preferably only be used as a back-up due to poor exchange rates and high charges abroad. On your daily excursions, only take the amount you expect to use for the day ? and don?t flaunt what you have.
With a myriad of tasks to be ticked on your checklist, money is the last thing you want to worry about.
They know to shop for the best deal when buying foreign currency, they keep the exchange control regulations in mind, and they understand the safety and security aspects for convenient spending and minimising the risk of loss or theft.

Enter the amount of spending money you?ve set aside for the trip and convert it to the currency you need.
It?s important to know that all foreign exchange dealings in South Africa are subject to exchange control regulations determined by the South African Reserve Bank.
While it is a good idea to keep a small amount of cash with you for odd expenses like paying for taxis, the bulk of your money should be kept in another format ? and to minimise the risk, preferably in more than one format. Some of the accepting agents negotiate the traveller?s cheques on a commission-free basis and apply reasonable exchange rates.
Absa?s Cash Passport is a good example, where the foreign currency is preloaded onto the card and ready for use 24 hours a day to withdraw money from ATMs or to make purchases at shops, restaurants or hotels. Yet, without proper financial planning a trip could end up being memorable for all the wrong reasons. Absa?s International Banking division highlights some of the important points:The SA Reserve Bank sets an annual amount that adults, children and business representatives may take overseas. You can also do balance enquiries to monitor how much you?ve spent and how much money is available.

Here are some practical tips to avoid becoming a victim:Carry your money, cheques or cards close to your body in a money belt covered by clothing. Being money-wise in another country means doing your homework before you set foot on foreign soil. The conversion rate calculated by the currency converter will be different to the rate offered by local and online providers, such as banks, travel agents and exchange bureaus, as they charge additional fees and commission.
These cards generally offer better exchange rates and smaller fees than traveller?s cheques.
Importantly, the back-up services whilst you are abroad will give you the peace of mind you need.

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