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Checkout counters in more than 220,000 stores, including Whole Foods, McDonald's and Chevron, will be equipped with contactless readers. All users have to do is position their iPhone near one of the readers at a store, hold their finger on their Touch ID and they're good to go.
Instead, users take a photo of their credit card and add it to their phone's Passbook, where it is assigned an unique device account number, encrypted and stored in the phone's Secure Element Chip. When it's time to check out, the device account number and a dynamic security code are used to complete the transaction. Users can add their debit or credit card information from their iTunes account or snap a photo with the tablet's camera.


Lors de la presentation d’Apple Pay, Tim Cook a mis en avant les incontournables partenaires financiers et commerciaux de sa solution de paiement. Best Buy et Wallmart ont fait le choix d’adherer au consortium Merchant Customer Exchange qui tente de faire naitre son propre systeme de paiement.
Even if you're not set up on a device equipped with Apple Pay, but others queuing in front of you are, it's possible the simplicity of the transaction could make waiting in line faster for everyone. The simple, swift checkout motion is made easy due to the the Near Field Communication antenna in the iPhone 6, which connects with the payment point to complete the transaction.
Apple will never know what you purchased, the company said, and you'll still get rewards points on the credit cards you use.
Select Apple Pay when it's time to check out, lightly touch the home button with your finger and the transaction is complete.
C’est le cas par exemple de la chaine de restaurants Starbucks qui a reussi a mettre en place un mode de paiement au c?ur de son application mobile. Entering shipping or billing information -- perhaps the most tedious part of online shopping -- is no longer necessary.



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