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A common task in putting forward an innovative idea – and helping getting the idea selected – is developing the business case. The Australian National Audit Office’s better practice guide Innovation in the Public Sector: Enabling Better Performance, Driving New Directions discussed this issue and recognised the role risk plays in innovation. Risk was also discussed in Empowering Change: Fostering Innovation in the Australian Public Service. Given these issues, it’s clear that risks and their potential consequences need to be adequately considered. A helpful perspective can be to turn the onus around and consider ‘what are the risks of not introducing an innovation?’ What are the risks of staying with the status quo? Alternatively, is there an opportunity where a problem or issue is urgent and normal conventions and practices are insufficient to the task at hand? A further useful step is to look at where, if anywhere, the innovation has already been attempted. One of the difficulties in implementing a new idea is that it can be hard to tell what resources will be needed for it to succeed. Yet those approving the business case will want and need to know what the potential financial and staffing impact may be and that the estimate has some rigour – they need to know to what they are agreeing.
A starting point is to consider whether the innovation can be trialled in a small contained fashion. Another option is to look at whether the idea has been applied elsewhere (in another agency, in another government or in a commercial or not-for-profit setting) and see whether information is available about the resource implications in that example.
An example of unexpected issues is that if the innovative idea is successful, it can actually increase demand on the agency. Core Resources – The resources required to initiate and drive implementation of the initiative. Primary Resources – The resources needed to enable proper consultation and collaboration and rolling out of the initiative. Peripheral Resources – The resources that may be impacted by the outcome of the initiative. On a cautionary note, a risk in developing a business case for the resources required is to underestimate what is needed. When the idea is implemented, how will you know whether it has worked (and so whether its implementation should continue)? It may be helpful to consider the business case for the proposal as testing an experimental hypothesis – what is it you are trying to test and how will you measure the results of the experiment? But other problems will be more complicated and there will not be a clear relationship between the idea and the outcomes.
The innovation may have a number of parts and be happening at the same time as other developments (if a problem is big enough, there are often many things tried at the same time). How can the idea be implemented in a controlled or limited fashion (you may not want the experiment to be too big)?
The Australian National Audit Office provides some tips on evaluation for innovative ideas as well. Early indicators can be used to detect any significant problems and enable corrective action to be taken.
The better practice guide goes on to provide some advice on these steps that you may want to consider in your business case for your idea. Has consideration been given to whether the innovation can be trialled in a limited or reduced fashion?
Does the plan identify opportunities to draw on the skills and resources of other organisations and individuals? Is it clear what resources are critical for the introduction of the innovation, and what resources would be desirable or helpful? If success will be difficult to assess, is it clear what will make the innovation a failure? Have milestones been identified at which point the progress of the innovation can be assessed?
About three quarters of utilities see moving their on-premise apps and workloads into the public cloud as a dominant component in their IT strategies, according to a recent IDC survey. According to the survey, which polled 38 international senior utility executives, the vast majority of respondents are sold on the benefits cloud could bring to their IT strategies. Interestingly, while 76 per cent of respondents believe cloud providers can offer better security and data privacy controls than their own IT organisation,  63 per cent said ceding control to a cloud provider is a barrier to their organisation’s adoption of cloud services. But most also believe internal IT skillsets not up to speed with new cloud standards, methodologies, and topologies. The boom in public cloud service spending will propel AWS and Microsoft into the top five of the world’s biggest storage vendors, according to analysts. Companies across the world are still furiously modernising their IT infrastructure to support cloud services, according to analyst IDC, which reports ‘healthy’ growth in this sector continues. Hard disk vendor Western Digital is to buy chip maker SanDisk for around $19 billion as the consolidation of the chip-making industry continues. Little known unbranded manufacturers are making inroads into the storage market as the cloud commoditises the industry storage, according to a new report by market researcher IDC.
SIGN UP TO OUR DAILY NEWS DIGESTReceive FREE Business Cloud news alerts straight to your inbox. The flexible working phenomenon – what’s holding us back?We live in a world where the 9-5 office job is rapidly becoming obsolete. Free access to a unique online database of nonprofit management book summaries, timely articles, author interviews and topic-centered training is now made available for the third consucutive year to all General and Associate members of the Louisiana Association of Nonprofit Organizations.
New and renewing LANO members will also receive the benefit, which is scheduled to end in January 2015. The Blue Cross and Blue Shield of Louisiana Foundation, a LANO member, seeks to improve the management and mission success of nonprofits through the association's statewide member network. The annual BCBSLAF Angel Award recognizes outstanding volunteer service on behalf of Louisiana's children (nominations for 2014 awards now open). A bi-monthly series of topic-centered webinars, summary highlights and author interviews will also be provided exclusively to LANO network members (General, Associate and Friends categories) in 2014 as part of the negotiated agreement. The purpose of the report is to provide Louisiana nonprofit Boards, employees and donors the most current compensation data to inform budgeting, staffing and strategic planning decisions that guide thousands of important missions statewide. Baton Rouge, LA – Forum 35 and LANO are now accepting applications for the 2013 John W. Since 2004, Forum 35 and LANO have partnered to train young emerging leaders in nonprofit governance and then match them with local nonprofit organizations for service on their Board of Directors. Founded in August 1993 to inspire young professionals to become involved with philanthropic organizations and activities, Forum 35 is a community of young men and women improving Baton Rouge.
With over 100 job descriptions, a simple interface and robust support team behind it, taking the survey is easy, and the resulting report will be a tremendous help to nonprofits in need of the latest information on staff salary ranges. The results will help you and your organization set fair and competitive compensation – the key to hiring and maintaining valuable employees.
Statewide honor brings $20,000 in grants for outstanding service to Louisiana children The Blue Cross and Blue Shield of Louisiana Foundation has opened nominations for the 2013 Angel Award. The online service that provides our member network database reports that it will be performing a hardware upgrade on Saturday, February 16, 2013. SHREVEPORT—The Community Foundation of North Louisiana and the Louisiana Association of Nonprofit Organizations have strengthened a longtime partnership by jointly funding a new staff position that will expand services to Foundation grantees, local LANO member organizations and the nonprofit community at large. The position, Director of Nonprofit Leadership Development, will be held by Kay Irby, whose name and expertise are familiar within regional nonprofit circles. According to the partner organizations, the new position will maintain LANO-related responsibilities as regional member services coordinator and director of the Community Leaders program, an annual training series funded in part by a multi-year Community Foundation grant, that readies a diverse population of young professionals for exceptional nonprofit board service.
Community Foundation Executive Director Paula Hickman welcomes Irby as a strong addition to an effective and powerful partnership with LANO.
BATON ROUGE—The website of the Louisiana Association of Nonprofit Organizations,, now offers a free directory allowing its 11,500 members to find in-network business consultants in over two dozen fields, including strategic planning, marketing and legal services. Corporate members of LANO can opt in to the new directory by adjusting a setting within their online profiles and indicating which services they offer. Prominent firms now offering service to LANO members include I-MPACT, owned by Matthew Rachleff, recently featured among 225 Magazine's 2013 "People to Watch," and Covalent Logic, co-founded by Stafford Kendall, a Baton Rouge Business Report "Young Businessperson of the Year" and "Forty Under 40" honoree.
The directory lists more than 25 consulting firms at present, and LANO invites all companies statewide that offer training or consulting to nonprofit clients to join the Association and make their services available through its peer-to-peer network. Three statewide partnerships initiated by the Louisiana Association of Nonprofit Organizations highlight the power of social networks to bridge gaps between public and private sectors.
The new partnerships follow a 2011 reorganization in which LANO opened its membership to corporate and government entities that seek to reach and assist the nonprofit sector.
Louisiana-based Business First Bank, founded by former Governor Buddy Roemer, was among LANO's first Associate Members.
The Blue Cross and Blue Shield of Louisiana Foundation, also a LANO member, renewed in January its annual contract with information services company CausePlanet to provide Louisiana nonprofits free access to a database of business management book summaries and monthly live author interviews, both delivered exclusively through LANO's online network.
The Office of the Lieutenant Governor's Volunteer Louisiana Commission joined LANO last year and in December contracted with the Association to configure its database to capture volunteer interest and organizational needs through its member profiles. In an effort to help our community nonprofits, Baton Rouge Parents Magazine is compiling a Nonprofit Wish List to be published in the December issue. Capital Area United Way, a LANO member, is pleased to announce the CAUW Social Innovation Fund Request for Proposals.
Over the course of the CAUW Social Innovation Fund (SIF) award, selected subgrantees will work with CAUW to increase significantly the evidence base for their early intervention models. In July 2011, based on research by Nobel Prize-winning economist James Heckman and others, CAUW made a 10-year commitment to work toward the goal that children in the capital area will enter school ready to learn. At least one representative from an applicant organization will be required to attend one Technical Assistance session in order for the organization's application to be considered for funding. If an interested organization cannot attend any of the 3 sessions listed above, notify CAUW by November 1st, so that we can make other provisions for you to receive this Technical Assistance. This funding opportunity is made possible through a Social Innovation Fund grant CAUW received from the Corporation for National and Community Service, along with additional support from the capital area community.
The two-day program includes 24 classroom-style sessions led by 35 expert presenters and will feature keynote addresses by prominent figures, author Heather McLeod Grant of the Monitor Institute, and former Louisiana Governor, US Representative and successful entrepreneur, Charles Elson "Buddy" Roemer, III. McLeod Grant will share research that illuminates "Six Practices of High-Impact Nonprofits," and Gov.
Themed "Vanishing Borders—Increasing Impact," the conference reflects growing alignment between mission-centered and for-profit enterprises, which increasingly resemble one another in business and marketing strategy, communications technology and management style.
According to conference organizers, partnerships between charitable and business communities can improve bottom lines on both sides by opening new markets and finding new applications for proven business models. LANO Vice President for Public Relations, Matt Mullenix, said that a slow economy factors into the creation of such partnerships.
The two-day conference is free of charge to LANO members and $150 to the general public with registration.
The 2012 LANO conference is presented by Whitney Bank, with major support from the Baton Rouge Area Foundation, the Blue Cross Blue Shield of Louisiana Foundation, Guaranty Broadcasting and Transformyx. The Federal Emergency Management Agency (FEMA) is working closely with our state and local partners, as well as Louisiana's many voluntary organizations, to help individuals, businesses and communities recover from the damaging effects of Hurricane Isaac. Private sector organizations play a key role before, during and after a disaster, and private sector resiliency and recovery is a central component in a community's recovery. Please help us spread the word that businesses and individuals in disaster-designated parishes should register with FEMA if they sustained damage to their business, home or personal property.
To provide immediate relief for the victims of Hurricane Isaac, the Greater New Orleans Foundation has opened the Hurricane Isaac Relief Fund (HIRF).
LANO Member The Louisiana Housing Alliance has announced the dates for its 2012 Listening Tour. In anticipation of travel and safety concerns related to Tropical Storm Isaac, LANO's North Louisiana Public Policy Institute (previously scheduled for Wednesday, August 29) will be postponed until a later date. Registrants will be notified directly, and all current registrations will be honored for the rescheduled event.
Notice of a new date for the Institute will be broadcast via LANO email and social media, and posted at our website. We apologize for this inconvenience and wish all in the storm's path a safe and secure week.
BATON ROUGE—Ann Silverberg Williamson, President & CEO of the Louisiana Association of Nonprofit Organizations, or LANO, has been named among 50 of the nation's leading nonprofit executives in an annual ranking released August 1 by industry publication The Nonprofit Times. For the fifteenth consecutive year, the NPT Power & Influence Top 50 ranking has surveyed executives from across the country to compile a list of nonprofit leaders whose work best addresses the unique challenges of their time. According to its publishers, this year's anniversary edition reflects an opportunity to look back and forward, highlighting both seasoned executives and the "next generation” of nonprofit leaders to guide the sector through coming decades. Williamson occupies a unique position on the list, having served in executive human service roles in state government and now leading a state-wide association of nonprofits, organizations that together form the backbone of service delivery to Louisiana's most needy citizens.
Williamson is cited specifically for her advocacy of new nonprofit revenue models in a state that has seen sector-wide declines in funding following a post-Katrina surge in charitable donations. In addition to providing evidence for a crisis in nonprofit funding, Williamson's LANO demonstrated an effective organizational response by diversifying the Association's funding sources, reducing expenses, expanding partnerships, re-investing in membership value and emerging as a stronger, more focused organization, better able to meet its mission. Under Williamson's guidance, LANO has translated these necessary lessons of nonprofit sustainability into a diverse, multi-media curriculum delivered through new electronic and print publications, a unique social networking platform, access to online funding databases and management libraries, live seminars, one-on-one coaching, regional institutes and annual conferences.
These efforts have in turn increased LANO's membership, deepened its partnerships with business and foundation leaders, and helped rebrand the Association as an effective nexus for nonprofit and community collaboration. Williamson expressed gratitude for this recognition, which she says directly reflects the hard work and vision of her staff. Current headlines are dominated by traditional institutions becoming minor or even major players in fintech platforms globally.
The aim is simple, institutions with a network of local or “community” banks are providing their customers an alternate avenue to raise capital if they cannot do so within the physical branch.
We at Crowd Valley (a Grow VC Group company) have seen both local banks and institutions identify this opportunity and enter new markets in a very meaningful way.
Institutions looking to capitalise on collaboration within the fintech space, get in touch with us at Crowd Valley to leverage our full offering and industry leading Digital Back Office that bridge the gap into fintech. The Country Risk Barometer: Key Challenges for 2016 produced by trade credit insurer Coface, highlights those countries that have persevered through this economic contraction as well as those that have recently underperformed. Bright spots from the report have been seen in Europe as a whole, with Central Europe being the highlight.
That is not to say that risk from a possible Brexit, the ongoing Refugee Crisis and financial instability in countries like Greece, Spain and Portugal should be ignored.
Further, the Coface report notes that “in addition to sluggish GDP growth negatively affecting their profitability, businesses in emerging countries are currently facing a second problem: their growing debt. In some of our former posts we have discussed how artists and entrepreneurs are using crowdfunding to raise money for their art and business projects, but did you know that athletes of all ages are using crowdfunding as well? Over Kapipal’s history, we have found that there is not one specific point where athletes turn to crowdfunding. To get started, go to the Kapipal home page and click Start Project in the top-right side of the screen. League Fees – Even fun adult softball leagues have been known to have fees, so if you and your team are a bit tight on money, crowdfunding could be a great way to generate the funds needed to get you and your team playing! Tournament Fees – No matter whether you are participating in local tournaments or national tournaments spread out across the country, there are always fees associated and sometimes they can be pretty hefty! Equipment – Whether it is soccer cleats or football helmets, equipment is very important, especially in regards to player safety.

Finance professionals, platform operators and anyone interested to learn more about digital finance and the fintech market.
The Grow VC Group has collected a new vision and insights document (see below) that focuses on new business models, new finance instruments and better utilization of resources in the finance sector. In our document we especially focus on four key areas: 1) capital, 2) distribution, 3) instruments, and 4) customers. We have listed some key areas to enable these new models: 1) new competence and knowledge development, 2) data and analytics, 3) technology, and 4) new innovation models. The Grow VC Group works in many areas in the ecosystem to develop new competences, services and technology solutions. Many parties see that there will be more requirements for the back offices of the platforms, for example in KYC, AML and reporting functions. In summary, many alternative finance and fintech events have started to repeat one another.
Now it is important that this new industry really starts to think about the next big steps, how to really get alternative and digital finance to a major role in the finance sector. At TradeUp (a Grow VC Group company), our investment thesis is built on the consistent research finding that globalizing companies outperform the broader market. One of the most rewarding aspects of Kapipal (a Grow VC Group company) is hearing countless success stories of campaign creators turning their dreams into reality. My campaign was created in order to raise money to finance the artwork and duplication of my new album, « Ice Age Paradise », a record featuring a ten-piece ensemble of horns, strings rhythm section and voice.
My record label informed me recently that they had decided not to put out my new album and therefore I was forced to find a DIY approach to financing final steps of the project.
A friend used Kapipal to create his own crowdfunding campaign to finance the completion of his current album and he recommended your service to me. Yes, several people that I didn’t expect would donate actually did and others whom I thought would, didn’t. We’ve written about the API Economy previously and expressed our optimism toward specialization of service providers in the financial services market.
In 2013, a revised Payment Services Directive (PSD2) entered the discussion and was proposed by the European Commission with the objective of furthering the services and standards in the original framework. In the framework of PSD2, there are provisions to mandate a requirement for financial institutions to provide access to their core banking services for service providers through an application programming interface (commonly, API). The aim of this interface and more broadly framework, is to bring strong customer protection and efficient fraud prevention standards into play, but the effects on pushing financial institutions into adopt the philosophy around the API Economy may be much more significant than the framework might lead you to believe. From our work with leading financial institutions around the world, we can see the work on exposing interfaces and making core banking services available already. It may be tempting to think, that frameworks put forth by the European Commission would only have an impact within its jurisdiction. As governments around the world look to small and mid-size enterprises (SMEs) as engines of growth, trade and job creation, a thorny challenge stands in the way: hundreds of billions of dollars of pent-up demand for trade finance. This financing can be used as export working capital that enables a company to purchase labor and inputs to fulfill a specific export order.
While critical for SME trade, such transactional financing is not enough to fuel globalizing SMEs. These findings are indicative of a global trade finance gap, now estimated at $1.4 trillion, $693 billion of which is in developing Asia, including India and China. Before the crowdfunding industry even existed, musicians often relied on money from their fans to record albums and tour, so it comes to no surprise that many famous musicians have become active members of the crowdfunding industry.
After breaking with a major label, musician Amanda Palmer turned to crowdfunding in order to generate enough money so she could record her next album.
Hip Hop Legends De La Soul turned to crowdfunding in order to generate funds for their eighth album.
Other well-known musicians that have turned to crowdfunding include: the surviving members of TLC, Toad the Wet Sprocket, Kenny Loggins and Paula Cole. Now remember, you don’t have to be a famous musician in order to benefit from crowdfunding. Working together with other company functions, including sourcing, compliance and sales, helps treasury manage cash flow and improve the company’s working capital position. In turn, cloud-based, data-driven platforms are increasingly improving supply chain management, by lending themselves to predictive analytics and collaboration between partners such as suppliers and banks.
LendIt, San Francisco – April 12 – Speaking at the worlds largest online lending event, Crowd Valley Inc, creator of the world’s first digital back office for private securities transaction portals and marketplaces announced new service levels after pilots with financial institutions. Crowd Valley now offers tailored service, including compliance technology used by the SEC and FINRA to meet rigorous bookkeeping for long-term evidential log retention and state of the art end-to-end encryption both at rest and in transit through the full data lifecycle.
The value chains of financial services are changing and banks at the forefront are deploying new methods for servicing their clients. Use cases for banking institutions include online new business lines ranging from small and medium size business (SMB) loan origination, consumer credit origination and servicing (e.g. Crowd Valley provides a Digital Back Office and public API that enables the transition from an offline investing or lending model to an online native application such as peer to peer investing and lending, real estate and alternative asset marketplaces for financial services professionals.
LendIt is the largest conference series dedicated to connecting the global online lending community, including top industry leader speakers.
Crowd Valley (a Grow VC Group company) took part in the Amazon Web Services (AWS) Security Roadshow, which ran from 16-23 March across several cities. Crowd Valley has worked closely with Amazon Web Services since the company launched, and AWS infrastructure continues to set the market standard. Crowd Valley customers can benefit from the same long-term security of audit trails, database backups, integrated access controls and compliance measures. As we at Crowd Valley plan our long-term product and security roadmap, our focus is on increasingly sophisticated policies and procedures to ensure a resilient technology environment on which our customers can rely for their security objectives and compliance requirements. We are excited to announce that BroadcastAsia, Southeast Asian Audio Visual Association (SAAVA) and Kapipal are teaming together to provide creative projects with fundraising, marketing and PR opportunities, as well as the chance to present to potential investors at the annual BroadcastAsia event, which will take place May 31st – June 3 in Marina Bay Sands, Singapore. Top projects will be rewarded with free tickets to BroadcastAsia2016, and will be given the opportunity to present live on stage to some of the creative industry’s best producers and investors. Thus far, submissions for this event have included creative projects involving film, documentary, TV production, music video, as well as online videos.
Helping Projects to Succeed – This first blog acts as a great introduction for those that are new to crowdfunding. Providing Transparent and Accurate Information – This post is a continuation of the one above and highlights the 2nd key to successfully funding your crowdfunding campaign, which – as you may have guessed!
Providing a Variety of Engaging Content – The final post of this beginners series discusses the 3rd key to having a successful campaign – providing a wide variety of content!
It is also very important to share your crowdfunding campaigns with your friends and family (and maybe even strangers!) so here is an article that features tips on how to share your crowdfunding campaign over social media – so be sure to check that out. Crowd Valley (a Grow VC Group company) has supported over 100 clients in the market with their fintech applications, and we see many good ideas for different verticals and digital finance products. You can build an amazing digital investing platform with our API, but if you are not going to promote it in the right way, it will not get any attention.
I recently had a conversation with Sebastian Fung, the VP Marketing at, a crowdlending platform that matches borrowers and lenders at interest rates that benefit both parties. These are three very important points and we will return on this in future blog posts since there are different areas to cover and to consider when you are planning how to market your online investing or lending application. I’d love to learn what you currently do to promote your product and what are the best marketing tactics (eg. The potential for digital investing and more in general for the alternative finance market, seems good in the Netherlands.
Every day we are quite literally inundated with spam, advertising, and all kinds of communication from friends, colleagues and people trying to sell us something through every possible set of channels. Every week there is a self-proclaimed “expert” stating that the newsletter is dead, but the fact is that newsletters are still one of the most effective marketing tools, when you look at conversions and visits to your site, and one of the best ways to stay up to date and informed about a particular topic or industry as they filter through the noise and hype.
Probably the best newsletter to track emerging industries, venture capital and disruptive startups.
This is a curation of the best news and trends in the tech world, with a particular focus on financial technology. Nicely curated newsletter compiled daily that brings to you the best perspectives, insights, and lessons learned from investors, founders, and other operators in the startup ecosystem. Good collection of the latest articles on developments, solutions and innovations in fintech industry, with dates for conferences, hackathons and deadlines. I’d love the chance to learn from you with any suggestions you may have and to learn what are your favourite fintech newsletters. The City of Barrie has a strong entrepreneurial ecosystem background with key players like Invest Barrie, Henry Bernick Entrepreneurship Centre at Georgian College or VentureLAB. Its target is to make the transition from entrepreneurship to startup ecosystem and wants to encourage technology entrepreneurs to start and grow global businesses that will create more jobs, boost Barrie’s economy, strengthen global connections and make the city a more desirable place to live, work and visit. Barrie’s tech startup ecosystem is in the very early stages of development and they face challenges like lack of volume factor, limited access to investment, key services and activities, as well as a framework in place to break with silo mentality and implement a holistic approach that can bring more connectivity, measurement and benchmarking to its startup ecosystem. Initial two days kick off workshop to build mutual understanding of the current level of Barrie’s startup ecosystem and services, to figure out what development and focus is required first and which parts of this development would benefit the most to begin with. San Francisco – March 22 – Crowd Valley Inc, (a Grow VC Group company) creator of the world’s first digital back office to power online finance business announced that Ronald J. Herbalife Invests in Training for Employees, Offers Certification Opportunities Through Forsyth Tech Partnership WASHINGTON, April 26, 2016:  Today, The Manufacturing Institute released the first Community College Consortium for Bioscience Credentials (c3bc) spotlight on Forsyth Technical Community College.
The post The Manufacturing Institute Releases First Spotlight on Community College Consortium for Bioscience Credentials appeared first on Forsyth Tech. RALEIGH – As we enjoy the spring, the North Carolina Community College Small Business Center Network (SBCN) encourages you to celebrate your local Small Businesses. The post NC Community Colleges Small Business Center Network Celebrates North Carolina Small Businesses appeared first on Forsyth Tech. The post College students participate in ‘Cardboard Boat Regatta’ at Belews Lake appeared first on Forsyth Tech. If you had been at Forsyth Tech on Wednesday, April 30th, you would have seen an unusual sight – seventy 5th grade students getting their first taste of college life. In preparing students for a career, Forsyth Tech offers much more than just classroom instruction.
On a cold late-winter Saturday in February, the Forsyth Tech Stokes County Center in Walnut Cove hosted more than 30 area farmers for a day of health and safety workshops. Requirements for business cases can vary depending on how big an idea is and what the initial steps might be. If risks are realised in the public sector they can potentially have very significant and widespread impacts. If you have an idea it likely means you think there’s a better way to do something or there’s a problem that you are trying to solve. Organisations can generally make a better assessment of risk if they can see that somewhere else has tried the idea before (and that the risks were contained). If the idea is sufficiently novel, previous experience with other projects will be insufficient in providing a basis for assessing what will be needed for the project to work.
This can be done at a small level (in the team) or at a large scale (across Departments) and can help identify what resources might be required and any unexpected issues that might arise. If the idea is a new or improved service and it is well received, there may be increased demand for it from the public and thus greater expense. There is a natural temptation to do this – the fewer the resources identified as being needed, the more likely the business case will be approved. How will you be able to tell whether it was this particular innovation that made the difference? The idea may be very experimental and it may not be possible to predict how it will fix the problem, even though there may be good reasons to suspect that it will contribute to beneficial outcomes. If you cannot be sure what success will look like, can you be certain what failure will be?
In Innovation in the Public Sector: Enabling Better Performance, Driving New Directions it notes “Performance information and its availability to agency managers, politicians and Australian citizens, contribute to learning, innovation and improvement.
But Gaia Gallotti, research manager at IDC Energy Insights told BCN the firms need to first overcome a pretty significant skills gap and an ageing workforce if they are to modernise their systems.
74 per cent said they will need a third-party professional services firm to help develop a public cloud strategy. Utilities are struggling to attract talent in all IT domains, especially for the ‘third platform’, as they compete with companies in the IT world that attract ‘Generation Y’ talent more easily,” Gallotti explained.
The office worker is no longer chained to a desk, thanks to the rapid rise and swift adoption of technologies which enable work to take place at home, on the move, or anywhere with an internet or mobile connection. Foundation Director Christy Oliver Reeves expressed her excitement for this sponsorship opportunity, which will also benefit the Foundation's dozens of Angel Award winners. The Foundation recently granted a year of LANO membership to its dozens of current and past Angel honorees in order to support the growth and success of their charitable work. To accomplish our mission, we are developing the next generation of leadership, embracing diversity and leveraging arts and culture to create a more vibrate place to live, work, and play. High participation produces robust results, benefiting both nonprofits and those seeking to work in the nonprofit sector in our state. Primarily senior leadership in HR, finance or executive staff would be the most appropriate person to complete the survey. Irby has been the face of LANO in Shreveport since 2006, where she has served as Director of the association's regional office and chief liaison to nonprofits in need of organizational development and training. Nonprofit professionals in the network can query the listings by service category, city or zip code. State government, along with industry leaders in banking, healthcare, and information services will connect directly this year with Louisiana's online network of over eleven thousand nonprofit professionals and volunteers. Leveraging the Association's nonprofit sector connections and member-to-member communications network, Business First recently purchased exclusive access codes to the premier national grantmaker database, Foundation Directory Online.
Starting January, 2013, LANO's thousands of website users can search for volunteer opportunities within the network and advertise their willingness to serve in their communities.LANO's General and Associate membership increased by 30% in 2012 and added an average of 100 new member profiles each month.
18, 2012—The Louisiana Association of Nonprofit Organizations, a membership group of nearly 11 thousand nonprofit professionals and supporters statewide, will hold its 15th Anniversary annual conference on October 2-3 at the Baton Rouge River Center. Members of the Louisiana Bankers Association will hold a concurrent meeting on October 2 at the same venue. 29 major disaster declaration, more than $16 million in grants had been approved to help homeowners and renters begin to recover from the storm. The FEMA specialists delivering assistance to hurricane survivors in the affected parishes — including perhaps many of your own employees — would like your help in disseminating information and guidance to your workers, colleagues and others. Proceeds from this fund will support nonprofit organizations in the Greater New Orleans area providing storm assistance and care for residents with emergency needs.
Williamson receives recognition for Top 50 listing at National Press Club event in Washington D.C.
Under her leadership, LANO documented this decline through reports and public testimony related both to natural disasters and later, the man-made devastation of the Gulf Oil Spill. This week it was announced that BlackRock made an investment of ?12.7 million in Funding Circle. This comes in the form of onboarding these customers onto a digital finance portal which they operate. By operating in the “cloud” platforms both future proof scaling and mitigate internal controls to enter the market efficiently. Utilising their internal expertise in market knowledge, operations and product positioning, it gives them an advantage over most. Benefiting from cheap oil, the weak euro, and the slow decline in unemployment, the outlook looks positive overall. Sometimes they are a fresh individual or group looking to start a new league or raise money for a future event, other times they are already well-established and simply need funds for new jerseys or tournaments.

Digitization, alternative finance and fintech enable many new things, but they are enablers and the ultimate target is to offer better products and more value to the customers, to increase business earnings and offer better ROI for capital.
We then highlight some models and solutions, how finance companies can increase efficiency and value in all those key areas.
The established finance institutions often also need a significant culture change to adapt to new models. For example, Crowd Valley’s back office enable fast development of new finance service on robust cloud based back office functions, DealIndex is the leading source of Alternative Finance data, Grow Advisors assists finance companies in the transition to the digital era, and TradeUp develops new models for export growth capital. Banks have their capital restrictions and price for capital tied to higher risk loans that leaves a lot of room for other players. There are some activities in that area and often sought from the investors position, but e.g. This is the area where Crowd Valley also offers leading solutions for platforms and portal to meet their ongoing and long-term requirements.
They have the same stories about regulation, some known platforms and speculation, how new models can have a huge potential.
It requires more ecosystem, business model and technology competence than most conferences offer today.
Now Boston Consulting Group (BCG) has produced evidence that private equity funds with portfolio companies with increasingly popular buy-and-build strategies (in which a PE firm buys a company and then build on this platform through add-on acquisitions) with cross-border acquisitions outperform buy-and-build strategies that are purely domestic and strategies that do not include buy-and-build. The international expansion of a formerly domestic company is hypothesized to unlock opportunities for cross-selling, generate larger scale economies, and catalyze further expansions, especially if the business improvements raise investors’ expectations of results that have yet to be reflected in financial performance.
Many of these stories are so remarkable that we decided to create a “Creator Spotlight” blog series. Each person who donated will receive a copy of the album and depending on the amount given, she or he will obtain the music in a different format (ex.
It looks like frameworks and proposals being put in place may speed up that development, by forcing uniform standards and requirements on the market. The revised Payment Services Directive (PSD2) may have a long term effect and catalyze the banking sectors position shift to piping from certain high-value services.
The PSD2 is still not fully set and the discussion is still ongoing, however, there are various elements that are interesting to examine and are being anticipated by service providers in the financial markets. The use case is to allow third parties, with the end users permission, access to certain services using their accounts with financial institutions such as banks. Take for instance the Spanish Bank BBVA’s API Market platform that’s been rolled out in Spain and the US so far. We can see the amount of investment being made into new cutting edge technologies, new ways of providing services and new business lines being created. Or it can be used as supply chain financing that helps the company get paid faster for its export shipment than its foreign buyer wants to pay, and thus get cash flow needed to process the next order.
Debates on the trade finance gap—and on export promotion and trade and development—need to focus on the growth capital gap. World trade grew an average of 3 percent between 2010 and 2015, after 6 percent annual growth between 1983 and 2008.
Below, we will look at a couple different examples of famous musicians using crowdfunding for their albums or tours! She proved to be extremely successful, as she generated $1.2 million from her fans spread out across the globe. Like Palmer, De La Soul felt that it was in the music’s best interest that they separate from a major label, citing that major labels often infringe on the creative process.
Crowd Valley offers service that meets banking requirements include single-tenant application models, end to end data security, integration into sophisticated firewall architecture, and highest service commitments to service integrity.
The company is headquartered in the heart of San Francisco with further offices in London, New York and Hong Kong. The roadshow covered in detail how technologies such as Crowd Valley’s, which leverages the AWS infrastructure, can benefit from cloud architecture built to satisfy the requirements of the most security-sensitive organizations. In its 2015 Magic Quadrant for Cloud Infrastructure as a Service, Worldwide, Gartner placed AWS in the “Leaders” quadrant and rated AWS as having both the furthest completeness of vision and the highest ability to execute.
There are still openings available, so join now for your chance to raise money, get exposure and to present at BroadcastAsia 2016! Their focus is helping people lend based on personal relationships and social validation, rather than credit scores (eg.
Each of them has specific considerations and aspects, that may make them more relevant in specific niches or market verticals and any strategy needs to be considered in full thoroughly.
This is the result of an effort started by The Netherlands Authority for Financial Markets (AFM) in December 2014, when they published a report on crowdfunding, drawing attention to perceived problems in the current regulations and offering their recommendations about how the digital investing market in the country could develop more sustainably. Symbid, one of the world’s first investment crowdfunding platforms, was born and is currently based there. With these new rules things could accelerate further and hopefully we will be able to see some very good results in the months ahead.
We’ve discussed the fragmentation of the European market as an inhibitor to the digital finance markets growth and expect it to continue to as a factor in smaller countries in Europe, outside the majors like the UK. You can expect insight into fintech applications, regulatory development, market movements and trends in fintech and digital finance, with a special focus on online investing and lending, wealth management, real estate and business debt. Startups may seem insignificant compared to large multinational companies that have trillions of dollars of wealth sloshing around in public markets, but a Kauffman Foundation study found that the majority of job growth in the United States is driven by technology startups.
This allows to then set a clear target and milestones, along with a specific plan, timeline and budget to reach the set target. Buschur, formerly CEO of NASDAQ-listed Powerwave Technologies, will be working with the company in a Corporate Development Executive Advisory Role. Buschur has a proven and global track record in business, and has run NASDAQ listed technology company Powerwave as CEO, dramatically increasing revenue to over $890 million and being named “Fastest Growing Company” 4 consecutive years. I believe we can see big successes in new finance technology models using modern technologies and I look forward to enabling finance innovation with the Crowd Valley team,” Ronald Buschur explains. We first profiled DeEtta Famiano in 2011, in what was then called Tech Quarterly, and is now Forsyth Tech Magazine. His plan was to get his Associate degree and then transfer to a four-year university, but it didn’t work out that way.
They also depend on the nature of the innovation and how big a shift from the status quo or business as usual scenario is involved.
It is only natural that those being asked to approve investigation or implementation of an idea will want to have a good feel for what the risks are, and how they can be managed, mitigated or even avoided.
Risk is measured in terms of a combination of the ‘consequences’ of an event and their ‘likelihood’.
Or can the innovation be done in partnership with others with relevant skills or resources to help manage the risks?
Or if the idea tackles a particular problem that limits what can be done by an agency, the removal of that problem can mean more can be done and that will have impacts on the rest of the organisation.
It can also be difficult to capture all of the unexpected contingencies that might arise and the resulting resource demands. Governor, encourages all eligible organizations to strongly consider this opportunity due to its very short application window: A Notice of Intent to Apply is due Tuesday, April 2, 2013 at 5 pm EST. Anyone who knows a deserving individual is encouraged to nominate him or her for the 2013 Angel Award by April 5.
We hope that this alliance will demonstrate to other nonprofits the advantages that can be gained by working together,” said Hickman. The bank now offers the database free of charge to its nonprofit clients, along with a range of new banking services tailored exclusively to the needs of the nonprofit sector. LANO welcomes public sector agencies and private sector consultants, product and service providers in numerous fields who wish to engage with Louisiana nonprofits in a cooperative exchange of value.
Discount hotel accommodations are available through Friday, September 21, at the Belle of Baton Rouge Casino and Hotel. Many more millions of dollars in assistance will go to Louisianians as we progress with the recovery effort. As for long term recovery efforts, the HIRF will be used to address the comprehensive rebuilding needs of the community. Emerging leaders in the newest nonprofit arenas are also on the list, including Wendy Harman, Social Media Manager for the American Red Cross, and Ben Rattray, Founder and CEO of Similar activity is mirrored by companies such as Goldman Sachs, JPMorgan and DBS in Singapore. The motive for the institution is clear and with the rise of “collaboration” it makes entering the market effortless. With the prospect of economic volatility reaching developing countries, evaluating risk is key when determining investment and trade opportunities. Whether it is an Olympic level athlete generate funds for the Rio 2016 Summer Olympics or a youth sports teams trying to gain support for their tournaments and travels, athletes from all over the world are using Kapipal (a Grow VC Group company) to raise money for their dreams. With the campaign page, it will be a very important that you inform your audience of who or your team is and what your goals or dreams are. The UK has been the leading market, where the FCA has had an important role to play in enabling the fast development of the industry. I also boosted my personal music page on Facebook in order to reach a wider number of people. Similar initiatives are being prepared and launched in various forms of innovation accelerators, internal ventures and new business development teams around the world. Given the interconnectedness of the global financial services sector, new ways of delivering are being prepared and launched all around the world, and strategies are being laid out on how positions are changing in the market. The same characteristics in the market demand that ultimately manifest themselves also in new regulatory discussions and proposals, are what is is driving this shift from Asia the to the Americas. We will see banks both lead and get left behind, with the shift to becoming more relevant to the market, the consumer and the service provider longer term being the main focus.
Growth capital is equity and longer-term debt financing that is not aimed at any one trade transaction, but rather at expanding a company’s production and sales capabilities. But it is important to keep in mind that she did not merely generate this huge amount by only asking her fans.
Within a month of creating their crowdfunding campaign, they were able to generate $600,874, far surpassing its goal of $110,000 (their campaign surpassed this figure in only 9 hours). The resulting album, “And the Anonymous Nobody,” is set to release this year. No matter whether you are an artist, scientist, entrepreneur or merely a dreamer, there are plenty of different ways that Kapipal can be leveraged, so what are you waiting for? For Crowd Valley’s customers, this means that they can rely on market-leading technology infrastructure without having to make any investment at all in their own servers, let alone security policies, procedures, or data archives.
Feel free to contact us or read more below where we highlight some of our most popular blog posts that help explain how to get started turning your dreams into reality! We remain optimistic and call for effective frameworks to facilitate cross border intra-Europe digital finance transactions and see the vast potential for growth if the world’s largest market can act as truly that.
The power of information technology has been steadily increasing for the last three decades and has recently reached a level of maturity that has started to trigger a reorganization of the global economy. Given the innovative startups’ critical role in the information economy, the importance of healthy startup ecosystems only stands to increase in the future, being this the reason why local, regional and national governments across the world are establishing programs to support tech entrepreneurs in an effort to stimulate economic growth and job creation.
He has also successfully run technology growth companies, like HMT Technologies in Silicon Valley and been involved in cutting edge technology development and deployment in the United States, Europe, Middle East and Asia. The business case should consider the potential impacts on the rest of the agency (or even other agencies) and how that might be managed.
However, this can later jeopardise the success of the innovation if the resources required have been underestimated and the gap between what’s needed and what is available is not covered. What if the outcomes are at first worse than what is currently in place – how will you know if the initiative will get better, and how can that be communicated to stakeholders? While these large institutions are making waves in the digital finance space, similar size opportunities are being exploited by community banks and institutions in the form of local P2P networks. Tell exactly why you need additional funding, and what you plan to do with it once you reach your campaign goal. Most solutions are relevant for many types of finance institutions, but we also include models, how e.g.
The event served as a good summary of the p2p lending and equity crowdfunding market in the UK and some other countries. Many parties also see that much more data, including historical data, is needed to get the market to a more mature phase.
In addition to public posts, I wrote private messages to friends asking them to share my campaign with their friends and acquaintances and wrote several emails to people in the same fashion. Leveraging back and middle office frameworks like the Crowd Valley Digital Back Office is part of this development and in our work, we are fortunate to be able to assist in the migration to the new banking economy with the right balance of efficiency and security for all parties involved. It has never been easier or cheaper to create a startup thanks to infrastructure like open source software, software as a service, cloud hosting, globally ubiquitous payment processing, viral distribution channels, real-time collaboration, on demand logistic services and hyper-targeted advertising. Elimination of risk is generally not a practical goal but risk can be managed and mitigated by various treatments. Also, be sure to include some images or video of you in action playing the sport you are trying to raise money for. At the same it also illustrated, how the discussion now focuses on a few services and countries, when much more happens behind the curtains.
Now some services have really started to offer data available that help follow many platforms and see historical trends (see e.g.
It’s just a click of a button to start to start but remember that it’s not just creating a crowdfunding page. Buschur is joining the company to bring his expertise into global business development and strategic partner expansion. INITIATIVE: Did the nominee initiate new programs or activities and use new methods to solve problems? IMPACT: Has the activity or service provided by the nominee produced positive changes and provided examples for other groups? The volunteer work must have been performed in the state of Louisiana with Louisiana children as the primary beneficiaries. The volunteer effort can be focused on enhancing any aspect of a child’s life, including physical, emotional, creative and spiritual. Individuals who are paid for their services are eligible, but their efforts must be considered to go above and beyond their job descriptions. In the course of its 19 years, the Angel Award program has helped to identify and honor 143 outstanding individuals and has given $1.4 million to nonprofit organizations on behalf of the honorees. Infra Holding Limited: AIHL) a real estate company based in Noida coming up with commercial and residential real estate projects in Greater Noida and Noida. This is one of the best website where you will find all information related to properties in Greater Noida. We help you in Sale & Purchase of Residential Plots, villas, Industrial Plots, Shops, Kothies, Commercial Office space.
Apart from these, we deal in all sought of properties including resale of Noida Authority plots and YEIDA (Yamuna Expressway Industrial Development Authority) plots on Yamuna Express Way. We work hard for our clients and provide them all sort of information to sell their properties. Basic Principles of Real Estate Tips before you buy a plot What is the process to get Home Loan ? Search Real Estate in Greater Noida - Buy, Sell and Rent Best Residential Properties in Greater Noida by Real Property owners, Dealers, Builders and Real Estate Agents.

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