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NOTE: SaveAway provides a low-cost, limited coverage alternative to other travel insurance plans.
EXCLUSIONS: Your coverage is subject to various exclusions, which are completely set out in the Exclusions section of the policy document.
If you disagree with the claim decision, the matter will be submitted to arbitration under the arbitration law in the Canadian province or territory where your policy was issued. EXTENSIONS: To extend your coverage, If you are already on your trip, simply call the Assistance Centre. ABOUT 21st CENTURY TRAVEL INSURANCE:21st Century Travel Insurance Limited is a Managing General Agency that provides all types of travel insurance products to individuals and groups across Canada. Manulife Financial is a leading Canadian-based financial services company, operating worldwide, offering a diverse range of financial protection products and wealth management services.
IMPORTANT NOTE: The product-related information on this website is for illustration purposes only. We inform and educate travellers on the specific threats and hazards associated with a particular itinerary or destination. We comprehensively reference all the relevant international conventions and risk management solutions, consolidate various disciplines and technical methodologies for evaluating risk, then apply this superior model to each and every individual’s itinerary, journey or travel plan.

Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates.
Important Message: By submitting your contact information on our call back forms, you are agreeing to be contacted by our Customer Service Representative. Safe Driving on a Road Trip Through EuropeThere’s no better way to explore a continent like for example Europe than by car.
It also provides limited benefits with lower maximums and the savings are passed on to you through lower premiums. If you do not contact the Assistance Centre in an emergency, you will have to pay 25% of the eligible medical expenses we would normally pay under this insurance. Legal action to recover a claim must start within 12 months of the date the insurance monies would have been payable if it were a valid claim and be undertaken before courts of the Canadian province or territory where your policy was issued. Refunds and cancellations are subject to a $25 administration fee per policy.Simply contact us to ask for a refund and provide proof of the date you actually returned home.
You may be able to extend your coverage, as long as the total length of your trip, including the extension, does not exceed 60 days and there has been no event that has resulted or may result in a claim against the policy.
The head office is in Cobourg, Ontario and all insurance policies are underwritten by Manulife Financial.

Manulife Financial is the largest life insurance company in Canada, the second largest in North America and the sixth largest in the world based on market capitalization.Manulife Financial Corporation trades as 'MFC' on the TSX, NYSE and PSE, and under '945' on the SEHK.
For complete benefits, terms, conditions, limitations and exclusions, please see the policy booklet at the download section below. Next we evaluate the preparedness, treatment solutions or modifiers established by the traveller or company’s risk management team.
There is the possibility that the cost of your claim could exceed your SaveAway Coverage Limit and you would be responsible for any expenses incurred that exceed that limit. Finally, we provide risk management advice, alternatives and resources to make informed decisions around travel risk.
If you would like more coverage, 21st Century also offers other products that provide higher Emergency Medical limits and broader benefits.

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