11.10.2013

Find only numbers in excel

Study Resources for Science and Health with Key to the Scriptures is small booklet containing a Scriptural Quotations Index, Marginal Headings Index, and Concise Word Index. Science and Health with Key to the Scriptures (S&H) by Mary Baker Eddy can be purchased at any Reading Room. The PDFa€™s below are the actual explanation of marking the books with examples so be sure to print out each. Why should I mark books when I can read the Lesson Sermon on the Internet or buy my own full text quarterly or buy a Kindal version of S&H?
The Lesson sermon is by a€?divine designa€? to meet the needs of the Student of Christian Science and the world.
You are a a€?Readera€? but not in the formal sense of the word as one chosen by the Christian Science church organization to be a a€?First or Second Readera€?. THIS iS A DIGEST OF THE BENEFITS OF THE AFFORDABLE CARE ACT THAT MOST DIRECTLY AFFECT INDIVIDUALS. We suggest that you initially scan through the headlines of each paragraph to gain an overview of the act. 8 On March 23, 2010, President Obama signed into law the Patient Protection and Affordable Care Act (ACA).
8 ACA REDUCES THE BUDGET DEFICIT: ACA is the largest deficit reduction bill in a generation, Landmark 59-60. 10 CHECK FOR THE TRUTH: ACA REQUIRES BOTH IMPLEMENTATION BY THE STATES AND THE VOTERS ONGOING SUPPORT. 14 2010 MEDICAID: States may opt out of the following program, but must adhere to its criteria if they opt in. 12 2009 RECOVERY ACT REIMBURSEMENT FOR COSTS TO STATE MEDICAID PROGRAMS has saved Minnesota (in a€™09 -a€™10), $1,673,476,158 thru Sept 30, 2010. 14 2010 FOR THOSE THAT CANNOT AFFORD INSURANCE; See link to a€?Find your Health Care Optionsa€? above, or click here. 2011 IF ENACTED INTO LAW, PROPOSALS TO REDUCE FEDERAL FUNDING FOR MEDICAID ARE EXPECTED TO SUBSTANTIALLY REDUCE FUNDING TO STATE MEDICAID PROGRAMS AND ARE EXPECTED TO LEAVE 44 MILLION WITHOUT FUNDING FOR HEALTH CARE. 18 2014 EXCHANGE BUYING: To lower insurance premiums from what they would become under past practices, insurers are required to include everyone in a single risk pool, S. 18 2014 PENALTIES are monthly for the non-exempt individual who fails to insure themselves and their dependents.
18 2014 WITH THE HELP OF CONSUMER ASSISTANCE OFFICES, INSURANCE EXCHANGES WILL CREATE TRANSPARENCY AND COMPETITION AND THEREFORE LOWER RATES.
18 2011 AS PART OF TRANSPARENCY, INSURANCE COMPANIES MUST ADOPT UNIFORM EXPLANATIONS OF COVERAGE AND STANDARD DEFINITIONS prior to March 24, 2011.
20 2014 SUBSIDIES FOR THOSE UNDER 400% OF THE FPL limit premiums to between 2% to 9.5% of income, S 1401 and out of pocket costs to 30% of contract costs, S 1402. 21 2014 PRICE DISCRIMINATION OF ANY KIND except age and smoking is prohibited, S 2701 (A) (1). 22 2011, UNDER A PROVISION DRAFTED BY SENATOR FRANKEN (D MN), individual and small group plans (including grandfathered plans) must spend 80% of premium dollars, 85% in large group markets, on medical services, not administration, advertising, or profits, S 1001, sub 2718 amended by S 10101 sub 2718. 22 2014 ACA PROVIDES COST CONTROLS: By Jan 1, 2014, under Ss 1302(c) and S 1201 sub 2707(b) there will be annual out of pocket cost controls, and four cost levels of a€?essentiala€? benefits. 23 2010 SMALL BUSINESS WILL RECEIVE 35% TAX CREDITS NOW AND 50% IN 2014: employers with 25 or less full-time equivalent (FTE) employees with an average compensation of $50,000 or less can receive a tax credit beginning in 2010, S 1421, modified by S 10105.
27 2010 ACA CREATED A FEDERAL HIGH RISK INSURANCE PROGRAM FOR THOSE WITH PREEXISTING CONDITIONS and without insurance for six months. 29 2010 ENDS RESCISSIONS except for fraud or intentional misrepresent the law bans self funded and insured plans from dropping people from coverage when they get sick, S 1001, subs. 29 2010 BANS DUMPING which is the practice of raising premiums on the individual and small group market to discourage insureds from continuing the policy in question. 29 2010 ENSURES QUALITY OF CARE by requiring health care systems to report benefits and reimbursements that improve outcomes, follow up, prevent readmissions, improve patient safety, reduce medical errors and implement wellness and prevention activities. 29 2010 MUST PROVIDE AN INDEPENDENT APPEALS PROCESS: new individual and group plans must provide an internal and external appeals process,50 S 1001, sub 2719, that includes ongoing benefits during the appeal, S 1001, sub.
23 2010 SMALL BUSINESS WILL RECEIVE 35% TAX CREDITS NOW AND 50% IN 2014: employers with 25 or less full-time equivalent (FTE) employees with an average compensation of $50,000 or lessA  can receive a tax credit beginning in 2010, S 1421, modified by S 10105. Timothy Jay Rolle, General Manager of A Cleaner World, has worked for ACW for 12 years and manages a drycleaningA plant in Apex, as well as three drop stores in Chapel Hill. In other words, provide the consumer information necessary to evaluate their care options prior to purchase and provide the consumer and cleaner with a method of cleaning that has proven to be successful.
Were it not for DLI and its predecessor organizations a€“ IFI, NID, AIL a€“ the EPA would have outlawed the use of Perc many years ago before there were viable alternatives and OSHA would have established a PEL for Perc that was unattainable without replacing existing equipment. Were it not for NCALC, the private laundry and drycleaning industry in North Carolina would have been destroyed by competition from the NC Prison Enterprises Laundries, in the early 1970s and 1990s, utilizing prison labor and facilities (i.e.
Were it not for NCALC, you would not have the protection of the best-funded and reasonably-priced drycleaning solvent cleanup program in the country. Your national and state associations, DLI and NCALC, are in many ways like your insurance policies. If youa€™ve never been a member, we need you to join, If youa€™ve let your membership lapse, we need you to rejoin now. Beginning with this issue of Carolina Clean, we welcomeA A a new Associate Member of NCALC and a new column to our newsletter. He also served as an expert witness on behalf of facility operators at sites impacted by industrial activities and to promote technical and litigation support services. Since EnviroForensics & Policy Find (they locate old insurance policies) is located in Indiana and works primarily in states that do not have a state-led cleanup program, some of the issues discussed in the articles may not directly apply in North Carolina. At the annual conference of TCATA [National Allied Trades Association] in Park City, Utah, in August, KEVIN LAWSON, Tri-State Laundry Equipment Company, was elected to serve a second two-year term on the Board of Directors. Congratulations to GRANDPA JIM HILKER on the birth of twin girls to his daughter Kristen on September 9th. He had been told by his attorney to look for that part of the policy that addressed damage to the property of others. His attorney had explained that in his state, as in most states, it took policies issued before 1986 to pay for environmental investigations.
Digging around in the attic, he succeeded in finding one collection of old policies, but these policies dated only to the late 1990a€™s. Working backwards from the earliest insurance policy, the insurance archeologist was able to discover that another insurance agency had purchased the defunct agencya€™s book of business prior to closing. The insurance archeologist provided a specimen policy issued by the same insurance carrier to a different dry cleaner in his state from the 1985 policy period.
Using the premium notices and specimen policy together, the drycleanera€™s attorney was able to file a claim with the insurance company. David Oa€™Neill has more than 17 years of experience in claims recovery on behalf of corporate policyholders involving environmental property dam age and toxic tort and asbestos exposure claims. I recall he said, now when you get to the hotel, go to the bar and look for the tall, gray-haired guy with the big hat. All the above were listed along with Education & Training, Technical Assistance, Trade Shows, and Friendships. Purchase Science and Health with Key to the Scriptures either in the a€?New Typea€? or a€?Marblea€? editions. The numbers in the margins are used to look up citations that are listed in The Complete Concordance to Writings of Mary Baker Eddy.
Serious Students of Christian Science mark their books once a week using the Citation Edition Lesson Sermon Quarterly. So often the Lesson Sermon meets what is going on in the world with a healing message to hold on to. So often the Lesson Sermon meets what is going on in the world with a healing message to hold on to.A  When you understand one Truth this Truth will be felt in the world.
WE BELIEVE THAT IT WILL PROVIDE THE BASIC INFORMATION AND GATEWAYS TO RESOURCES YOU NEED TO UTILIZE THE BENEFITS OF THE AFFORDABLE CARE ACT.
These are the numbers of the pdf slides in the slide show section of this web site that relate to the paragraph. If it doesna€™t, look at the end of the digest for the number of the associated Note and either click on the associated URL or enter it into the address bar of your internet search engine. PRESIDENT OBAMA, 280 DEMOCRAT REPRESENTATIVES AND SENATORS IN THE 111th CONGRESS PASSED ACA USING HELP FROM PRESIDENTS TRUMAN, EISENHOWER, KENNEDY, JOHNSON, NIXON, REAGAN, CLINTON, and G. The Congressional Budget Office (CBO) projects ACA to reduce the deficit by $1.5 trillion over the first 20 years8. IF IMPLEMENTED BY US, OUR GOVERNMENTS AND THE HEALTH CARE INDUSTRY AS IT WAS WRITTEN, 12 in the next four years most people will notice that it will be easier to read, understand, compare and shop for insurance. In this digest, each provisiona€™s effective year date is shown at the beginning of each entry. To start $30,000,000 was allocated in 2010 to jump start state consumer assistance offices. Until ACA came up for passage in 2009 this was endorsed by conservatives, Democrats and GOP leaders 60. That is because seventy-five percent of health care cost is spent on chronic illnesses arising from modifiable behavior. Authorizes Medicare coverage of personalized prevention plan services, including an annual comprehensive health risk assessment, Section 4103, as modified by S 10402; Ss 4104-4105. 1312 (c); insurance will be sold through state operated exchanges accessible by both individuals, and small businesses, Ss 1311-1324. Without it costs will be uncontrollable.20 By 2014 individuals and employers with more than 50 employees must provide health care insurance, Ss.
These are payable with the tax return with maximums of $2,085 per family or 2.5 percent of household income (whichever is higher). The Federal government does not have the authority to limit premiums, but the subsidies mention immediately above limit premium cost. Medical services will be defined by the HHS in consultation with the state insurance commissioners, S 1001, sub 2715, 2718. Coverage denial for pre-existing conditions is banned if less than age 19, and for everyone on Jan 1, 2014,44 , S. Denial is common in the commercial market.61 This program will operate until the insurance exchange takes effect in 2014 when everyone must be accepted. The provision, which is in S 1001, sub 2717 is effective immediately and is to be implemented within two years.
They can also be typed in to the address line of an internet explorer, perhaps at the library. PRESIDENT OBAMA, 280 DEMOCRAT REPRESENTATIVES AND SENATORS IN THE 111th CONGRESS PASSED ACA USING HELP FROM PRESIDENTS TRUMAN, EISENHOWER,A  KENNEDY,A  JOHNSON, NIXON, REAGAN, CLINTON, and G. 1312 (c); insurance will be sold through state operated exchanges accessible by bothA  individuals,A  and small businesses, Ss 1311-1324. Without itA  costs will be uncontrollable.20 By 2014 individuals and employers with more than 50 employees must provide health care insurance, Ss.
The Federal government does not have the authority to limit premiums, but the subsidies mention immediately above limit premium cost.A  Also, an employer must offer a free choice, tax deductible, and non-taxable voucher in the amount of the employer contribution for purchase of insurance on an exchange if the employee earns less than 400% of the federal poverty income level. Timothy has all three DLI certifications and achieved the Certified Garment Care Professional Designation, CGCP. NOTE: They are not required to run any tests on the garment to verify this belief and there is no specific penalty if they are wrong. But manufacturers and importers dona€™t like it because testing the serviceability of a product adds to the cost of production, the price of the item. Although there are 25,000 to 30,000 of us out there, we only have strength when we speak with one voice through our state and national associations.
In both cases, these decisions would have been based on faulty information and assumptions. If you needA A to pay monthly, quarterly or semi-annually instead of annually, that can be arranged. The DLI Board is required to study the dues annually and have requested this increase due to increased costs of operations and their decision to not have an increase last year.A A Although some viewed the increase as necessary due to inflationary factors, others felt it untimely because of economic constraints. However, your Representatives at the Joint States meeting in November will definitely voice the concerns of all!


He explained that he had no idea before visiting an attorney that these old expired insurance policies could be of any use to him. The landlord, a strip mall owner, had been refinancing and the bank required that he conduct a simple environmental audit that had included soil sampling. The law in his state required that a€?the pollutera€? remove the pollution or at least reimburse the landlord if he had to have it done. This was because the later policies contained pollution exclusions that the courts in his state recognized as barring coverage for Perc spills.
Telephoning the insurance agent identified on the policies, the dry cleaner found that that insurance agency was no longer in business. Contacting that insurance agency, the archeologist found that old policy files no longer existed, but that the agent would permit him to review his old accounting files. This policy had a pollution exclusion on it but that exclusion, the attorney advised, was not a bar to coverage as longA A as the Pere releases had not been intentional, and had been sudden and accidental.
The company stepped in to defend the dry cleaner, paid his attorney fees and paid the landlorda€™s environmental experts. He is an accomplished insurance archeologist with extensive experience in locating and retrieving insurance coverage evidence on behalf of potentially responsible parties responding to environmental investigation and remediation demands.
It is said that power corrupts, but more often than not, it is a corrupted individual who is attracted to power.A A It is a feeling of inferiority, sometimes called a Napoleon Complex, that drives someone to control other people and to micro-manage their surroundings.
This old man, in turn was fond of all the children in the household, consisting of my four half-sisters, two half- brothers, my full brother and myself. This old man at times was arbitrator between the children in the many quarrels and differences that we had from time to time. Other editions will not work because the books have the numbers in the middle of the book where you cannot read them and the marginal headings are in the wrong place. The numbers out in the margins make it easier to find a citation that you keep thinking about as well as the ease of marking the books. Again this Citation Edition can be purchased at your nearest Christian Science Reading Room. For instance I scanned family photos into the computer and then transfered the photos to a zip disk.
Your life is your laboratory to prove Goda€™s goodness and love for you, your family and the world. Other editions will not work because the books have the numbers in the middle of the book where you cannot read them and the marginal headings are in the wrong place.A  Be sure to look inside the book before you purchase.
So the Christian Science Lesson Sermon is a very important part to the healing of yourself and the world.
Then read the text, verify it, if you wish, by referencing the sections of the act that are cited and expand the information by clicking on the web site links provided. According to the politically neutral Congressional Budget Office (CBO), repealing ACA would increase the deficit by $230b over the next ten years67 and by one-half of one percent of the GDP hereafter. They will no longer have to worry about losing coverage for any reason and their insurance costs will become more affordable than they would be without ACA.
The provision becomes effective for plan years beginning on or after the day date given in the entry. By 2014, these offices will be points of entry for all programs, simplified insurance applications and appeals.
They are authorized to credit us up to 20% of total premiums to encourage healthy behavior.
Increased physical activity, healthy nutrition, cessation of tobacco use, and moderate use of alcohol bring major reductions in suffering, early death and cost. Jan 1, 2011 the ACA started a 50% discount off the Pharmaceutical company retail prices of brand name drugs and biologics in the donut hole and other discounts on generic drugs. By opting into the ACA Medicaid program, the ACA gives states with very low MEDICAID qualifying income levels the option to EXPAND MEDICAID COVERAGE by increasing qualifying income levels to 1.33 times the Federal Poverty Level or less. This is part of the right to keep what you have, but much can depend upon whether your plan is a€?newa€? or a€?grandfathereda€?. There will also be a low cost catastrophe coverage policy for those under age 30 (S 1302 (e)) and a special program for those under age 21, (S. The HHS Secretary has directed the states to have the legislation and regulations needed to approve or disapprove rates and has granted $51 million to 45 states to assist this process. 28 ACA reimburses employers for 80 percent of claims between $15,000 and $90,000 solely to lower costs for employer based plans for retirees between the ages of 55-64. Insurers may offer a low cost catastrophic plan for those under 30 and four plans varying coverage at 60%, 70%, 80% and 90% of the cost of benefits.
113-127, 133, and Index a€?Medicarea€? for comprehensive digests of the issues and provisions or call-1-800-MEDICARE.
According to the Bureau of Labor Statistics this is more than any other industry 7.A  The Recovery Act and ACA together provide $2 billion to help this happen.
Government Accountability Office put out a report on Nov 15, 2010 that shows the national debt is in an increasingly dire crisis. Jan 1, 2011 the ACA started a 50% discount off the Pharmaceutical company retailA  prices of brand name drugs and biologics in the donut hole and other discounts on generic drugs.
States may later add large groups, S 1312(f)(2)(B).A  Policies must be easy to understand and compare,41 S1001 sub 2715,A  QUESTIONS ABOUT THE MINNESOTA HEALTH CARE EXCHANGE ARE ANSWERED HERE. Care labels like a€?Dryclean Onlya€? or a€?Professionally Drycleana€? drive customers to our stores.
Manufacturers and importers love the current rule because it allows them to promote home care (cost savings) although it may not produce the best result (drycleaning vs. And penalties for mislabeling or failure to verify the care method prescribed would decrease profits. Their proposal in the early 1990s was to provide personal laundry and drycleaning services to all state and county employees a€“ teachers, law enforcement, health department, legislators, etc, etc a€“ at a price we could not have competed with.
Unlike insurance policies that dona€™t protect you unless you pay the premiums, your national and state associations do their best to protect you whether you support them financially or not.
But this is not the time to abandon the mother shipA A your state and national associations. Henshaw holds a professional registration in numerous states, serves as a client and technology manager on projects associated with site characterization, remedial design, remedial implementation and operation, and litigation support and insurance coverage matters.
Paying the landlorda€™s environmental experts was likely to be too great for the dry cleaner to handle. Despairing, he reported his lack of success to the attorney, prepared to discuss bankruptcy instead of insurance recovery. Sto and several more hanging out at the bar made Jan and I feel welcome and included in the activities. Are you driven to share your gift of understanding in the endeavor of achieving a goal, or are you motivated by perquisites of position and the power you have over others?
From time to time, the old man with tact and kindness growing from the wisdom of the aged alleviated our childish differences and smoothed over our petty quarrels and jealousies. Shutting the door also means shutting the door of thoughts that are intrusive and not yours.
Then zip disks became out dated not to mention needing an old out dated computer to review the photos from a zip disk.
Reading from a hard cover book allows you to see the completed volume where as electronically you only see a page or two. Eddy says this about a€?Readersa€? The Readers of The Mother Church and of all its branch churches must devote a suitable portion of their time to preparation for the reading of the Sunday lesson, a€” a lesson on which the prosperity of Christian Science largely depends. You know you are on the right path when you have a warm peaceful thought in what you are doing. Reading from a hard cover book allows you to see the completed volume where as electronically you only see a page or two.A  If you are concerned about the paper that books are made from, there are special forest that are specifically grown for paper. As the graphic below shows, like eight presidents before him, President Obama was driven to make health care reform one of his highest priorities by the simple fact that the cost of health care is pushing the country and its people rapidly toward bankruptcy. BUSH WHO ALL SPONSORED REFORM PROGRAMS THAT ARE PART OF ACA.11 These ideas were also included in the Massachusetts Health Care reform law passed under Governor Romney.
Click here to see a CDC report of Minnesota, or here to find your state.66 Reducing this is something most of us can do.
Depending upon this, CBO and CMS estimate that this law extends the life 13 of the Medicare until 2029, if we prevent Congress from using the savings inherent in this law for other purposes. All left uninsured may use one of the 8,500 Community Health Clinic offices (see below) or they may use emergency Rooms. Employees must purchase qualified job based insurance or lose the employer tax free contribution, if it meets minimum standards and is not excessively expensive, Ss 1511-1515. The States shall establish an annual review of unreasonable increases in premiums, inform HHS about trends in increases and make recommendations for exclusion from the exchanges Ss.1003, 2794. The program expires when the money runs out or on Jan 1, 2014 because the insurance exchanges open, S 1102.
Individuals can apply for insurance from the back up federal high-risk pool38 Application requires only a letter from physician verifying pre-existing condition55 and no insurance for six months.
This is the Affordable (Health) Care Act reform law and is referred to here as ACA.A  For instance, to find the law sections cited click on the underlined citation above.
The report shows that the ACA enacted in March 2010 has the potential to reduce the growth of the debt by two thirds.
Above incomes of 400% of FPL the insured is responsible within the out of pocket limits mentioned above. We, like you, are working longer and harder with less staff and resources, wearing multiple hats and struggling to do more with less to help and support our members. Parts of the policy provided coverage against damage to his building, against break-ins, storm damage and even workers compensation coverage. Rather, it was the part of the policy that covered his customers (the slip and fall coverage) that he was looking for.
It was a new role he was going to have to get used to, however before this nightmare would be over.
After years of operating a successful business, he had significant savings, but these ongoing costs could deplete that savings account in no time. This kindly old man as a matter of duty, also as long as he was able did light chores, such as to feed the chickens in the farmyard, carry in the wood for fuel to heat the house, and also wood for the kitchen stove.
You dona€™t want those notes to go away when the machine is not working right or you turn it off. You dona€™t want those notes to go away when the machine is not working right or you turn it off.A  Books are the perfect a€?low techa€? way to go since they do not need to be powered up, powered down, recharged, downloaded or upgraded every time you want a Lesson Sermon which is wasting paper, energy, money and time. The President knew that health care reform would be a major step toward improving the economy, creating jobs, balancing the budget and making other necessary programs possible. The ACA Act preserves private insurance and the right of individuals, employers and the states to freely continue existing health care plans and to make choices going forward so long as they meet minimum standards of benefits and coverage as outlined below, S 1312(d). Section 9007 of the ACA now required that private not for profit hospitals develop written financial assistance policies,63 limit what they charge for services, observe fair billing and debt collection practices, and conduct regular community needs assessments.
Employers must offer vouchers to employees earning less than 400% of the poverty level income if the employera€™s plan would cost the employee between 8 and 9.8% of income, S 10108.
Contact your statea€™s health department18 and ask if they have applied.A  In all cases state benefits and insurance requirements may exceed ACA. We need your support now, more than ever, to continue to do for you what you cannot do for yourself alone. His attorney had told him that that part of the old package policies could provide him the coverage he needed now to address the environmental contamination of his property from perchloroethylene (Perc) spills below ground that had occurred years earlier.
The cleanup would be expensive and the drycleaner was expected to take care of the bill because he was the one who had inadvertently put the Perc into the soil over the many years of his operation there.
He may even need to consider bankruptcy unless he could find those insurance policies issued before 1986, and successfully file claims that would require his insurers to step in and defend him. He suggested that the dry cleaner hire an insurance archeologist to see what insurance might be located elsewhere. As time went on, the old man became ill and on one cold winter morning was found dead in the little room that he occupied in my fathers home. Manual 31:4) The Lesson Sermon in the Christian Science church is for you to heal your life and to bring your understanding to the Christian Science Church service to help others and the world. Manual 31:4)A  The Lesson Sermon in the Christian Science church is for you to heal your life and to bring your understanding to the Christian Science Church service to help others and the world.


No one who offers health insurance is required to participate in any federal health insurance program created under ACA, S 1555. Low income persons who believe that they will be dependent upon this service should seek out the private not for profit hospitals in their area and ask to see the hospitals published material.
The truth can be found at independent research sites like Snopes14, Politico15, or Fact Check16. Exchanges may limit business access to those with 50 employees or less until 2016 and in 2017 may open the exchanges to employers of more than 100.
Ask your attorney about how insurance archeology can help you locate the records you need to defend against environmental claims. It was God that chose the King James Bible so would you not say that it is the most inspired. Eddya€™s design through Goda€™s direction is with marginal heading as part of the paragraph and not standing alone in the margins and the numbers are easy to read in the outside margins. Medicare premium dollars can presently be used to purchase a commercial, non governmental policy in place of Medicare.
In May 2011, HHS announced availability of more than $100 million in first year funding for Community Task Groups (CTGs), aimed at improving health and lowering health costs and ask your congress person what happened in 2012. The federal contribution to expansion states under the optional program will be 100% in 2014 and to all states 90% after 2019, Ss. Today, 68% of medically underserved communities across the nation are in rural areas, and these communities often have trouble attracting and retaining medical professionals. In May 2011, HHS announced availability of more than $100 million in first year funding for Community Task Groups (CTGs), aimed at improving health and lowering health costsA  and ask your congress person what happened in 2012.
In studying Science and Health with Key to the Scriptures you notice that about every page has some reference to the King James Bible. The paper in the books is designed for chalk marking so that the lesson can be marked each week and erased. So now I dona€™t have to transfer data every time there is new technology nor do I have to find someone with an old computer to view the photos.
A  Due to the format of the B of A email, and the copious amounts of "filler" statements they use; the series is a bit difficult to follow.
Tim Johnson, Hyperion Press (2010), or LANDMARK, the Inside Story of Americaa€™s New Health Care Law and What It Means for Us All, The Staff of The Washington Post, ISBN 978-1-58648-934-2, pp.
The law provides increased payment to rural health care providers to help them continue to serve their communities.
Qualified private plans, Tricare, VA and all government programs satisfy the mandate, S 1501(f)(1). BirchamDuring the period preceding the so-called hard winter of 1889 -1890, the owners of large herds of cattle, also the owners of great flocks of sheep and large bands of horses, did not to any extent depend on hay or grain as winter feed for the great numbers of livestock that they owned. The markers are specifically designed for each set of books like the a€?New Typea€? set of books has a€?New Typea€? markers. A  I usually write correspondence to fit the lowest common denominator, but how low can one go?A  Although I'm willing to bet that if I reverted to primal grunts, and what could be considered a primitive, yet well understood gesture even in our modern world; that someone on the other side of the Banking Center counter might have their mind bulb flash, if only momentarily. Members of Congress and staff are required to purchase their health care plans on the state exchanges, S 1312.
There are many inter section referrals within the statute so click on a€?Find next in current PDFa€? repeatedly until it takes you to the text of the section.
Since the beginning of the white mans era in this section of the country, the livestock owners had driven or herded their bands to the high mountain ranges for summer grazing or forage. When the pdf of the statute opens, the a€?finda€? window may be at the top center of the web site that appears. The difference according to the Congressional Budget Office depends on whether or not the bill is implemented as written, is starved, is repealed or drained of its tax savings by extravagant spending elsewhere.17 History indicates that it will be implemented.
These ranges were well watered and produced vast quantities of natural grasses and other palatable livestock feed.During the late fall, the stock was started toward the southern end of the state of Nevada, this area being called the desert on account of its lower altitude, milder climate, and usually less precipitation in the form of snowfall. These lessons are made by the Bible Lesson Committee at The Mother Church in Boston.A  Mrs. This snow was necessary on these long drives since its water content was the only form of moisture the animals could find to subsist on.
This was the situation on most all of the desert and on a good many of the routes to and from the desert. The names no doubt were quite appropriate since water was taken by the means of a scaffold, then with the help of a horse or a windlass, a barrel at the end of a rope was lowered and raised, the water so obtained was used principally for saddle horses, work teams, pack animals, and also for human consumption.
Sometimes the water drawn from the wells, especially after several months of non-use was green with vermin, snails, and rodents. The mountain ridges were also obscured by a sort of haze as heavy wind storms swept the country at large, all in all, the general atmosphere seemed quite ominous or suggestive of some great change. I have a few of my portion of the email, as I cut and pasted it into my regular email service; don't know how they lost theirs. The stockmen in general did not give much thought to the possibility of a clean sweep or as to what was to happen the total loss of their livestock in some cases, and nearly all in others.  No provision was made for the sipping in or storing of feed.
They relate to the Merlin Teller, and how a fully paid balance of mine is being carried on their books as an outstanding balance on their system for months after I paid the account in full, probably sometime in October of 2007. I was repeatedlyA  told this same information by various B of AA  staff that I spoke with in person, numerous times, in various locations, but I did not record the conversations and wish that I had. Alas, when the snow did come, it came so fast and with such a fury and depth that the livestock were never moved.  Band after band of sheep were huddled together and smothered in the deep snow.
When first asked how and why they would do that; as it didn't sound logical or legal to me, I was informed by more than one staff person at more than one branch that it was expected to be carried for 16 to 19 Additional months!A  That is some kind of accounting system. A  That didn't sound accurate, as I was able to access the information on both the old 3732 account AND the new account until approximately January of 2008, and the phone rep I spoke who made arrangements for a balance transfer from another VISA Account I have at another bank for me on either April 3 or 4, 2008, said he would have copies of those 3732 statements mailed to me that day, at no charge to me.A  (I have received an envelope at my P. This man, at a later date rebuilt his fortune to some extent, which was consistent with the spirit of the west at that time.Another personality of that time and a close neighbor of my fathers was a victim of the extreme cold weather that followed the heavy fall of snow. Box from B of A; I'll expect the contents are the account statements, but won't know for certain until they are forwarded to me. Bircham, froze to death at a point not over three hundred yards from his home.  On this occasion this man was returning from the direction of the desert where he had been making strenuous efforts to move his livestock toward a better feeding ground.
Failing in this, he turned back, owing to the extreme cold which was in the locality about forty-five degrees below zero, at the time. In addition to the cold and snow, there was a heavy fog and in this, the man became bewildered and although only a few steps from home, lost consciousness, fell asleep, and froze to death.
The mans body was found fortunately the following morning by his brother-in-law and returned to the home that this poor man had tried to reach.
A  Bank of America?A  I'm almost on their side for this particular incident; as I know that avoiding lawsuits and payouts is high on their priority list.
Unless some staffer slipped up, yapped out my private account activity, and didn't take time to note it in my file. This man was an early settler in the country and at the time the incident occurred was busy in his chosen occupation as a truck farmer or gardener, he also owned about three milk cows and the one yearling heifer. Reese River Reveille1907With the little he owned, he was endeavoring to make a living for his family, consisting of a wife and eight or nine small children. The circumstances surrounding this, the theft of this mans only young animal would make the act all the more despicable. A group of roving cowboys, or vaqueros ( some of them being Mexicans ) were camped for the night only a few miles away from the gardeners little home and although they were tending a herd of cattle that in numbers counted in the thousands, they took it upon themselves to drive this one lone animal to their camp and butcher it for meat, leaving only the waste matter behind as they moved on. Maestretti, on missing his animal searched high and low and at last finding tracks in the deep snow which by that time had crusted, started out on foot to trace the animal.
The snow had crusted to a certain extent but not enough to bear a mans weight, so in order to follow the tracks he crept on his hands and knees to the spot where he found the evidence that the animal had been butchered. Greatly disappointed and vexed at the discrepancies of human nature, this man returned to his humble home to carry on, and at a later date lived to be a large stock owner and rancher, as well as the patriarch of a family that now by extention numbers in the hundreds.
This man died at the age of ninety-nine years, only a short time ago, such was the stamina and ruggedness of most of the early day pioneers. This situation in itself was not very encouraging as the loss of feed for their horse's weakend them for the long jouney home of about fifty miles.
However, his stepdaughters, my mothers two girls by a former marriage, were not susceptible to my fathers swaying influence.
The power that my father exercised over his children was formed more from a mental attitude than from any form of forceful chastisement. It is known that he only whipped my brother John the one time, and this was for carving on a window-sill with a jackknife. In fact, he always wanted his children to respect other peoples property. The one time that he whipped me with a piece of flat board was at a time when he had a leg injury caused from a four hundred pound barrel of cement falling from the level of a wagon bed directly on his instep. This injury for a time was very serious, since in addition to a bruised condition, a couple of his foot bones were crushed.
The accident necessitated his use of crutches and at a time when he was using these crutches he was obliged to drive a team of horses hitched to a wagon up to the Barley field for the purpose of irrigating a small patch of potatoes that was planted there.On the way to and from the field, a distance altogether of fourteen miles, was a gate to be opened and closed.
Although much to small to be of help, and more likely to be in the way of older and stronger hands, I was very determined not to leave the ranch with my father.
However, while some other family member held me, my father paddled me lightly with the flat board and as a consequence I finally, although reluctantly, mounted the wagon seat beside him. When we were only about one-half of a mile from the ranch I could see tears in my fathers eyes and he asked me if I still wanted to help the boys handle the horses.
You can go back and help the boys."  As I look back over the circumstances surrounding this whipping, the only one he ever gave me, I think on the whole, the light paddling I got was entirely too mild a punishment.
I do remember, however, of feeling very small that evening whem my father returned from his trip to the Barley Field. The story began with a cattle sale that involved moving stock from the Walsh Ranch in Nevada to Northern California. The purpose of what we detail here is to remember that it is not only family that shapes us, but also the friends we meet along the way.
However, I am pleased to state that I did not find any such people, nor were any of the cattle missing. Finally, I was convinced that the cattle were reasonably safe in the enclosure, and as a consequence of this assurance, I did not ride fence everyday in the week.For a period of about two months, I remained very lonely indeed, brooding constantly over a sudden ending of my first love affair.
The Post Office was located in the one general merchandise store in the village, and was taken care of by the same people who owned the store. Of this family, three members lived in a small building adjoining the store, and these three people, the father, the mother, and the one son, operated the store and also attended to the Post Office. He was a student at Stanford University, and I met this young son only once when he was home for the Christmas holidays.After a time, the Collins boy, who lived at home with his parents, and myself became good friends and quite chummy.
Therfore, we had much in common and confidentially we compared notes and sympathized with one another. Please do your employer a favor, and provide me with the written documentation that I have repeatedly requested.A  Thanks for your cooperation. This fine young man was lost in the service of his country, and while I will not attempt to be a sentimentalist regarding him, it was a pleasure to have known him, and as a friend departed, I have the greatest of respect and admiration for this fine young man. Stockton: Please forward this email to someone up the ladder who can provide WRITTEN confirmation and information on who requested, and was provided, information on my Visa Card ending in 3732, activity in July or August of 2007. Rose, Good afternoon and thank you for contacting Bank of America in regards to account documentation. For B of A to be carrying its customers former credits and debits on their books for 16 plus months would be an accounting nightmare, in addition to being out of compliance with several Federal Banking Regulations. Please adjust all records statingA A  any balance due on my past and present Visa accounts to reflect the current credit balance only.A  Also, please update day ph.
A  But do note that when I asked him a specific question about them, he couldn't answer it.
A  And he didn't volunteer any details on the account maintenance that he appeared to have access to.A A  A A  This message is not flagged.
A Can you please provide me with your 16 digit credit card number so I can review your account? Gordon: The minimum payment is 1% of your balance and any finance charges and applicable fees. The system will not allow the rate to change until the cycle closes and a new cycle starts.



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