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We took a brief break from our Happy Family Habits series in July because a lot of you guys (and a lot of our team) were vacationing with the fam, and that in and of itself is a happy family habit to be celebrated! Also, don't forget to bookmark our famous Gift Guides for the next time you need the perfect kids' gift! So, we decided to teach them about the value of money and how to save up for something you really want.
When my oldest was in kindergarten, the school had a concession stand at the afternoon recess. My husband decided to get some jars and have them divide their money into three categories.
Kari, born and raised on the Northshore, began Northshore Mama after her family experienced a couple of rough financial years. Visit her website to read all about her adventures in photography, cooking, and her love of style.

My 5 and 8 year olds get loads of cash for their birthdays and then want to spend it on a Skill Crane machine, or on ANOTHER Matchbox car to go with the other 947 that they have. Even though the teacher explained that they get a snack in the afternoon, and five year olds have no concept of the value of money, nor can they keep up with it, some of the students still came to school with MULTIPLE dollars. She said that it was a MAJOR problem and that was why she suggested that the kindergarten students not bring snack money. They can buy another matchbox car or a pack of gum or a pencil at school (because the 24 that I sent last week are not enough).
If you're local and you're a mom (or have awesome and relevant information for local moms), we'd love to hear your ideas! Ironically enough, when they find money on the ground, whether it is the penny my 5 year old found on the ground, or the $8 that my 8 year old found lying on the floor at a store last week, they regularly either split it between the three, or put it in the GIVE jar!
I can not tell you how many days he came home from school with pockets full of quarters or dollar bills.

However, between their birthday money from this year, their Spend and Save jars, and a couple of gift cards that hubby was able to get from work for a safety reward, my two children, ages 8 and 4 at the time, purchased themselves a PS4 last spring. Their dad explained that if they pooled their money from the Save and Spend jars, they would almost have enough, and he would get these gift cards to cover the rest. So, it was a team effort, and they were able to see how saving money is great when you have something that you really want!

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