CNN Money reports that a recent analysis from Congress shows that women are twice as likely as men to live below the poverty line. That’s a gap that comes as a result of a lifetime of earning less than their male counterparts.
Earning less than men: Women still earn 77 cents for every dollar a man earns, according to research.
Employment gaps: Additionally, women are more likely than men to see gaps in their employment because they leave careers to raise children or care for elderly parents.

All of this adds up to poverty for many women in retirement, and it should be a wake-up call for women to start thinking about how they can shore up their futures.
While there is debate over whether the pay gap really exists, and there are indications that Millennials are closing what pay gap might be there, there is little debate over the fact that women are more likely to live in poverty once they hit retirement.
Indeed, women over the age of 65 have a median income of $16,000 a year, while men who are the same age have a median income of right around $27,000 a year.
It adds up in the way that their Social Security benefits reflect the lower earnings, and in the fact that they have less money to set aside for retirement.

Some of that has to do with the fact that women are more likely to do part-time work, and be in professions, like teacher, that pay less than male-dominated fields like engineering. Even when women are in professions that are male-dominated, many earn less because they don’t negotiate higher starting salaries.

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