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Detroit News: Longtime Detroit congressman John Conyers sent letters Friday to President Barack Obama and other officials requesting immediate action and relief regarding water shutoffs in the bankrupt city. The water department, responsible for about $6 BILLION of Detroita€™s $18 BILLION in debt, is a major issue in the citya€™s bankruptcy. The water department says about 17,000 customers are on payment plans, and officials try to work with those customers. Several groups also have appealed to the United Nations for support in an effort to force the restoration of service. Patrick's Day Golden Globes Hanukkah Oscars Olympics Mother's Day Labor Day Passover 4th of July New Year's Eve Thanksgiving Kentucky Derby Mardi Gras Super Bowl Easter Valentine's Day Fall Winter Summer Spring Money Career Advice Credit + Debt Investing Mortgages + Remodeling Saving Spending Less Taxes Real Estate + Finance Health Diet + Nutrition Fitness + Well Being Healthy Living Pets Birds Cats Dogs Fish Pet Lifestyle Search About Us Privacy Policy Terms of Use Contact Us ©1997-2016 XO Group Inc. Earlier this year, the Detroit Water and Sewerage Department said it would be more assertive about delinquencies. Health and Human Services Secretary Sylvia Burwell and city water department Chief Executive Sue McCormick, specifically asked for some of the $200 million available to the state through the federal Hardest Hit Fund. It estimates about 90,000 active customers in are delinquent on their bills to the tune of about $90 MILLION.

About 46,000 shut-off notices were sent last month and service to about 10 percent of that number was recently cut.
If you're like most people, you grudgingly make your payments each month while wondering if you'll ever pay off your account. According to Consumer Reports, "Rising delinquencies and default rates have made card issuers more inclined to cut deals. If you’re looking to lower your interest rate on a loan or other account, call other companies to see if you could get a better interest rate with them.
Loyal customers and those with strong payment histories are more likely to receive a rate reduction than those who have only been with the company for a short time.
Explain the offers you’ve received from other lenders and ask if your current company can match this rate. If the employee you are speaking with won’t lower your rate, ask to speak to a supervisor who may have more power to give you a deal. Sometimes you’ll be handed over to a representative in charge of dealing with customers who are going to close their accounts. If your company doesn’t take the bait, transfer your balance to an account with a lower interest rate.

If you have multiple accounts with high interest rates, credit counselors can help refer you to credible debt management programs. These programs allow you to pay off your accounts in one monthly payment and can help reduce finance charges. She holds a Bachelor of Arts from the University of Iowa and a Master of Fine Arts in writing from The School of the Art Institute of Chicago. Interest Rate How to Figure an Interest Rate Payment What Is the Difference Between an Interest Rate & the Annual Percentage Rate?
Effective Interest Rate Related Articles Does Auto Insurance Cover Me When I First Buy a New Car? Stock Return How to Get a Better Interest Rate How to Renegotiate an Interest Rate How to Negotiate an Interest Rate Real Vs.

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