As the nation experiences fear and uncertainty about its economic future, a quiet, unexpected phenomenon is spreading across the country. Historically, economic recession and crime go together, yet we seem to be handling it better than in the past. When people are struggling in life, they often turn to prayer and meditation to help them to deal with those problems. Regardless of whether you believe someone is listening to your prayer or whether you’re simply meditating for the purpose of your own personal focus and peace of mind, I believe that prayer and meditation can actually help. Second, meditation and focused prayer provides us with an opportunity to mentally focus on what we need to change in our lives.
Most of the well-established practices for focused prayer and meditation revolve around focusing deeply on the topic at hand. Third, the mental focus provided by focused prayer and meditation carries over into the rest of your life. If you do it for a week or two, you’ll start slowly noticing a real permanent shift in your mindset in the areas you were focusing on. Then, I spend some time quietly focusing on that phrase or sentence or paragraph that I’ve chosen. For those of you who would like an example of a meditation (one that doesn’t call out to a higher power) and a prayer (one that does) for personal finance success, here they are. This is a modified version of this meditation for when you’re stressing about money found at MindBodyGreen. May every person, every being be blessed with good health, happiness, prosperity and spirituality.
I ask that you remove my worries, anxieties, and fears about money, and replace them with faith. I ask you to help me understand my purpose in life and to act on that purpose with courage and strength. I ask you for the strength I need to make difficult financial choices, to change my daily money decisions, and to get rid of my debts and build for my future.
I ask you to help me release all negative thoughts about money, and know that prosperity is my true state.

My perspective, having used both prayer and meditation in my life, is that they often have a similar effect on the mind and body.
More than that, when this practice is a part of my life on a regular basis, a calmer state of mind and somewhat better decisions seem to come utterly naturally.
I personally attribute this practice as playing a major role in my ability to turn my spending habits around, which led directly to our family’s financial turnaround. According to FBI reports, violent crime has fallen for three straight years, with the murder rate now the lowest in four decades.
Is there a shift occurring in collective consciousness, toward greater harmony, calmness and resilience? More and more people are finding ways to manage stress and chill out rather than allowing it to escalate in their lives. People who believe in God often pray to their maker, while those who have other theistic views might choose to meditate to bring them spiritual guidance. The amygdala is the part of our brains that is directly altered by stress and thickens when we’re feeling continuous stress. Regardless of whether we’re focused on financial success or any other aspect of our life, both prayer and meditation give us a chance to mentally focus on those things. The thing that you focus on during your meditation and prayer silently becomes more important in your life and you tend to make better decisions in those areas, consciously or otherwise. Time spent meditating or praying on something causes me to subtly make better decisions in that area in my life.
Both simply revolve around focusing on some specific aspect of your life, usually in the form of some central word or phrase or short poem, but it can be other things. I usually try to find some aspect of my life that I wish I was doing better than I currently am. I close my eyes, attempt to relax, and run through the text in my head, usually a word or a phrase at a time. Focus on each key word – choose, moderation, discipline, spirituality, and abundance. My life is prosperous, and moderation, discipline, and spirituality will lead me to greater abundance.

Help me to be free of anxiety and stress and to have the awareness I need to make better money decisions. I usually feel far more relaxed after prayer or meditation, for example, and my stress level usually falls quite a bit. I firmly believe that a regular practice of meditation or prayer (depending on your spiritual beliefs or preferred practice) can do a lot to improve your mindset that can really help your financial state. This practice went a long way toward convincing me that I didn’t really need a lot of the stuff I was spending my money on, as it forced me to really consider what I was doing and what the long-term cost is.
These statistics defy predictions; police authorities had braced for a crime wave, expected to be unleashed by the recession, rising home foreclosures and social despair. Reports of increasing numbers of Americans turning to yoga, meditation and natural health spas during the recession reflect this growing trend.
The biggest difference between the two comes from whether you are calling out to a higher power, which is really up to you. I focus on the word and phrase, repeating it and turning it over in my mind and think about what it really means to me and how I’m thankful for what I have and what improvements I want to implement regarding that piece. I usually find that I follow prayer and meditation with better decisions in the short term. It lowers the risk of heart disease, lowers blood pressure, and strengthens the immune system. Those better results essentially appear as a positive outcome to that prayer or meditation. I’ll go through the text, then repeat back through it a time or two, usually up to about fifteen minutes or so.

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