You’re worried because you have fallen behind in a bill payment, and a collection agency is hounding you.
Many people use the terms religion and spirituality interchangeably, but they are two separate concepts that often overlap.
Spirituality and religion usually influence how a person lives, how he or she reacts to stressful situations and how well and how quickly a person recovers from emotional strain.
People with a spiritual or religious orientation may view a variety of life’s areas as sacred and thus seek help when they feel their physical and emotional well-being is threatened.
Unexpectedly, you receive a call from a friend, who says he has just mailed you a check for the loan you advanced him more than a year ago.

Simply put, religion is a belief system that adheres to a doctrine or doctrines, while spirituality is a personal belief, which may or may not include a belief in God. It can help increase self-esteem, find meaning in life, improve family and special relationships, decrease drug and alcohol abuse and lead to less sexual promiscuity.
To help find clarification, consider talking to a Chaplain, Religious Petty Officer, a lay-leader on your ship or in your unit, or a clerical authority or spiritual leader in the civilian community. This fortunate timing could be written off as a coincidence but you don’t believe in coincidences, so you say a quiet prayer of thanks.
They believe there is an ultimate purpose for them, and they glean hope from that belief even in the most tragic and distressing of circumstances.

Its beauty is awesome and you remember teachings from your childhood that all living things have a purpose; there is a balance in nature.

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