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So you've swapped your incandescent light bulbs for CFLs, turned down the thermostat, and only wash clothes on cold. To help pinpoint exactly where you are burning through resources — and cash — we polled energy consultants across the country. The problem: Outside air comes in and warmed air escapes through leaky frames, accounting for 10 to 25 percent of your heating costs. How to spot it: On a blustery day, close all windows and exterior doors and the chimney-flue damper. How to stop it: First check the window from the outside, paying close attention to where its casing meets your home's siding. The problem: Most bills don't break down energy consumption by category, such as heating, cooking, and lighting, making it almost impossible to target where you are overspending. How to spot it: Sign up for one of the dozens of new pilot programs offered by regional utility companies to help homeowners pinpoint and control their usage with a digital energy-management system. How to stop it: Hook major appliances and electronics up to smart plugs, or relays, which transfer information to a Wi-Fi–enabled control panel that sits at a central location in your home, such as the kitchen counter. The payoff: Save 10 to 25 percent on your electric bill by tracking?down unwanted energy hogs and using the consumption data to change your habits. The problem: Ten to 20 percent of warmed air from your home can be drawn into the chimney flue, passing around a rusted, stuck, or loose-fitting damper.
How to spot it: With the damper closed, hold a lit candle inside the firebox and watch the flame. The problem: Devices with a so-called standby mode that sap power even when they aren't in use can account for 10 percent of your electricity costs. How to spot it: If it has an indicator light, a charger or AC power adapter on the cord, or a digital clock, it's a phantom.
How to stop it: Put phone chargers, the flat-screen TV, and computer and stereo equipment on power strips.
The payoff: Save $55 a year just by cutting standby power to your DVD-VCR player, stereo tuner and CD player, and video-game console.
Tip: To cut your dishwasher's energy usage in half, pull out the racks after the final rinse cycle and let your dishes air-dry. The problem: Heaters that are more than 10 years old tend to be lined with fiberglass insulation, which is less effective at preventing heat loss than the foam used today.
How to spot it: Check the heater's date of manufacture printed on a sticker or metal plate on the side of the tank. How to stop it: Wrap the tank in a precut blanket with an insulating value of at least R-8. The payoff: An insulating blanket alone can reduce annual water heating costs by up to 9 percent.
The problem: While most homeowners weatherstrip around the jamb, they often overlook the area beneath an exterior door. How to spot it: Close the door on a piece of paper placed on the threshold and give it a tug. The payoff: Coupled with weatherstripping, a sweep seal can prevent 11 percent of the outside air that typically seeps in around exterior doors from getting into interior spaces.
The problem: After years of service, the adhesive on tape that seals joints between duct sections can dry out, allowing heated or cooled air to escape. How to spot it: With the furnace or AC on, shine a high-powered flashlight on ducts, especially at junctions where they connect with registers.
How to stop it: Patch small holes or misalignments with a water-based mastic sealant and mesh tape.
The payoff: Cut your heating bill by 3 to 10 percent by reducing air leakage by up to 15 percent. How to stop it: Order a new gasket from the fridge manufacturer for $60 to $90, depending on the make and model.
The payoff: Replacing the gasket and cleaning the coils can improve your fridge's cooling abilities by 25 percent.
The problem: Holes for sewer and water lines, exhaust vents, and cable and phone lines are typically rough cut and uninsulated, so warmed or cooled air from inside your house escapes and outside air seeps in.
The payoff: Prevent 17 percent of treated air from escaping your home by sealing gaps around exterior penetrations. The problem: Little more than a thin sheet of plywood (so that it can easily be pushed up and out of the way), an uninsulated hatch can suck as much treated air out of living quarters as a fireplace chimney. How to stop it: Secure rigid foam insulation to the back side of the hatch with duct tape, and affix foam tape around the edges of the panel to create a gasketlike seal.
The payoff: An airtight hatch leading to a well-insulated attic can save you 30 percent on your heating bill.
The problem: A thin metal or plastic plate isn't enough to prevent air from getting through what's basically a big hole in the wall. How to spot it: Remove the plate and cover the opening with a ply of tissue affixed to the wall at the top with painter's tape, like a curtain.

How to stop it: Insulate the opening with a precut foam gasket, about 10 cents each at home centers.
The problem: While gas-fired furnaces can last 20 years or more, ones made before 1992 are only 55 to 78 percent efficient, compared with up to 97 percent for today's. How to spot it: If your furnace has a pilot light, it's likely more than 20 years old and only about 60 percent efficient.
The payoff: Cut your heating-fuel bill by more than 30 percent by replacing a 60-percent-efficient furnace with one that's 97 percent efficient.
An energy audit assesses how much energy your home consumes and evaluates what steps you can take to make your home more energy efficient.  An audit will show you problem areas of your home that can save you significant amounts of money over time when the problems are corrected. Small Changes.  Just a few small changes in your household routines can add up over the year to big savings on your utility bills. Imagine leaving a window open all winter long — the heat loss, cold drafts and wasted energy! These often overlooked sources of heat loss and air leakage can cause heat to pour out and the cold outside air to rush in — costing you higher heating bills. A recent study showed that for many consumers, their heating bills may be more than $500 higher per winter due to the air leakage and wasted energy caused by fireplaces. DisclaimerAny information shared on Own The Dollar is provided for informational and entertainment purposes only and does not constitute specific financial advice. Choose fresh fruit instead of fruit juices -- the latter contain a lot of sugar to sweeten them up.
Instead of bathing your food with oil, try using a tablespoon of oil on a lower heat setting. Fibre adds bulk, which is not only good for your digestive system, but also good for giving your stomach that sense of fullness so you eat less.
Starchy foods like potatoes do tend to have a lot of calories so its best to avoid them or have smaller portions of them.
Restaurants and fast food places make it their business to get you to eat more food than you really need. The simplest route, they agree, is to have a professional auditor detect leaks with sophisticated tools, such as blower doors and infrared cameras. Light a stick of incense, move it around the perimeter of each window, and watch for air that interrupts the delicate rise of smoke. This device — it can also switch appliances on or off and adjust a programmable thermostat from home or remotely via a computer or smartphone — gives you a real-time look at how much energy you're using in kilowatt hours and dollars. In addition to giving the chimney a good cleaning, lubricating and checking the damper is usually part of the $90 to $200 service call.
This metal strip with a piece of vinyl attached uses spring action to close the space between the threshold and door.
Damage can also occur when homeowners or tradespeople access or work in areas where ducts are installed, such as crawl spaces, attics, and basements. Over time, wear and tear ?on the door's rubber gasket, as well as built-up dirt and dust on coils, erode its efficiency and make it more expensive to operate. If you don't feel resistance when you pull it out, the gasket seal is broken and chilled air is escaping. Remove the damaged gasket and install the replacement yourself, following the manufacturer's instructions.
Swapping a 1980s fridge for a new, Energy Star one can shave more than $100 per year off your electric bill and nearly $200 annually if you have a 1970s model.
If this telltale sign isn't present, ask an HVAC pro to inspect the furnace and assign it an annual fuel utilization efficiency (AFUE) rating based on its age.
Manufacturers now display the rating right on the furnace so that consumers can easily compare the efficiency of various models. If your home has a folding attic stair, a whole house fan or AC Return, a fireplace or a clothes dryer, that may be just what is occurring in your home every day.
Here are some tips and techniques that can easily, quickly and inexpensively seal and insulate these holes.
Available from Battic Door, a company known for their energy conservation products, a fireplace draftstopper is an inflatable pillow that seals the damper, eliminating any air leaks. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances.
Proteins require a complex procedure to be converted to energy and plus they can make you feel full very soon.
The bigger the plate, the more the tendency for you to load it up and consume all you take.
Instead, replace them with peas and other legumes like chickpeas (chana) and kidney beans (rajma) which are rich in vitamins and fibre. If you are still hungry, order a salad with it but without mayonnaise-based dressing (choose vinaigrette dressing). LifeMojo provides online and on phone nutrition consultation services to help you achieve your weight loss and fitness goals.

Air leaks are likely culprits, but so are "phantom" power suckers, such as flat-screen TVs, which draw energy even when they're off.
Your local utility may offer this service for free, but if it doesn't, the cost is typically $400. Scrape out any cracked or dried caulk, and apply a fresh bead of paintable acrylic latex, such as DAP's Alex Plus.
There are also foam, vinyl, and felt seals that fit under the door or on the threshold to prevent air transfer. While you're at it, use a long-handled duster to clean the exposed coils located underneath or on the back of the appliance. The long applicator straw on cans of spray-foam sealants, such as Great Stuff, are particularly handy for accessing hard-to-reach areas inside sink vanities and behind heavy washers and dryers. Secured to the attic-side framing with staples, the tent has a zippered hatch for easy attic access. For extra protection for outlets when they aren't in use, insert plastic child-safety plugs. An AFUE of 80, for instance, means that 80 percent of the fuel burned is converted into heat for your home. Most homeowners are well aware of the benefits caulk and weatherstripping provide to minimize heat loss and cold drafts. Add the desired amount of insulation over the cover to restore the insulation removed from the ceiling. Cover the fan to reduce heating and air-conditioning loss, remove it when use of the fan is desired. He developed several residential energy conservation products including an attic stair cover, an attic access door, and is the U.S. You should discuss your specific requirements and situation with a qualified financial adviser. By cutting just 40 to 50 calories per meal you can enhance your weight loss efforts and achieve your targets much faster. Adding to that, a fresh fruit always has more fibre, is tastier and more satisfying than its juice. Small steps like skipping the cream on your bun or avoiding the chocolate topping can go a long way!
Choosing coconut water over fruit juices can also help, as coconut water is low on calories and high on natural vitamins and minerals. Also, instead of pouring large amounts of dressing on the salad, just dip your fork into the dressing before taking the salad. If your utility isn't offering such trials, you can buy a monitoring kit at an electronics store, such as Best Buy, for as little as $100.
And if you get phone service through the Internet, you'll want to keep your router juiced, too. For a fridge more than 20 years old, no amount of maintenance will bring it up to today's efficiency standards. When the dryer is in use, a floating shuttle rises to allow warm air, lint and moisture to escape.
Use healthy cooking oil like olive oil, flaxseed oil etc that provide less calories and more of Omega-3 fatty acid. If you eat one and a half bowls of rice, cut it down to one bowl or even half, for that matter.
It is easier to resist the temptation to fill the plate if it is not large enough to accommodate a heaping mound of food. When ordering a pizza, choose a thin crust base with less fat-loaded toppings and more veggies.
Covering cold lines keeps condensation from beading up on the pipes, helping to prevent mold and mildew in your basement, says Brown.
Its variable-speed fan motor adjusts to provide a consistent flow of warm air, making your home more cozy and saving you extra cash over the long haul.
The kit contains a silicone flap for the bottom rail of the lower sash and a pile strip for its top meeting rail. KitchenAid's new Architect Series II French door fridge even goes a step further — it has an efficiency rating that's 20 percent higher than the U.S. Also included are new paintable cellular PVC parting beads (narrow bands that separate the upper and lower sashes) with built-in insulation. In the following pages, we bring you a few ways to proactively cut calories, which in turn will help you to lose weight.

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