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admin 04.01.2014

Neither the service provider nor the domain owner maintain any relationship with the advertisers. In case of trademark issues please contact the domain owner directly (contact information can be found in whois). Many people post-date checks for everything from car payments to rent, and they think they’re safe because the bank can’t cash the check before the date written on it, right? If you try this ploy you could end up with an overdrawn checking account, an angry payee and a ding to your credit. Problems crop up when the person holding the check jumps the gun and takes it to his bank anyway.


Any check that's properly made out and has your signature is treated as legal tender, and the bank is free to hand over the money to the holder of the check.
That’s when you notify the bank ahead of time that you've written a post-dated check and they shouldn't cash it until the date you've indicated.
You'll need to give the bank a good description of the check, including the check number, the payee and the amount. They should watch for the check to arrive and only cash it if the date you've indicated has passed. You could try calling the creditors who assessed the fees and ask them to waive the fee this time.


If this is the first time this has happened to you, and if your creditors are feeling generous, they may waive the fees.
If your creditor won't take no for an answer and insists on getting the check right away, notify your bank, in writing, that you've written a post-dated check, and alert it to wait until the date on the check to cash it.




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