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Click here to sign up for Payments Insights today, and receive it every morning in your inbox. Android PoliceGOOGLE IS TRANSFORMING PAYMENT CARD ACTIVATION:A  The recently released Google Wallet Card is a plastic payment card which allows users to make purchases using their Google Wallet account at retail stores that do not accept contactless payments.
Google has added a layer to that service, that allows users to activate their cards using the Google Wallet app. RETAIL BANKS SHOULD PAY ATTENTION TO IN-APP ACTIVATION: While the Google Wallet Card is about expanding the usefulness of Google Wallet, retail banks face a different problem.
But they do have to worry about staying relevant to consumers in the face of new mobile banking and payment solutions. Google's new activation system offers a model for how these banks could up app usage and improve customer service. Forty-one percent of Canadians will use their smartphones to make purchases in 2014, according to a report by Canadian telecom Rogers Communications a€” That's up from 34% in 2013.
In the UK, Barclays is going to offer a trial service that will allow customers to deposit checks using their smartphones.
European mobile carrier Mobile Vikings announced that it would begin accepting Bitcoin for payments in late December.
The consensus among three Indian mobile payment companies is that 2014 will be marked by a focus on the consumer experience as opposed to the merchant experience.
From there you can export all your SXSW contacts to your address book, email, or contacts application of choice.
QR codes could be just a passing SXSW fad—unless Facebook introduces them to a wider audience.

Finally, if there's no scanner for your model phone but you happen upon a QR code online, enter it into this online decoder to see its contents. Two other nifty uses of QR codes include PayPal payments (like a tip jar QR code) and replacing airplane boarding passes.
This differs from the legacy system in which payment cards are activated by calling in to an automated call center and entering card information.
Unlike Google, they don't have to worry about getting users to adopt their card services because they already control the majority of bank card transactions through co-branded credit and debit cards. One route they are taking to stay competitive is to offer consumers banking and finance apps.
A Allowing users to activate their cards using the app has the potential to make life simpler for credit card users who prefer not to call a customer service number. Up until now banks in the UK have been required to see physical checks in order to deposit them into customer's accounts, but the UK government is considering legislation to allow for digital deposits. Hopefully, this will cut down on the paper footprint of SXSW by reducing the need for business cards. Leaked screenshots indicate Facebook's experimenting with profile or status QR code generation on fan pages, according to TechCrunch. This QR code generator can embed a URL, text, a phone number, or an addressed and ready-to-send SMS message into a QR code. Customers in Zambia can already use the services to pay for airline tickets and utilities in addition to making peer-to-peer money transfers. At SXSW, QR codes appeared on flyers, postcards, business cards, t-shirts, stickers, and swag.

Imagine a QR code that instantly makes the person scanning it a fan of a brand, company, or personality on Facebook without ever typing a URL.
At SXSW, blogger Robert Scoble wore a t-shirt with a QR code that pointed to his Twitter feed, and talent agent George Ruiz encoded his contact info into a QR code. Organizers of the Austin gathering for film, music, and Web geeks even included a QR code on every registrant's badge to cut down on paper waste and manual data entry.
PDF-XChange PRO Advanced Task Scheduler Total Commander ADRC Data Recovery Tools avast! This t-shirt, which features a QR code promoting an Android-focused Web site, was a SXSW giveaway.
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