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09.07.2015
Examine Your Processes – Most large organizations understand the need for process documentation, process analysis and process improvement projects. I have heard that employers are going to have to pay a penalty if they do not provide coverage for their employees. Employers with 50 or more employees that do not offer minimum essential coverage would pay $2,000 for each employee over the first 30 employees if one of their employees gets a tax subsidy to buy insurance under an Exchange.
Employers with 50 or more employees that do offer minimum essential coverage but have at least one full-time employee receiving subsidized coverage under an Exchange would pay whichever is less: $3,000 for each employee receiving a premium credit, or $2,000 for each full-time employee. What does existing Minnesota law do to assist small businesses to provide health insurance for employees? What are some of the features of federal health reform that have already been a part of Minnesota health reform? What businesses are eligible for the Small Business Health Care Tax Credit if they choose to offer health coverage to employees? The credit is targeted to help employers with low- and moderate-income workers afford to offer employees health insurance coverage. What if my small business doesn’t offer insurance today, but I choose to start offering insurance this year. For each year from 2010 through 2013, the maximum credit is 35 percent of premiums paid by eligible small businesses and 25 percent of premiums paid by eligible nonprofits (tax-exempt employers).
In 2014, the value of the credit will increase to 50 percent of premiums paid by eligible small businesses and 35 percent of premiums paid by eligible nonprofits (tax-exempt employers). How much of the original $5 billion in funds allocated for the Early Retiree Reinsurance Program currently remains?
Employers are required to provide a reasonable amount of break time and a space to express milk as frequently as needed by the nursing mother, for up to one year following the birth of the employee’s child. All employers covered by the Fair Labor Standards Act (FLSA), regardless of the size of their business, are required to comply with this provision. Employers are not required under the FLSA to compensate nursing mothers for breaks taken for the purpose of expressing milk.
If the only space available at a work site is a bathroom, can employers require employees to express breast milk there?
Percent of Minnesotans that have group health insurance coverage – usually through an Employer or Union.
Learn more about health coverage options available today for Minnesotans through private insurance companies, high risk pools and state public programs. This site is a project of the Minnesota Office of the Governor and the Minnesota Departments of Commerce, Health, Human Services, and Minnesota Management and Budget. While Black Friday is supposedly the biggest shopping day of the year, the day following the day following Thanksgiving has been declared a day to shop at small businesses.


As we begin our holiday shopping, Small Business Saturday is a reminder that although the BestBuys and Targets of the world offer convenience, many of us would rather purchase our gifts at small, locally owned businesses.
This list is just a starter of course, as there are many wonderful small and local businesses in our medium-sized city. If you are a small business owner or small business employee, inbound marketing can help you manage expenses, increase your marketing reach and make sure your customers can find your products and services.
You are using an outdated browser, we recommend you upgrade your browser for a better experience. Nimbleness, less red tape and quick decisions are some of the advantages of being a small business.
A great way to determine what to measure is to simply ask your customer what’s important to them about your product or service.
In your quest to grow your business, remember to Act Like You’re Already There by developing customer service strategies, Examine Your Processes to insure they are both customer and employee friendly and Establish Operational Metrics to always know the pulse of your business.
The frequency of breaks needed to express breast milk and the length of each break will likely vary. However, employers with fewer than 50 employees are not subject to the FLSA break time requirement if the employer can demonstrate that compliance with the provision would impose an undue hardship. Saturday, November 26 is Small Business Saturday, sponsored by American Express (I can’t decide if that sponsorship is ironic or not). Buy your favorite blogger a record album from Radioactive Records, now located just south of Searstown (845 N. For that friend of yours that needs to relax, pick up a gift certificate for yoga classes or massage at Red Pearl Yoga (918 N.E. If you must give a gift to a co-worker, pick up a bottle of wine at the wonderful and helpful 7th Street Wine Company (701 S.
Be locally and globally conscious in one fell swoop by checking out the fair trade products of all kinds at Mission Gifts (1200 E. So as you are out there looking for the perfect retail items to show your loved ones how you feel, give a small business a shot. It's nice to know what the big kids are doing, but small businesses have different challenges than large companies.
When interacting with small business owners, quite naturally customer service becomes the topic of discussion.
Go ahead and act like a large business by developing customer service strategies that incent your customers to remain loyal to your brand.
For example, how about establishing operational  goals for Order Fulfillment, Email Response, On Time Appointments, Customer Complaints  just to name a few.
I have always made sure that the coverage is comprehensive so I am not worried about having the minimum essential coverage.


How will I know if I need to pay an assessment because my large employer health plan is unaffordable for my employees?
The space provided by the employer cannot be a bathroom, and it must be private and free from intrusion by coworkers or the public. Whether compliance would be an undue hardship is determined by looking at the difficulty or expense of compliance for a specific employer in comparison to the size, financial resources, nature, or structure of the employer’s business. Most have been hit hard by the recession, and those that have managed to succeed have done so through a combination of good business practices: supporting their customer base, effectively managing expenses, offering products and services that continue to have value. Yet, you are still competing with companies that have larger budgets and greater resources than you.
Decide how you will interact with your customer – What will you do when your customer calls? However, I understand that large employers may still be assessed if the coverage I offer is unaffordable and my employees seek subsidized coverage in an Exchange. The videos, case studies, ebooks, kits, how-to articles and webinars available here will demonstrate how inbound marketing can help you compete and succeed.
Utilizing percentages helps one to see at what level the operation is performing in relation to the established goals. Search for improvement opportunities and make the necessary adjustments to insure that your purchasing customer receives a great customer experience. Once it’s clear where the operation stands, take the time to get the story behind the number. When your customer enters your establishment, how long will it be before that customer’s presence is acknowledged? If an area is performing below the established goal, take a look at what impacts that particular situation.
Your willingness to establish operational metrics allows for proactive management of your company instead of reacting to customer complaints or to a customer’s decision to stop utilizing your products or services.
Now I hear some small business owners saying “Errol, I don’t have time for that!
Taking the time to do so will certainly lead to establishing operational standards which should transfer into a great customer experience.



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