23.03.2016
Advertise your cleaning service with free cleaning flyer templates that you can customize and print. Cleaning company flyer template free for Microsoft Word, easily make your own advertisement. This orange flyer features a vacuum cleaner photo and spot for your logo and contact details. Some loan calculations can be very simple, and the purpose of the simple loan calculator spreadsheet below is to demonstrate this with Excel. This loan calculator uses the PMT, PV, RATE, and NPER formulas to calculate the Payment, Loan Amount, Annual Interest, or Term Length for a fixed-rate loan. Annual Interest Rate: This calculator assumes a fixed interest rate, and the interest is compounded each period.
Payment (Per Period): This is the amount that is paid each period, including both principal and interest (PI). Use this option when you know how much you need to borrow and want to find out how the interest rate or term affects your payment. Use this option when you know how much you can afford to pay each month and want to find out how large of a loan you might get.

For example, with a \$250 monthly payment, if you got a 5-year loan with a 6% interest rate, the loan amount is calculated to be \$12,931.39.
It isn't as common to solve for the interest rate because you may not have any control over what your interest rate can be (other than shopping around for the best one). Amortization Schedule - Create a loan amortization schedule and make arbitrary extra payments.
Disclaimer: This loan calculator and the information on this page is for illustrative and educational purposes only. All the resources are not allowed for commercial use, otherwise you will be responsible for liability! If resources have violated your copyright, please feedback to us so that we can delete it to protect your rights!
Unlike many of our other mortgage and loan calculators, our Simple Loan Calculator uses just the basic built-in financial formulas to calculate either the payment (using the PMT formula), the interest rate (using the RATE formula), the loan amount (using the PV formula), or the number of payments (using the NPER formula). Descriptions for each of the fields are provided below, as well as examples for how to use each of the options. You can also enter your current balance, if you also adjust the Term of Loan to be the number of years left to pay off the loan.

Keep in mind that there may be other fees in addition to standard loan payment (principal+interest), such as insurance, taxes, etc.
The benefit of this approach is that if you run into hard times, you can stop making the extra payments. The downside is that if you don't have the discipline to make the extra payments, you'll end up paying more interest overall.
If you entered your current balance in the Loan Amount, then for the Term enter the number of years you have left until your loan is paid off.
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