For large brands with big marketing and advertising budgets, one or even several hundred dollars is just a drop in the monthly marketing budget. And all-stars teams don’t just study up on their own game plan, they check out what competitors are doing so that they can look for opportunities to beat them. Email marketing comes in high on our list of recommendations for small businesses and startups, because it works.
To ensure that prospects who arrive at your website can quickly and easily access the information most likely to convert them from browser to buyer, you’ll need to be sure that your website can automatically detect what type of device they are using.
Although many small-business owners claim that word of mouth is their best marketing, it probably shouldn’t be.
Even when it comes to low-ticket items or the type of small businesses a consumer is likely to buy on a daily basis, the Internet, accessed via desktop, tablet or mobile, is often the starting point that leads to a buying decision.
Whether your products or services would be classified as big ticket or extremely affordable, the conclusion is the same: small-business owners and entrepreneurs that do keyword research and build out their web sites in accordance with best practices in search engine optimization (SEO) will be rewarded by search engines with more favorable SERP (search engine result placement) in organic search results. If you invest that $41 in sponsored posts on Facebook or LinkedIn, you can put your brand, products or services in front of thousands of members of your target audience each month. Because of their popularity with consumers (Facebook) and with business buyers (LinkedIn), social platforms have done small-business marketers a big favor. The idea of establishing informal partnerships with other businesses for the purposes of cross-promoting or marketing cooperatively can be extremely beneficial, in particular for entrepreneurs, startups and small-business owners who have yet to build out large contact databases. I have always seen Reel Club under Wildfire when I would go out to eat at Oakbrook Center, but I never went in until last week when a friend suggested we go there for lunch. I was tempted to get the lobster roll as well, but I opted for sushi since seafood is one of Reel Club’s specialties.
Between our meals and the delicious pop-overs that were brought to our table before we had even ordered, it was safe to say we had very little room for dessert. Our server was very attentive with refills of water, iced tea, and the previously mentioned delightful popovers as well as informative about the happy hour and weekend brunch the restaurant offers on Sundays from 11 am. Reel Club partners with the Shedd Aquarium to ensure sustainably harvested seafood is served, but this does not compromise the taste or the freshness of each meal. I am such an advocate of the River North neighborhood when it comes to restaurants and bars. However, I understand oysters are an acquired taste and not everyone is going to be excited about these flavorful and almost buttery appetizers. I also tried caviar for the first time at GT, and I can now add that to the list of my favorite seafood. The decor of the restaurant is cool and modern with a basic black and white color palette with touches of wood and netting, which seemed reminiscent of a fishing boat. We were sad to find out one of our go-to diners in Westmont closed, but Intern Amy has the scoop on the tasty place that replaced it.
If you liked Moondance before, you will be happy to know the food is still as good as ever. If you are debating where to grab breakfast any day of the week, make sure to check out this new and improved hotspot conveniently located in the James Crossing Shopping Center on the corner of Ogden Avenue and Route 83. So you have a MojoBistro mobile app, and you have a Twitter account, what do you do next to promote your restaurant? Whether you have a dedicated social media team member or not, here are some tasty tweets to schedule on a periodic basis to keep your fans engaged with your restaurant via your mobile app. Place your order at the counter and the very attentive wait staff brings your order out to the table. Which brings me to the bakery, after your meal, even if you don’t need groceries, I highly encourage you to walk around the store. Although this is an extremely popular place for lunch or dinner, make sure to keep it in mind when thinking of places to grab a drink after work or on the weekends. If you really love it, make sure to join the Cellar Club where you will get monthly tastings and your choice of three favorite wines to bring home.
Although most commonly known for the vast selection of local and global craft beer, Old Town Pour House Oak Brook offers delicious meal options for both lunch and dinner.
The downtown atmosphere is a low key yet classy place to lunch and is easily converted to a swanky bar on nights and weekends, and the Oak Brook location is more of the same.
Brian Pautsch wouldn't turn down a trip to Mama Maria’s Taco and Tequila Bar in Orland Park, Illinois! Chris Pautsch is a foodie with a taste for the fine dining at Perry’s Steakhouse and Grill at Oakbrook Center. Keith Franklin has a taste for the Meed, a honey wine, at Ethiopian Diamond, or the margaritas could pull him in the direction of a Mago Grill and Cantina. Recently, a question was posed on LinkedIn as to whether or not a business should invest in a mobile app. The first thing a company needs to have before making this decision is a strategy, documenting what the objectives and goals are and the possible technologies that will accomplish them. Overall, the goals of your company should be thoroughly reviewed before making your decision.
Do you have additional questions about the benefits of either a mobile app or a responsive website? MojoBistro mobile apps are exclusive to the restaurant industry and offer proactive restaurant owners the chance to engage with customers from the comfort of their own mobile phones. Stop by our booth this weekend at the 2014 NRA show to get a full tour of our app offerings, including ordering, from one of our mobile app experts. 2014 is quickly approaching and with it comes a new set of resolutions for a better, brighter year.
Start off the new year with these mobile apps on your phone and sticking to your resolutions will be a piece of cake! Ray Pun, Strategic Marketing Manager at Adobe, recently sat down with Small Business Trends to discuss his insights into Adobe's recently released Digital Index 2013 online shopping data for Cyber Monday. For more from Ray Pun, make sure to check out Brent Leary's interview for Small Business Trends.
A neighborhood staple located in the heart of downtown Arlington Heights, Uptown Cafe has been serving up delicious breakfast and lunch items for years. Stepping through the doors is like walking back in time with the memories of meals past and the friendly greetings from the owners. MojoBistro has the rundown on what is sure to be trending in the restaurant industry starting in 2014. Ice Cream Sandwiches: As food trucks and pop-up restaurants continue to grow in popularity, these portable desserts are about to get the same treatment as the cronut of yesteryear. Seafood: Sea-to-table will introduce far out fish dishes including octopus and monkfish liver.
Infused Ice: Bars and restaurants are enhancing the flavor in their drinks with infused cubes of ice. This Thanksgiving was a record breaker for mobile app usage with an upswing in use of 68% over last year.
One of the first things you may notice when you are seated is the removable table center and controls on the side of the table. Each menu item is accompanied with a large selection of banchan—traditional Korean side dishes. The restaurant does not look like much from the outside, but enter through the doors and you are greeted with warm wood accents, vibrant colors and a welcoming atmosphere. If you are looking to try something new, I would definitely recommend you make the trip out to Woo Lae Oak. At MojoBistro, we have put together our top marketing tips to help you attract customers during the holiday season.
For more tips and inspiration for your restaurant, make sure to check out the MojoBistro Blog! Located in the Ritz-Carlton, deca offers an unparalleled Thanksgiving day brunch and dinner. Spend your Thanksgiving meal at the luxurious Palmer House Hilton with seating options available in the dining room or mezzanine, overlooking the hotel’s historic lobby. Offering the largest selection of menu items out of all the restaurants on the list, ZED451 has got your family covered. Gourmet dining at a reasonable price meets the holidays at Red Door’s Thanksgivukkah feast. Dawsonrentals is one of the UK’s largest CV rental firms, and one of the few to offer the full range of vehicles from vans to trucks and trailers and the full range of services from daily rental to contract hire and leasing.
The Country Risk Barometer: Key Challenges for 2016 produced by trade credit insurer Coface, highlights those countries that have persevered through this economic contraction as well as those that have recently underperformed.
Bright spots from the report have been seen in Europe as a whole, with Central Europe being the highlight. That is not to say that risk from a possible Brexit, the ongoing Refugee Crisis and financial instability in countries like Greece, Spain and Portugal should be ignored. Further, the Coface report notes that “in addition to sluggish GDP growth negatively affecting their profitability, businesses in emerging countries are currently facing a second problem: their growing debt. In some of our former posts we have discussed how artists and entrepreneurs are using crowdfunding to raise money for their art and business projects, but did you know that athletes of all ages are using crowdfunding as well? Over Kapipal’s history, we have found that there is not one specific point where athletes turn to crowdfunding. To get started, go to the Kapipal home page and click Start Project in the top-right side of the screen. League Fees – Even fun adult softball leagues have been known to have fees, so if you and your team are a bit tight on money, crowdfunding could be a great way to generate the funds needed to get you and your team playing! Tournament Fees – No matter whether you are participating in local tournaments or national tournaments spread out across the country, there are always fees associated and sometimes they can be pretty hefty!
Equipment – Whether it is soccer cleats or football helmets, equipment is very important, especially in regards to player safety. Finance professionals, platform operators and anyone interested to learn more about digital finance and the fintech market.
The Grow VC Group has collected a new vision and insights document (see below) that focuses on new business models, new finance instruments and better utilization of resources in the finance sector.
In our document we especially focus on four key areas: 1) capital, 2) distribution, 3) instruments, and 4) customers. We have listed some key areas to enable these new models: 1) new competence and knowledge development, 2) data and analytics, 3) technology, and 4) new innovation models.
The Grow VC Group works in many areas in the ecosystem to develop new competences, services and technology solutions.
Many parties see that there will be more requirements for the back offices of the platforms, for example in KYC, AML and reporting functions. In summary, many alternative finance and fintech events have started to repeat one another. Now it is important that this new industry really starts to think about the next big steps, how to really get alternative and digital finance to a major role in the finance sector. At TradeUp (a Grow VC Group company), our investment thesis is built on the consistent research finding that globalizing companies outperform the broader market.
One of the most rewarding aspects of Kapipal (a Grow VC Group company) is hearing countless success stories of campaign creators turning their dreams into reality. My campaign was created in order to raise money to finance the artwork and duplication of my new album, « Ice Age Paradise », a record featuring a ten-piece ensemble of horns, strings rhythm section and voice.
My record label informed me recently that they had decided not to put out my new album and therefore I was forced to find a DIY approach to financing final steps of the project.
A friend used Kapipal to create his own crowdfunding campaign to finance the completion of his current album and he recommended your service to me.
Yes, several people that I didn’t expect would donate actually did and others whom I thought would, didn’t. We’ve written about the API Economy previously and expressed our optimism toward specialization of service providers in the financial services market.
In 2013, a revised Payment Services Directive (PSD2) entered the discussion and was proposed by the European Commission with the objective of furthering the services and standards in the original framework.
In the framework of PSD2, there are provisions to mandate a requirement for financial institutions to provide access to their core banking services for service providers through an application programming interface (commonly, API).
The aim of this interface and more broadly framework, is to bring strong customer protection and efficient fraud prevention standards into play, but the effects on pushing financial institutions into adopt the philosophy around the API Economy may be much more significant than the framework might lead you to believe. From our work with leading financial institutions around the world, we can see the work on exposing interfaces and making core banking services available already. It may be tempting to think, that frameworks put forth by the European Commission would only have an impact within its jurisdiction. As governments around the world look to small and mid-size enterprises (SMEs) as engines of growth, trade and job creation, a thorny challenge stands in the way: hundreds of billions of dollars of pent-up demand for trade finance. This financing can be used as export working capital that enables a company to purchase labor and inputs to fulfill a specific export order. While critical for SME trade, such transactional financing is not enough to fuel globalizing SMEs. These findings are indicative of a global trade finance gap, now estimated at $1.4 trillion, $693 billion of which is in developing Asia, including India and China. Before the crowdfunding industry even existed, musicians often relied on money from their fans to record albums and tour, so it comes to no surprise that many famous musicians have become active members of the crowdfunding industry.
After breaking with a major label, musician Amanda Palmer turned to crowdfunding in order to generate enough money so she could record her next album. Hip Hop Legends De La Soul turned to crowdfunding in order to generate funds for their eighth album.
Other well-known musicians that have turned to crowdfunding include: the surviving members of TLC, Toad the Wet Sprocket, Kenny Loggins and Paula Cole.
Now remember, you don’t have to be a famous musician in order to benefit from crowdfunding.
Working together with other company functions, including sourcing, compliance and sales, helps treasury manage cash flow and improve the company’s working capital position. In turn, cloud-based, data-driven platforms are increasingly improving supply chain management, by lending themselves to predictive analytics and collaboration between partners such as suppliers and banks. LendIt, San Francisco – April 12 – Speaking at the worlds largest online lending event, Crowd Valley Inc, creator of the world’s first digital back office for private securities transaction portals and marketplaces announced new service levels after pilots with financial institutions. Crowd Valley now offers tailored service, including compliance technology used by the SEC and FINRA to meet rigorous bookkeeping for long-term evidential log retention and state of the art end-to-end encryption both at rest and in transit through the full data lifecycle. The value chains of financial services are changing and banks at the forefront are deploying new methods for servicing their clients.
Use cases for banking institutions include online new business lines ranging from small and medium size business (SMB) loan origination, consumer credit origination and servicing (e.g. Crowd Valley provides a Digital Back Office and public API that enables the transition from an offline investing or lending model to an online native application such as peer to peer investing and lending, real estate and alternative asset marketplaces for financial services professionals.
LendIt is the largest conference series dedicated to connecting the global online lending community, including top industry leader speakers. Crowd Valley (a Grow VC Group company) took part in the Amazon Web Services (AWS) Security Roadshow, which ran from 16-23 March across several cities. Crowd Valley has worked closely with Amazon Web Services since the company launched, and AWS infrastructure continues to set the market standard.
Crowd Valley customers can benefit from the same long-term security of audit trails, database backups, integrated access controls and compliance measures. As we at Crowd Valley plan our long-term product and security roadmap, our focus is on increasingly sophisticated policies and procedures to ensure a resilient technology environment on which our customers can rely for their security objectives and compliance requirements. We are excited to announce that BroadcastAsia, Southeast Asian Audio Visual Association (SAAVA) and Kapipal are teaming together to provide creative projects with fundraising, marketing and PR opportunities, as well as the chance to present to potential investors at the annual BroadcastAsia event, which will take place May 31st – June 3 in Marina Bay Sands, Singapore. Top projects will be rewarded with free tickets to BroadcastAsia2016, and will be given the opportunity to present live on stage to some of the creative industry’s best producers and investors.
Thus far, submissions for this event have included creative projects involving film, documentary, TV production, music video, as well as online videos.
Helping Projects to Succeed – This first blog acts as a great introduction for those that are new to crowdfunding. Providing Transparent and Accurate Information – This post is a continuation of the one above and highlights the 2nd key to successfully funding your crowdfunding campaign, which – as you may have guessed! Providing a Variety of Engaging Content – The final post of this beginners series discusses the 3rd key to having a successful campaign – providing a wide variety of content! It is also very important to share your crowdfunding campaigns with your friends and family (and maybe even strangers!) so here is an article that features tips on how to share your crowdfunding campaign over social media – so be sure to check that out.
Crowd Valley (a Grow VC Group company) has supported over 100 clients in the market with their fintech applications, and we see many good ideas for different verticals and digital finance products. You can build an amazing digital investing platform with our API, but if you are not going to promote it in the right way, it will not get any attention. I recently had a conversation with Sebastian Fung, the VP Marketing at WeFinance.co, a crowdlending platform that matches borrowers and lenders at interest rates that benefit both parties. These are three very important points and we will return on this in future blog posts since there are different areas to cover and to consider when you are planning how to market your online investing or lending application. I’d love to learn what you currently do to promote your product and what are the best marketing tactics (eg. The potential for digital investing and more in general for the alternative finance market, seems good in the Netherlands.
Every day we are quite literally inundated with spam, advertising, and all kinds of communication from friends, colleagues and people trying to sell us something through every possible set of channels.


Every week there is a self-proclaimed “expert” stating that the newsletter is dead, but the fact is that newsletters are still one of the most effective marketing tools, when you look at conversions and visits to your site, and one of the best ways to stay up to date and informed about a particular topic or industry as they filter through the noise and hype. Probably the best newsletter to track emerging industries, venture capital and disruptive startups.
This is a curation of the best news and trends in the tech world, with a particular focus on financial technology.
Nicely curated newsletter compiled daily that brings to you the best perspectives, insights, and lessons learned from investors, founders, and other operators in the startup ecosystem. Good collection of the latest articles on developments, solutions and innovations in fintech industry, with dates for conferences, hackathons and deadlines. I’d love the chance to learn from you with any suggestions you may have and to learn what are your favourite fintech newsletters. The City of Barrie has a strong entrepreneurial ecosystem background with key players like Invest Barrie, Henry Bernick Entrepreneurship Centre at Georgian College or VentureLAB. Its target is to make the transition from entrepreneurship to startup ecosystem and wants to encourage technology entrepreneurs to start and grow global businesses that will create more jobs, boost Barrie’s economy, strengthen global connections and make the city a more desirable place to live, work and visit.
Barrie’s tech startup ecosystem is in the very early stages of development and they face challenges like lack of volume factor, limited access to investment, key services and activities, as well as a framework in place to break with silo mentality and implement a holistic approach that can bring more connectivity, measurement and benchmarking to its startup ecosystem.
Initial two days kick off workshop to build mutual understanding of the current level of Barrie’s startup ecosystem and services, to figure out what development and focus is required first and which parts of this development would benefit the most to begin with. San Francisco – March 22 – Crowd Valley Inc, (a Grow VC Group company) creator of the world’s first digital back office to power online finance business announced that Ronald J. From left Crowd Valley CEO Markus Lampinen, Corporate Development Executive Advisor Ronald J Buschur, and Chairman Jouko Ahvenainen in Crowd Valley’s HQ in San Francisco. On February 24, 2016, the Italian securities market regulator (Commissione Nazionale per le Societa e la Borsa, Consob), updated the regulations for equity based crowdfunding. Italy was the first country to regulate digital investing through online funding portals, but despite that the equity crowdfunding market has been slow to take off (with just over €3 millions in total raised). The approach has initially been cautious, but the Consob is now showing great interest for the market and made significant improvements to the framework for crowdfunding regulation with these changes.
But for entrepreneurs and small business owners, every dollar counts – and investments need to pay off in real and immediate marketing ROI. Going head to head with a competitor in areas where they are stronger or more well-established is usually going to result in a loss. Regardless of industry or organizational size, marketers across the board point to email marketing as the tactic that produces their highest return on marketing dollars invested.
In study after study, consumers regularly say that email is their preferred channel for brand communications. Creating a semi-customized mobile version of your website on a site like Duda can be done in just a few moments, for a few dollars a month. When it comes to making big purchases, 81 percent of consumers go online before heading out to a store and may spend from two to three months gathering the information they need to make a decision, according to GE Capital Retail Bank’s second annual Major Purchase Shopper Study. In fact, when it comes to mobile searches, more than half (55 percent) resulted in conversions within one hour, according to a Mobile Search Moments report, (which is also another great argument for investing in mobile-friendly web design). In other words, they will get more website traffic because their business listings will be placed directly in the path of prospective buyers who are researching products or services, or who are looking for a business online.
Even a small investment in social marketing can produce hundreds of new followers on social networks as well as increased web traffic, brand awareness and hopefully bottom line profits that can be traced back to initial engagement on social media. Not only do they allow you to set a limit on the amount spent to sponsor a post or page, they have also built tools which allow you to drill down into demographics in order to put these ads and posts directly on the feeds of individuals who meet your ideal buyer type criteria. All of their rolls come with an option to order a half of a roll, which makes it easy to try more than one type at a time. However, the warm brownie topped with vanilla ice cream with a side of salted caramel on the side seemed too good to resist, and I think it goes without saying that it was! Weather you want to share some sushi at the bar with some friends after work or plan to go out for a nice dinner, Reel Club caters to all occasions. GT Fish and Oyster has plenty of other options including king crab legs, lobster mac and cheese, mussels, and non-fish options like eggplant, duck, pork, and tenderloin. There was two different options one from California and one from Israel (we opted for the more local option for the check’s sake).
I started with a martini and then switched to a glass of wine from their extensive bottle list. However, if you are in the area and want to stop in there is seating at the bar and a long table up front that multiple couples were sharing. Check back weekly to find other Restaurant Raves for great dining spots around the Chicago area. The basic setup is the same, but with vast improvements to the decor and all of the favorite Moondance menu items are still there (phew)! The tortilla soup was a regular favorite before, and customers were elated to see it on the Citrus menu. No problem, they have plenty of high chairs, booster seats, coloring menus, and crayons to keep them satisfied while they wait for the food. And for social media measuring benefits, use bitly to make a custom link to your app download so you can track how many people click through your tweet to get your restaurant's mobile app. Standard Market in Westmont is your one-stop-shop for a quality meal and groceries in the Western suburbs.
Along with all of the other menu items you can taste the freshness from start to finish of each ingredient.
While you wait you have your choice of water infused by fruits and vegetables such as raspberries and cucumbers. The produce section is the equivalent of the world’s best farmers market and just around the corner is the bakery with cakes, tarts, and cookies galore. The wine shop, located at the back of the store complete with patio seating, is a great place to unwind and taste some wine paired with cheeses from all over the world. A new location with the same great food and wide variety of beer is now open at Oakbrook Center. The outdoor patio at the Oak Brook Pour House features two fireplaces perfect for a cozy yet posh night out with a new flame or old friends. Keith also says he wouldn't turn down a trip to Florence, Italy for some authentic Italian food. Dan prefers places that keep the kids entertained as well as fed so he says Dave and Buster’s is the best place ever to go with his kids. This is a great selection for the Chicago sports fan dad who appreciates a good steak and a cold brew. The basis for the inquiry was to point out the efficiency of this mega-trend over other current and traditional methods. User Engagement: Mobile apps can significantly increase your user engagement and keep your company relevant by taking advantage of some unique characteristics like social, interactivity, real-time, and geo-location. Single Website and URL: This option covers all devices as content is adjusted based on the device and screen size.
SEO: More efficient and can be easier as you do not need to create separate content for a mobile website.
Cost: The cost of a responsive site is usually quite a bit less than a customized mobile app, and there is no extra maintenance required. The technology that best provides the functionality you need and the convenience for the customer should tip the scales in the direction you need to go.
Come visit us at booth #6070 within the Technology Pavilion to check out our new features including in-app and online ordering. Our full suite of app features includes reservation system integration, push notifications, coupons, social media, events, photo galleries, menus, locations, and new this year, in-app ordering! Customers are granted access to your full carry-out or delivery menu within the custom-branded app, they select a time for pick-up or delivery, they can choose to enter their payment info or pay at pick up, and then, you receive a notification of the order on your custom MojoBistro iPad to accept or deny the order. A custom-branded mobile app from MojoBistro builds a connection with your customer that goes above and beyond food and atmosphere.
To make it a bit easier to stick to this year’s resolutions, here are some apps that will help you develop better habits, stay sharp, keep up to date and be more effective in your activities.
Manilla: Stick to your budget this year with Manilla, a website and app that stores your bills in one place, sends you reminders when they are due and files them for you.
The statistics, collected by Adobe, back up claims that we are now living in a mobile age, with a record 18.3 percent of sales originating from mobile devices, an increase of 80 percent over last year. If you are a regular, you can bet that the owner Georgia will be greeting you by name and with a warm hug.
The wait staff are super friendly and the owners are constantly walking around, visiting with customers and helping with orders when things get busy. 2014 is set to continue blurring the lines of hospitality, as vegetables are incorporated into desserts and ice cream sandwiches get the gourmet treatment. Follow in the well-received footsteps of the ramen burger or dessert pizza with your own concoction. Look for local eateries to begin implementing a more multipurpose design with fine dining on one side and a more casual atmosphere on the other. From small geographic regions to a single city focus, specialized ethnic cuisine is becoming very specific. These entertaining presentations are sure to delight customers and translate to an increase in sales. In addition to dining on delicious turkey, catching up with the family and cheering on their favorite football team, mobile device users logged 1.3 billion app sessions over the Thanksgiving weekend. Stop in to Woo Lae Oak out in Northwest Suburban Rolling Meadows for a taste of authentic Korean delights. Take a trip out to the Northwest Suburb of Rolling Meadows for a bit of authentic, traditional Korean dining. Once removed, the center of the table transforms into a grill that allows your food to be cooked right in front of you. Wait staff dressed to the nines in slacks and crisp dress shirts bustle throughout the restaurant, visiting with guests and answering questions regarding the menu.
As the holiday season moves through December and into January, the desire for dining out and entertaining increases as customers are looking to celebrate out and about with their family and friends. Go traditional with brined and roasted turkey, sauteed green beans and cranberry chutney or try something out of the ordinary with seafood gumbo and sushi and sashimi prepared to order. An expansive spread starts with autumn greens and Belvedere cheeses before moving on to entrees of smoked lake trout and maple honey molasses-roasted turkey. Pumpkin raviolo, wild boar terrine, fame consomme and turkey roulade all promise a savory take on your Thanksgiving staples.
Oven-roasted turkey, pineapple glazed ham and traditional sides such as stuffing, brown-sugar glazed sweet potatoes and green bean casserole are sure to please even the pickiest of eaters. You can be sure that everyone can find something to enjoy with their bountiful Thanksgiving buffet. Dine on everything from roasted turkey breast and brussel sprouts with lamb bacon to noodle kugel and latkes. An early adopter of Euro-6 to allow its customers to try before they buy, more than 30% of its truck fleet is now Euro-6. Motor Transport is dedicated to providing fleet operators with the most up to date, relevant and reliable news, researched and written by a 10-strong team of experienced professional journalists.
Registered Office: 6th Floor, Chancery House, St Nicholas Way, Sutton, Surrey, England, SM1 1JB. Benefiting from cheap oil, the weak euro, and the slow decline in unemployment, the outlook looks positive overall. Sometimes they are a fresh individual or group looking to start a new league or raise money for a future event, other times they are already well-established and simply need funds for new jerseys or tournaments.
Digitization, alternative finance and fintech enable many new things, but they are enablers and the ultimate target is to offer better products and more value to the customers, to increase business earnings and offer better ROI for capital.
We then highlight some models and solutions, how finance companies can increase efficiency and value in all those key areas. The established finance institutions often also need a significant culture change to adapt to new models. For example, Crowd Valley’s back office enable fast development of new finance service on robust cloud based back office functions, DealIndex is the leading source of Alternative Finance data, Grow Advisors assists finance companies in the transition to the digital era, and TradeUp develops new models for export growth capital. Banks have their capital restrictions and price for capital tied to higher risk loans that leaves a lot of room for other players.
There are some activities in that area and often sought from the investors position, but e.g. This is the area where Crowd Valley also offers leading solutions for platforms and portal to meet their ongoing and long-term requirements. They have the same stories about regulation, some known platforms and speculation, how new models can have a huge potential. It requires more ecosystem, business model and technology competence than most conferences offer today. Now Boston Consulting Group (BCG) has produced evidence that private equity funds with portfolio companies with increasingly popular buy-and-build strategies (in which a PE firm buys a company and then build on this platform through add-on acquisitions) with cross-border acquisitions outperform buy-and-build strategies that are purely domestic and strategies that do not include buy-and-build. The international expansion of a formerly domestic company is hypothesized to unlock opportunities for cross-selling, generate larger scale economies, and catalyze further expansions, especially if the business improvements raise investors’ expectations of results that have yet to be reflected in financial performance. Many of these stories are so remarkable that we decided to create a “Creator Spotlight” blog series. Each person who donated will receive a copy of the album and depending on the amount given, she or he will obtain the music in a different format (ex. It looks like frameworks and proposals being put in place may speed up that development, by forcing uniform standards and requirements on the market. The revised Payment Services Directive (PSD2) may have a long term effect and catalyze the banking sectors position shift to piping from certain high-value services.
The PSD2 is still not fully set and the discussion is still ongoing, however, there are various elements that are interesting to examine and are being anticipated by service providers in the financial markets. The use case is to allow third parties, with the end users permission, access to certain services using their accounts with financial institutions such as banks.
Take for instance the Spanish Bank BBVA’s API Market platform that’s been rolled out in Spain and the US so far. We can see the amount of investment being made into new cutting edge technologies, new ways of providing services and new business lines being created. Or it can be used as supply chain financing that helps the company get paid faster for its export shipment than its foreign buyer wants to pay, and thus get cash flow needed to process the next order.
Debates on the trade finance gap—and on export promotion and trade and development—need to focus on the growth capital gap.
World trade grew an average of 3 percent between 2010 and 2015, after 6 percent annual growth between 1983 and 2008. Below, we will look at a couple different examples of famous musicians using crowdfunding for their albums or tours! She proved to be extremely successful, as she generated $1.2 million from her fans spread out across the globe. Like Palmer, De La Soul felt that it was in the music’s best interest that they separate from a major label, citing that major labels often infringe on the creative process. Crowd Valley offers service that meets banking requirements include single-tenant application models, end to end data security, integration into sophisticated firewall architecture, and highest service commitments to service integrity. The company is headquartered in the heart of San Francisco with further offices in London, New York and Hong Kong. The roadshow covered in detail how technologies such as Crowd Valley’s, which leverages the AWS infrastructure, can benefit from cloud architecture built to satisfy the requirements of the most security-sensitive organizations. In its 2015 Magic Quadrant for Cloud Infrastructure as a Service, Worldwide, Gartner placed AWS in the “Leaders” quadrant and rated AWS as having both the furthest completeness of vision and the highest ability to execute. There are still openings available, so join now for your chance to raise money, get exposure and to present at BroadcastAsia 2016! Their focus is helping people lend based on personal relationships and social validation, rather than credit scores (eg.
Each of them has specific considerations and aspects, that may make them more relevant in specific niches or market verticals and any strategy needs to be considered in full thoroughly. This is the result of an effort started by The Netherlands Authority for Financial Markets (AFM) in December 2014, when they published a report on crowdfunding, drawing attention to perceived problems in the current regulations and offering their recommendations about how the digital investing market in the country could develop more sustainably.
Symbid, one of the world’s first investment crowdfunding platforms, was born and is currently based there. With these new rules things could accelerate further and hopefully we will be able to see some very good results in the months ahead. We’ve discussed the fragmentation of the European market as an inhibitor to the digital finance markets growth and expect it to continue to as a factor in smaller countries in Europe, outside the majors like the UK. You can expect insight into fintech applications, regulatory development, market movements and trends in fintech and digital finance, with a special focus on online investing and lending, wealth management, real estate and business debt. Startups may seem insignificant compared to large multinational companies that have trillions of dollars of wealth sloshing around in public markets, but a Kauffman Foundation study found that the majority of job growth in the United States is driven by technology startups. This allows to then set a clear target and milestones, along with a specific plan, timeline and budget to reach the set target.
Buschur, formerly CEO of NASDAQ-listed Powerwave Technologies, will be working with the company in a Corporate Development Executive Advisory Role. Buschur has a proven and global track record in business, and has run NASDAQ listed technology company Powerwave as CEO, dramatically increasing revenue to over $890 million and being named “Fastest Growing Company” 4 consecutive years. I believe we can see big successes in new finance technology models using modern technologies and I look forward to enabling finance innovation with the Crowd Valley team,” Ronald Buschur explains.
It was published in the Gazzetta Ufficiale on March 4, 2016, with the new rules effective since March 5, 2016.


It’s believed this is mainly because of the intrinsic limitations with the regulations, considered too restrictive and burdensome, and the environment, that was much less innovation-friendly than it is today. This is the second time the rules are updated since they were initially enacted in July 2013, and then expanded to “Innovative SMEs” in January 2015. That’s why we came up with these six scenarios that show how you can distribute a mere $100 (or perhaps even less) while still having a robust marketing plan that can help you grow your business. On the other hand, if you spend time analyzing the competitive field to look for their areas of weakness or gaps in the marketplace, you can discover opportunities where your business will have the best chance to grow.
What’s more, in many cases online research has replaced the traditional buying cycle to the extent that by the time a buyer contacts a sales person for information, they are already completely through the buying journey (or nearly so). It’s an investment that is likely to pay off over and over again in increased engagement and conversions.
My friend had been craving a lobster roll for a couple of days at this point, so her meal decision was easy. Reel Club offers both table and booth seating as well as an outdoor area that is perhaps perfect to sit at on a summer afternoon for happy hour. Their portions are small plates and perfect for sharing and trying many different dishes as opposed to just one. A one and one sixteenth ounce of caviar was served with blinis and six different pairings that included egg white, egg yolk, pickled onion, and chives. Going out to breakfast on Saturday and Sunday is frequently the most relaxing part of my weekend.
The new restaurant looks and feels tremendously fresher and has been brightened with white walls and vibrant lime, orange, and yellow accepts on the booths, flatware, tables, and wells. This is a bowl filled with brown rice, seasonal market vegetables, and peanuts all topped with a peanut ginger glaze. Beverages choices are not limited to Coke or Pepsi products but include smoothies, juices, and a plethora of high-end wine and beer. When you are done with your meal you and every member of your party are served a small, warmed brownie or cookie from the bakery. The staff is very helpful when making a decision and eager to offer any suggestions they may have. From the truffle popcorn appetizer, to the large and in-charge pork belly grilled cheese, these items will not disappoint. Your choice of seating varies from traditional tables and booths, to bar-style seating and spacious private dining areas. The menu variety and functionality of the space lends its atmosphere to both a family-friendly vibe as well as a nighttime hangout. You should consider touch screen navigation, interactive features, and the incorporated use of other phone features such as GPS and cameras. However, you do still have to think about what information makes it on the mobile-sized site. However, there are companies that have invested a lot of money into solving some common business problems with a mobile app and made that platform available to the market at a lower cost than designing frameworks from scratch.
You just have to find the right formula and use it correctly to turn it into something that will be successful and lasting for your business.
The final transaction goes through your restaurant’s existing point-of-sale system for your convenience. Actively build restaurant loyalty and engage your customer base by offering your restaurant virtually in your customer’s pocket. It can be easy to get started but often, after a few days, we lose track or start making excusing. Now it is easy to see exactly how much cash you have left and stick to your planned budget.
With the Push.co app, you can enable real time notifications for your favorite blogs and news sites. When comparing mobile experiences, Adobe found that the average time spent in a mobile app versus on a mobile website ranged from two and a half times longer to four times longer depending on the mobile device used. Overall, Uptown Cafe is just a great option for those looking for a cost-friendly, delicious, low-key meal at a quaint neighborhood cafe. This increase highlights a growing usage trend as mobile and mobile apps continue to gain in popularity. The chicken was tender with just a tad of heat while the brisket was the thinnest I have ever seen and cooked to perfection. Our server was amazingly helpful, patiently answered all our questions and explained the dining process.
With this potential influx of customers, it is important that you make sure your restaurant is on their list of hot spots. Whether it is a Christmas-themed happy hour or a New Year’s Eve countdown, the holidays are the perfect time to celebrate.
A twist on customers' favorite traditional desserts is a great way to spice up your holiday offerings. Do not miss out on dessert which includes such sweet options as pumpkin pie, cinnamon flan and cranberry almond puffs. Leave room for dessert, with options ranging from pumpkin chiffon and pecan pies to chocolate layer cake and New York-style cheesecake. With the prospect of economic volatility reaching developing countries, evaluating risk is key when determining investment and trade opportunities. Whether it is an Olympic level athlete generate funds for the Rio 2016 Summer Olympics or a youth sports teams trying to gain support for their tournaments and travels, athletes from all over the world are using Kapipal (a Grow VC Group company) to raise money for their dreams.
With the campaign page, it will be a very important that you inform your audience of who or your team is and what your goals or dreams are. The UK has been the leading market, where the FCA has had an important role to play in enabling the fast development of the industry. I also boosted my personal music page on Facebook in order to reach a wider number of people.
Similar initiatives are being prepared and launched in various forms of innovation accelerators, internal ventures and new business development teams around the world.
Given the interconnectedness of the global financial services sector, new ways of delivering are being prepared and launched all around the world, and strategies are being laid out on how positions are changing in the market. The same characteristics in the market demand that ultimately manifest themselves also in new regulatory discussions and proposals, are what is is driving this shift from Asia the to the Americas.
We will see banks both lead and get left behind, with the shift to becoming more relevant to the market, the consumer and the service provider longer term being the main focus. Growth capital is equity and longer-term debt financing that is not aimed at any one trade transaction, but rather at expanding a company’s production and sales capabilities. But it is important to keep in mind that she did not merely generate this huge amount by only asking her fans. Within a month of creating their crowdfunding campaign, they were able to generate $600,874, far surpassing its goal of $110,000 (their campaign surpassed this figure in only 9 hours). The resulting album, “And the Anonymous Nobody,” is set to release this year. No matter whether you are an artist, scientist, entrepreneur or merely a dreamer, there are plenty of different ways that Kapipal can be leveraged, so what are you waiting for? For Crowd Valley’s customers, this means that they can rely on market-leading technology infrastructure without having to make any investment at all in their own servers, let alone security policies, procedures, or data archives. Feel free to contact us or read more below where we highlight some of our most popular blog posts that help explain how to get started turning your dreams into reality!
We remain optimistic and call for effective frameworks to facilitate cross border intra-Europe digital finance transactions and see the vast potential for growth if the world’s largest market can act as truly that.
The power of information technology has been steadily increasing for the last three decades and has recently reached a level of maturity that has started to trigger a reorganization of the global economy. Given the innovative startups’ critical role in the information economy, the importance of healthy startup ecosystems only stands to increase in the future, being this the reason why local, regional and national governments across the world are establishing programs to support tech entrepreneurs in an effort to stimulate economic growth and job creation.
He has also successfully run technology growth companies, like HMT Technologies in Silicon Valley and been involved in cutting edge technology development and deployment in the United States, Europe, Middle East and Asia. The Main Lobster Roll came on a New England style roll stuffed with fresh lobster with garlic butter drizzled on top. I went with a party of five and we got a dozen and a half order that included every type of oyster they had from both the East and West coasts, and I still could have eaten more. So, you can imagine my disappointment when I found out one of my go-to places, Moondance Diner in Westmont, had closed.
My coffee mug was never empty before I was offered a refill and the food came out hot quickly after it was ordered. The others being located on Fullerton Avenue in Lincoln Park and on Aurora Avenue in Naperville. The wait staff is accommodating, friendly and eager to offer any recommendations on food and beer.
If you are stopping in during the lunch or dinner hour and are not planning on shopping, definitely take advantage of the valet parking services as parking in that area is tight. The kids love the racing games and games that award tickets so they can pick out a toy when the family leaves. A good rule of thumb is to design for the mobile size first and add as you get to larger desktop views. Our all-in-one iPad app ordering management system makes it simple and easy for your employees to manage to-go and delivery orders.
From easy-peasy in-app reservations to no-nonsense in-app ordering, a MojoBistro app offers your diners a non-stop, 24-hour connection to your restaurant. With Lift, you can track your habit-forming activities as an added motivator to keep you going. The menu is filled with traditional breakfast favorites included loaded omelets, fluffy pancakes and over sized waffles.
They are more than happy to refill any side dishes and are attentive without being intrusive.
Incorporating seasonal touches and holiday decorations adds a fresh quality to the dining experience and is a great way to set the festive mood for your customers and staff. Focus on greeting and thanking your customers rather than sharing your other promotional messages. Maybe it is a free slice of peppermint pie with an order over a certain dollar amount or discounted sales of a creative seasonal menu item. From a food drive to donating a percentage of sales to a local charity, your good deed is sure to create some buzz and drum up warm feelings. From Yule logs and pumpkin cakes to eggnog cheesecake and sugar cookie milkshakes, these holiday desserts are sure to win rave reviews with your fans. Tell exactly why you need additional funding, and what you plan to do with it once you reach your campaign goal. Most solutions are relevant for many types of finance institutions, but we also include models, how e.g. The event served as a good summary of the p2p lending and equity crowdfunding market in the UK and some other countries. Many parties also see that much more data, including historical data, is needed to get the market to a more mature phase. In addition to public posts, I wrote private messages to friends asking them to share my campaign with their friends and acquaintances and wrote several emails to people in the same fashion.
Leveraging back and middle office frameworks like the Crowd Valley Digital Back Office is part of this development and in our work, we are fortunate to be able to assist in the migration to the new banking economy with the right balance of efficiency and security for all parties involved. It has never been easier or cheaper to create a startup thanks to infrastructure like open source software, software as a service, cloud hosting, globally ubiquitous payment processing, viral distribution channels, real-time collaboration, on demand logistic services and hyper-targeted advertising. The rolls were served with a side of garlic mayo dipping sauce along with traditional soy sauce.
The oysters take a while to come to your table as they are freshly shucked in the kitchen, so I recommend ordering them when you order your drinks to get them as soon as possible. Multiple flat screen TVs, indoors and out, make this a desirable destination to watch a good game accompanied by an even better beer.
Sweet Baby Ray's is the perfect choice for the dad who loves to BBQ but wants to relax on his big day even without a special buffet.
Once you have downloaded the app, you can write your own habits, draw on suggested habits from the community or even join a group of people who are working toward the same goal. Everest encourages you to take your goal and break it down into more manageable, bite-sized bits.
If you are looking for something besides your usual breakfast menu, Uptown Cafe also offers a wide range of standard diner fare including wraps, burgers and soup. This is the perfect way to make customers feel special and entice them to keep you in mind when planning their holiday celebrations. Spread the news of your fundraiser by reaching out to the local media and posting on social media. Also, be sure to include some images or video of you in action playing the sport you are trying to raise money for. At the same it also illustrated, how the discussion now focuses on a few services and countries, when much more happens behind the curtains.
Now some services have really started to offer data available that help follow many platforms and see historical trends (see e.g. It’s just a click of a button to start to start but remember that it’s not just creating a crowdfunding page.
Buschur is joining the company to bring his expertise into global business development and strategic partner expansion. I would love to go back soon for their happy hour to try some of the other rolls they offer. Your delivery folks will love our in-app map systems with geo-fence to verify that the order is placed with your delivery zone. They give each kid a little gift bag that has an activity sheet – connect the dots game, etc.
The app will plot your check-ins on a calendar and highlight when it becomes a regular occurrence. From pumpkin pancakes in the fall to the fruit festooned waffles in the spring, make sure you give them a try. But the most fun Dan says is when he makes handcuffs and tells the kids they can’t escape from him. We offer our customers a better age profile of equipment so the vehicles aren't breaking down. Some of our competitors have got their own workshops and it's cheaper for them to repair the vehicles.
We couldn't run an old fleet of trucks and make money.” Dawson has a long-standing relationship with Mercedes-Benz on both trucks and vans, though it also buys from MAN and Volvo. Since the coming out of the recession, the pallet networks are very much in vogue so curtainsider rigids are in big demand. But having the two changes a year has actually flattened that out quite significantly for us.
This isn't something we've done because this customer has come to us and asked for this truck.
We saw last year that we were able to demonstrate pretty significant fuel savings and the operational shift to Euro-6 wasn't as big as people thought.” While Euro-6 trucks have proved more fuel efficient than their predecessors, they do cost Dawson more to buy and maintain.
We were given prices of anything from ?6,000 to ?12,000 for a new system but then some people are saying they can change the cartridge for ?1,200.
But on the long-run vehicles that are doing lots of miles they've not missed a beat.” Purchase prices are at least 10% higher on Euro-6, according to Miller. If we can buy 500 vehicles at the right price, and we don't want to increase the fleet size by 500, we've got to sell an amount of vehicles.
We like buying things.” Fletcher expects his truck fleet to grow steadily in 2015 as the market improves.
There's a rule of thumb that leasing, rental and contract hire grow slightly faster than the rate of economic growth. Whether it will be as much as 10% I doubt, but it will not be far off that.” If making money from tractor unit hire can be difficult, renting trailers is even tougher, with cripplingly low rates blighting the sector for the past decade. Trying to gauge what is going to happen to a trailer you buy today in seven or eight years' time is really difficult. He buys a used 2006 trailer for ?3,000 or ?4,000 and if it makes ?70 or ?80 a week, he's probably quite happy with that. He's not had to put any money into compliance systems or overhead, the people, the training, all the other things that we do.” Fletcher would like to buy all British trailers, but he concedes “it's not always the best solution for us”, and Dawson remains a big customer of French fridge trailer builder Chereau.
I'll say Chereau are the only manufacturer that can deliver a trailer for a 10-year life in a rental fleet.” Dawson argued strongly that the trial of longer semi-trailers should have been open to the hire companies, but the DfT ignored their approach.
Needless to say, we didn't get much traction with this.” Dawson has however invested heavily in doubledeck trailers, taking delivery of its first refrigerated unit back in 2000 and now having over 600 on the fleet.
That's whether it's dry freight or refrigerated.” While the rates for doubledecks are better than for vanilla single deck curtainsiders, they are expensive to buy and maintain. Now we could take on any size of fleet.” As on the truck side, Dawson will be an early adopter of Euro-6 when it comes into force for light commercials. If you think about lot of big companies like construction firms and utilities, or the Royal Mail, that run fleets in the UK, it's not their core business activity.



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