Kate Michaels has asked me to write a reference for her in support of her internship application and I am delighted to do so.
Professor Donaldson if you need any additional information about Kate Michaels please contact me by phone or email. I know the problem was the instructions and not the burrito because I gave it a second try.
The new four story condominium development on Bank Street features homes with state of the art appliances and the latest in furnishings. Buyers and their agents should stop by the sales office on Bank Street or request a copy of the four color brochure to learn more about this very special property. The question before the Supreme Court involves states rights, and governors around the country will be watching.
Final Event: Race to the Finish As quickly as you can, add hyphens, apostrophes, commas, and semicolons to the passage below. College professors encourage their students extensive vocabulary and 50 word compound complex sentences. Much college writing includes perfectly structured paragraphs with an introduction three or more supporting sentences and a conclusion. Did you insert two semicolons, five to seven commas (depending on whether you use the serial comma), three apostrophes, and five hyphens?
Many middle-aged (not middle-age) people plan to work beyond the age of 65 (not age 65).
Our system administrators have identified an issue with one of our mail arrays related to a hardware failure of one storage member in the SAN.
A creative yet pragmatic communicator with award-winning experience in narrative storytelling and news production. Extensive experience in film production, with works featured in regional, national, and international film festivals. Proficiency in handling sensitive matters and communicating diplomatically with people of differing views. Strong skills and experience in research and in communicating through letters, emails, op-eds, social media, and speeches.
Supervised support staff of 14, including legal secretaries, paralegals, and general office support. Consistently maintained Number 1 or 2 ranking for order fulfillment in a team of 32 order pickers.
Created a system for finance managers that generated and emailed monthly financial reports and spreadsheets for on-time budget planning. Review your older jobs and accomplishments to be sure the language still communicates well. For instance, if you are more than 10 years out of school, drop your college activities unless they communicate something unique and amazing. Imagine this situation: That job you held from 1993 to 1996 was once a significant part of your resume, worthy of five bullet points of accomplishments.
Just as emptying your closet of old clothes helps you focus on and build a new wardrobe, eliminating old resume details helps you focus on and build a case for the newest phase of your career.
Replace some of the text with concise bullet points if you have chunks of text that are longer than three lines. Replace typefaces such as Times New Roman and Book Antiqua with a sans serif typeface like Trebuchet, and see if you like the difference.
Experiment with incorporating a strong left alignment rather than centered headings, to communicate energy rather than formality. College instructors sometimes ask me to recommend a text to use in their business writing classes. I'm pleased to announce a complete new communications curriculum for college instructors.
One of my many favorite learning activities from the curriculum involves revising relationship-busting statements. If you are a college instructor, you can find about more about the free curriculum and how to receive it.
If you are not a college instructor but want to try your hand at revising the statement above, please do! If you are holding back, thinking Well, it depends, you are with The Gregg Reference Manual. Good proofreaders catch errors that would embarrass, torment, and diminish us if those errors appeared in print or online.
If you have made certain style decisions on your own—for instance, you use Canadian spelling because you have Canadian clients—let your proofreaders know that. Women's Cycling, your trusted resource for training tips, skills, nutrition, bicycle fit, maintenance, product reviews and more . However, since it is alternating current, the current reverses direction many times a second. This acts as a bottleneck, reducing the amount of power reaching the destination end of the cable. Our value-based benefit approach rewards members who take steps to improve and manage their health.
We’ll now contribute $500 to the Health Incentive Account for employees who complete their Preventive Health Actions—and another $500 when their spouse or domestic partner completes theirs.
Premier dentists are considered Out-of-Network for all PPO and PPO plus Premier plans, and are considered In-Network for Premier plans. If a Delta Dental member goes to a Non-contracted dentist, charges are reimbursed at the lesser of the submitted charge OR the fee that satisfies a majority of dentists with the same training and geographical area. Lowered their health risks:  CDHP customers lowered their risk of developing or worsening a chronic condition. Reduced total medical costs:  CDHP medical cost trend was 16 percent lower than traditional plans during the first year. Were more engaged in health improvement: Through proper plan design plan and the use of incentives,  CDHP customers were more likely to have completed a health risk assessment and participated in their health coaching program than those enrolled in a traditional plan. Were more savvy consumers of health care:  CDHP customers enrolled in their pharmacy management program were more likely to choose generic medications and had 14 percent lower pharmacy costs compared to those in a traditional plan. Preventive health care–including annual physical exams, screenings, and immunizations–is essential to good health. The Affordable Care Act (health care reform) attempts to address this problem by requiring all new group and individual health insurance plans as of September 23, 2010 to pay 100% of the costs for preventive care services ranked A and B by the U.S. If your health plan qualifies, you can take advantage of a wide range of preventive care services to help you avoid illness and improve your health–at no cost to you, so long as you receive these services from a health care provider within your health plan’s network of doctors and hospitals. You won’t have to pay a copayment at the office visit, and not a penny toward coinsurance or your deductible. Note: Services marked with an asterisk (*) must be covered with no cost–sharing in plan years starting on or after August 1, 2012.


It’s important to keep in mind that while the health plan cannot charge you a copayment, deductible, or coinsurance when the primary purpose of the office visit is the recommended preventive care service and the service is NOT billed separately from the office visit, you may be required to share some of the costs if the preventive service is not the primary purpose of the office visit. This change is due to the addition of atorvastatin, a new generic for the brand name Lipitor, on their covered drug list. This change impacts all of the commercial and individual business in California and New York. Benefit and eligibility information must be provided to eligible participants or be made available at their request. Please remember that failure to follow the rules can be costly.  For example, the fine for failure to file the 5500 report is $1,000 PER DAY. If we may be of any assistance to you or can help you organize a compliance process, please contact Gary Whiddon at (888)474-6627. The new plans were designed to help employers and employees save on health care costs while getting a plan that meets their needs.
Plan sponsors can set their contribution rates on the lowest priced plan, and their employees can “buy up” to different plans if they wish to do so. IMPORTANT PLAN CHANGES: In addition to introducing new plans, some changes were made to existing plans. As of March 2012, an employer can obtain a new employee’s member ID right in the on-line enrollment tool as soon as the enrollment has been processed. A pioneer in the creation of tailored networks, Health Net is evolving its Bronze plans and network into Health Net SmartCare.
Health Net SmartCare is the health care solution that employers can afford, employees will use, and both will value.
Effective March 1, 2012, Health Net will no longer offer Bronze or Bronze Choice to new groups. Offered the option to choose any one or more of the new SmartCare plans (six for SBG, five for Large), or any other Health Net group plan. If a group wants to keep their plan design exactly as it is under their Bronze plan, they may do so by pairing those benefits with Health Net’s full HMO or Silver network.
Health Net has the Health Net SmartCare broker guide including a crosswalk and plan overviews available to support you and your brokers in client conversations. In conjunction with introducing SmartCare in San Diego (region 7), Health Net is also lowering rates for its PPO Advantage plans.
Health Net is expanding its Salud network with the addition of IPA Hispanic Physicians, which has eight PCPs and 74 specialists. SeeChange Health offers value-based benefit design solutions to meet the needs of businesses of all sizes.
The PPO plans within the Small Group EmployeeElect Portfolio will see a new business average increase of approximately 3.2%*.
Groups with 6 or more enrolling in our BeneFitsplan portfolio will also receive an automatic .90 RAF -There will be no qualifying renewal RAF required on those groups.
On January 3, 2012, the IRS issued additional interim guidance on the W-2 reporting requirement that is part of health care reform.
Additionally, the release indicates that specialty coverage, if included with medical benefits, must be reported. The guidance reaffirms that this is a reporting requirement only and does not impact employees’ taxable wages. 3.Employers may begin to  use social media to reinforce healthy behaviors, such as  losing weight, exercising more and  becoming healthier. 4.In spite of the economic downturn, one-third of employers plan to increase their  spending on wellness programs  in order to reduce overall premium expenditures.
Groups with more than 49% of the eligible employees employed outside the state of California are considered non-guaranteed issue in California. Underwriting will approve or decline these groups in accordance with the underwriting guidelines. Kate worked with me from January, 2014 through August, 2015 as a teaching assistant in our marketing program, I was her direct supervisor.
She used creative approaches to help students' understand complex concepts in marketing statistics. Perhaps my carelessly following rather than interpreting the instructions wrecked the meal? Buyers looking for beautifully appointed two and three bedroom contemporary homes with open floor plans will want to visit this high end development. Whether they live in New York, New York or Cairo, Egypt, people like to feel included and informed. Professors and teachers admire academic writing however readers needs on the job are different. Although business writing contains elegantly structured chunks of text it also features one sentence paragraphs. If not, you are just in time for our final online punctuation class, Punctuation for Professionals, on May 19 and 26.
Proven ability in written and visual communication, with particular expertise in social media.
Eliminate early jobs such as working in a frozen yogurt shop (unless you are applying for a fast-food management position) and acting as a camp counselor (unless you are still in the counseling field). For example, the SUMMARY OF QUALIFICATIONS shown in Tip 1 above includes this list, which might include links to online samples (indicated by underlining): letters, emails, op-eds, social media, and speeches. Your resume should make you feel pleased, proud, and confident as you move into your future. Both instructors and students can benefit from the tips on completing the assignment--tips about the purpose of the message, its audience, the communication strategy, and content. Students first recognize why the instructor statements below are relationship busters.
Don’t be the person about whom the proofreader says, “He insists it be this way despite what the dictionary and style manuals say.” And if you don’t understand a change your proofreader has made, ask questions to understand the correction rather than automatically reject it. Make proofreading a priority.Proofreading is as essential as planning, writing, formatting, editing, and printing. In Cycling For Weight Loss you’ll learn how to super-charge your fat-burning metabolism by adding training zones to your cycling routines. After falling in love with cycling, Laurel-Lea transformed herself from a couch potato into a healthy, lean cyclist. This could impact rates for specific groups whose employees reside in a different rating area than the one in which they work. That’s a total of $1,000 per couple, up from the $200 per person contribution we make today. Non-contracted dentist charges are reimbursed at the lesser of the submitted charge OR the fee that satisfies a majority of dentists with the same training and geographical area. According to the study, when employers fully transitioned to offering only a CDHP option, individuals improved their health risk profile by 10 percent in the first year compared to customers in a traditional plan option.


Over five years, cumulative cost savings averaged $9,700 per employee enrolled in a CDHP compared to employees who remained in a traditional health plan. In addition, CDHP customers used the emergency room at a 13 percent lower rate than individuals enrolled in HMO and PPO plans.
Yet many Americans don’t receive the regular preventive care they need, despite the fact that chronic diseases, which are responsible for 7 of 10 deaths among Americans each year and account for 75% of the country’s health care spending–are often preventable. And remember, preventive services are covered at 100% only when received from health care providers within the health plan’s network. The insurer said the approach should cut down on some of the priciest forms of medical care, emergency room visits and hospital admissions. SmartCare is built to flex over time with planned expansions for 2012 (and beyond) in geographic coverage, prominent participating provider groups and other resources to match evolving employer and employee needs. The expansion makes Salud HMO y Mas and Salud Mexico available to groups – both SBG and Large – in parts of Kern county effective March 1, 2012. SeeChange Health Insurance provides value-based benefit plans to fully insured employer groups in California and is the first to bring this unique approach to small and midsize companies. In this guidance, the IRS confirms that employers filing fewer than 250 W-2s are not required to report the value of health benefits. Employers may require that employees pass biometric screenings to receive discounts on their health insurance premiums. More employers may use the services of a health care advisor to teach employees how to make better treatment choices, find quality providers and make better use of their employers’ health management programs, thereby reducing health care costs. Employers filing fewer than 250 Forms W-2 for the preceding calendar year are not required to report the aggregate cost of coverage. The Notice clarifies that the standard for determining whether the cost of coverage under a dental plan or vision plan is included in the aggregate cost is the same standard for determining whether such coverage is an excepted benefit under HIPAA.
The reporting requirement does not apply to the cost of coverage includible in income under Section 105(h) of the Internal Revenue Code, or payments or reimbursements of health insurance premiums for a 2% shareholder-employee of an S corporation that is required to include the premium payments in gross income. An employer that does not charge a premium for an EAP, wellness program or on-site medical clinic to COBRA-qualifying beneficiaries is not required to include the cost of such coverage in the aggregate reportable cost.
The aggregate reportable cost for a calendar year reported on a Form W-2 may be based on the information available to the employer as of December 31 of the calendar year, without regard to any election or notification made or provided in a subsequent calendar year that has a retroactive effect on a previous year’s coverage. The Notice provides employers with various options for reporting the aggregate reportable cost for a payroll period that spans two taxable years. Employers are required to include the cost of coverage in the aggregate reportable cost on Form W-2 if the employer makes any contribution to the cost of coverage that is excluded from the employee’s income, or if the employee purchases a policy on a pre-tax basis under a cafeteria plan.
The aggregate reportable cost is not required to be reported on a Form W-2 furnished by a third-party sick pay provider.
Carefully remove from oven, peel off plastic film and allow to sit for 1 minute before serving. In reply, they sent me a coupon for a free frozen entree, and I bought the same burrito. When new things come to light in your job search or profession, share them with your network. Business writers will use a one sentence paragraph when they want a statement to stand out. Apply these tips to make your resume fresh and representative of who you are today, with an eye to tomorrow.
Assignments cover explanations, requests, bad-news messages, inquiries, solicitations, messages saying no, complaint resolutions, a range of job-search messages, and other pieces.
Instructors can never be sure where students may go wrong with a writing assignment that requires them to imagine themselves communicating on the job. The course, Business Writing That Builds Relationships, developed out of my long-standing interest in diplomatic, relationship-building messages at work.
Proofreading is finding and correcting errors and inconsistencies in documents that are virtual final drafts. Know that occasionally something will slip by even after several editors and proofreaders have reviewed a document.
Cost reductions were achieved without employers shifting out-of-pocket health expenses to their employees.
Please note: There are changes to every plan — so it is important for you to review the changes. SeeChange Health Insurance is now the fastest-growing health plan in the market, as brokers and employers alike are embracing the value-based model.
Those who don’t meet the necessary biometric levels would have to enroll in a wellness program and after achieving a healthy body mass index and other biometric numbers, would then be eligible for the discounts. Thus, certain stand-alone dental and vision plans may be exempt from the reporting requirement. For arrangements that are not subject to any federal continuation coverage requirements (such as church plans), the employer is not required to include the cost of such coverage on the Form W-2.
However, if the employer provides the opportunity for employees to purchase an independent, non-coordinated fixed indemnity policy and the employee pays the full amount of the premium with after-tax dollars, the cost of coverage provided under that policy is not required to be reported on Form W-2. However, a Form W-2 furnished by the employer to an employee must include the aggregate reportable cost, regardless of whether that Form W-2 includes sick pay, or whether a third-party sick pay provider isfurnishing a separate Form W-2 to report sick pay. She took initiative to enhance online outreach to students, showed evidence of a keen understanding of both short term results and long term benefits of various marketing strategies, and consistently delivered professional, high-quality work. My friend Sarah began a job search on September 1, 2007 and ended it three months later, nevertheless, she still networks. Because it’s fun—making it easy to do for long periods—and it burns a truckload of calories.
Essentially, preventive care becomes ‘free’ for the policyholder, greatly increasing the incentive to take advantage of these services. Avoid calling, pinging, emailing, or standing over your proofreaders while they work—and dissuade others from interrupting them.
Because I cringe when I see the phrase “thanks-you notes” in my book Business Writing With Heart, knowing that two proofreaders (including me) carefully reviewed it. The following lists outline the preventive care services covered by these rules for adults, women, and children.
Before you give a piece to a proofreader for a final review, make sure it has already gone through its rounds of revisions, if necessary. After all, if you aren’t going to defer to their knowledge of grammar, punctuation, and usage, why use them at all?




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