Importance of being prepared for disaster,free film bollywood download,2012 survival food recipes healthy,how to build faraday cage emp shield - Review

I never really understood the importance of being prepared for disasters until one happened to my family. So much damage was done and so many trees were down that relief efforts were hampered and even repair crews had a hard time accomplishing anything. Thankfully we live close to a Red Cross building and within days of the disaster they were giving out hot meals to people in the area. I can’t thank the Red Cross and other community organizations enough for coming through in times of disaster. No one likes to think about the possibility of their own disability or the disability of a loved one. Study after study confirms that nearly everyone will face at least a temporary disability sometime during their lifetime. In raw numbers, over 37 million Americans, or roughly 12% of the total population, are classified as disabled according to the 2010 census. The Department of Health and Human Services also estimates that 9 million Americans over age 65 will need long term care this year. The Council for Disability Awareness provides startling examples of how disability is likely to impact “typical” Americans. A 24% chance of becoming disabled for 3 months or longer during her working career; with a 38% chance that the disability would last 5 years or longer, and with the average disability for someone like her lasting 82 months. If this same person used tobacco and weighed 160 pounds, the risk would increase to a 41% chance of becoming disabled for 3 months or longer.
A 21% chance of becoming disabled for 3 months or longer during his working career; with a 38% chance that the disability would last 5 years or longer, and with the average disability for someone like him lasting 82 months. If this same person used tobacco and weighed 210 pounds, the risk would increase to a 45% chance of becoming disabled for 3 months or longer.
Spouses who are caregivers for the other spouse with Alzheimer’s or other dementia are at greater risk for emergency room visits due to their health deteriorating as the result of providing care. Receiving care.  According to the National Nursing Home Survey 2004 Study, the most recent of its kind, the national average length of stay for nursing home residents is 835 days, with over 56% of nursing home residents staying at least one year.
Not only will many individuals and families face prolonged long term care, in-home care and nursing home costs continue to rise. Monthly base rate (room and board, two meals per day, housekeeping and personal care assistance) for assisted living care is $43,200 annually, expected to increase .2% annually. Daily rate for a private room in a nursing home is $250, or $91,250 annually, expected to increase 4% annually. Daily rate for a semi-private room in a nursing home is $220, or $80,300 annually, expected to increase 4% annually.
These costs vary significantly by region, and thus it is critical to know the costs where the individual will receive care. Perhaps most importantly, despite overwhelming and compelling statistics; most Americans grossly underestimate the risk of disability to themselves and to their loved ones. 64% of wage earners believe they have a 2% or less chance of being disabled for 3 months or more during their working career; the actual odds for a worker entering the workforce today are closer to 25%. Most working Americans estimate that their own chances of experiencing a long term disability are substantially lower than the average worker’s. Given the high costs of care, this underestimation often leaves Americans ill prepared to pay for the costs of long term care. Most long term care insurance plans let the individual choose the amount of the coverage she wants, as well as how and where she can use her benefits. Unfortunately, many older Americans will either be medically ineligible for long term care insurance or unable to afford the premiums.
At a minimum, seniors need broad powers of attorney that will allow agents to handle all of their property upon disability, as well as the appointment of a decision-maker for health care decisions (the name of the legal document varies by state, but all accomplish the same thing).
The above discussion outlines the minimum planning everyone, including seniors and their loved ones, should consider in preparation for a possible disability.
Not if you follow Benjamin Franklin's advice, where, 'Energy and persistence conquer all things'. The following are some lessons that we should learn from Benjamin Franklin to achieve all our life's purposes.
Many of us can be seen during the day rushing around doing numerous things, ending up totally washed out and exhausted.
Opportunities are everywhere, and emerge at times in places where we are not even aware of. A hurricane swept through my area that was so bad and did so much damage that my home was without power for almost two weeks. Thankfully our water came back only after a day or two, because we are not on the main grid, but others went for weeks without water also.


We had our regular canned goods and a cooler full of ice (thankfully) but that was about it. We bathed in cold water and hand washed our clothes, hanging them to dry, but it was still a hard time.
Those that lived closer to the city center got their power back faster and passed on such valuables as battery powered fans for the night time, solar battery chargers, propane stoves and LED lanterns.
He loves writing, with the help of her wife he has contributed quality articles for different blogs & websites.
However, as the statistics below demonstrate, we should all plan for at least a temporary disability. More specifically, one in three Americans will face at least a 90-day disability before reaching age 65 and, according to the definitive study in this area, depending upon their ages, up to 44% of Americans will face a disability of up to 4.7 years.
Perhaps surprisingly, more than 50% of those disabled Americans are in their working years, from 18-64.
Thus, approximately 473,000 people age 65 or older developed Alzheimer’s disease in the United States in 2015.
According to the Alzheimer’s Association, those persons are at high risk of developing health problems, or worsening existing health issues.
A study mentioned in the 2010 Alzheimer’s Association report found that caregivers of spouses who were hospitalized for dementia were more likely than caregivers of spouses who were hospitalized for other diseases to die in the following year. 4 Issue 5 of the Elder Counselor, The Affordable Care Act:  How It Impacts Our Senior Population, for a discussion of the Affordable Care Act’s Impact on information regarding nursing homes. For example, the median annual cost for a private room in the state of California during 2015 was $104,025, whereas the median cost for a year in a semi private room was nearly $90,000. Alternatively, seniors (or their families) can pay for long term care completely or in part through long term care insurance. In that event, more aggressive planning should be considered as early as possible to make sure life savings are not depleted as a result of having to pay out-of-pocket for care. If the disabled person cannot make these decisions, someone must have the legal authority to do so. It is imperative that families work with a team of professional advisors (legal, medical and financial) to ensure that, in light of their unique goals and objectives, their planning addresses all aspects of a potential disability. Let me help you protect your family, your loved ones, your business and your team members and make sure that they are properly cared for. Throughout his life, his energy, persistence and motivation fuelled much of his wide range of interests. At the end of the day, however, how much of our running around has really improved anyone's life (including ours) for the better?
However, the trick is being quick and smart enough to recognize an opportunity and seize it when as soon as they arise. Life is now truly no easy feat, so many difficulties, when the mood really bored and tired, hating all the pressure and stress. A bad one comes every few years, but usually does no more damage than knocking down a few fences and making a lot of noise. Even the big chain stores and places with backup generators only lasted a few days before their power went down too.
We had no way to cook our food, heat our water, wash our clothes or even charge our cell phones. Thankfully the weather stayed on the calm side and we did not have our scorching heat or wet, windy and icy temperatures that we could have had. By their kind donations and the efforts of the Red Cross, my family came through the disaster fine.
This issue of The ElderCounselorTM examines the eye-opening statistics surrounding disability and some of the common disability planning options.
On the whole, Americans are up to 3.5 times more likely to become disabled than die in any given year. The Department also estimates that 70% of all persons age 65 or older will need some type of long term care services during their lifetime.
For example, family and other unpaid caregivers of people with Alzheimer’s or another dementia are more likely than non-caregivers to have high levels of stress hormones, reduced immune function, slow wound healing, new hypertension and new coronary heart disease. Those residents who were married or living with a partner at the time of admission had a significantly shorter average stay than those who were widowed, divorced or never married. Census Bureau, 68% of nursing home residents were women, and only 16% of all residents were under the age of 65.
Clients can receive care in a variety of settings, including the person’s home, assisted living facilities, adult day care centers or hospice facilities.
With the help of an elder law attorney, a plan can be created that will protect much of the assets of an individual or couple that would otherwise be at risk of being depleted.


Otherwise, the family must apply to the court for appointment of a guardian over the person or property, or both. Our firm is dedicated to helping seniors and their loved ones work through these issues and implement sound legal planning to address them.
He was a writer, a publisher, an inventor, a diplomat, and one of the Founding Fathers of the United States of America. However, we have not only their lives but also friends, family and responsibilities anymore.
What I feared most was flooding, but the area I live in is pretty good about drainage and my home is on a hill, so even that did not give me much pause. The gas stations were running dry because tankers could not get though, so there was no way to get anywhere and the roads were so clogged with evacuating people or people returning from the evacuation that there was really nowhere to go anyway. Disability planning is one area where we can give each and every person and family we work with great comfort in knowing that, if they or a loved one becomes disabled, they will be prepared.
The average length of service was more than 300 days, and 69% of in-home patients were 65 years of age or older.
Likewise, those who lived with a family member prior to admission also had a shorter average stay than those who lived alone prior to admission. Those who are old enough to remember the public guardianship proceedings for Groucho Marx recognize the need to avoid a guardianship proceeding if at all possible.
I needed flashlights and gas on hand, medications for everyone that did not need refilled right away, and a way to cook food even without power.
We should be far more afraid of being left alone than of God's chastening, for He wastes no time on worthless objects that give no promise of fruitfulness.A A On the shores of Lake Michigan are great barren sand dunes that have never felt the point of a plow.
The deeper the plow works and the more the sharp harrow, the more precious the crop will be when harvest time comes. A A God's plow goes deep, but it is only that in the end we may forget the plowing and rejoice in the blessing of bearing much fruit for Him.
Jesus took care of the death penalty once and for all so we don't ever have to worry about that again. But God wants us to become so mature and stable that we act right even when none of our circumstances are good. There are different levels of faith, and most of the time we want to use our faith to get rid of a problem.
But sometimes God's plan is for us to exercise a higher level of faith that will carry us through life's challenges.
This requires even greater faith than being delivered from a situation.Too often we marvel at the delivering power of God and overlook His keeping, strengthening and enabling power. Sometimes trials come simply to test and purify our faith.A [You should] be exceedingly glad on this account, though now for a little while you may be distressed by trials and suffer temptations, so that [the genuineness] of your faith may be tested, [your faith] which is infinitely more precious than the perishable gold which is tested and purified by fire.
God doesna€™t desire to break our spirits, but He wants to break that outer shell, the flesh that prevents Him from being all He wants to be in and through us. God wants us to be totally dependent on Him, and suffering seems to bring us to that point.However, having to depend on God shouldn't cause us to feel sorry for ourselves. It comforts me to know that Jesus understands me and has compassion.Going through trials and experiencing God's deliverance better equips us to minister to others. Even in Paul's imprisonment, his stability and ability to be used of God was evident.If wea€™re to minister to others, we too must face some adverse circumstances.
He knows the Word will strengthen us and help us live a victorious Christian life, and he wants to stop it if he can. But Jesus said,A a€?I have told you these things, so that in Me you may have [perfect] peace and confidence.
In the world you have tribulation and trials and distress and frustration; but be of good cheer [take courage; be confident, certain, undaunted]! It is a high standard, but He went all the way to the death without giving in to His emotions and without allowing Satan to get a hold of Him.
Jesus never thought that God was being unfair or unjust in what He was causing or allowing Him to go through.A We are living in a time where persecution towards the church is increasing daily even in Western nations. A A God's plow goes deep, but it is only that in the end we may forget the plowing and rejoice in the blessing of bearing much fruit for Him. Jesus took care of the death penalty once and for all so we don't ever have to worry about that again.




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