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Kindergarten to College has achieved its goal of reaching all elementary schools in the San Francisco Unified School District.
This year, Citi Microfinance and the Citi Foundation partnered to drive a discussion on agricultural value chain finance through a panel titled "From Farm to Plate" (check out this blog post for one attendee's take).
Citi Community Development was proud to support the 38th Annual Lunar New Year Banquet of its long-time community partner, Asian Americans for Equality (AAFE.) Citi Foundation has supported the work of AAFE's affiliate, Renaissance Economic Development Corporation, a CDFI and technical assistance provider focused on low-income, minority and women-owned businesses in low-income immigrant neighborhoods. CurrenC SF is a partnership between the San Francisco Office of Financial Empowerment, the San Francisco Chamber of Commerce, and the United Way of the Bay Area, with generous support from Citi Community Development, Visa and the Levi Strauss Foundation. For employers, moving to direct deposit and paperless pay can lower payroll processing costs by up to 90 percent, and eliminates the headache of lost and stolen checks. CurrenC SF is an extension of the City's pioneering program Bank on San Francisco, which has provided over 72,000 bank accounts to low-income San Franciscans and spread to more than 100 cities across the country.
More than 67,000 households in San Francisco are paid with paper checks, including 68 percent of low-income workers.
Several CurrenC SF Employer Champions including Recology, Blue Shield of California, William Watlington Foods, Walgreens, Rickshaw Bagworks, Bi-Rite Market and Goodwill Industries were recognized for their leadership in financial empowerment efforts and participated in the launch.
The CurrenC SF website provides resources to help employers initiate or expand direct deposit in their organizations. As Black History Month draws to a close, I am mindful of how fortunate I am to work for two organizations that are strongly committed to the twin, complementary goals of diversity and empowerment. Similarly, New York City Mission Society, for which I am Chair of the Board of Directors, promotes the positive development of underserved young people and families in order to strengthen communities and, as a consequence, our city's diversity. As it turns out, both Citi and New York City Mission Society are celebrating 200 years of service in 2012. Citi's commitment to diversity spans the organization a€” particularly through the activities of Citi's Employee Networks a€” and the calendar, with events and activities highlighting the months that have been formally designated to celebrate the culture, history and contributions of various communities. Across the country, Citi's African Heritage Networks (AHN) provide a wide range of educational, cultural and fellowship-building opportunities during African American History Month.
Ellen Stafford, who has been with Citi in Irving, Texas for a little over four years, got involved with the Dallas-Fort Worth AHN as Communications Chair this year. As Executive Recruiter for North America, Ellen is very aware that Citi provides an even playing field on which qualified applicants, both within and outside Citi, can compete. Ellen is shifting her recruiting focus from IT to sustaining Citi's overall culture of diversity. More broadly, Ellen would like to see an increase in positive, healthy messages in popular culture, particularly for children, and a continued and strong policy focus on education.
Annette Griffin of Baltimore agrees about the importance of education and how helpful it can be to have a mentor, as she did.
Annette is a Senior HR Generalist and supports employees in Maryland, Virginia, West Virginia, Ohio and Pennsylvania. In Columbus, Ohio, Jenine Johnson of Securities Processing notes that Citi has had a major impact on diversity in her metropolitan area, thanks in particular to the leadership of the Columbus Office Director Mark Bjorstrom. Jenine has taken an active role herself in expanding diversity, including introducing Citi's African Heritage Network in Columbus. Jenine strongly values African American History Month and all the diversity months that Citi celebrates. Willie Henry Jr., of Citi's Graduate Recruitment Team in Jacksonville, Florida, is co-chair of the AHN there. Willie draws inspiration from football legend Jerry Rice a€” "who showed that, with the right tools and hard work, you can compete with anyone even without traditional stamps of status" a€” and from his own brother-in-law, who moved up the ranks at one of the country's largest retailers. On July 17, 2009, a national consortium of non-profit affordable housing developers submitted an application to the U.S. CPLC has organized this coalition in partnership with National Association for Latino Community Asset Builders (NALCAB).
Listen to Jason Ott's experiences with the San Miguel Cristo Rey Corporate Internship Program. Citi volunteers will contribute about 150 service hours at local VITA sites this tax season. Volunteers also will be out in force at Tucson's 2011 Money Faire on April 2 to help the United Way of Tuscon and Southern Arizona's mobile VITA team prepare tax returns for free. Citi has partnered with United Way of Tucson and Southern Arizona to transform and expand a successful, six-year financial education program called Citi Youth into a dynamic and holistic family financial capability center, called the Prosperity Center.
Imagine teaching a young person about how to find available college scholarships and then helping his parents complete the standard financial education application form. With the Prosperity Center, Citi has partnered with United Way (UW) of Tucson and Southern Arizona to transform and expand a successful, six-year financial education program called Citi Youth into a dynamic and holistic family financial capability center. The Prosperity Center offers financial education classes from 3-6pm, when students typically participate in after-school programs, and will remain open until at least 7pm so that adults (including those who don't have children at the host school) also can participate in workshops and avail themselves of the Center's other asset-building services. The Citi Youth financial education program, now in its sixth year, teaches basic financial concepts to youth aged 5-16 and also offers "train-the-trainer" sessions for financial education teachers. Citi Community Development has partnered with the USC-operated MBDA Business Center in Los Angeles, the City of Los Angeles Mayor's Office of Economic & Business Policy, the Southern California Minority Business Development Council, SBA SCORE, and three ethnic minority chambers to launch the Bridges to Business Success (B2BS) Program to provide an advanced business training program focused on building the capacity of minority small business owners in Southern California.
With a lending commitment of more than $100 million, Citi is helping to revitalize the Bayview district of San Francisco.
AnewAmerica Community Corporation's Green Business Certificate program" part of its comprehensive, three-year Virtual Business Incubator model" educates and encourages budding, low-income entrepreneurs to adopt green, sustainable business practices. Since the Green Business Certificate program began in 2008, 270 people have received intensive training in green business practices and 80 have achieved green business certification. In California's Central Valley, Citi has invested more than $28,000 to support four EITC sites. In 2010, with Citi's support, local VITA sites helped bring over $14.9 million in tax refunds back to more than 11,000 low- and moderate-income clients and their local communities. The Citi Foundation supports the Financial Literacy and Asset Development Program, a ten-week course that teaches concepts and skills for saving money, using credit and practicing sound money management.
Participants spend twenty hours in classroom sessions and receive individualized guidance in creating personalized money management plans and analyzing their credit scores with the goal of repairing damaged credit.
In California, Cabrillo Economic Development Corporation is making affordable housing available and sustainable.
In 2009, the Citi Foundation provided a grant to Cal State University Northridge (CSUN) Student Outreach and Recruitment Services to support its College Can Happen Initiative (CCHI), a strategic and comprehensive program to improve enrollment at the university. CCHI provides information and encouragement to middle and high school students and their parents, in low to moderate-income (LMI) communities in San Fernando Valley and Los Angeles, to help them prepare for entrance into a four-year college.
Many of the students reached by CCHI would be first-generation college students, and the program aims to foster a college-going culture.
As part of the CCHI program, Citi volunteers have taught financial education workshops at CSUN on how to manage finances on a student budget, credit, savings and investing. Citi is working with Self-Help to expand financial inclusion for thousands of Californians. A supportive and welcoming environment, achieved through staff preparation and branch design. Additionally, through financial education that is provided, innovatively, to customers waiting in line, the Micro Branch encourages individuals who use only its check cashing services to expand their relationship by becoming savings account holders and credit union members. To enable replication of the Micro Branch model, the CCD grant also supports analysis of the operating model and customer outcomes. Jose came regularly to the Micro Branch, every Friday, to cash his check and send money to his family. Read the latest announcement from the City and County of San Francisco about the Kindergarten to College program. Kindergarten to College is an easy-to-use savings platform that will help more families start saving earlier for college. The program will continue to motivate college savings through additional matches and incentives. An important part of the Kindergarten to College program is its financial education component.
In a recent USA Today supplement on Financial Literacy, Citi's collaboration with the City and County of San Francisco is featured prominently in the article "Milk money, crayons, bank account," and Bob Annibale, Global Director of Citi Microfinance and Community Development, is among the Panel of Experts weighing in on Youth Financial Literacy. On October 5, 2010, the City and County of San Francisco and Citi announced the launch of the Kindergarten to College partnership, the nation's first city-wide, universal college savings program for children. Citi's commitment and success in developing innovative, collaborative and impactful solutions to critical community needs was recognized on November 8, 2011, when Citi Community Development received the Community Impact Award at the 15th Annual CRA & Fair Lending Colloquium.

Jenny Flores, Senior Vice President for Citi Community Development in California, receives the Community Impact Award on behalf of Citi from Edward B. The Community Impact Award is bestowed each year "to dedicated compliance professionals and their institutions," to honor "outstanding and innovative efforts in furtherance of the goals of the Community Reinvestment Act." The Award also is intended to encourage innovative community lending and to provide the financial industry with examples of superb programs that have made a large impact on underserved communities.
K2C was developed with participation across Citi's businesses and with leadership by Citi Microfinance and Citi Community Development. The award was accepted on behalf of Citi by Jenny Flores, Senior Vice President for Citi Community Development in California. Citi is a longtime supporter of the FRC's Family Economic Success Program, which includes free tax preparation services for low-income individuals and families through VITA. In Oakland, California, the East Bay Asian Local Development Corporation (EBALDC) is ensuring that students in elementary school learn good money management habits.
Students who complete the program are provided with a popular board game that involves purchasing and money management issues or a $50 savings bond that's intended to jump-start their good savings habits. Citi Community Development is providing a $150,000 grant to enable Enterprise Community Partners and Waypoint Homes to provide a financial capability program coupled with the purchase, renovation and rental of "real estate owned" (REO) properties.
Meet the participants in Bridges to Business Success, a pioneering, multi-stakeholder program that enables the City of Los Angeles to leverage its allocation from the Federal Neighborhood Stabilization Program to provide contracting opportunities to local, minority-owned small businesses. Entrepreneurs in the food service industry face sizeable start-up and operational costs, among other challenges. The Chef's Center of California is run by the Episcopal Housing Alliance and Economic Development (EHAED), which also provides business training courses for aspiring chefs and food entrepreneurs.
Part of the facility, the Citi Small Business Technology Center, offers training and technical assistance to incubator participants. A variety of food-related business have been launched through the Chef's Center, including popular food trucks, gourmet bakeries, farmers market vendors and restaurants.
Victor Ramirez of Citi Community Development serves as vice-chair of the Center's Board of Directors. Microloans that enable people to start small businesses and lift themselves out of poverty have proven their effectiveness in developing countries. The program makes loans of $250, $500 and $1000 to women with very low incomes to empower them to start small businesses in their communities. With Citi's support, FFW has been able to expand its impact by opening new loan centers in the poorest communities of San Diego County. The program benefits primarily Latin American and African immigrant women, specifically those who have no banking or credit history and lack access to capital. As this nation's largest urban university, the City University of New York plays a transformational role in New York City's sustainable future with an educational footprint that spans 23 academic institutions and over half a million students, faculty and staff.
The City University of New York (CUNY) is intricately tied to NYC and clean energy solutions. Solar Empowerment Zones Announced at NYC Solar Summit 2010NYC Solar Empowerment Zones Making the transition to cleaner energy, such as solar, just got a little easier in New York City with the creation of three 'Solar Empowerment Zones'.
Sustainable CUNY Creating Largest LiDAR Solar Map in the WorldIn April, Sustainable CUNY and New York City contracted with the Sanborn Map Company to fly planes over the city's 362 square miles to obtain images of the city's built environment.
CUNY Submits Mayoral Challenge Energy PlanCUNY presented its action plan to reduce the university's emissions 30% by 2017 to the Mayor's Office of Long-Term Planning & Sustainability in April, bringing together the work of engineering consultants O'Brien & Gere and CDH Energy, the Department of Design, Construction & Management (DDCM) and the Sustainable CUNY team. CUNY Sustainability Efforts Highlighted in Report to GovernorThe first annual report summarizing the response by state agencies to New York Governor Paterson's Executive Order #4 (EO4) has highlighted CUNY as a noteworthy example of an institution that has developed a comprehensive sustainability program to minimize its impact on the environment. Energy 'Dashboard' for CUNY Facilities As part of the CUNY Sustainability Project's ongoing efforts to reduce energy consumption and lower greenhouse gas emissions in line with the PlaNYC target of 30% lower emissions by 2017, the Department of Design, Construction & Management (DDCM) has begun the roll-out of a new tool which will allow for more detailed real-time monitoring of energy use in CUNY buildings.The tool, called the Energy Management System (EMS), collects data from utility meters at university facilities and integrates this information via wireless, web-based software to form a detailed profile of energy consumption and usage trends. Three CUNY Colleges Featured in Princeton Review's Green College GuideThree of CUNY's senior colleges, Brooklyn College, City College and Hunter College, are featured in the first ever edition of the Princeton Review's Guide to Green Colleges, published in April 2010.
CUNY Commuting Survey Reveals Mixed Travel PictureA recent survey of commuting behavior across the entire university has confirmed a number of long-held assumptions about the travel patterns of CUNY's citizenry. Waste NotWaste Audits Reveal Recycling Potential at CUNY CollegesBaruch Students Get Down and Dirty Volunteer students and staff from two CUNY colleges, Baruch College and the CUNY Law School, spent the day sifting through 24-hours worth of garbage earlier this semester, with a view to profiling the way in which people at their respective schools currently dispose of their waste.
Funds to Help Bring Innovations to Market, Design Clean Tech Center The CUNY SustainableWorks Investment fund has received initial capitalization of one million dollars from the FJC foundation to help commercialize clean and renewable energy technology that has reached the proof of concept stage.
The Skoll World Forum, viewed by many as the social impact sector's version of the World Economic Forum meetings in Davos, Switzerland, brought together 900 highly-selected attendees from leading organizations to explore new ways for civil society, often in partnership with business and government, to address global challenges like financial inclusion. Bob Annibale, Global Director of Citi Microfinance and Community Development, led a conversation with representatives from Nestle, Green Mountain Coffee Roasters, the Bill and Melinda Gates Foundation, and Root Capital (a Citi Foundation grantee) about how to bring additional value to smallholder farmers that grow staples like coffee and cocoa that many multinational buyers in turn sell to consumers. Employees who receive paper checks often turn to check cashers and other fringe financial services, costing the average worker $1,000 per year in fees. The CurrenC SF website offers how-to guides, marketing materials, best practices, and expert advice to employers, and connects employees to low-cost checking accounts and other healthy financial products. Department of Housing and Urban Development in response to the Neighborhood Stabilization Program Round II (NSP II) Notice of Funding Availability released on May 4, 2009.
The Prosperity Center is strategically located in a local middle school for convenient access by low- and moderate-income families and offers a wide range of free financial education workshops and services, including Earned Income Tax Credit (EITC) knowledge and free tax preparation that translates into recovered earnings and increased assets. This program targets communities of people who often are underbanked or unfamiliar with available financial services, including immigrants from Southeast Asia who live in the Sacramento area. Learn about their impact in the community and meet someone who has a decent, affordable place to live thanks to Cabrillo. In December, after being a customer for eight months, he declared he was ready to open an account.
E-FILE web-based program developed by the Legal Aid Society of Orange County to help people file their taxes at no charge. Kramer, Executive Vice President for Regulatory Programs at Wolters Kluwer Financial Services.
Kramer, Executive VP for Regulatory Programs at Wolters Kluwer Financial Services (sixth from right). A Citi Foundation grant supports FRCs free volunteer income tax assistance (VITA) program, which helps low-and moderate-income (LMI) individuals and families claim the Earned Income Tax Credit (EITC), enabling them to save up to $360 by avoiding costly commercial tax services. Citi employees will donate their time through the entire tax season, providing onsite banking services at VITA sites in the Bay Area including at the FRC to help low-income families. Citi also has supported FRC's offering of Money$mart, a 10-module financial education program created by the FDIC, as well as financial counseling and coaching.
Through its Money Savvy Youth program, which is supported by Citi, EBALDC teaches financial education to fourth and fifth graders in the Oakland public school district.
With Citi's help, EBALDC was able to expand its Money Savvy Youth Program in 2011 to serve 20 out of 60 public schools in Oakland, reaching 750 students a€” almost double the number from the year before.
Minority-owned businesses are extremely effective at driving economic growth and and the 'Bridges' program will create more than 200 jobs by the end of 2012.
The Center offers a ten-week series of small business seminars, taught by Citi volunteers, on entrepreneurial skills including developing a business plan, strategic marketing, product presentation, food-handling requirements, licenses and certification requirements. To date, 107 businesses have utilized Chef Center's community kitchen and their business training programs. Sustainable CUNY is leading CUNY's efforts through three key pillars: the CUNY Sustainability Project, city-wide Sustainable Energy projects and SustainableWorks NYC, CUNY's sustainable business and technology incubator and accelerator.
The initial Zones - 'Staten Island East', 'Downtown Brooklyn' and 'Greenpoint-Gateway' - were announcement at last month's New York City Solar Summit. Using LiDAR (Light Detection and Ranging) technology, the morphology of each building in New York City was captured, from which a detailed interactive solar map of the city's built environment will be created.
Department of Energy chose a CUNY team from the Bernard and Anne Spitzer School of Architecture and the Grove School of Engineering at the City College of New York (CCNY) as one of 20 finalists in the Solar Decathlon 2011 competition. The plan, which focuses primarily on ways to reduce energy use in CUNY's campus buildings and other facilities, outlines the key areas where energy efficiency and other similar measures will have the greatest impact on emissions and energy savings.The main energy savings are to be found in CUNY's existing buildings, through a combination of lighting, HVAC and central plant upgrades as well as through the retro-commissioning of certain buildings, the further use of automated controls and improved operations and maintenance practices at each CUNY campus. EO4, passed in 2008, directs all state agencies to reduce waste, green their procurement and implement measures to make their operations more sustainable.
This brings the overall proportion of clean, green power in CUNY's energy mix to 8.3 percent, putting CUNY in 12th place on the Environmental Protection Agency's list of top green power purchasers in the higher education sector. The data the EMS collects will allow both campus and DDCM staff to monitor energy use with more precision and assist in planning decisions regarding both space and equipment upgrades.Successfully piloted by DDCM at a handful of CUNY campuses in 2008-09, the EMS is also able to generate reports and create a 'dashboard' display of current and recent usage patterns.
The guide, which does not rank the featured colleges in any way, profiles 286 of the country's 'greenest' four-year colleges and universities.The guide was produced in response to a growing demand for information on colleges that 'practice, teach and support' environmentally friendly choices. Over 55% of CUNY's students, faculty and staff travel less than 10 miles to get to the CUNY facility at which they most commonly work or study, irrespective of the mode of transport used.The survey also revealed that while the subway is the most commonly used mode of transport at 37%, the second largest single mode of transport used is the car, with 22% of respondents saying this is how they usually commute to CUNY.
The waste audits, conducted independently, helped the two colleges gauge the success of their existing recycling programs and identify opportunities to increase the amount of everyday waste that is diverted away from landfills.Decked out in protective clothing, the volunteers measured and categorized the different types of waste found in both the regular and recycling bins from around their campus.

The fund is part of SustainableWorks NYC, a high profile Incubator & Accelerator Program, Collaboration Center and planned Clean Technology Center established by Sustainable CUNY to help accelerate clean and renewable energy technologies, services, and innovations into New York City.
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With a dramatically growing demand for sustainable and certified products (fair trade, organic, etc.), multinationals such as Nestle are developing shared value approaches to their sourcing and supply chain to ensure a higher quality and quantity with greater consistency. CurrenC SF empowers San Francisco's businesses and workers by helping them adopt modern, innovative payroll solutions. In addition, the San Francisco Office of Financial Empowerment has worked with payroll companies, payroll card providers, banks, and other financial institutions to develop a list of healthy alternatives for businesses to consider when moving to direct deposit. Citi volunteers will participate as financial education teachers, tax preparation guides and mentors for the students.
Since its inception, the Financial Literacy and Asset Development Program has helped hundreds of individuals to understand the financial services available to them and to acquire the knowledge needed to build assets. He had heard the tellers talk about the accounts for months, but needed time to build his trust. Since 2004, more than 14,000 filers have taken advantage of this program, resulting in the return of more than $21 million in federal refunds, including $12 million through the EITC. In addition, Citi has provided Individual Development Accounts (IDAs), which are matched saving accounts, through FRC. As an added benefit, the participating small businesses will renovate foreclosed properties and increase the supply of affordable housing. Resources offered in the Zones will include a data monitoring system, technical assistance as well as assistance with maneuvering through incentives, streamlining the permitting process and educational outreach to the community.
The CCNY students will compete against colleges and universities from the United States, Belgium, Canada, China and New Zealand to design, build and operate the most affordable, attractive, effective and energy-efficient solar-powered house. Of the power purchased from renewable sources, 53% was generated by wind power, with the remaining 47% generated from a variety of bio-mass sources.
This information can be made available - via the internet - to students and faculty, as well as key campus and university facilities staff.
A recent survey conducted by The Princeton Review found that 64% of college applicants (and their parents) would be influenced in their choice of college by information on an institution's commitment to the environment and sustainability.
In total, over 68% of respondents said they used some form of public transportation, including the subway, the bus, the train, the ferry or a combination of these. Amongst the findings, the Law School discovered that while 63% of the 941 pounds of waste from the sample day could have been recycled, little over half of recyclables were correctly placed in a recycling receptacle to ensure it was diverted from landfills. Mellow, Buildings Commissioner Robert LiMandri, Con Edison's Vice President of Facilities Saddie L.
The goal of this initiative is to achieve a fully electronic, paperless payday, helping to bring thousands of San Francisco households into the financial mainstream and reducing reliance on high-cost check cashing services. Motivated by a desire to build his savings so that he could return home to visit his family, he decided that a 'My Piggy Bank' account would work well for him. Households that earned less than $49,000 in 2010 are eligible for free tax preparation at VITA sites. This unique public-private collaboration, designed and supported by Citi Community Development, provides a blueprint for other local governments to put minority-owned small businesses at the center of neighborhood revitalization. After the courses, many of the students took the next steps in starting food service enterprises, and many have continued to use Chef's Center's kitchen services.
More than 100 CCNY students are expected to work on the project between now and fall 2011, when the completed structure will be put on public display on the National Mall in Washington and compete in 10 categories.
All 19 campuses have submitted at least a preliminary draft of their 10-year plan, with 16 of these campuses having completed their full final draft. CUNY's efforts to improve energy efficiency across its 23 academic institutions on 19 campuses and to introduce sustainability into the curriculum at all levels of learning were also highlighted in the report.
CUNY will continue to work with the New York Power Authority to increase its share of renewable power in the coming years. The survey also found that some 4% of respondents walk to CUNY and a further 2% cycle.Among the more surprising findings from the survey is that people in younger age groups generally expressed greater dissatisfaction with their commute, particularly those using mass transit.
Smith and other senior NYC officials.The Cool Roofs Program is just one part of Mayor Bloomberg's PlaNYC bid to reduce greenhouse gas emissions in the city 30% by 2030. Sustainable CUNY is assisting with corporate sponsorships for the CUNY project.The 1,000 square foot CCNY prototype, called a Solar Roof Pod, is designed with existing urban structures in mind. The campus plans are currently under review by members of the CUNY Sustainability Task Force. The Princeton Review invited all of CUNY's senior colleges to apply to be featured in the guide. When asked what single factor would most improve their commutes, the greatest number of respondents (25%) said more frequent subway services, with a further 19% saying that a shuttle bus service from the subway to their primary campus would best improve their commute.Over 17,000 students, faculty and staff from the CUNY community - some 6% - responded to the online survey, which was launched in late 2009. Using methodology developed by the Environmental Protection Agency, the Law School estimated that, projected over one year, the emission of 115 metric tons of carbon dioxide equivalent (MTCO2e) could have been avoided if all recyclable materials were captured. The volunteers got to work coating the 46,000 square feet of college roof space with reflective white paint in a bid to reduce building cooling costs, which in turn will lower energy use and greenhouse gas emissions. It will take advantage of the rooftops of buildings in New York and other large cities, which are generally underutilized, but can provide beneficial access to solar radiation, wind, water and roof-top greenery. This is the equivalent to taking 21 vehicles off the road or conserving 13,000 gallons of gasoline.CUNY Law Paper Cup Garden The Law School and its Green Coalition student group have begun to include recycling education during new staff and student orientation in order to increase awareness and ensure the success of their recycling program. The program has identified a total of 1 million square feet of roof space city-wide that can be coated in this way - some 240,000 square feet will be painted this year. The Incubator & Accelerator Program activities are designed to play a key role in providing a pathway into the marketplace for CUNY researchers, partners and clients across the city and around the state for new clean energy technology and services.SustainableWorks NYC is already acting as a facilitator, utilizing a Collaboration Center located at 75 Park Place, Borough of Manhattan Community College and interim office space at Bronx Community College while the Clean Technology Center is being designed and built.
As an add-on to these rooftops, the Roof Pod would enable urban dwellers to experience what it is like to live more sustainably. With 16% of its waste made up of foodstuffs, the college has also made it easier to compost food waste by placing a small number of composting machines around the college.
Cool roofs typically absorb 80% less heat than traditional dark colored roofs by reflecting rather than absorbing the sun's rays.
SustainableWorks NYC is administered as a program of the CUNY Economic Development Corporation. He casually mentioned that he had thought about buying a house one day but knew it would be difficult since he did not have any credit history. The modular, contemporary design solution uses lightweight, highly efficient and sustainable materials. In addition to reducing indoor temperatures by up to 20 degrees, cool roofs can also lower roof temperatures by up to 60 degrees, in turn reducing the overall air temperature of the city - a phenomena known as the heat island effect.A pilot of the Cool Roofs program was launched by Mayor Bloomberg and former Vice President Al Gore back in September 2009.
The teller described our 'My Fresh Start' loan, a product she was very familiar with since she had recently completed her own loan.
A "building-block" assembly will enable each pod to be transported to a building's roof via staircase or elevator.The project consists of three phases. In partnership with volunteers from NYC Service, approximately 100,000 square feet of rooftop space in Queens was coated with reflective white paint. She mentioned the benefits of the loan: in addition to building credit history it is structured so the member amasses $500 in savings when the loan is paid off.
A design phase, which includes preliminary construction, will run through the fall 2010 semester.
The actual structure will be built on the CCNY campus during the spring 2011 semester and be open to the public at City College. In the span of 12 months, Jose went from being a repeat check-cashing client to an account-holder with a 'My Piggy Bank' account and, now, a borrower.
Early during the fall 2011 semester, the completed structure will be taken apart and shipped to the National Mall in Washington, where it will be reconstructed to compete against buildings produced by the other participating teams. Last year, more than 300,000 people visited the competition during the 10-day public viewing period.

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