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With all that is being written about the national economic collapse, people seem to be waiting for some huge event.
For many people who were formerly financially comfortable, the economic collapse has already happened, in the form of a job loss, hours that have been cut back due to Obamacare requirements for employers, an exorbitant medical bill or other crushing debt, or simply an inflation rate that has outstripped your pay increases. Do I risk the IRS-enforced penalties by forgoing enrollment in Obamacare or should I skip that whole grocery shopping thing so I can pay the monthly premiums and enormous deductibles in order to stay in the government’s good graces?
These are the kind of decisions that people across the nation are grappling with every day.
I’m talking about good people, hardworking men and women who have always been employed and paid their bills. A personal economic collapse is a little different than the major crises you see all over Europe right now, where huge segments of the population can’t feed their children or stay employed.
The same dollar amount you used to spend on groceries doesn’t buy enough food to feed your family for the week.
You are taking dangerous steps to “stretch” needed medications because you can’t afford the prescriptions. You have lost property due to foreclosure or repossession (such as your home or your vehicle).
Don’t say to yourself, “Well, I usually don’t spend $400 on clothing so that isn’t realistic.”  If you spent it, then it’s realistic. So….what do you see when you look at your piece of paper with your average monthly expenditures for the past two months? If your finances are out of control, the best possible reality check is a stark look at what necessities really are. Clothing: Clothing that is torn or damaged can often be repaired with only rudimentary sewing skills.
Electronics: Obviously, initially you should attempt to repair (or have repaired) electronic items that are not working. Stockpile:  Create a stockpile of nutritious, healthy staples at today’s prices to enjoy when the cost goes even higher tomorrow. Eat less:  This suggestion isn’t for everyone, but many of us could stand to shed a few pounds.
Focus on nutrition instead of convenience:  Buy the best quality of food you can,  and skip the processed, nutritionless convenience foods. Please feel free to share any information from article in part or in full, giving credit to the author and including a link to this website and the following bio. Click here to subscribe: Join over one million monthly readers and receive breaking news, strategies, ideas and commentary. Copyright Information: This content has been contributed to SHTFplan by a third-party or has been republished with permission from the author. I can’t say enough about money in the bank in tangible goods right there in your home that you can use 24 hours a day 365 days a year, 366 in leap year. Gentlemen, I hope there are young couples out there who are working toward — together forever.
You are right my wife is everything to me and I will do everything I can to make sure she is all right, Safe and comfortable to the best of my abilities. I see you get scolded like I do, but its ok I will take all the scolding I can get if for one second it keeps here her with me safe and sound.
The banksters hope the masses will continue to fear them long enough to take the guns away over the next 20 years or so to avoid that war and save their own arses. The penalties at their greatest will still be less than paying insurance one cannot afford.
TheGuy, they won’t start squealing until the IRS starts hitting people with fines for not signing up. Yours was the last generation where the women could actually be happy with nothing, and actually stayed with you. If you do that with Obullshits health care plan you will be the first name on the list for the death panels. Thank you for a much appreciated article and a hat tip to your excellent presentational skill. Economic Collapse Investing: How to Secure Lasting Wealth from the Final Financial Blowout for $0.17 per Day!

Our patented products with FDA and EPA approvals can heal and protect from infection against antibiotic resistant bacteria, microbial parasites, virus, yeasts, fungus and mold - as well as quickly disinfect your drinking water. When there is a major emergency, some of the most simple items suddenly become some of the most important. Upholstery needles and thread.  What if a sleeping bag or tent rips and you have no way of mending it?
Roll of quarters.  Handy for phone calls, although payphones aren’t as common as they used to be, and laundromats, but if you put it in a sock and wield it like a sling, you have a handy-dandy weapon! Animal repellant trash bags.  Use these when you’re camping and animals will stay the heck away from your trash. Dental floss.  Besides helping to keep your teeth clean, it makes sturdy thread for mending.
Some of the most important elements of preparation involve things that we need to do for ourselves. Back strength and health—particularly important, given the heavy manual tasks required for self-sufficiency. If you have a serious illness or disease, that is going to need to be one of your top priorities when making preparations for the coming crisis. If you or your family has a chronic health condition, it is critical that you have 6 months to a year in medicine. Canned meat – Cans are great for fruits and vegetables and anyone can find something they will eat. Canned Vegetables – you will need about 40 cans of vegetables and again this can be whatever your family will eat. Honey– Honey is a miracle food really as it will never go bad if you keep it dry and cool. Salt – Same as honey, salt will never go bad if you keep it dry and helps the flavor of anything. Vitamins – I recommend getting some multivitamins to augment your nutrition in the case of a disaster or emergency. Outside Lights – Lights that are mounted on the outside of your home, especially ones that are triggered by motion sensors are a must! As human beings we are both lazy and not lazy, willing or not willing and when it comes to survival of the end of the world, we are either prepared or not prepared. But for those who want to give themselves at least half a cchanceof survival it’s essential to stockpile your prepping supplies and keep adding to them whenever possible. It is a known fact that if you can survive the first 72hrs of any disaster situation your overall chances of surviving are very dramatically increased. When deciding on your prepping supplies it is essential to consider your own particular situation and location and, of course, your budget.
If you decide to live in the tornado capital of the world then that’s your choice, you prepare accordingly.
Your choice of prepping supplies will be dictated by your location and what you perceive the highest danger is to you and your family. But prepping and accumulating your pepping supplies will still follow a very general rule of thumb for most people regardless of where, in the world, you live. Water – begin your prepping with a minimum of 3 days supply of drinking water and build from there, increase to larger amount of water storage as you increase your other prepping supplies. Food – shelf live is one of the most important factors when stocking up on food prepping supplies.
A personal financial crisis does not just strike those stereotypical “welfare queens” with the long manicured nails, Gucci knock-off purse, and a grocery cart full of EBT-funded lobster. Look at every single monthly payment that comes out of your bank account and slash relentlessly.
If it has been outgrown or cannot be repaired, often the fabric or yarn can be reused for other purposes, from cleaning rags to fashionable accessories like scarves and headbands, or home items like throw pillows, potholders or rag rugs. If this is not feasible, are there components of the item that can be reused, either now or in the future? In the winter, or if you are an apartment dweller, put some sprouts and greens in a sunny windowsill to add some fresh produce for pennies. A week ago multiple stores in our area stopped accepting credit and debit cards due to security breach.

Besides at the rate things are going it is possible that we could see Obamacare crash under its own weight since no one is signing up.
For example, even if you don’t presently live at your retreat, you should plant a vegetable garden every year. Also, you should research natural alternatives to treatment for health conditions in case you are not able to meet this goal due to the inability to obtain prescriptions. For canned meat, I recommend tuna or chicken because it tastes a heck of a lot better than Spam and you can easily mix that into your rice. A normal container has 30 servings each so purchase about 4 of these and your family won’t starve for breakfast.
You can buy a big box of salt for around $1 and that will last your whole family a month easily. Granted, rice and beans aren’t the best and you won’t be getting as many nutrients from canned fruit and vegetables so the vitamins help to fill in the gaps and keep you healthy. It is important that you don’t create an environment that will create a hiding place for someone to lay in waiting. If you want to use something that is not so deadly, you can always pick up a can of ColdSteel Inferno to spray in someone’s face. Therefore it is especially important to ensure your prepping supplies include your prescribed medication for a prolonged period of time – in fact as much as possible really.
Everyone has their own essential items and methods of dealing with prepping for survival of a future unknown event.
I’m talking about that two-income family with two children and a car in the driveway that takes them to work and school 5 days a week.
Glass jars, plastic tubs, and plastic bags can often be reused to store food in your refrigerator or to contain food in brown bag lunches. It is better to learn through experience and make mistakes now, when the loss of crop is an annoyance rather than a crucial event. Don’t forget to obtain some pain medication and antibiotics in case of unforeseen emergencies. At Costco they have the #10 cans of fruit like pears or apple slices and each of these has 25 servings. Other options would include tint or blinds, which would make it harder for someone to look inside your house. Self-monitored systems have greatly advanced and will even allow you to view your home on your smartphone. Someone who is watching your house will not want to approach it if they know the lights are going to draw attention to them. Make sure that the bushes you choose to plant are thorny and cause a lot of discomfort if someone wants to go through them. Freeze dried foods from the specialist food suppliers are gaining popularity with preppers and these can offer you a shelf live of over 20 years!
Keep jars full of buttons, elastic, and other notions that can easily be removed before you throw  a clothing item away or relegate it to the rag bag.
Each can has about 3 servings and this will be the most costly, but they last over a year usually and your family probably eats chicken or tuna on a semi-regular basis anyway so restocking this should be simple. Honey even has medicinal properties and you can use this to add some flavor to your oatmeal for breakfast. You will need to get a kids version too if you have children small enough that they can’t or won’t swallow a big multivitamin. A general emergency medication supply and first aid kit must be assembled to take care of immediate medical situations that may occur. Dish out slightly smaller servings at dinnertime to leave enough to stretch the leftovers for a brown bag meal the next day.

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