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There is a big misconception among drivers that having Comprehensive cover on your insurance policy means that you also have the same extended cover when driving other vehicles. Some people believe that having Comprehensive cover also means that any driver can drive your car. The alternative, which is a much more secure option, which regards protecting the borrowed car, is the option of purchasing some separate Temporary Car Insurance for the period that you want to borrow the car for. Sky Insurance offer a comparison service that allows you to find the most suitable short term product for your needs.
So don’t delay and make sure you have the right level of insurance cover in place today! Vehicle owners have a number of options available to them today, including temporary car insurance. Along with the cost savings, there are also many other benefits that can be obtained from short-term car insurance.
Along with collision protection, short-term car insurance can also protect you from theft as well as a variety of other possible dangers, including property damage and bodily injury.
For times when you only need car insurance for a short period of time or when you simply cannot afford to pay for an annual car insurance policy upfront, short-term car insurance can oftentimes be the best solution. If you intend to drive on the Continent or outside of Europe for business or holiday, it is vital to have the right insurance coverage for protection.
Everyone who intends to drive while abroad knows it is obligatory to have insurance protection for any liability that may be incurred. Inquire from your current provider You might already have an existing insurance provider for your car, home or other property. It's important to know you will most likely get the minimum or standard coverage when looking for the best temporary car insurance for driving abroad.
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This is wrong – and unfortunately, leaves many drivers unknowingly exposed and uninsured. You need to wait for your Certificate of Insurance & Policy Schedule for confirmation of whether this extension has been included or not.

You will be legally covered and, if you have an accident, the damage to the Third Party is also covered.
However, as we have explained above, the article goes on to clarify that this is not always the case. Some people may also find their policy contains many restrictions, including age restrictions. You can visit the Sky Insurance website or the Temporary Car Insurance quote page for more information. Sky Insurance is connected for the purposes of the Insurance Companies Regulations 1994 to Universal Insurance Company (Guernsey) Ltd who is authorised and regulated by the Guernsey Financial Services Commission.
If you are not aware of this form of car insurance, you could be missing out on a great opportunity. This type of insurance coverage offers protection for your vehicle for a short period of time; usually up to a month, depending on your needs. For instance, it is usually quite easy to obtain coverage information and even policy quotes online.
In addition, you can also receive coverage for standard liability as well as a variety of other medical coverage provisions. Of course, if you choose to do so you can also take advantage of an upgrade, such as for roadside service. For example, if you decide to take a last-minute car trip and wish to rent a vehicle or if you are going to be driving a vehicle that belongs to a friend, short-term car insurance would be ideal. The best temporary car insurance for driving abroad might cost a bit of money, but make sure that you and others are protected adequately by having a good insurance policy. Temporary insurance in this case is defined as insurance covering a period from 1 to 28 days.
Hence, adding an extra financial product to your portfolio might save you some money in the form of discounts for bundled services.
Your policy will be invalid if you or your vehicle does not meet the eligibility criteria stated.
Check over your policy wording documentation carefully and if you are still unsure, ring your insurer to clarify all the details with them. Many consumers believe the only type of car insurance available to them is annual car insurance.

When looking at the cost of short-term car insurance, it is important to understand that this type of insurance is usually more expensive than yearly insurance, if you consider the day to day price. You could also benefit from short-term car insurance if you wish to store your vehicle and protect it from potential damage. In the event you should have an unfortunate problem, you will be completely covered and able to avoid any further consequences that could result from being uncovered.
In reality, you can take advantage of short-term car insurance to help you meet specific goals and a limited budget. With that said, if you only need to drive your car for a few days this type of plan may offer you the most cost savings.
There are numerous situations in which temporary car insurance would be advantageous, including for college students as well as for instances when you need to be out of town to visit family or friends. As soon as your card payment is authorised, you will receive a secure link to collect your insurance documents from our secure web server.
After all, they are in the best position to give a recommendation for the type of insurance you are looking for. We have listed some of the regular uses our customers tell us about where we have provided temporary car insurance cover in their hour of need.
If so, this might be the optionA for you!Bonus: These boxes also act as an anti-theft device, allowing police to track via GPS.
Basically, if the insurer feels that your car will be more secure, then your premium will drop.You can also cut your costs by increasing the general safety of your car.
Simply add an experienced driver as a named driver and this will lower the price of your premium. Make sure you read through all of the small print and possible clauses that you may get stung by.Think about what’s important to you, and decide on your cover according to your needs, not just the price tag! Apr, 2012Thanks for the tip Lilypad, it is worth checking direct before you go with any car insurance policy.

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