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People in the Philippines are all too familiar with typhoons, with an estimated 24 hitting the country every year. The Philippines’ National Disaster Risk Reduction and Management Plan, issued in 2011, is made up of four cornerstones: disaster prevention and mitigation, disaster preparedness, disaster response and disaster rehabilitation.
Governments of disaster-prone countries such as the Philippines must primarily focus efforts on disaster prevention and mitigation by building up the infrastructure to reduce vulnerabilities and enhancing capacities, but implementing a comprehensive framework which covers ex-post and ex-ante measures is vital.
In 2014, the Microinsurance Network, a non-profit organisation dedicated to the promotion of effective and responsible insurance services for low-income people, produced a report with GIZ RFPI looking at how microinsurance performed in the Philippines following Typhoon Haiyan.
Microinsurance is clearly not the only solution to disaster risk management, but with strong microinsurance infrastructure and adaptability as seen in the Philippines, the money from an insurance claims can help to bridge the gap after a disaster event and help prevent low-income people from being pushed into a cycle of poverty. Julia Graham is the knowledge and advocacy coordinator of the Microinsurance Network, an international multi-stakeholder platform for microinsurance experts to work together and focus on key areas of development in the sector. Given the intensity of the category 5 storm and the reports of severe damage, the World Bank Group is now exploring the possibility of a rapid insurance payout to the Government of Vanuatu under the Pacific Catastrophe Risk Assessment and Financing Initiative (PCRAFI). The Pacific catastrophe risk insurance pilot stands as an example of what’s available to protect countries against disaster risks. The World Bank Group acts as an intermediary between Pacific Island countries and a group of reinsurance companies – Mitsui Sumitomo Insurance, Sompo Japan Insurance, Tokio Marine and Nichido Fire Insurance and Swiss Re.
Globally, direct financial losses from natural disasters are steadily increasing, having reached an average of $165 billion per year over the last 10 years, outstripping the amount of official development assistance almost every year. The World Bank Group and other partners have been working together successfully on innovative efforts to scale up disaster risk finance. The Caribbean Catastrophe Risk Insurance Facility (CCRIF) is another good example of the benefits of pooled insurance schemes, and served as the model for the Pacific pilot. We also know that better solutions for disaster risk management are powered by the innovation that results when engineers, sector specialists, and financial experts come together to work as a team.
Drawing on more than 15 years of experience, the World Bank Group and the Global Facility for Disaster Reduction and Recovery (GFDRR) are partnering with governments, private sector actors, and regional entities in more than 60 countries to establish the buffers that help countries manage these financial shocks more efficiently. Lessons learned from these experiences, along with many others around the world, are highlighted in the first operational framework for disaster risk financing and insurance.
Strengthening financial resilience against natural disasters is a part of the international conversation on resilience this week as governments, development agencies, civil society organizations, private sector representatives, and other stakeholders in the disaster risk management arena come together at the World Conference on Disaster Risk Reduction (WCDRR) in Sendai, Japan. Developing sustainable and cost-effective financial protection strategies requires further strengthening of such collaborative efforts between the different actors involved.
Olivier Mahul is the Program Manager of the World Bank’s Disaster Risk Financing and Insurance Program, which is co-sponsored by the World Bank, the Global Facility for Disaster Reduction and Recovery (GFDRR), the Swiss State Secretariat for Economic Affairs (SECO), the Ministry of Finance of Japan, and the Ministry of Foreign Affairs of the Netherlands.
On February 17, 2009, the American Recovery and Reinvestment Act (ARRA) was signed into law. This Web page also serves as an ongoing resource for UD researchers seeking information on ARRA funding announcements, opportunities, and grant requirements from federal and state agencies, as well as the general list.
The Institute for Public Administration (IPA) of the College of Education and Public Policy at the University of Delaware has received an initial award of $36,848 for work on the first of two main broadband project components over a five-year timeframe -- broadband mapping. At left workshop attendees use automated-polling technology to register their preferences for broadband applications. A research team in UD's Department of Chemistry and Biochemistry has received a nearly $2.2 million grant from the National Science Foundation to acquire a highly specialized 750-megahertz nuclear magnetic resonance (NMR) spectrometer that will serve as a valuable resource for scientists throughout the region. Researchers in UD's School of Nursing, with colleagues from the Cancer Care Connection and the Christiana Care Center for Outcomes Research, have been awarded a two-year, $600,000 grant from the National Institutes of Health aimed at supporting older adults affected by cancer and their caregivers in Delaware.
Rachel Davidson, UD associate professor of civil and environmental engineering, has won a $796,255 grant from the National Institute of Standards and Technology (NIST) to develop models that support the design of a regional natural disaster risk management system.
In a three-year, $1.1 million project funded by the National Science Foundation, Christopher Sommerfield, associate professor of oceanography at UD, in collaboration with a colleague at Rutgers, is working to determine just how efficient the estuary is at trapping sediment supplied by rivers. A University of Delaware research team led by Thomas Gaisser has won a $1.1 million grant from the National Science Foundation to support data analysis associated with the a€?IceCubea€? neutrino telescope at the South Pole, which UD is helping to construct as part of an international team.
The University of Delaware is part of a multi-state team that has been awarded a total of more than $14 million from the National Science Foundation and the National Institutes of Health to improve networking capabilities among the Northeast Regional IDeA and EPSCoR states--Delaware, Maine, New Hampshire, Rhode Island, and Vermont.
Eleftherios Papoutsakis, the Eugene du Pont Chair of Chemical Engineering at UD and a faculty fellow at the Delaware Biotechnology Institute, has received $961,000 from the Department of Defense to explore the development of complex phenotypes in microbial cells so that the cells can better withstand stressful bioprocessing conditions such as the accumulation of toxic products and byproducts. If you are working at a construction site and want a safe and secure place to store your equipment, you might need Honey Bucket.
If you are need portable restrooms for your construction site, then you might need Honey Bucket.
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During this session you will learn how the National Guard responds to natural disasters and catastrophes, how the guard is activated, chain of command and ultimately how the Guard can facilitate search, rescue and recovery.A  This session includes a panel discussion between the highest ranking Guard commander in Oklahoma, Kansas and Missouri.
During this dynamic session we will take an in-depth look at the CAT process and get critical insight from veteran CAT managers on what it takes to respond efficiently and effectively to best serve your customers and communities. This talk will discuss the needs and solutions for enhancing the EF-scale, including increased differentiation of construction quality and improved critical archival procedures, greatly improving the applications of the scale and historical record for modeling. This is a unique opportunity to see the significance of 2014’s extreme weather events from a meteorological perspective. During this session we will explore how to utilize the ESRI ArcGIS server mapping solution and the impact it can have on the claims handling process. This presentation reviews the lessons learned concerning residential construction, due to the May 20th 2013, Moore Oklahoma tornado.
Discussion of public storm shelters and the challenges they pose for both the citizens seeking shelter and the businesses overrun during severe weather. Recent natural catastrophes demonstrated the need for increased collaboration among key stakeholders to enhance preparedness efforts, increase consumer financial literacy and provide certainty after an event. Challenges and lessons learned from the 2014 severe storms, tornadoes and flooding that impacted several Arkansas counties including Faulkner, Pulaski, and White Counties. This presentation will review key trends in the frequency and severity of homeowners insurance claims, both countrywide and in individual states. During this session we will be discussing how to make sure your customers are prepared for a disaster. OU’s Office of Emergency Preparedness regularly plans for and prepares for life threatening weather events including thunderstorms, hail and tornadoes.
During this session we will take a look at aid provided by the Baptist Disaster Relief organization and how they can assist immediately following catastrophes from feeding those displaced and responders to debris removal. As the planet warms, some theorize a correlation between global warming and increased weather events such as tornadoes, severe thunderstorms and hail. Senator Nelson will discuss the role the NAIC plays when natural disasters strike and the assistance they can provide to states in times of stress and need. During this session we will hear from several insurance commissioners on the risks their state faces and discuss the effects recent storms and modeling pose for the insurance industry as a whole.
This 45 minute course will focus on the analysis of property damage following wind and hail events. During this session you will gain better understanding and the ability to recognize and assess the proper valuation for real property and insurance needs. This session shows the benefits and ease of mobile and real-time data collection using ArcGIS.
What Building Performance Should We Expect from the 2014 Enhanced Building: Code Approved by City of Moore, Oklahoma?

What Building Performance Should We Expect from the 2014 Enhanced Building: Code Approved by City of Moore, Oklahoma? Following the deadly May 20, 2013 tornado the city of Moore, Oklahoma became the first municipality outside of hurricane-prone regions to implement enhanced building codes. This session will focus on the appraisal process as an alternative dispute resolution tool: what is it, how it works, who can start the process and, ultimately, when should it be used. The Indiana Department of Homeland Security (IDHS) and Indiana University-Purdue University Indianapolis (IUPUI) have forged a mutually beneficial relationship by establishing a social media team of college students. Survivors, as well as First Responders, have the potential to experience traumatic stress reactions in the aftermath of catastrophe. Highlights of the Actuarial Climate Index with focus on the Midwest and Plains States Wind Power index values; Effects of healthcare cost and utilization in the wake of severe wind and precipitation events. Currently the ICC 500 Standards, the FEMA P320 and FEMA P361 guidelines are all undergoing revisions.
Explore the capabilities OSHA can provide as well as examples of the response OSHA provided following the Moore, Quapaw and Vilonia tornadoes. By the end of the day, the typhoon would have crossed land six times and left a path of destruction that impacted over 16 million people and displaced almost 4.1 million people.
However, in addition to the high winds, the typhoon had an unprecedented storm surge which was responsible for most of the 6,300 casualties. The disaster rehabilitation and recovery section of the plan relates to restoring and improving facilities, livelihoods, living conditions and organisational capacities of affected communities, and reduced disaster risks.
Microinsurance has yet to be systematically included as a key disaster rehabilitation and recovery tool in the approaches of many emerging economies. With a penetration ratio of 20.6%, the Philippines is widely considered a success story for the nascent microinsurance sector.
Its mission is to promote the development and delivery of effective insurance services for low-income people by encouraging shared learning and facilitating knowledge generation and dissemination. The innovative risk-pooling pilot determines payouts based on a rapid estimate of loss sustained through the use of a risk model.
Under the program, Pacific Island countries – such as Vanuatu, the Cook Island, Marshall Islands, Samoa and Tonga – were able to gain access to aggregate risk insurance coverage of $43 million for the third (2014-2015) season of the pilot.
Increasing exposure from economic growth, and urbanization—as well as a changing climate—are driving costs even further upward. One important priority is harnessing the knowledge, expertise and capital of the private sector.
Launched in 2007, this first-ever multi-country risk pool today operates with sixteen participating countries, providing members with aggregate insurance coverage of over $600 million with 8 payments made over the last 8 years totaling of US$32 million. The close collaboration of experts in the World Bank Group has led to the rapid growth of the disaster risk finance field, which complements prevention and risk reduction. As a result of those efforts, Panama became the first country in the world to adopt a comprehensive strategic framework for disaster risk financing by law in 2014.
This framework guides policymakers through a set of steps to design the shape of the country’s disaster risk financing strategy, based on the country’s objectives. WCDRR will launch a new international framework — a successor to the Hyogo Framework for Action (2005-2015) which aims to guide the implementation of disaster risk management efforts worldwide and to spur other critical upcoming discussions on the topic. Working together, we can devise the right tools and instruments to build financial resilience across all levels of society.
This program mainstreams disaster risk financing and insurance within the disaster risk management and climate change adaptation agenda in developing countries. This Web page provides public information on the ARRA funding awarded, to date, to the University of Delaware, including sortable lists by agency sponsor and selected project highlights.
That is the latest question that the University of Delaware's Center for Applied Demography and Survey Research (CADSR) is tackling, thanks to an $889,000 American Recovery and Reinvestment Act grant from the U.S.
The three-year project will also demonstrate application of the new models in case studies focusing on earthquake risk in Los Angeles and hurricane risk in North Carolina. The research could shed light on how human or natural changes to the flow of sediment could affect the estuary.
Neutrinos are weakly interacting, high-energy particles that can tell us more about the suna€™s activity and Eartha€™s structure, to the origins of cosmic-ray particles in the early universe. Rodney Sharp Professor in UDa€™s School of Education (far left in photo), has received a $904,828 grant from the National Institutes of Health to examine young students' geometric abilities. Department of Energy's Advanced Research Projects Agency (ARPA-E) to lead a multidisciplinary, multi-institutional research project to develop the next generation of high-performance permanent magnets. Murray Professor of Physics and chairperson of the Department of Physics and Astronomy, the project is among 37 projects selected nationwide. Our temporary event barricades are regularly used at some of the largest events in the area.
Our portable storage containers are a perfect temporary solution for anything from construction site inventory to office equipment, from agricultural supplies to recreational equipment. We have the finest quality units and continually add new equipment to our extensive inventory.
With an inventory of over 28,000 portable restrooms and a variety of shower and restroom trailers, Honey Bucket is prepared to respond quickly in emergency situations. We like to take care of business but we also like to have fun while we do it – and of course bring smiles to our customers.
This session will discuss what successful CAT teams do and how you can improve your CAT skills before your next deployment.
Hazardous weather episodes that impacted life and property in the United States during 2014 will be reviewed. Not only can the real-time, historical data predict potential property claims it can also enable insurers to validate a claim or map damage areas to better respond to catastrophes. We will explore the legal ramifications of each side and discuss real-life scenarios and solutions.
Kiesling will offer a forensic analysis of the door failure in Mayflower, AR that resulted in a death and a serious injury.
In this session we will explore the critical role social media plays in informing people before, during and after storms and discuss how meteorologists are using it to save lives.
By working together at the local, state and federal levels and leveraging technology we can strengthen our nation’s resiliency, help save lives and help communities mover forward faster after an event. The potential benefits of using different building systems will then be reviewed using that design guidance. In one instance an unusually high number of motorists were trapped on the highway as the storm bore down on them resulting in several fatalities. The role of catastrophe losses and the volatility of claim outcomes also will be explored. The Hazard Vulnerability Analysis will be reviewed as it applies to facility construction, ongoing facility assessments and maintenance. After the May 2013 tornados the University revisited its tornado protocol and looked for ways it could better serve the 6,200 students that live on campus as well as the rest of the OU family. This session will give you expert know-how that you can apply to future field inspections as we take you step-by-step through several case studies. Also included are real life loss and claims examples, to help producers with talking points around the need for proper insurance to value for homeowners.

The main focus will be how the Mississippi Emergency Management Agency utilizes the Collector App to perform mobile damage assessment after an event or disaster. It presents possible improvements for the structural engineering design field and the construction industry and points out possible risk exposure that the insurance industry may not be aware of. This presentation will examine the provisions of the Moore building code amendment in light of recent research at the University of Florida undertaken to predict tornado loads on buildings.
IDHS provides training, mentoring and experience that few students or professionals encounter.
This is a time when individuals are perhaps most vulnerable to traumatic stress.A  Understanding the nature of traumatic stress, as well as immediate intervention strategies greatly lessens the overall impact of the event leading to a healthy recovery. The damage this caused to agriculture and infrastructure is estimated to be around USD 700 million.
It is here that microinsurance – affordable insurance tailored to the needs of low-income populations – should feature strongly, due to its ability to help low-income and vulnerable people finance the rebuilding of property and restarting of livelihoods after a disaster event. The study found that at least PHP 532 million (USD 12 million) in microinsurance claims have been paid since the typhoon, with an average claims payout of PHP 4,777 (USD 108). Japan, the World Bank Group, and the Secretariat of the Pacific Community (SPC) partnered with the Pacific Island nations to launch the pilot in 2013. In such situations, governments often ?nd themselves faced with pressure to draw funding away from basic public services, or to divert funds from development programs. Such partnerships in disaster risk assessment and financing can encourage the use of catastrophe models for the public good, stimulating investment in risk reduction and new risk-sharing arrangements in developing countries. As a parametric sovereign risk transfer facility, it provides member countries with immediate liquidity following disasters. The framework is forging a nationwide consensus to pursue evidence-driven disaster risk reduction, improve budget planning and invest in disaster risk management. Since he joined the World Bank in 2003, Olivier has been involved in developing disaster risk financing and insurance solutions in more than 40 countries including Colombia, Costa Rica, Vietnam, Indonesia, Mongolia, India, Mexico, etc. She will lead a study of 150 preschool children over a span of two years to determine what children know about shapes at three years of age and how this predicts their future mathematics achievement.
Our units offer comfort, excellent design and appearance, and a variety of options to best fit your needs.
Our personnel have years of experience in portable sanitation including emergency response for forest fires, floods, and hurricane recovery.
You can’t be #1 in the industry of #2 without having a little fun and not taking yourself too seriously. Hear details on how the plans were made and what went into the new hospital equipped with operating rooms, ER beds as well as X-rays. Selected events will be presented in quasi-chronological order and described with photos, maps, and loops of satellite and radar data.
This program will discuss factors commonlya€”and uncommonlya€”seen in handling tornado claims, and what to watch out for in making sure the claims are properly handled. During this session we will hear details from nearly 100 surveys collected and highlight personal stories from during and after these tornado events. Also discussed will be the key components of a strong disaster recovery and business continuity plan.
This presentation will outline the steps taken by OU after the May 2013 tornados and how OU is addressing the problem of weather threats to its campus, specifically in extreme weather events like tornados and plans to spend 12 million dollars on building 3 tornado shelters on campus for residents.
Learn to recognize even the most subtle differences in loss causes so you can make more confident claim decisions.
This loss estimation model for tornadoes, hail, and straight line wind is of particular interest to the (re)insurance industry.
In return, IDHS has assembled a team that is ready to assist quickly with monitoring and strategy implementation, and the agency is able to leverage the inherent knowledge of students have with continually evolving social media. Responders, upon first contact can quickly provide this assistance to survivors.A  Pre event training to responders can prepare them to assist survivors as well as recognize and manage traumatic stress in themselves. Ernst Kiesling of Texas Tech University will examine the commonalities and differences between each as well as quality control efforts being discussed by National Storm Shelter Association, States and FEMA regions. Roughly 50% of this went towards restarting livelihoods, with the other 50% going towards rebuilding houses. Tonga was the first country to benefit from the payout in January 2014, receiving an immediate payment of US $1.27 million towards recovery from Cyclone Ian. Olivier was closely involved in the product development of the World Bank CAT DDO, a contingent credit line that provides immediate liquidity to World Bank member countries in the aftermath of natural disasters. From carnivals and outdoor concerts, to inaugurations and celebrations of every kind, Honey Bucket gets the job done. We know how to mobilize the right equipment and people quickly, whether for planned events or responding to emergencies. Given the national scope and responsibilities of the NWS Storm Prediction Center in Norman, OK, high impact weather events are analyzed and forecast regularly. Providers, intermediaries and regulators proved flexible and adaptable, meeting the challenges presented by the infrastructural and human cost of the typhoon by building on their strong networks and established relationship with affected communities to process claims as efficiently as possible whilst facing considerable challenges.
The category 5 cyclone hit the island of Ha’apai, one of the most populated of Tonga’s 150 islands, causing $50 million in damages and losses (11 percent of the country’s GDP) and affected nearly 6,000 people. The CAT DDO has been approved for several countries, including Colombia, Costa Rica and the Philippines.
Olivier is one of the key architects of the Caribbean Catastrophe Risk Insurance Facility, which provides the Caribbean island states with parametric insurance against major natural disasters.
If you are unsure, our experienced event management team will be happy to help you figure out how many barricades you will need. We will also describe the advances in wind engineering and the wealth of new data from recent events (including the 2013 Moore tornado) which formed the basis for the enhancements to modeling vulnerability of structures to thunderstorms.
He is currently co-leading the Pacific Catastrophe Risk Assessment and Financing Initiative, which offers the Pacific island countries risk assessment and modeling tools to guide their disaster risk management decisions and their disaster risk financing strategies. Finally, we will discuss how the model has been validated using insurance industry losses and insurance company claims experience.
How did we do?"A A "What are your thoughts on these new ways of; 'All-Green', All-Sustainable', and 'All-Climate' Community Living Styles?
Olivier is one of the program designers of the Mongolia Index-based Livestock Insurance Program, an index-based livestock mortality insurance program against extreme weather events.
Olivier also provides the Government of India with advisory services on the reform of the India’s National Agricultural Insurance Scheme, the world’s largest crop insurance program in terms of farmers insured. Olivier has authored more than 40 publications in international journals and won several academic awards.
David Cummins) and “Government Support to Agricultural Insurance: Challenges and Options for Developing Countries” (with Charles Stutley).

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