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Warren Federal Credit Union ($516 million) in Cheyenne, Wyoming has a longstanding reputation for great rates, so their arrival into the Laramie market sparked a rate war among incumbent banks aiming to protect their turf. When a new member came in to sign up for a new checking account, credit union staff asked them to sign a pledge to “do good” and gave them a kit complete with volunteer ideas, gardening gloves, seeds and (no joke) a superhero cape. The credit union also pledged to donate $50 per new member to the Laramie Main Street Alliance. As of September, Warren’s Laramie location was sitting at 208% of its annual membership goal. Another member thanked the credit union for restoring people’s trust and faith in one another.
Financial Institutions Are Struggling to Fulfill Personalization Promises Only 22% of financial marketers report having advanced personalization capabilities. As Finances carries an important place in one’s life, so a proper financial planning can be one of the reason to bring happiness and betterment in your life .I have jotted down few points which should not be called as resolutions which are meant to be failed, but it should be imbibed your day to day routine. There’s no point accumulating wealth if you don’t find time to spend with your family for whom you are doing all this. What can be the best time to start with this activity than First week of first month of New Year?
Whenever you feel like investing some money, just think about what you want to invest it for.
April is the month when most of the corporate employees come to know what could be the increment in their salaries, will they be receiving any bonus in coming months or not.
Competitors hit local media outlets with aggressive loan rates, leaving Warren executives with a clear choice: they would have to do something fresh and interesting if they were going to make their mark.
Warren gave a total of $10,000 towards a citywide beautification project — murals on the sides of downtown buildings, painted by local artists. Over 50% of the new members who joined in the campaign are using their checking as their primary transactional accounts and have retained balances higher above $100. The credit union intends to roll it out to other communities including Cheyenne, Wyoming and Fort Collins, Colorado where Warren’s three other branches are located.
Would you like to have that kind of experience?A Well, that is exactly what happened to the children of Israel when they left Egypt and wandered in the wilderness for forty years. Make it a point to gift the most precious thing to your family including your parents – “Your time”. If god has given us power to earn, then we should use those earnings towards the betterment of society also. If you are a team leader or running any organization, take it as responsibility to make your employees have quality time with their families. Just cribbing and complaining on your Income will not help you in any way, focus on your expenses. Thus one should be able to calculate the tax saving requirement for the coming year in April, then why to wait for March .
When cash flow position is unmanaged this overspending leads to rolling over of the credit card balance and then many times put the person into vicious circle of debt. Share the knowledge, experience, happiness with the world around you and make this world a better place to live in.
The word a€?tempteda€? comes from the Greek word peiradzo, an old Greek word that means to put to the test. We would not like to repeat the mistakes, try to fix the imperfections and come out as a better human being.


Planning in advance and on time helps in avoiding mis buying and also keeps tax planning in line with your overall financial planning. The simple way to not falling in this trap is to follow the step 1 mentioned above and also as far as possible avoid using credit cards. It meansA to test an object to see if its quality is as good as others have claimed, boasted, or advertised. There are some expenses where you can’t do any budgeting like Children regular education expense but still there are others like Vacations, grocery, weekend outings, dining out etc. So as they say health is wealth, if you take care of your health your wealth will automatically get taken care. I believe 90% of mis-selling or Mis-buying happens in the months of Jan-March in the name of tax saving.
But if you’ve already fallen in trap, then leave aside everything clear off credit card debts first. Forinstance, if you hear that a certain product is the finest of its kind in the world, it would be naturalA for you to want to check out and test the product to verify whether or not it really lives up to itsA claims.
But do you think my wishes will work if you don’t work towards the things that make you happy? Do regular exercise, taking stairs not lift, have good balanced nutritious diet, play sports (any), do Yoga or anything for that matter which is good for your health.
Believe my words, you will find a sense of control on your money once you start following it. If they hadna€™tA had the divine intervention of God, they would never have survived their flight from Egypt or their yearsA in the wilderness. Give India provides a platform that allows you to support a cause of your choice from about 200 NGOs. Although you didna€™t intend to get into that financial mess, you found yourself in a situation where you needed to see the goodness of God!
You had heard and believed that God is a supernatural Provider;therefore, in a certain sense, your situation created a moment when Goda€™s goodness and delivering power could be tested. This situation would be the equivalent of you saying, a€?Lord, You say that You are a great Provider, so I need You to show me who You are! The word a€?proveda€? is takenA from the Greek wordA dokimadzo, which describes something that has been tested and found to be true and genuine. It can be also translated as something that is authentic, reliable, approved, trustworthy, and real.A Moses had declared the goodness of God to the children of Israel, but each challenge they facedA gave God an opportunity to prove that He is exactly as Moses had declared Him to be.
But in a broader sense, horao carries the idea of seeing, perceiving, understanding, experiencing, and assimilating into onea€™s self.
This tells us that the children ofIsrael saw and experienced enough of Goda€™s power to fully understand and assimilate it into theirA consciousness. If this is true, and if you take into account that God fed His people every day for 40 years, this meansA 65,700,000 tonsA of manna supernaturally appeared on the ground over a period of forty years! A This manna appeared so regularly, so faithfully, so a€?day in and day out,a€? that after a while, theA children of Israel didna€™t even think too much of it anymore. Supernatural provision became so commonplaceA among them that they forgot how supernatural it was and began to accept it as a normal,A regular occurrence. Thata€™s right a€” if each Israelite ate only one quail a day, in one month it would amount to 90,000,000 quail. If they ate two quail a day, the total numberA needed to feed them all for thirty days would rise toA 180,000,000 quail.


Thata€™s how many quail it took to feed that crowd of three million Israelites in a thirty-day period. The thick clouds of quail must have been dense enough to nearly block the peoplea€™s view of the sun!
From what distance did God supernaturally call in the quail to feed the children of Israel?A This phenomenon simply could not be naturally explained. It was just as miraculous as the 4,500 tons of manna that miraculously appeared on the ground everyA morning for forty years.A How about the water that came out of the rock to meet the Israelitesa€™ need for water in the wilderness? Do you have any idea how much water it would take to support three million Israelites in the blistering hot temperatures of the wilderness? And consider the amount of water it would have taken to adequatelyA nourish 3,000,000 people and all the animals in the hot temperatures of the wilderness. But because there was no natural source of water, it had to be provided for themA supernaturally.A So God told Moses to strike the rock (see Exodus 17). And once water started to flow, it continued to flowA and flow and flow, providing all the water needed by the people of God.
After experiencing this kind of miraculous supply on such a continual basis, they should have trusted the Lord andA found it easy to follow Him.
Hadna€™t He always supernaturally provided what they needed when there was no natural provision to be found?
What a privileged generation they were to see such marvelous acts of God!A But in spite of all the Israelites had seen, experienced, and assimilated about Goda€™s goodness, they became hardhearted. It was also used to describe the hardened soil of the desert a€” soil that was so hardened that water was unable to penetrate it and instead rolled right off. Is it possible that they became calloused toA the goodness of God because He had showered them with so much goodness? The word a€?hardena€? seems to imply they becameA so calloused that nothing impressed them anymore.
No matter how much of Goda€™s Spirit was poured out on them, His Presence justA rolled off them, unable to penetrate their hard hearts. He changed you, healed you, delivered you, rescued your family,A gave you a new job, answered your prayers, and provided for you financially time and time again,A showering you with blessing upon blessing over the years. He proved Himself again and again, repeatedlyA demonstrating that He is reliable, trustworthy, and true.
ItA is true that You have showered me with nonstop blessings a€” and today I want to take thisA opportunity to thank You for every good thing Youa€™ve done in my life.
The situations I haveA faced in my life have put You to the test, and You have jumped at every chance to prove howA good You are.
I have everyA reason to trust Him, for He has proven Himself to me again and again and I know He willA never let me down. As you read todaya€™s Breakfast, did you begin to think of all the times God has supernaturally provided for your own life?
It would be very beneficial for youA to take a few minutes to reflect on all the times God has miraculously suppliedA what you needed.A 2. Have you had so many miraculous provisions in your life that youa€™ve begunA to lose your appreciation for all that God has done for you?



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