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admin 08.09.2013

At some point, most parents probably think about whether or not to give their child an allowance. Thus, whether or not your child receives an allowance, be sure to discuss the ideas of earning money, saving money, taxes, investments, debt, interest, and all the other topics that will help set your child up for financial success in adulthood.
Cathy is the founder of Chief Family Officer, where you can get daily updates on the hottest deals, and tips to achieve financial freedom and family bliss.
According to the study, which compared credit scores sold to lenders versus those sold to consumers, one in five consumers receive a meaningfully different score than their lender.
As such, Quizzle focuses a our attention on helping you understand your credit report and the financial behaviors that impact it so that you, the consumer, have the credit you need, to get what you want, when you want it. A report (completed earlier this year) from MarketWatch featured a study revealing the staggering number of different credit score models available to lenders of all varieties.
Quizzle is the only place on the web that gives a free credit score AND a totally free credit report (from Experian).
All this means that while scores will give you a good gauge of how you’re doing (and we believe Quizzle’s score is the best), you must keep a close eye on your actual credit report to make sure that you are improving, or at least maintaining, good credit. By having to do specific chores in order to receive their allowance, children may develop a greater understanding of what it means to get paid for doing work.

There’s disagreement among experts about whether allowances should be tied to chores, or freely given.
Whether or not your child receives an allowance, it’s important to talk about the skills needed to manage money, and give your child a solid foundation in personal finance.
At Quizzle we believe there is a simple path to understanding your credit, but for consumers it can still be daunting… a fact that a new Consumer Financial Protection Bureau (CFPB) study confirms. You can read the whole study here, but if you don’t have the time, read on, we’ve got the critical information you need. Credit helps you start a business, buy a house, lease or own a car, find better insurance rates and at times, get a job. We give you the free credit report because it’s the stuff on your credit report that will determine whether or not you can get a home, car, credit card … or even a job. They may also learn the value of hard work to earn more money by doing extra chores and receiving more pay. This is exactly why Quizzle focuses our attention on helping you understand your credit report. You need to understand what’s on your credit report and Quizzle is built to help you do that.

They can make mistakes, such as buying a toy that’s cheap and poorly made, and breaks quickly. You can start when kids are old enough to differentiate between denominations, or wait until they are hounding you for wants that you don’t want to pay for. Your credit score just isn’t enough to give you a complete understanding of your credit so you can put it to better use.
You can give $1 per year of your child’s age, but you might find that his or her peers are getting much more (or less). Conversely, they can learn the joys of delayed gratification and what it means to save up for something they really want.

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