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The following information is to address common concerns about the Reverse Mortgage product. We do NOT take your home.You and your estate will continue to retain ownership and the title to your home. Your heirs will NOT be responsible for the repayment of the debt.The reverse mortgage is a non-recourse loan. We are in the business of helping you keep your home and meet any financial needs you may have to maintain financial independence. If something happens to me, can my spouse continue to receive the benefits from a Reverse Mortgage?
Many people ask us how our company continues to grow year after year (in 2010, we were ranked the #1 Fastest Growing Privately Held Company in San Diego by the San Diego Business Journal and in 2011, we were ranked #215 in the INC 500 list for Fastest Growing Privately held companies the United States). This means that IFFG can only receive payment from the proceeds of the sale of the property.  Any balance owed above and beyond will be covered by the mortgage insurance premium that was paid to HUD during the course of having the reverse mortgage.

If you do not find the answer to your question(s), please don’t hesitate to call one of our Reverse Mortgage Specialists today at 866-606-4334. Currently the IRS treats monies received from the reverse mortgage as loan advances, therefore, the proceeds are not considered taxable income. As long as you were joint borrowers on the application for Reverse Mortgage and your spouse wants to remain in the home. I wanted to take this opportunity to thank Integrity First Financial Group for their services.
We bought a home and used IFFG Senior Lending and they made the process as painless as possible. However, at any time you decide to sell your home, the outstanding balance would need to then be repaid.
At IFFG Senior Lending our specialists are fully trained to help educate and guide you in the right direction with no obligation.

They were not at all pushy like another company I talked too and all and all did a great job. Calls and emails are returned promptly and they are very responsive to any issues that may arise. After the debt is repaid, any remaining equity (if they choose to sell it) will go to your heirs.

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