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There’s an overwhelming amount of variables that go into deciding how much your phone bill will cost you every month.
Family plans get more expensive for every line that you add, and pay-as-you-go providers like Metro PCS and Boost Mobile don’t even offer them.
Contractual plans come with a bit more stability in the sense that you’ll be dealing with just one provider for at least a year, and depending on what features you want they can run from $60-$100 a month.
Pay as you go plans are very appealing for people on a tighter budget, and every major provider offers some form of it. Again, this all depends on doing your research and knowing exactly how often you use your phone and for what reasons. I’m not plugging any company, but I’ve been using a $55 a month pay as you go plan for over a year now and I have very few complaints.
There are literally hundreds of subscription boxes out there; some that can even save you money! Fortunate enough to have our cell phone bills covered until college, the notion of text messages not being inherently free was mind-boggling. However, if your goal is to have the cheapest phone bill or an affordable one, there are two major things you need to consider. Selecting an unlimited plan over a fixed plan on a contract tends to raise the monthly bill by $20-$40 depending on the provider. Looking online you can find some sweet deals for the newest models of phones for only 99 cents, as long as you sign up for a two year contract.

It’s hard to get too specific without nay saying or promoting one company over another, and I’m not even trying to do that. Every provider claims theirs is the best, but I can tell you the average plan with 2-3 smartphones on it runs anywhere from $150-$180.
That’s not too bad, especially if you’re eyeing a new iPhone or a Galaxy S3, but if you find out down the road you don’t like the provider you’re with than you can be hit with a heft early cancelation fee.
They can get as specific as paying for the day, down to the minutes, or you can pay monthly like most people. If we’re talking the cheapest option period, ration out exactly how many minutes you’re using and take time get a pre-paid plan to fit it.
It was originally $45 a month, but I chose to have GPS navigation and a phone insurance plan (that I can cancel whenever I want) for $10 more. If you don’t use data, or have a laptop to surf the internet, just select a limited plan for it.
When it comes down to it, you can go with almost any company depending on how specific your cellular needs are. Running as high as $300, these fees ensure you’re going to have a pretty good reason to end a contract early.
This is how companies like Metro PCS and Boost Mobile make their profits, by offering the cheaper and older smartphones on a simple, budgeted plan.
For those of us who don’t have that patience or care to be that picky about a cell phone plan, a monthly pay as you go plan is the best bet.

My brother has chosen a similar plan from a different provider and his only complaint is that his phone isn’t as cool as his friend’s.
Since I quit getting handouts from my parents I’ve discovered that choosing the right phone, plan and provider is a difficult choice. Same goes with minutes; a friend of mine got crafty on a pre-paid plan and opted for unlimited texting with the lowest minutes available. Even with online discounts they can still run you a couple hundred bucks.  Every major service provider still offers cheap flip phones with only the basic features that technology offers.
Add on activation fees when you start the plan to and all of a sudden you’re this investment you made got a lot more substantial.
You choose exactly what rate and features you want, and you can choose an advanced smartphone or a bare-bones flip phone to fit your needs. The difficulty mainly comes from the temptation to buy the newest and flashiest phone available, but that’s never the most cost-effective one.
Every time someone called him, he would immediately say “Hold on,” hang up, and text them back.
You’re not going to be the cool kid in school, but you will save money for other things instead of the costly aesthetic features that most people pay for.

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