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Companies or institutions that keep personal information about you have an obligation to safeguard it. If you get a notice that your personal information may have been compromised, taking certain steps quickly can minimize the potential for the theft of your identity.
If the stolen information includes your financial accounts, close compromised credit card accounts immediately.
If the stolen information includes your Social Security number, call the toll-free fraud number of any one of the three nationwide consumer reporting companies listed below and place an initial fraud alert on your credit reports. If the stolen information includes your driver's license or other government-issued identification, contact the agencies that issued the documents and follow their procedures to cancel a document and get a replacement. Continue to read your financial account statements promptly and carefully, and to monitor your credit reports every few months in the first year of the theft, and once a year thereafter. If your information has been misused, file a report about your identity theft with the police, and file a complaint with the Federal Trade Commission HERE.

The Federal Trade Commission works for the consumer to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. Still, from time to time, the personal information they hold may accidentally be disclosed or deliberately stolen. Consult with your financial institution about whether to close bank or brokerage accounts immediately or first change your passwords and have the institution monitor for possible fraud.
When you place this alert on your credit report with one nationwide consumer reporting company, you'll get information about ordering one free credit report from each of the companies. Ask the agency to "flag" your file to keep anyone else from getting a license or another identification document in your name. If your information falls into the wrong hands, it may be misused to commit fraud against you. It's prudent to wait about a month after your information was stolen before you order your report: suspicious activity may not show up right away.

A missing bill could mean an identity thief has taken over your account and changed your billing address to cover his tracks.
Avoid using your mother's maiden name, your birth date, the last four digits of your Social Security number (SSN) or your phone number, or a series of consecutive numbers.
Once you get your reports, review them for suspicious activity, like inquiries from companies you didn't contact, accounts you didn't open, and debts on your accounts that you can't explain.

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