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03.11.2014
A new type of phone directory that provides access to reverse phone number lookups offers users the ability to lookup the name associated with an unrecognized phone number. For quite some time now, computer users have been able to use online versions of the Yellow and White Pages to look up personal and business listings, but what sets reverse cell phone searches apart from these traditional directories is the fact that they can be used to lookup phone numbers when a person does not have a mysterious caller’s name available. These very specialized searches are not much different form a normal query performed on an internet search engine. The reason why reverse phone search directories are such an effective tool in the battle against unwanted and unsolicited phone calls is that they lift the veil of protection from anonymous callers so that real name and alternate contact information can be gathered immediately. If you have tried to contact a telemarketing firm without the necessary information before, you know how frustrating it can be to remove yourself from call lists.
If you are already listed on a Do Not Call list, the unsolicited calls you receive are considered illegal and the company responsible could be subject to large fines. By performing a reverse cell phone search on that number, users can find out who the number belongs to before answering the call. They always claim they will remove your information in a few days, but the calls never seem to stop coming, often times even more frequently than before. In these cases, a reverse cell phone directory can play a major role in helping to screen your calls effectively. However, when you know the name of the company responsible and you have their direct line, you will likely notice a quick end to unsolicited phone calls. A  Due to the format of the B of A email, and the copious amounts of "filler" statements they use; the series is a bit difficult to follow.


A  I usually write correspondence to fit the lowest common denominator, but how low can one go?A  Although I'm willing to bet that if I reverted to primal grunts, and what could be considered a primitive, yet well understood gesture even in our modern world; that someone on the other side of the Banking Center counter might have their mind bulb flash, if only momentarily.
I have a few of my portion of the email, as I cut and pasted it into my regular email service; don't know how they lost theirs.
They relate to the Merlin Teller, and how a fully paid balance of mine is being carried on their books as an outstanding balance on their system for months after I paid the account in full, probably sometime in October of 2007. I was repeatedlyA  told this same information by various B of AA  staff that I spoke with in person, numerous times, in various locations, but I did not record the conversations and wish that I had. When first asked how and why they would do that; as it didn't sound logical or legal to me, I was informed by more than one staff person at more than one branch that it was expected to be carried for 16 to 19 Additional months!A  That is some kind of accounting system.
A  That didn't sound accurate, as I was able to access the information on both the old 3732 account AND the new account until approximately January of 2008, and the phone rep I spoke who made arrangements for a balance transfer from another VISA Account I have at another bank for me on either April 3 or 4, 2008, said he would have copies of those 3732 statements mailed to me that day, at no charge to me.A  (I have received an envelope at my P. Box from B of A; I'll expect the contents are the account statements, but won't know for certain until they are forwarded to me.
A  Bank of America?A  I'm almost on their side for this particular incident; as I know that avoiding lawsuits and payouts is high on their priority list. Unless some staffer slipped up, yapped out my private account activity, and didn't take time to note it in my file. Please do your employer a favor, and provide me with the written documentation that I have repeatedly requested.A  Thanks for your cooperation. Stockton: Please forward this email to someone up the ladder who can provide WRITTEN confirmation and information on who requested, and was provided, information on my Visa Card ending in 3732, activity in July or August of 2007.


Rose, Good afternoon and thank you for contacting Bank of America in regards to account documentation.
For B of A to be carrying its customers former credits and debits on their books for 16 plus months would be an accounting nightmare, in addition to being out of compliance with several Federal Banking Regulations.
Please adjust all records statingA A  any balance due on my past and present Visa accounts to reflect the current credit balance only.A  Also, please update day ph.
A  But do note that when I asked him a specific question about them, he couldn't answer it. A  And he didn't volunteer any details on the account maintenance that he appeared to have access to.A A  A A  This message is not flagged. A Can you please provide me with your 16 digit credit card number so I can review your account? Gordon: The minimum payment is 1% of your balance and any finance charges and applicable fees.
The system will not allow the rate to change until the cycle closes and a new cycle starts.



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