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M_Service, an online mobile service provider, has received $28 million worth of investment from Standard Chartered Private Equity (SCPE) and Goldman Sachs to continue developing MoMo, the e-wallet brand.
This is the first time Vietnamese startups have had such a two-digit capital disbursement, especially in fintech, a new business field.
According to Terence Ting from Goldman Sachs Investment Partners, one of the important reasons for the investment fund to decide to inject capital into MoMo was the presence of renowned names from the banking, telecommunication, information technology and advertisement sectors on the e-wallet’s management board.
The rapid increase in the number of users shows the flexibility of technology firms in comparison with traditional finance companies. Three years after the debut in 2010, MoMo received foreign capital and adjusted the business model with the combination of online and offline transactions.
According to Diep, MoMo can be compared to the banks’ extended arm which helps bring financial services to 80 percent of Vietnamesee who still cannot access services.

The analyst commented that MoMo’s success in calling for foreign capital showed investors’ great interest in Vietnamese fintech startups.
In July 2015, a club for Vietnam’s fintech community was established under the sponsorship of two big financial institutions – Dragon Capital and Standard Chartered Bank. PricewaterhouseCoopers has released a report showing the emerging of technology firms in the finance sector.
Meanwhile, this is the second investment deal with MoMo after it poured $5.75 million into the e-wallet in late 2013. Both investors have confidence in MoMo as a business model with great potential in the future. It is a representative of first-generation technology firms which created a platform for financial services in Vietnam.

It's almost impossible to gain of the market share, so we have to work hard in order to retain what we have gained." a leader said.
In early 2016, it finalized the acquisition of 95% shares of the AVG Group, the owner of An Vien Television.
But now we'll meet customers demands directly and give them presents," an anonymous sources from Vinaphone said.
During the 10th storm, Vinaphone even sent employees to assist customers in changing batteries or SIM cards.These providers even joined forces with other sectors in order to make their services more attractive.

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