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24.01.2014
Ia€™ve broken the cost into time-based costs that you incur whether you use the motorhome or not, mileage-based costs that you incur as you travel down the road, usage-based costs that you incur to live in the motorhome, and other costs, which I pretty much ignore. The following makes numerous assumptions and cuts quite a few corners to arrive at representative costs without having to fill a book. If you buy a motorhome and park it in the barn behind your house and never use it, it still costs money. Your manufacturera€™s warranty should cover major repairs during the warranty period (typically one to three years) but after that you need a service contract. Let me begin by reiterating that the numbers presented here are representative but far from exact. Frozen Fiefdom - AFFIDAVIT OF ANNA KATHRYN SANDERS, Former ALASKA STATE TROOPER, and MY OLDER SISTERA A Fortunately, someone's curious questions reminded me that I still have much more information to publish, including this Affidavit. Mobile payment gateways still haven’t hit the stride that most OEMs have been expecting, for one reason or another. When you use your Android Pay to make purchases at any of the 1.5 million and growing stores all over the US, you will get an extra 1GB wireless data from your carrier, Verizon.
You will be able to avail this promo until June 14 and you can redeem your free data only until July 13, both for this year.
A lot of the stores that have Android Pay are also offering discounts and deals to entice users to use the payment platform.
I am a smartphone addict - a millennial trapped in a Gen X-er's body and is a true blue digital native. If you have the wanderlust and will use it for a significant part of the year and youa€™re smart when you make the purchase, ita€™s a bargaina€”how else can a middle-class couple possibly afford to travel full or near-full time?
Based on what Ia€™ve learned from others and verified by surfing NADA and the online sales sites, depreciation runs about 18% the first year, 10% the second, 8% the third, 6% the fourth and fifth, and then slowly declines to 2% around year twelve.
Insurance costs vary, being based on the cost to replace the motorhome and to some extent on intended use (storage, recreational use, or full time use). I know, the insurers make money on these contracts so on the average you spend more for a service contract than for paying out of pocket, but the cost of a service contract is predictable.
Leta€™s assume you drive a diesel coach that gets 9 mpg and that diesel costs $3.25 per gallon. Costs vary, depending mostly on the package you order, but Ia€™ll use $40 per month ($480 per year or $1.32 per day).


You cana€™t ignore those costs, but youa€™ll incur them whether youa€™re living in a motorhome or a stick-and-brick so theya€™re not pertinent to this discussion. Android Pay should become more prevalent as more devices get the NFC (Near Field Communication) feature, but for now, it is only available to a limited number of devices that have already been updated.
Only Verizon customers who are postpaid subscribers to the Verizon Plan or More Everything Plan will be able to avail of the promo. And with 39% of mobile payment users already using their mobile device to make POS purchases, then Android Pay should become more popular in the next few months. But before you make the plunge, you need to carefully consider the impact on your finances and make some smart decisions.
If Ia€™ve missed something or you disagree with my estimates, change them (although youa€™ll probably change the bottom line only a few percentage points).
The cost of a spot in an RV park or campground is all over the map and boondocking is free, but Ia€™m going to use $15 per day, or $5,475 per year for a fulltimer.
We bought a like-new three year old 39a€™ Newmar diesel motorhome with 28K miles on it for a little more than $100K and are very happy with it. Keep the shiny side up and dona€™t forget to put a rock on the sewer adapter before you pull the dump handle.
But if you’re one of the lucky few and you’re a Verizon subscriber, then you better start using Android Pay as you will get 2GB of free wireless data when you use it to pay for purchases. You will be able to use Android Pay in such shops like Macy’s, Peet’s Coffee, Subway, Trader Joes, Walgreens, Whole Foods, etc. Android Pay also only works with devices running on KitKat and higher, so you might want to upgrade your device to something higher (and with NFC) if you don’t meet that criteria. In any case, Ia€™m not a financial advisor so please do not bet your financial future on these numbers without spending a lot of time in research and building your own spreadsheets.
If you financed some or all of the purchase, youa€™ll pay interest, probably in the neighborhood of 7.5%. Sometimes that includes electricity and sometimes not, so Ia€™ll toss in a little for juice and round it up to $6,000 per year, or $16.44 per day.
If you can afford new, go for it and enjoy it; we and others like us will be waiting in line to buy your next hand-me-down! If you own nothing, the equity thata€™s tied up in the motorhome could be invested somewhere earning around 7.5% in a conservative balanced portfolio.


Unlock your device, place it near a terminal, and your payment will then be accepted and processed. So leta€™s assume that wea€™ll pay about 7.5% for the money we or someone else has tied up in the coach. You can also save a lot in the a€?Other Costsa€? category that we didna€™t include by eating out less, buying from discount warehouses, doing more free recreational activities, and so on. If youa€™re driving a newer coach your costs may be lower while an ancient one will cost more, but the difference isna€™t as significant as you might think. Ita€™s a simple fact: You will never save money by replacing your old motorhome with a new one. A  Plenty of hearsay, and inaccurate facts are presented below in this Affidavit of Anna K.
Sanders.A  I wonder how accurate her formal reports were when she was an Alaska State Trooper?
A  There's an Unsolved Mystery right there:A  How could I have been "Found" by LAPD or anyone, when I was never "Missing" nor Lost?
A  I assumed she was feeling a bit down over the slumping economy and her own financial position, and wasn't keeping up with personal grooming, and wasn't concerned about her appearance.
Grant would like to request the videotapes of the Key West Airport baggage claim during my arrival on that date, so we can all have a review of the appearance of Anna, and me. Grant, Attorney at Law, Juneau, AK From Wedding Bells to Tales to Tell: The Affidavit of Eric William Swanson, my former spouse AFFIDAVIT OF SHANNON MARIE MCCORMICK, My Former Best Friend THE AFFIDAVIT OF VALERIE BRITTINA ROSE, My daughter, aged 21 THE BEAGLE BRAYS!
HELL'S BELLS: THE TELLS OF THE ELVES RING LOUD AND CLEAR IDENTITY THEFT, MISINFORMATION, AND THE GETTING THE INFAMOUS RUNAROUND Double Entendre and DoubleSpeak, Innuendos and Intimidation, Coercion v Common Sense, Komply (with a K) v Knowledge = DDIICCKK; Who's Gunna Call it a Draw?
AFFIDAVIT OF ANNA KATHRYN SANDERS, Former ALASKA STATE TROOPER, and MY OLDER SISTERA A Fortunately, someone's curious questions reminded me that I still have much more information to publish, including this Affidavit. A  How about some facts, such as the Officer's name, time, location of the vehicle, etc.




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