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31.12.2015
What people often forget is that genius is made not born, and skill is the result of discipline and practice. Remember a time when you felt confident and then imagine yourself to be now like you were then. Now that you believe in your ability to be more confident , how you think is how you allow yourself to be. As you start consciously changing your thoughts grab the thoughts by scruff of the neck and think: I am going to choose how I feel and what I think from now onwards and notice how good it feels to feel so good. Here the past view is gone and you you look forward to the future.  Infinite possibilities are contained in it.
Trust your unconscious, allow it to help give you sensations, feelings, images, ideas that inspire you and motivate you to create that future now. Other blogs: Dream TherapyHow to train your dreams for problem solving November 5, 2012Do you have a problem you can't seem to find a solution to? In last week’s post on learning to like yourself, I discussed being nice to yourself. This entry was posted in Low Self Esteem - Building Self-Esteem, Self Confidence, Self Esteem Issues, Self Esteem Videos and tagged building self-esteem, confidence, how to be more confident, questions on confidence, self-talk. This site complies with the HONcode standard for trustworthy health information: verify here. In their 2015 survey, some 37% of all respondents said they feel “very confident” about their retirement, and another 33% said they feel “somewhat confident.” The problem is that many Americans ‘say’ they are confident about having enough money to retire, even though they have nowhere near enough money stashed away.
As we drill deeper into the latest retirement survey, we find that overall only 22% of current workers are now very confident about having enough money for a comfortable retirement and 36% are somewhat confident, according to the 2015 study. In another important finding, retirement confidence for most Americans depends on whether or not they (or their spouse) participate in an employer-sponsored retirement plan, such as a 401(k). Perhaps the most important finding in the study was the fact that workers with a company-sponsored retirement plan are more than twice as likely as those without a retirement plan to be very confident – 28% with a plan, as compared to only 12% without a plan.
While the findings above are somewhat encouraging, it is important to keep in mind that many respondents overstate the amount of retirement savings they actually have, and just as critical, under-estimate how much money they will actually need in retirement. In the aggregate, savings remain relatively low and only a minority of Americans appears to be taking the basic steps needed to prepare for retirement.
The latest survey found that over a third of workers feel they are “far behind” schedule in their saving for retirement, and another one in four feel “somewhat behind” schedule. The rising cost of living and difficulty meeting day-to-day expenses top the list of reasons why workers say they aren’t saving for enough retirement, according to EBRI. For instance, 69% of workers said they could save $25 more per week than they are currently saving. Sadly, over half of workers reported that they (or their spouse) have not calculated how much money they need to have for a comfortable retirement.
Any discussion of a looming retirement crisis would be remiss not to comment on the wave of Baby Boomer retirements that is already upon us. There are just over 40 million Americans age 65 and older, and they make up over 13% of the population. There are 11 US states with more than a million people age 65 and older, led by California with 4.3 million. The average income for those between ages 65 and 69 is $37,200, but drops to a little less than $20,000 for those over age 80. About 65% of workers retire by the time they turn 65, but that number is falling as more people continue to work beyond 65.
Either way, that is not enough, even with Social Security, for most Boomers to fund the lifestyle they had hoped for in retirement. In summary, despite some reports to the contrary, and despite the fact that stocks and bonds are at or near record highs, a retirement crisis is still in our future. Shifting gears just a bit, but staying on today’s topic of investing for retirement, I want to turn our attention to what I consider to be some of the worst investment advice I have seen in my 38 years in this business.
Talents are learned and honed with determination and discipline, so make a decision to start honing yours now.


As you look at yourself in it you can see yourself  and all your past experiences reflected back. Feel the ideas become a fuel that propels you towards that future so you just naturally want to move closer to that compelling future. She combines Positive Psychology, Eastern Philosophy, Clinical Hypnotherapy, NLP and EFT with a Holistic approach to yield practical results. In this self-esteem, self-confidence video, I am answering some common questions that come up when building confidence.  How you talk to yourself, talk about yourself, and identifying situations that bring about negative thoughts and feelings will help you feel more confident everyday.
This can be difficult, so I wanted to give you a few more tips to make it easier.  This self-confidence video provides some tools to add a healthier and kinder voice into your mindset. By consciously changing your attitude and thought patterns, you can learn to be more confident. That’s according to the results of the latest “Retirement Confidence Survey” conducted each year by the non-profit Employee Benefit Research Institute (EBRI).
Company-sponsored 401(k)s, especially those in which the employer “matches” a portion of the employee’s contributions, are like a magnet for retirement saving. In all, 64% of all respondents feel that they are behind where they want to be when it comes to planning and saving for retirement. FYI: If you saved $25 more a week for 30 years in an account earning 5%, you’d accumulate about $90,000 more in your retirement nest egg. This is despite the fact that there are numerous retirement calculators available on the Internet, most of which are free of charge. It is not news that Baby Boomers, people born between 1946 and 1964, are starting to turn 65 and beginning to retire in droves. By 2030, when all the Baby Boomers will have passed age 65, the over-65 crowd will reach 20% percent of the population. The other states with the highest percentages of people age 65 and older are Florida, West Virginia, Maine and Pennsylvania. That represents three to four more years of life expectancy compared to what the prior generation had at the same age.
According to the EBRI, an increasing number of people age 65 and above continue to work at least part-time, even though they are officially ”retired.” Among those, the main sources of income for people over 65 are Social Security (37%), income from working (30%), pensions (19%) and savings and investments (11%). According to Fidelity Investments, the average US Baby Boomer has only $147,000 in their 401(k). The common 4% annual retirement savings withdrawal rate, for example, dictates that $250,000 would provide only $10,000 a year in retirement income.
The investment advice was so controversial that numerous financial writers took serious issue with it almost immediately. Tell yourself this is simply how you used to be and think, not what you are choosing to be and think now.
Start to begin taking control of your thoughts instead of allowing your previous programming to control you. Now imagine this mirror is magical : it has a liquid surface and when you step through it, it immediately removes the past and on the other side all you know is present and future. Notice what you can use to start making that future come true now.  And notice what new ideas come into the present about the future.
The Washington-based EBRI is the leading source for data on savings, retirement, health and related issues.
Among workers responding to EBRI’s survey, 28% say they have less than $1,000 saved for retirement. The nation’s 75 million Boomers are retiring at a rate of one every nine seconds and this will continue through 2029. People with higher education, as well as divorced women, tend to stay in the workforce the longest.
The number is higher for Boomers who have contributed to their 401(k) for 10 consecutive years, at around $250,000. Talk to yourself like you imagine they would.  Most of all, pay attention to the voice in your head and get it talking in a tone and manner that you find motivating and reassuring instead of insisting using the same internal dialogue that you used to convince yourself that you are not confident.


This comparison however […]Dreamworking July 24, 2012There is more to dreams that meets the eye. Then take a deep breath, relax, feel good, play confident sounds in your mind, see confident pictures in your head.
Once you learn how to understand and appreciate your dreams you can begin to utilize them to aid you in seeing things differently. Dreams are created by our subconscious mind and Imagination is the language of the subconscious.Your dreams are visual symbolic representations of the way you feel at the moment you are dreaming. Listen to the following video about why faking it until you make it works when it comes to confidence.Your mind changes simply because of your body. When youA fake it with your body, your mind follows along, and soon your mind and body will be in tune.2. That is why […]Analysing dreams November 9, 2011You cannot begin to understand your dreams until you remember them. Don’t Worry About What Others ThinkOn some level, you will always worry a little what others think. Over time you will find that you begin to gain an insight into your dream world, and into some of the events that influence your life. He easily made friends, found dates, and even married a beautiful woman that makes him really happy.
Make going to bed a pleasurable ritual, a time when you can put the day behind you and concentrate on the relaxing night ahead. The natural human sleep pattern […]Why you sleep and dream October 12, 2011People spend about a third of their lives asleep and a quarter of that time dreaming.
During sleep the metabolism slows down, the immune system concentrates on fighting infection, and the production of growth hormone increases, not only for growth but also for repair of body tissue. October 11, 2011By their very nature dreams are ephemeral and transitory, and therefore difficult to remember.
If you are going to do one thing in your life to be more confident, then start being grateful.How can gratitude boost confidence?
When you are focused on being grateful for things in life, you stop being so negative in life. Have More Self-CompassionThink your momA or dad has the most potential to make you feel like a loser in life? Make Great FriendsThere is nothing like the power of a good friend to boost your confidence levels. Get Rid Of Shitty FriendsOne of the biggest blows to my confidence in life was my shitty best friend.
She made me feel bad about myself, scared of going after what I wanted, and not deserving of men.Interestingly, she tried to make me feel not worthy of a guy who is now my husband. Thank god I didn’t listen to her!Once I got her out of my life, my confidence increased by at least 4 times. It was amazing the power she had over me.If you have a friend in life who makes you feel bad, break up with that friend! They are the biggest blow to your confidence, and if you want to be more confidentA with women, they need to go.8.
Plus get an eBook titled ' 69 Tips To Help You Get Laid: A Guide For Men In A Relationship Who Want More Sex' as your first free gift. Check your inbox to confirm!Something went wrong.We respect your privacy and take protecting it seriously Tweet Pin It Related Posts 378 Self-Improvement Topics For MenDo You Want To Experience Unlimited Abundance?



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