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24.07.2014
As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. The Credit Path model has provided Alternatives with guidance in designing products and services to meet members’ needs at their different points along the path, and help them progress towards successful asset ownership.
As shown in our drawing of the Credit Path, progress can be slow, and missteps can prevent people from moving ahead.
We are now moving towards development of the Credit Path as a replicable model that other organizations can use to help promote financial advancement for their members. Transactor: For our poorest members, those who are new to the banking system, immigrants, and others who need access to basic financial services. Saver: We provide incentives for this traditional credit union market by paying interest on all accounts with a $5 minimum balance and charging no monthly fees. Owner: Learning to save and developing a good credit record help people move towards becoming owners of homes or businesses. Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translatea„? for convenience only and without any responsibility for the accuracy of translations. Kindergarten to College has achieved its goal of reaching all elementary schools in the San Francisco Unified School District.
This year, Citi Microfinance and the Citi Foundation partnered to drive a discussion on agricultural value chain finance through a panel titled "From Farm to Plate" (check out this blog post for one attendee's take).
Citi Community Development was proud to support the 38th Annual Lunar New Year Banquet of its long-time community partner, Asian Americans for Equality (AAFE.) Citi Foundation has supported the work of AAFE's affiliate, Renaissance Economic Development Corporation, a CDFI and technical assistance provider focused on low-income, minority and women-owned businesses in low-income immigrant neighborhoods. CurrenC SF is a partnership between the San Francisco Office of Financial Empowerment, the San Francisco Chamber of Commerce, and the United Way of the Bay Area, with generous support from Citi Community Development, Visa and the Levi Strauss Foundation. For employers, moving to direct deposit and paperless pay can lower payroll processing costs by up to 90 percent, and eliminates the headache of lost and stolen checks. CurrenC SF is an extension of the City's pioneering program Bank on San Francisco, which has provided over 72,000 bank accounts to low-income San Franciscans and spread to more than 100 cities across the country. More than 67,000 households in San Francisco are paid with paper checks, including 68 percent of low-income workers.
Several CurrenC SF Employer Champions including Recology, Blue Shield of California, William Watlington Foods, Walgreens, Rickshaw Bagworks, Bi-Rite Market and Goodwill Industries were recognized for their leadership in financial empowerment efforts and participated in the launch. The CurrenC SF website provides resources to help employers initiate or expand direct deposit in their organizations.
As Black History Month draws to a close, I am mindful of how fortunate I am to work for two organizations that are strongly committed to the twin, complementary goals of diversity and empowerment.
Similarly, New York City Mission Society, for which I am Chair of the Board of Directors, promotes the positive development of underserved young people and families in order to strengthen communities and, as a consequence, our city's diversity.
As it turns out, both Citi and New York City Mission Society are celebrating 200 years of service in 2012.
Citi's commitment to diversity spans the organization a€” particularly through the activities of Citi's Employee Networks a€” and the calendar, with events and activities highlighting the months that have been formally designated to celebrate the culture, history and contributions of various communities. Across the country, Citi's African Heritage Networks (AHN) provide a wide range of educational, cultural and fellowship-building opportunities during African American History Month.
Ellen Stafford, who has been with Citi in Irving, Texas for a little over four years, got involved with the Dallas-Fort Worth AHN as Communications Chair this year.
As Executive Recruiter for North America, Ellen is very aware that Citi provides an even playing field on which qualified applicants, both within and outside Citi, can compete. Ellen is shifting her recruiting focus from IT to sustaining Citi's overall culture of diversity.
More broadly, Ellen would like to see an increase in positive, healthy messages in popular culture, particularly for children, and a continued and strong policy focus on education. Annette Griffin of Baltimore agrees about the importance of education and how helpful it can be to have a mentor, as she did. Annette is a Senior HR Generalist and supports employees in Maryland, Virginia, West Virginia, Ohio and Pennsylvania. In Columbus, Ohio, Jenine Johnson of Securities Processing notes that Citi has had a major impact on diversity in her metropolitan area, thanks in particular to the leadership of the Columbus Office Director Mark Bjorstrom. Jenine has taken an active role herself in expanding diversity, including introducing Citi's African Heritage Network in Columbus. Jenine strongly values African American History Month and all the diversity months that Citi celebrates.
Willie Henry Jr., of Citi's Graduate Recruitment Team in Jacksonville, Florida, is co-chair of the AHN there. Willie draws inspiration from football legend Jerry Rice a€” "who showed that, with the right tools and hard work, you can compete with anyone even without traditional stamps of status" a€” and from his own brother-in-law, who moved up the ranks at one of the country's largest retailers. On July 17, 2009, a national consortium of non-profit affordable housing developers submitted an application to the U.S.
CPLC has organized this coalition in partnership with National Association for Latino Community Asset Builders (NALCAB). Listen to Jason Ott's experiences with the San Miguel Cristo Rey Corporate Internship Program.
Citi volunteers will contribute about 150 service hours at local VITA sites this tax season. Volunteers also will be out in force at Tucson's 2011 Money Faire on April 2 to help the United Way of Tuscon and Southern Arizona's mobile VITA team prepare tax returns for free. Citi has partnered with United Way of Tucson and Southern Arizona to transform and expand a successful, six-year financial education program called Citi Youth into a dynamic and holistic family financial capability center, called the Prosperity Center. Imagine teaching a young person about how to find available college scholarships and then helping his parents complete the standard financial education application form. With the Prosperity Center, Citi has partnered with United Way (UW) of Tucson and Southern Arizona to transform and expand a successful, six-year financial education program called Citi Youth into a dynamic and holistic family financial capability center. The Prosperity Center offers financial education classes from 3-6pm, when students typically participate in after-school programs, and will remain open until at least 7pm so that adults (including those who don't have children at the host school) also can participate in workshops and avail themselves of the Center's other asset-building services. The Citi Youth financial education program, now in its sixth year, teaches basic financial concepts to youth aged 5-16 and also offers "train-the-trainer" sessions for financial education teachers. Citi Community Development has partnered with the USC-operated MBDA Business Center in Los Angeles, the City of Los Angeles Mayor's Office of Economic & Business Policy, the Southern California Minority Business Development Council, SBA SCORE, and three ethnic minority chambers to launch the Bridges to Business Success (B2BS) Program to provide an advanced business training program focused on building the capacity of minority small business owners in Southern California.
With a lending commitment of more than $100 million, Citi is helping to revitalize the Bayview district of San Francisco. AnewAmerica Community Corporation's Green Business Certificate program" part of its comprehensive, three-year Virtual Business Incubator model" educates and encourages budding, low-income entrepreneurs to adopt green, sustainable business practices. Since the Green Business Certificate program began in 2008, 270 people have received intensive training in green business practices and 80 have achieved green business certification.
In California's Central Valley, Citi has invested more than $28,000 to support four EITC sites.
In 2010, with Citi's support, local VITA sites helped bring over $14.9 million in tax refunds back to more than 11,000 low- and moderate-income clients and their local communities. The Citi Foundation supports the Financial Literacy and Asset Development Program, a ten-week course that teaches concepts and skills for saving money, using credit and practicing sound money management. Participants spend twenty hours in classroom sessions and receive individualized guidance in creating personalized money management plans and analyzing their credit scores with the goal of repairing damaged credit.
In California, Cabrillo Economic Development Corporation is making affordable housing available and sustainable. In 2009, the Citi Foundation provided a grant to Cal State University Northridge (CSUN) Student Outreach and Recruitment Services to support its College Can Happen Initiative (CCHI), a strategic and comprehensive program to improve enrollment at the university.
CCHI provides information and encouragement to middle and high school students and their parents, in low to moderate-income (LMI) communities in San Fernando Valley and Los Angeles, to help them prepare for entrance into a four-year college. Many of the students reached by CCHI would be first-generation college students, and the program aims to foster a college-going culture. As part of the CCHI program, Citi volunteers have taught financial education workshops at CSUN on how to manage finances on a student budget, credit, savings and investing. Citi is working with Self-Help to expand financial inclusion for thousands of Californians.
A supportive and welcoming environment, achieved through staff preparation and branch design. Additionally, through financial education that is provided, innovatively, to customers waiting in line, the Micro Branch encourages individuals who use only its check cashing services to expand their relationship by becoming savings account holders and credit union members. To enable replication of the Micro Branch model, the CCD grant also supports analysis of the operating model and customer outcomes.
Jose came regularly to the Micro Branch, every Friday, to cash his check and send money to his family. Read the latest announcement from the City and County of San Francisco about the Kindergarten to College program.
Kindergarten to College is an easy-to-use savings platform that will help more families start saving earlier for college. The program will continue to motivate college savings through additional matches and incentives. An important part of the Kindergarten to College program is its financial education component. In a recent USA Today supplement on Financial Literacy, Citi's collaboration with the City and County of San Francisco is featured prominently in the article "Milk money, crayons, bank account," and Bob Annibale, Global Director of Citi Microfinance and Community Development, is among the Panel of Experts weighing in on Youth Financial Literacy. On October 5, 2010, the City and County of San Francisco and Citi announced the launch of the Kindergarten to College partnership, the nation's first city-wide, universal college savings program for children. Citi's commitment and success in developing innovative, collaborative and impactful solutions to critical community needs was recognized on November 8, 2011, when Citi Community Development received the Community Impact Award at the 15th Annual CRA & Fair Lending Colloquium. Jenny Flores, Senior Vice President for Citi Community Development in California, receives the Community Impact Award on behalf of Citi from Edward B. The Community Impact Award is bestowed each year "to dedicated compliance professionals and their institutions," to honor "outstanding and innovative efforts in furtherance of the goals of the Community Reinvestment Act." The Award also is intended to encourage innovative community lending and to provide the financial industry with examples of superb programs that have made a large impact on underserved communities. K2C was developed with participation across Citi's businesses and with leadership by Citi Microfinance and Citi Community Development.
The award was accepted on behalf of Citi by Jenny Flores, Senior Vice President for Citi Community Development in California. Citi is a longtime supporter of the FRC's Family Economic Success Program, which includes free tax preparation services for low-income individuals and families through VITA. In Oakland, California, the East Bay Asian Local Development Corporation (EBALDC) is ensuring that students in elementary school learn good money management habits. Students who complete the program are provided with a popular board game that involves purchasing and money management issues or a $50 savings bond that's intended to jump-start their good savings habits. Citi Community Development is providing a $150,000 grant to enable Enterprise Community Partners and Waypoint Homes to provide a financial capability program coupled with the purchase, renovation and rental of "real estate owned" (REO) properties. Meet the participants in Bridges to Business Success, a pioneering, multi-stakeholder program that enables the City of Los Angeles to leverage its allocation from the Federal Neighborhood Stabilization Program to provide contracting opportunities to local, minority-owned small businesses. Entrepreneurs in the food service industry face sizeable start-up and operational costs, among other challenges. The Chef's Center of California is run by the Episcopal Housing Alliance and Economic Development (EHAED), which also provides business training courses for aspiring chefs and food entrepreneurs. Part of the facility, the Citi Small Business Technology Center, offers training and technical assistance to incubator participants. A variety of food-related business have been launched through the Chef's Center, including popular food trucks, gourmet bakeries, farmers market vendors and restaurants.
Victor Ramirez of Citi Community Development serves as vice-chair of the Center's Board of Directors. Microloans that enable people to start small businesses and lift themselves out of poverty have proven their effectiveness in developing countries.
The program makes loans of $250, $500 and $1000 to women with very low incomes to empower them to start small businesses in their communities. With Citi's support, FFW has been able to expand its impact by opening new loan centers in the poorest communities of San Diego County. The program benefits primarily Latin American and African immigrant women, specifically those who have no banking or credit history and lack access to capital. John Bethea, 3rd., came to South Carolina from Nansemund County, Virginia, long before the Revolutionary War and settled on Buck Swamp, near the present town of Latta in Dillon County. William Bethea, the other son, came down from Virginia, with his brother, John Bethea, 3rd., and settled on Sweat Swamp, above Little Rock, South Carolina.
William Bethea, son of John Bethea, 3rd., married first a Miss Crawford and had one son, John Crawford Bethea. John Crawford Bethea, son of William Bethea, (born 1798 - died 1863) married the first time a widow Irby of Marlborough County, whose maiden name was Allison. Reed Walker Bethea, son of Edwin Allison Bethea is unmarried and is a Druggist in the town of Florence, South Carolina.
James Bethea, second son of John Bethea, 3rd., married Miss Margaret Cochrane of Marlborough. William Thaddeus Bethea, son of David N Bethea, married his first cousin Georgia Bethea daughter of Andrew J. Charles Bethea, the first son of William Ellis Bethea, married Miss Mary Belle Manning, daughter of Holland Manning of Latta, South Carolina. Robert Bethea, the second son of William Ellis Bethea, married a Miss Easterling of Florida. Dallas Bethea, the third son of William Ellis Bethea, married a Miss Berry of Birmingham, Ala. Arthur Bethea, the second son of Elisha C Bethea, Jr., married a Miss Hayes, daughter of William B Hayes of Hillsboro Community.
During the Civil War the mail days, especially in the rural districts, were looked forward to with much interest and expectation.
Kemper Bethea, the eldest son of James Daniel Bethea married a Miss Parr of Washington, DC.
I do not feel like writing my own autobiography in these sketches, so I will merely state a few undisputed facts about my life.


Edward Johnson Bethea, third son of Philip Yancey Bethea, married Miss Nellie Evans, daughter of Capt.
Stewart Bethea, fourth son of Philip Yancey Bethea, married Miss Florence Wheeler of West Virginia. Markley Bethea, the sixth son of Philip Yancey Bethea, is unmarried and lives in Washington, D.C. Parker Bethea, the youngest son of John Bethea, 3rd., married Miss Elizabeth Harlee of Harleesville, now Little Rock, South Carolina. Subscribe to the mailing list and get a daily update with the most important news about Piedmont! Originally developed by Bill Myers as a way of understanding our members’ financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Over the years since the Credit Path model was developed, government policies have moved the country towards greater financial inequities.
We offer a variety of home and business loan products, many to members who started at the beginning of the Credit Path.
Alternatives has no control over this unrelated, free and entirely computerized translation program. The Skoll World Forum, viewed by many as the social impact sector's version of the World Economic Forum meetings in Davos, Switzerland, brought together 900 highly-selected attendees from leading organizations to explore new ways for civil society, often in partnership with business and government, to address global challenges like financial inclusion. Bob Annibale, Global Director of Citi Microfinance and Community Development, led a conversation with representatives from Nestle, Green Mountain Coffee Roasters, the Bill and Melinda Gates Foundation, and Root Capital (a Citi Foundation grantee) about how to bring additional value to smallholder farmers that grow staples like coffee and cocoa that many multinational buyers in turn sell to consumers. Employees who receive paper checks often turn to check cashers and other fringe financial services, costing the average worker $1,000 per year in fees. The CurrenC SF website offers how-to guides, marketing materials, best practices, and expert advice to employers, and connects employees to low-cost checking accounts and other healthy financial products. Department of Housing and Urban Development in response to the Neighborhood Stabilization Program Round II (NSP II) Notice of Funding Availability released on May 4, 2009. The Prosperity Center is strategically located in a local middle school for convenient access by low- and moderate-income families and offers a wide range of free financial education workshops and services, including Earned Income Tax Credit (EITC) knowledge and free tax preparation that translates into recovered earnings and increased assets. This program targets communities of people who often are underbanked or unfamiliar with available financial services, including immigrants from Southeast Asia who live in the Sacramento area. Learn about their impact in the community and meet someone who has a decent, affordable place to live thanks to Cabrillo.
In December, after being a customer for eight months, he declared he was ready to open an account.
E-FILE web-based program developed by the Legal Aid Society of Orange County to help people file their taxes at no charge. Kramer, Executive Vice President for Regulatory Programs at Wolters Kluwer Financial Services. Kramer, Executive VP for Regulatory Programs at Wolters Kluwer Financial Services (sixth from right).
A Citi Foundation grant supports FRCs free volunteer income tax assistance (VITA) program, which helps low-and moderate-income (LMI) individuals and families claim the Earned Income Tax Credit (EITC), enabling them to save up to $360 by avoiding costly commercial tax services. Citi employees will donate their time through the entire tax season, providing onsite banking services at VITA sites in the Bay Area including at the FRC to help low-income families.
Citi also has supported FRC's offering of Money$mart, a 10-module financial education program created by the FDIC, as well as financial counseling and coaching. Through its Money Savvy Youth program, which is supported by Citi, EBALDC teaches financial education to fourth and fifth graders in the Oakland public school district. With Citi's help, EBALDC was able to expand its Money Savvy Youth Program in 2011 to serve 20 out of 60 public schools in Oakland, reaching 750 students a€” almost double the number from the year before. Minority-owned businesses are extremely effective at driving economic growth and and the 'Bridges' program will create more than 200 jobs by the end of 2012.
The Center offers a ten-week series of small business seminars, taught by Citi volunteers, on entrepreneurial skills including developing a business plan, strategic marketing, product presentation, food-handling requirements, licenses and certification requirements.
To date, 107 businesses have utilized Chef Center's community kitchen and their business training programs. He married Miss Anna Eliza Godbold, daughter of Asa Godbold, Sr who lived about two miles north of the town of Marion.
Bethea, another son of Edwin Allison Bethea, married a Miss McNeil and resides in Dillon, South Carolina.
Bethea, son of William Bethea and Mary Shackleford wife, married Sarah Ann DeBerry of Marlborough. Bethea, son of William Henry Bethea, by his second marriage, married a Miss Jennerett of Georgetown South Carolina. Bethea, second son of James Bethea, married Miss Sallie Manning, daughter of Woodward Manning. Bethea, son of James Bethea, married Miss Miranza Rogers, daughter of Timothy Rogers, and moved to the State of Mississippi.
Bethea, son of James Bethea, married the first time Mary Rogers, daughter of Timothy Rogers.
Bethea Jr., married the first time a Miss Spinx of Georgia, and had three sons and one daughter Floy. Most of the well-to-do citizens generally were subscribers to some daily newspaper which contained the principal war news. What education I have, I received mainly at Hofwyl Academy and Wofford College, after which I taught school for several years.
She was a daughter of Thomas Harlee, who lived at Harleesville, from whom it took it's name. Bethea, the second son of Parker Bethea, married a Miss Woolvin of Duplin County, North Carolina. Attention is called to the fact that information contained in these pages has not been brought up to date since 1916, except in the case of the writer's immediate family. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. The growth of predatory lending practices has made it more difficult for low-income families to move along the path. Individual Development Accounts (IDAs) significantly expand the likelihood of success at this stage by providing both a savings match and financial education. New in 2003, a short-term loan for those who used our free income tax preparation services and wanted quick access to their tax refund. Computerized translations are only an attempted approximation of the websitea€™s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. With a dramatically growing demand for sustainable and certified products (fair trade, organic, etc.), multinationals such as Nestle are developing shared value approaches to their sourcing and supply chain to ensure a higher quality and quantity with greater consistency.
CurrenC SF empowers San Francisco's businesses and workers by helping them adopt modern, innovative payroll solutions.
In addition, the San Francisco Office of Financial Empowerment has worked with payroll companies, payroll card providers, banks, and other financial institutions to develop a list of healthy alternatives for businesses to consider when moving to direct deposit.
Citi volunteers will participate as financial education teachers, tax preparation guides and mentors for the students. Since its inception, the Financial Literacy and Asset Development Program has helped hundreds of individuals to understand the financial services available to them and to acquire the knowledge needed to build assets. He had heard the tellers talk about the accounts for months, but needed time to build his trust.
Since 2004, more than 14,000 filers have taken advantage of this program, resulting in the return of more than $21 million in federal refunds, including $12 million through the EITC. In addition, Citi has provided Individual Development Accounts (IDAs), which are matched saving accounts, through FRC. As an added benefit, the participating small businesses will renovate foreclosed properties and increase the supply of affordable housing. Bethea, son of Levi Bethea, married a Miss Campbell, daughter of Edward Campbell, on East side of Little Pee Dee River near Kentyre Church. He first moved to North Carolina; then after a few years he went to Alabama, where he now lives.
Bethea, married a Miss Manning, a daughter of Houston Manning of the Little Rock community. He located in the town of Dillon, South Carolina, first as a Railroad agent and Telegraph Operator, when Dillon was a mere Station.
Bethea, Sr., by his second wife, Elizabeth Bass, married Nannie Bethea, daughter of Evander R. Bethea, entered the Confederate Army at the beginning of the struggle and served through the whole War.
He married the second time, Jessie Crawford, and has two children living, Philip and Catherine. He is a Physician by profession and holds a Chair in the Tulane University at New Orleans, La. In January 1880, I came to Marion Courthouse and became County Auditor and Clerk of Board of County Commissioners,which office I held for ten years.
One of our goals is to help members avoid the high rates and endless refinancing of predatory lenders.
The goal of this initiative is to achieve a fully electronic, paperless payday, helping to bring thousands of San Francisco households into the financial mainstream and reducing reliance on high-cost check cashing services.
Motivated by a desire to build his savings so that he could return home to visit his family, he decided that a 'My Piggy Bank' account would work well for him.
Households that earned less than $49,000 in 2010 are eligible for free tax preparation at VITA sites. This unique public-private collaboration, designed and supported by Citi Community Development, provides a blueprint for other local governments to put minority-owned small businesses at the center of neighborhood revitalization.
After the courses, many of the students took the next steps in starting food service enterprises, and many have continued to use Chef's Center's kitchen services. He settled on the West side of Little Reedy Creek, between Catfish Church and Cross Roads at John C. Bethea, married the first time Miss Mary Bethea, a daughter of Tristram Bethea of Floral College community in North Carolina.
He married the second time a sister of his first wife, Mary Ann, who at the time of her marriage was a widow Thomas.
After his graduation he taught school a while; then went into the insurance business which he is now following.
He is a man of eminent man in his profession and has written a book on Pharmacy that has been adopted by the chief medical institutions in the United States. The post office at Reedy Creek was kept by Squire Sam Bethea and on mail days, there was always a throng of the gentry of the neighborhood to get their mail and learn what was happening at the front. After the War he became personal Secretary to the American Minister to Rumania, Bulgaria and Sorbia and lived for some time in Bucharest, Rumania. Much of our lending at this stage is consumer lending: cars, personal loans, VISA cards and lines of credit. His second wife was Sarah Ann Davis of lower Marion, in the neighborhood of Port's Ferry on Great Pee Dee River.
Philip Bethea first settled on the Mars Bluff and Little Rock road near the Catfish crossing. By good management and the excellent assistance of his wife, he accumulated a large property in lands and Negroes. He has several children all boys, namely, Curtis, Eugene, Edward, Theodore, and Oscar (1916). He like the others possesses great ability and in all probability will rise high in his profession. Eugene is at present attending the University of South Carolina in Columbia, South Carolina.
She was extremely kind and hospitable, a good neighbor and much liked by all in the community.
He was educated for a lawyer, having received his degree from the Lebanon Law School of Tennessee. I have tried to be a law-abiding citizen and I believe I have made this endeavor a success. The winner admitted that Eugene was the best in the class and was entitled to the first place. Parker Bethea settled and lived from the time of his marriage to his death at the Cross Roads on Catfish Bay quite near the Marlborough Line where the Causeway and the Bennettsville and the Marion roads crossed.
In recent years old Marion District, or County, was cut up, the west side of Great Pee Dee River going to make Florence County; and later still the upper part was made into Dillon County. His daughters were Sarah, Margaret, Harriett, Flora J., Louisa, Lucinda, Charlotte, and Cattie.
He settled in what was called the Free State near Centerville School house on Little Reedy Creek. He married the second time Miss Kate Jones of Nichols, South Carolina, daughter of Thomas Jones.
His present work (1916) is the Little Rock, South Carolina station with Dothan Church thrown in.
He had talents as an orator but his religion was rather sensational and showed a tendency towards fanaticism. Her father was a Presbyterian minister of the old school and consequently she fully endorses the tenets of that Church, living accordingly. Gabriella A, the mother of Florence A., was a daughter of Lewis Strobel, whose wife was Sarah Owens, whose mother was Pattie Bethea, daughter of John Bethea 3rd. He casually mentioned that he had thought about buying a house one day but knew it would be difficult since he did not have any credit history. Tristram Bethea, the other son, at the same time settled on the Cape Fear River in North Carolina, not far from Fayetteville.


John Bethea 3rd., was a soldier and a patriot during the Revolution and assisted in establishing the Independence of the United States of America.
Owens and moved to Charleston County, (now Berkely County) and settled near the present village of St. In his day and time the Methodists as a religious Society were more emotional in their worship, were stricter in their discipline, and on the whole were very different from what they are today. Her husband was brought up a Methodist, but in his younger days was not at all religious, nor inclined to be.
The teller described our 'My Fresh Start' loan, a product she was very familiar with since she had recently completed her own loan. She mentioned the benefits of the loan: in addition to building credit history it is structured so the member amasses $500 in savings when the loan is paid off.
He volunteered early in the Civil War and served throughout the duration of the war in Capt. Thomas in his History of Marlborough County tells all about the McLeod family so I will not repeat it here, also Mr.
He was for some time Clerk of Court and afterwards became assistant Postmaster in that city. In writing this genealogy our object will be as early as we can, to at least record whom the females married. He settled on the East side of Buck Swamp, opposite to the town of Latta, South Carolina, and his homestead fell to his son George J. He took great interest in public affairs and filled at times some civil Offices satisfactorily.
It took some time for her religious teachings and Christian example to seep into his character, there, to find lodgement and become permanently fixed, but it finally did it's work and he is now a member of her church, and a very useful one. With such a gathering, there was always some fun going on either in the telling of jokes on one another, or playing some prank.
In the span of 12 months, Jose went from being a repeat check-cashing client to an account-holder with a 'My Piggy Bank' account and, now, a borrower. He took a large interest in public affairs, kept up with the current events, and looked after the States' interest. The writer is her son, and knows that what is said by two above-mentioned writer's as to her virtues is no exaggeration. The Schoolmaster of the community, one day, made a geographical assertion in the presence of the old Captain, which was incorrect. As a Doctor of Medicine he was exempt from military service, but he got into it in this way: during the War between the States, a great many men living on or near Maple Swamp in what is now Dillon County, refused to enlist for military service. She was undoubtedly the best of women and nothing that I could say in praise of her various virtues would be in the least an exaggeration. Lucretia first married Aaron Neckins, brother of Enoch, had no children, She married a second time, Wesley Stackhouse. He greatly enjoyed theological discussions particularly if the contestants were Methodists and Baptists.
These, together with a number of deserters from the regular army, banded together and lived in the Swamps and other out-of-the-way places in lower Marlborough. Eloise has a position with the Raleigh & Charleston Railroad, a branch of the Seaboard Air Line, as Auditor. A daughter was born to them named Florence Amanda who married Philip Yancey Bethea in City of Charleston, South Carolina, Nov.
He was an ardent Methodist and took great interest in the affairs of the Church, although he did not exactly live in strict accordance with the rules.
At night, and some time during the day, they would make raids on the homes of the well-to-do citizens and would carry off provisions of various kinds, stock and raise the devil in general. Clair, a school- teacher, who taught at Hofwyl School, just after the War between the States. Its politics was strictly abolitional, and consequently was one of the main organs of the Republican party, black Republicans they were called.
Everyone loved her; the poor especially were loud in their praises of good deeds done by her. His Chief Lieutenant in Church work, and is remembered by a great many now living, was David Ellen. Strange to say, several of his children joined the Baptist Church, withdrawing from the Methodist Church. After her husband died she returned to South Carolina and lived with her father for a while. She was a Methodist of the old school and literally conformed to the discipline of the Church.
The teacher afterward had great respect for the Captain's geographical knowledge and was very cautious not to get into another hole.
Their acts became so outrageous that the old men and boys mustered into companies to run them down. She is regarded as an expert in her line and seems to be well thought of at headquarters in Norfolk, Virginia. He would often be called on to pray during church services, especially at revival meetings. His sons are William Thaddeus, Samuel Stoll, David Ashby, Swinton Legare, and Andrew Pearch.
He is the oldest man that has ever been known in the Bethea family according to records and traditions. Bethea and the writer were his best men at the wedding being mere lads, we led the bride and groom into the parlour, where the ceremony was performed. The writer of this brief sketch is her husband and he ought to know her more thoroughly than any one else. Her parents are very proud of her, not only on account of her advancement in railway matters, rising to an official position, but for her unselfish devotion to her parents and family. In these prayers he would use high- sounding words, coining the most of them to suit his fancy, and using some not at all appropriate to the sentiment. He is not writing this for publication but for the benefit of his immediate family, therefore, he will be free and candid in speaking of his wife.
On these occasions he would become very personal, using the names of such persons in the neighborhood as specially needed prayer. The Home Guard was organized mainly as a protection against the deserters, who robbed and pillaged in the upper part of the county now Dillon. Through the bad management on the part of our leaders, the deserters being apprised of the attack were prepared when our men closed in on them. My father in his early married life was not at all religiously inclined and did not take any part, not even by his presence in the family devotions, but I suppose her good Christian character and her consistent life had it's good influence and after some years standing aloof, he finally yielded to her good influence and became her partner in religious worship. If there is anything that can be said to the credit of her husband, it is due to her good influence. Edith Johnson, the second daughter, married Walter Benton McCall and lives in the town of Marion, South Carolina.
They settled on West side of Big Reedy Creek, near the home of old man James Bethea on the Little Rock and Mars Bluff Road.
He drifted into the community just after the surrender and was employed by the trustees of Hofwyl to take charge of the the school. In order to do this several of the crowd conspired together secretly to discuss what to do. The result of their deliberations was to get the schoolmaster, who at that time was Harris Covington, well known now by a great many as a man of brilliant intellect and superior talents, to write an article for Brownlow's paper for publication, which would stop Old Man John R. Her mother was a most superior woman, and her daughter shows the training of an exceptional mother. What he did not know he pretended to know and on this account he was constant by getting into difficulties.
Their son graduated this year from Presbyterian College at Clinton, South Carolina, with high honors and is Assistant to the Commandant and Professor of Mathematics at Nassanutten Academy, Woodstock, Virginia.
During the War between the States he was the agent of the Confederate Government to collect the Tax in Kind.
In a short time, Covington prepared an article, which was approved by the conspirators and sent to Brownlow. Bethea settled on Catfish, about two miles northwest of his father on the road leading from Berry's Cross Roads to Catfish Church. The last years of his life he devoted to gathering materials for a History of Marion County. Florence Strobel Bethea (1930) is a graduate of Winthrop College of Rockhill, South Carolina, and a Post-Graduate of Pratt Institute of Brooklyn, New York. He died just at the close of the War between the States and she returned to South Carolina to her father.
He was a gifted conversationalist and told a great many reminiscences, in which he was chief actor, or hero. It is quite a large volume and contains valuable information about the first settlements, the formation of the county, and genealogies of most of the families in old Marion County, east of the Great Pee Dee River.
He said his native state was Kentucky, but this is very doubtful for he really lacked common geographical knowledge of that commonwealth, such as rivers, mountains, etc.
The book has a large circulation in every part of the County and is regarded as good authority for the events recorded.
It was of considerable length and written in a style that no one but Covington could produce. He had the manners of a Chesterfield and there is no question about his knowledge of polite Society. The conspirators were on the alert for the expected mail and on that day were on hand at the post office to watch old man John R., get his mail. The mail was distributed as usual and they easily perceived that the Brownlow paper was handed to him. He hated meanness and if anyone was unkind he had the backbone to tell him what he thought of them.
He has served several terms in the Legislature and has a son, who is now (1916) serving his second term.
Sellers is a well educated man and an great reader; consequently he is entertaining in conversation, and his company is enjoyable. Another time the deserters met old man Maleolin Clark on the public road near Buck Swamp Bridge and killed him. The conspirators were silently watching for they knew that it would not be long before the old man would explode. He would get on an occasional drunk, was a great gambler at times and, one time, even joined the Radical party and chummed with the Negroes.
Many people in Dillon County on account of their money tried to make them respectable by their attentions, but very few of the self- respecting citizens recognized them.
These men ought to be handed down in the annals of our country as unworthy of recognition by good citizens. The exhibitions there were grand occasions and he possessed the knack of showing off what his school was doing, which impressed the patrons in a high degree. He pretended to teach Greek but his knowledge of this language did not extend far beyond the alphabet.
Some fled the State and went West; others appealed to the garrisons which began to arrive in the different towns. They represented to the officers of the garrisons that certain parties were going to hang, or shoot them, because they were Union men and opposed to the War. The names of the good citizens, who had been the most active against them, were handed to the officers of the garrisons and they proceeded to make arrests. My father would hardly ever refuse to let me go for he knew we would bring back fish, and he certainly loved to eat them. Covington was at the School house and missed it all, but they soon sent for him and told what had happened. Bethea, Knox Clark, Phil Meekins and a number of others kept out of the way to avoid arrest. In politics he was always on the right side and he was generally posted on the issues of the day.
Bethea, finally decided that it would be more satisfactory and safer to leave, so he and his family moved to Mississippi. Bethea had a sister who married a Colonel Bridges, who in the late fifties moved to Tennessee. Arthur Jackson, became afraid to continue in this country, notwithstanding Peace was made and the garrisons were here, so he went West.
His family saw the obituary in Brownlow's paper and thinking the Bethea family were Black Republicans, they united with that party and fought on Union side in civil war.
This was not because he could not write, for he wrote a fair hand but because he did not wish to bother with it. She was the favorite of her father, and nothing was spared by him to make her an accomplished woman for that day and time. She has two daughters, Mary Belle the older married Charlie Bethea, son of William Ellis Bethea.



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