Compared to earlier traditional banking system, new products were introduced for the convenience of the customers.
Changing incomes, demographics and technologies are empowering customers to demand transparency from the banks. Mobile banking is a latest tool to perform balance cheques, account transactions, payments and credit applications by using mobile phones. You can access your account balance, funds transfers, bill payments, stop payments and loan applications.

Changing technology not only given the customers greater accessibility to various services and it has also given chance to various frauds. Responding to those kinds of mails or clicking on the links appearing in those mails may lead to get into those frauds. These frauds are more in misuse of savings bank account, credit and debit card and internet banking user ID and passwords. The technological innovations in the services offered to the customers made Indian banks to compete with the global banks.

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