After the launch of Android Pay, Google decided to turn Google Wallet into a peer-to-peer payment service that connects with your debit or bank account and allows you to send cash to anyone in the US. Sending money to someone this way means that they don’t need to give out their email details or even have Google Wallet installed on their smartphone.
Apple is also said to be looking at the possibility of creating a peer-to-peer mobile payments service that will somehow be integrated into iMessage, the company’s propriety messaging service. The new Wallet app with SMS money transfers is now available - you can get it at the APK Mirror link below. In an upcoming update to the Google Wallet app for Android, Google will let you send money to anyone in your contacts list with a valid phone number. The new feature works by sending a secure link over SMS to the contact you select, which leads to a web page where your contact can enter their debit card details to claim the money. The new version of the Wallet app with this feature will be available in the coming days, and the Play Store listing for Wallet does show it was updated yesterday, but we've yet to get the APK for the new version. The recipient must have and sign into a Google account to claim the money, which will then be placed in their Wallet balance. The recipient can then enter their debit card info on the spot to do a transfer or, if they have Wallet set up, put it directly into their linked bank account or debit card already associated with the account.
So, all speculation about not needing a Google account is unfortunately bunk, but it's still convenient if you're sending to someone who probably has a Google account but don't have that someone's email address.
The post update nixed your use case but only dumb drug dealers would have used that service anyway even without a Google account requirement. If it helps, Google has some of, if not the best, Security engineers on the planet, so it is likely your Google Wallet is safer than any other method they can use even banks.

I think that Edward Snowden taught drug dealers and terrorist that it's best not to do business online but to use cash.
But what's if the SMS says it's your lost cousin who got access to a bank account of a guy that was the friend of his dads uncle who died in war and has 17.000.000 USD on his account and now that cousin wants you to legally deposit it and you get 50% and - isn't that totally legit?
The bigger question for me is, is the recipient required to have a Google Payments Account set up. If like me, you’re a frequent Google+ user, you will be pleased to hear that Google has updated its iOS app with a number of new features and enhancements.
Other noteworthy additions include a revamped profile design, a new notifications tray, and the ability to re-share posts to communities. The introduction of image editing capabilities in the app follows Google’s acquisition of Nik Software, the developers behind the popular iOS camera app Snapseed, back in September 2012.
In its current iteration, #GoogleWallet users are only able to send money to each other if both parties have an account set up. This will change the way people use Wallet online and significantly boost sending of money to non-Google Wallet contacts. But now, Google is removing the limitation that required anyone who receives money to have an email address - the latest update makes it possible to send funds to a person using just their phone number.
Recipients receive a text message with a secure link, which they can access at their convenience. The app has had a number of other updates in recent weeks, including improved contact suggestions (letting you see the people you send money to most often first), a security feature that locks the app with one tap, and the ability to add a second bank account. The new feature was announced on Google's Commerce Blog, and for now is US-only, which we have since confirmed with Google.

I'm in the position where they want to send me money though but they only use Square Cash, Venmo and Chase Pay.
The most notable new feature sees the introduction of image editing capabilities, which include the ability to crop, rotate, and apply filters to your photos before you post them. But thanks to a new update, Google has now lifted this restriction, allowing users to send money to practically anybody as long as they have a phone number.
By navigating to this link, the users will find a form where they can fill out their bank details for the money to be credited into their account.
Perhaps this way, Google hopes to convert some of them into full time users to simplify the process of receiving and transferring money.
I'm going to have to download what they use as none of them are familiar with Google Wallet, despite my suggestions.
If someone hacks Wallet, they can only get the amount that you loaded on the card, not the entire contents of your bank account.And Wallet gets you a physical debit card to use at the point of sale.
If the receiving person has a number26 account they get the payment instantly, otherwise they get a link where they can enter there iban.
Most people I know have a standard Google account (no payments set up) so if that's all that's required, its great! Google claims that the whole process takes just minutes and can be done seamlessly on mobile.

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