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For the past year, I have written a series of articles at FYI to help people prepare for retirement and make retirement the best years.
My colleagues Rein Selles and Tricia French and I have been teaching retirement workshops for the past 20 years and this book provides our collective knowledge to help Canadians plan for a successful retirement. As I leave you with a few final words on retirement planning, I hope you take some time out of your busy days, weeks and life to plan for your future because your future is important. If you truly want retirement to be the best years of your life, what’s it going to take? Retirement planning is simply the harmonization of two critical issues: money issues and lifestyle issues.
If you think of these two critical issues (money and lifestyle) as circles, retirement planning will be more successful when these circles intersect.


I’ve come to the belief that you may not need the millions and millions of dollars that the financial industry suggests you need to retire happy. Jim Yih is a financial writer whose latest book is 10 Things I Wish Someone told Me About Retirement. These articles were all adapted from my book, 10 Things I Wish Someone Told Me About Retirement.
Sometimes retirement planning is too focused on the money with very little thought given to lifestyle issues. Just remember, planning is simply looking into the future to make our future more predictable. At the root of my belief, although I think money is important and I spend a lot of time teaching people about money, I believe both retirement and life are about a lot more than just money.


Ironically, as important as money is, I am convinced that the secret to a truly successful retirement lies in being happy and content with your life. In my experience, these people are successful because they have strong social relationships, meaningful activities and reasonable health and have their financial affairs in order. Many of those things are not necessarily sexy like jet-setting around the world from one exotic hotspot to another.



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