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26.07.2015
One thing everyone hates is being charged for things that they shouldn’t have to pay for.
Premium rate numbers are an extension of this frustration, not only charging you for making a call in the first place, but also putting on a wallet damaging minute by minute price throughout.
Premium rate numbers are telephone numbers that charge an extra cost to dial from any kind of telephone – mobile or landline. They’ve also built a bad reputation for illegal activity, which can have criminals either steal or hack a phone and then have it dial a premium rate number.
Over recent years premium rate numbers in the UK have been dropping in their use, thanks in part to a more knowledgeable general public, but also because of continued clamp downs on these kinds of numbers. The most common uses for premium rate numbers in the UK include adult services, gambling, competitions, quizzes and directory enquiries. Some UK based companies opt to use 03, 0300 or 0345 numbers instead of paying through the teeth to get their hands on more well-known 0800 numbers. Mobile phone users can pay up to 45p per minute on pay as you go, whilst landline phones can be charged up to 12p per minute. 07 numbers are the standard offering for UK mobile phones, and aren’t considered premium rate numbers. Like location based numbers, these are inclusive in pay monthly minutes packages, so no need to worry if you want to dial one on a contract phone or on a deal for your landline. The majority of these numbers are used legally, however due to their nature of being connected over VoIP (internet based), they mask the number you could be dialling.
Typically, fraudsters will give you a missed call or leave message getting you to call them back via one of these numbers, and can run up bills in excess of £100. 0800 and 0808 numbers are now completely free of charge to dial from any handset, landline or mobile.
The calls used to cost up to 40p per minute from a mobile phone, but are now completely free. Access charges are chosen by your mobile network or telephone provider, so you’ll need to check with them to confirm the individual price per minute. These aren’t considered as premium rate numbers, although they can be costly to dial in for long periods of time, depending on your network. Like 084 numbers, 087 numbers are business rates, managed by a company called PhonePayPlus, and are separated into access and service charges.
Landlines can pay up to 24p per minute for calling a 087 number, whilst mobiles can be charged up to 57p per minute. 09 numbers are the real premium rate numbers you need to look out for, especially if you’re dialling in from a mobile phone.
If you want to ensure that you’re safe from dialling these numbers, you can bar them for your mobile or landline. These are some of the most expensive numbers you’ll find in the UK, and by spending extended periods of time on these numbers could end up having to pay for a very hefty bill. 118 numbers are more well-known as directory enquiry numbers, but are also worth avoiding if at all possible due to their high costs. Like 09 numbers, you can speak to your provider to ensure that you can’t dial these numbers from your handset.
You should consider 118 numbers as premium rate lines, as they can stack up to huge monthly bills if you aren’t careful. 101 is the Police non-emergency number in use in England, Wales, Scotland and Northern Ireland, and should be used when reporting a crime which doesn’t require an emergency response.


You can also call 101 to assist an ongoing investigation with information or for general police enquiries. Calls to 111 and 112 are completely free on both mobile phones and landlines, where you’ll be connected to a highly trained advisor. In some countries, dialling 112 will connect you to the national emergency services, for example if you are in the US and dial 112, you will be connected to the US emergency services number 911 for no charge. 999 is the UK’s emergency services number, and should only be used in emergency situations where a life is in danger, a structure is on fire, a crime is currently being committed or in other extreme circumstances.
Hoax calls are treated seriously by the Police, any calls that are abandoned (with or without previous communication) are checked by the Police, with action taken against intentional hoaxers or if an emergency is perceived through the abandonment of the call. For more details about the numbers you can dial and the costs you could incur, you can head to the Ofcom website. We’re not talking the odd couple of pence either, with some premium rate numbers costing you a good amount after a just a fleeting chat. They often vary in their price and can result in high monthly bills if dialled too frequently or for long periods of time.
This can then cost the victim thousands of pounds often before they even realise what’s happening. However, you should always be aware of any number you are dialling, especially through your mobile phone - as premium rate phone numbers can still cost you a lot more than expected. These numbers aren’t premium rate, but will cost up to 45p per minute if you are on a pay as you go tariff. However, unlike 0800 numbers, they carry a small charge for mobile phone and landline users. Pay monthly mobile tariffs will have these numbers included in their minutes allowance, so will be free of charge unless you pass your tariff limit.
Every SIM card from the UK has an 07 number attached to it, and can cost up to 45p per minute from pay as you go mobile phones, or 32p per minute from a landline.
This means that you could be dialling a premium rate number without knowing it by connecting through these digits.
These numbers are listed as business rate, with service charges varying from 0p-7p per minute. However, the maximum you’ll pay from a mobile phone is 51p per minute, whilst landlines will pay up to 18p per minute.
These charges are defined in the same way as on 084 numbers, but are slightly more expensive.
Like business rate numbers, they come with a service and access charge, both of which can prove very expensive.
You need to check with your individual provider for your access charge for dialling these numbers. Typical services that use these numbers include adult lines, TV competitions, chat lines, horoscope lines and more. This can often prove to be a preferred option for many, with other sources of information proving much more cost-effective. Calls cost a total of 15p on both mobile phones and landlines, with none of the money going to the UK government (it goes to the network provider for connecting the call). 112 is the common emergency phone number you can dial in many countries for emergency assistance. From there, they will connect you to the relevant services or help assist you in any way possible.


We’re here to offer you all the information you could ever want about the charges you could face by dialling these digits. A  Due to the format of the B of A email, and the copious amounts of "filler" statements they use; the series is a bit difficult to follow. A  I usually write correspondence to fit the lowest common denominator, but how low can one go?A  Although I'm willing to bet that if I reverted to primal grunts, and what could be considered a primitive, yet well understood gesture even in our modern world; that someone on the other side of the Banking Center counter might have their mind bulb flash, if only momentarily. I have a few of my portion of the email, as I cut and pasted it into my regular email service; don't know how they lost theirs. They relate to the Merlin Teller, and how a fully paid balance of mine is being carried on their books as an outstanding balance on their system for months after I paid the account in full, probably sometime in October of 2007. I was repeatedlyA  told this same information by various B of AA  staff that I spoke with in person, numerous times, in various locations, but I did not record the conversations and wish that I had.
When first asked how and why they would do that; as it didn't sound logical or legal to me, I was informed by more than one staff person at more than one branch that it was expected to be carried for 16 to 19 Additional months!A  That is some kind of accounting system.
A  That didn't sound accurate, as I was able to access the information on both the old 3732 account AND the new account until approximately January of 2008, and the phone rep I spoke who made arrangements for a balance transfer from another VISA Account I have at another bank for me on either April 3 or 4, 2008, said he would have copies of those 3732 statements mailed to me that day, at no charge to me.A  (I have received an envelope at my P.
Box from B of A; I'll expect the contents are the account statements, but won't know for certain until they are forwarded to me.
A  Bank of America?A  I'm almost on their side for this particular incident; as I know that avoiding lawsuits and payouts is high on their priority list. Unless some staffer slipped up, yapped out my private account activity, and didn't take time to note it in my file.
Please do your employer a favor, and provide me with the written documentation that I have repeatedly requested.A  Thanks for your cooperation. Stockton: Please forward this email to someone up the ladder who can provide WRITTEN confirmation and information on who requested, and was provided, information on my Visa Card ending in 3732, activity in July or August of 2007.
Rose, Good afternoon and thank you for contacting Bank of America in regards to account documentation. For B of A to be carrying its customers former credits and debits on their books for 16 plus months would be an accounting nightmare, in addition to being out of compliance with several Federal Banking Regulations. Please adjust all records statingA A  any balance due on my past and present Visa accounts to reflect the current credit balance only.A  Also, please update day ph. A  But do note that when I asked him a specific question about them, he couldn't answer it. A  And he didn't volunteer any details on the account maintenance that he appeared to have access to.A A  A A  This message is not flagged. A Can you please provide me with your 16 digit credit card number so I can review your account? Gordon: The minimum payment is 1% of your balance and any finance charges and applicable fees. The system will not allow the rate to change until the cycle closes and a new cycle starts.



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