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14.04.2014
You can search by company name and free information includes name, registration date and status. The amount of information available can be quite detailed depending in the legal form of the company but most is in Czech. Danish Commerce and Companies Agency (DCCA)a€?This is the official registry for Danish Businesses. Includes name of a business, trading names, company form, address, contact information, principal line of business.
It also provides information on termination, interruption of trade, bankruptcy, liquidation or reorganisation proceedings. There is also a centralised online point of access for company information through the Unternehmensregister. The Registry also includes the Bailiwick of Guernsey Intellectual Property Office which administers Trade Mark and Design registrations and activities, and provides information on the Intellectual Property Laws enacted in the Bailiwick. Click on 'Mehet' and type the letters and numbers displayed on the right hand side of the screen into the box provided.
The Companies Registry - Isle of Man Government DEDa€?a€?As well as the regulation of Manx companies, the Isle of Man Companies Registry is now also responsible for the administration of legislation relating to foreign companies, limited liability companies, business names, limited partnerships and societies incorporated under the Industrial and Building Societies Acts. There is a searchable directory and free information includes name, registered number, status, entity type (IOM company, business name, foreign company etc.), name type (current, previous), address and date of registration. Company information can be obtained from Infocamere and via the European Business Register (EBR).
Free information, (in Norwegian) includes registered number, name, address, telephone, fax, email address, legal form, activity and directors. A free service enabling you to search for companies by KRS number (official company register number) or by name. Creditinfo Romaniaa€?Information on over 600,000 Romanian companies, including shareholders, company address, telephone, company activities, financials, registration number. Contains information business names of corporate bodies (corporations, corporations with unlimited partners, limited liability companies, co-operatives, non-profit associations and foundations) and public-law corporations registered in the Commercial Register. Some cantons provide the full record free of charge however others charge for more than the most basic of details.
This site also gives free access to Companies Name and Address Index and the Disqualified Directors database. Information includes company name, registry number, name status, company type, date of incorporation. The information is then emailed to you (usually within 24 hours) Company status, registration number and date of incorporation are provided free.
Free information includes name, address, status, legal form, date of incorporation and directors.
There are no facilities for carrying out direct online searches for companies registered in the BVI but information can be be obtained from the Registry of Corporate Affairs by filling in the relevant form - fee charged. There is no searchable database but contact details for the Registrar of Companies are provided. The General Registry Cayman Islands enables you to order birth, marriage and death certificates and now has a company search option. Incorporation is the responsibility of the State governments and detailed requirements vary according to State law. Corporations whose shares are to be traded publicly have to register with the Securities and Exchange Commission and file their documents electronically with the SEC. If you are looking for information on non publicly traded companies, you will have to know where it is incorporated. Provides free access to public information maintained by the Secretary of State's office in electronic format. Alaska Division of Occupational Licensing a€?Free searchable database providing name, registered number, legal forma, status, date of creation, agent name and address, names and address of directors, officers, members and managers.
Information available includes name of corporation, filing number, type, status, address, agent and officers names. Free searchable database providing name, ID number, agent name and address, status, form, formation date and filed documents as PDFs. You can also view 'events' and 'name history' as well as documents such as annual reports as TIFF files. You can also view documents such as articles of incorporation and biennial reports as TIFF files.
Basic business entity information including name, status, location, agent, file number, SOS (Secretary of State) registration date, and taxpayer ID.A  You can search by file number, tax ID or entity name. The information available includes name, entity ID number, status, agent and officers names. An electronic network and portal site enabling users to access and retrieve information directly from the European Business Register national corporate registers and other unaffiliated national companies registers. Companies have to be entered into the commercial register kept with the relevant district court, where they can be viewed by the public.
Maintained by the Croatian Chamber of Commerce Biznet, this site provides access to the Register of Business Entities. Danish Commerce and Companies Agency (DCCA)This is the official registry for Danish Businesses. The joint portal of the federal states for Internet register information provides a standard interface to the registers of the federal states.
The company directory can be searched free of charge and provides name, registered number, address, status, date registered, last and next annual return date, and last accounts date.
The Companies Registry - Isle of Man Government DEDAs well as the regulation of Manx companies, the Isle of Man Companies Registry is now also responsible for the administration of legislation relating to foreign companies, limited liability companies, business names, limited partnerships and societies incorporated under the Industrial and Building Societies Acts.
The Italian Chambers of Commerce, which operates the national system linking Italy's Chambers of Commerce. This area of the Jersey Financial Services Commission provides access to information in the Companies Registry. Provides information about all enterprises, public organisations and foreign company agencies registered within the territory of Latvia including their managers, shareholders fixed capital and annual accounts. Creditinfo RomaniaInformation on over 600,000 Romanian companies, including shareholders, company address, telephone, company activities, financials, registration number. Information includes Company Name, registered number, registration date, legal form, business activity, address and a list of deposited documents. In the aftermath of a BrokerCheck study that concluded 1 in 13 advisors have tainted histories, Senator Elizabeth Warren (D-Mass.) is asking the Financial Industry Regulatory Authority to disclose plans for curtailing broker misconduct. In the most recent Eaton Vance Advisor Top-Of-Mind Index study, more than half of advisors surveyed said their concerns over market volatility have increased in the past 12 months.
Brilliance isn’t essential for successful financial professionals and, if anything, can be a characteristic that makes employees hard to manage, says David Rubenstein, founder of private equity advisor The Carlyle Group.


Advisory firms often focus on training their sales reps and ensuring that advertising and web campaigns target appropriate customers. Changes to forms 1099-R and 5498 that require IRA custodians to disclose hard-to-value assets in IRAs could lead to the Internal Revenue Service increasing its enforcement of required minimum distributions.
Present bias, or spending money now rather than saving, and failing to appreciate the power of compounded earnings has cost retirement savers $1.7 trillion. A lawsuit alleging that Edison International improperly favored high-fee funds for its 401(k) plan has been rejected by 9th U.S.
The Security and Exchange Commission’s Investor Advisory Committee wants the regulator to mandate that standard fees be disclosed--in actual dollar amounts--on customer account statements. Morgan Stanley is building a help desk with more than 10 staffers who will answers questions from financial advisors about complying with the new retirement fiduciary rule. Even though markets have been calm recently, the large equity selloff in the second half of 2015 and in the early portion of 2016 illustrates how quickly investor sentiment can sour. Robo-advisor Betterment has raised another $100 million in venture capital and plans to use the funding to build out additional advice products. The registered investment advisor community is quickly growing as clients increasingly prefer working with advisors who comply with the fiduciary standard, says Bill Van Law, president of Raymond James’s Investment Advisors Division. Advisors with the Certified Financial Planner distinction tend to have higher levels of trust among clients and earn, on average, 20% more than other advisors, according to a study funded by the CFP Board of Standards and conducted by the Aite Group. The Securities and Exchange Commission has created the office of Risk and Strategy to focus on examining investment advisors and mutual funds.
Many Americans nearing retirement age are pursuing careers with a charitable or civic service nature, which is creating opportunities for financial planners. The Securities and Exchange Commission’s decision to shift resources from broker exams to advisor exams has been driven by necessity, says Marc Wyatt, director of the examinations office.
Among black working-age households, 62% have no savings in retirement accounts, while only 37% of working-age white households lack such savings, according to a National Institute on Retirement study.
Individuals who are old enough to sneak past the recent termination deadline for using the file and suspend strategy that helps boost Social Security benefits are reportedly being told they are not allowed to use the strategy.
A study of retirement assets during the 2000s has concluded that retirees in the top quintile of wealth have been spending substantially less than their savings allows for.
Funding for the Securities and Exchange Commission and the Futures Trading Commission would be doubled by 2021 under the budget recently proposed by President Obama. President Obama’s proposed budget includes provisions that would increase the number of Americans covered by employer-sponsored retirement plans by expanding the use of multiple employer plans. Bill McNabb, who is the chief of ETF giant The Vanguard Group is warning the industry that the large number of ETFs being launched could create problems for investors. The Department of Labor’s proposed fiduciary standard could create a big increase in orphan accounts, which are accounts that end up being managed by home offices rather than by broker-dealers registered reps, says Paul Sankovich, chief compliance officer at Wells Fargo Advisors Financial Network.
The Financial Industry Regulatory Authority (FINRA) is investigating how robo advisors manage risk, says Dawn Calonge, surveillance director at the organization. Deena Friedman, who skippered the Fidelity Select Retail Fund to an 18.59% return in 2015, has been selected by Bloomberg as the stock picker of the year. Only one out of every five advisor recruits stays in the industry, but firms can take various steps to improve retention.
The Securities and Exchange Commission has fined Everhart Financial Group nearly $240,000 and ordered the advisory firm to appoint a chief compliance officer after the regulator determined that the company was inappropriately recommending funds with 12b-1 fees for retirement plans.
With weakening economic growth in China and other concerns driving market volatility, billionaire investor George Soros says capital markets currently remind him of conditions that existed during the economic crisis of 2008.
For financial advisory firms, implementing customer relationship management technology can be a high stakes and dicey undertaking. Galen Marsh, who as a Morgan Stanley advisor downloaded client data to his home computer without permission, has been sentenced to three years of probation and ordered to pay $600,000 in restitution.
Retirement plan fees are falling as 401(k) participants increasingly embrace low-cost products.
The proposed Department of Labor fiduciary standard could cost the financial industry in excessive of $2.4 billion in lost transaction revenues, which is more than double most estimates, says Morningstar Analyst Stephen Ellis. A small number of stocks including Amazon, General Electric, Alphabet, Microsoft, and Facebook drove market gains in 2015. Having $30,000 in student debt can cut as much as $325,000 from 401(k) balances by the time an individual reaches retirement. Only 64% of advisors responding to a recent Russell Investments Financial Professionals Outlook survey have a positive outlook for capital markets over the next three years.
Online market gurus have been forecasting rapid growth of web surfers connecting to cyberspace with smartphones and tablets and a decrease in the use of desktops and laptops. Smart Beta exchange traded funds captured $3 billion in assets in October and $53.7 billion during the first ten months of this year, according to London-based research firm ETFGI. Despite occasional articles about advisors stealing from clients, only 2% of individual advisors have reported criminal charges such as felony convictions or investment related misdemeanors, according to an analysis of industry data by Big Crunch. Morgan Stanley advisors who land clients that need cash management services next year can receive bonuses up to $50,000.
Susan Elizabeth Walker, 51, of Plymouth, Minnesota, has been sentenced to more than seven years in the slammer after being found guilty of stealing $1.1 million from at least 24 clients.
The Securities and Exchange Commission has issued a warning regarding outsourced compliance programs based on deficiencies that it has uncovered during examinations. Providing low-cost tax return preparation to generate financial planning prospects is just one of a variety of successful strategies.
During the past year, daily equity market declines and gains exceeding 1% have been common, with investor sentiment quickly changing based on the prevailing outlook for the Federal Reserve’s monetary policy. File and suspend, which allows one member of a couple to receive a spousal benefit from Social Security while both spouses’ benefits continue to accrue, would be terminated under the budget bill that was recently passed by the House of Representatives.
Mounting levels of student debt and declining home ownership among younger people means that many recent college grads will have to work to age 75 before retiring. The Certified Financial Planner Board of Standards should be raising the requirements to become a certified financial planning.
Periodically adjusting asset allocations based on expected returns of different asset classes can generate better returns than traditional target date funds, according to back testing completed by Grantham, May, van Otterloo. Boston-based startup firm Gradifi has launched the Student Loan Paydown Plan, which allows business to make payments toward their employees’ student debt.
Impact investors, or those investors seeking to invest in a socially responsible manner, don’t have to sacrifice returns to stay true to their calling, according to a new Wharton School study. In the next five years, private wealth is estimated to grow from approximately $14 trillion to $22 trillion.
Traditional advisors can compete with robo-advisors by being prepared to answer tough questions about fees, understanding what services clients value, expanding their referral networks, and clearly articulating the range of services they provide. Advisors should ensure that female clients can find financial planning documents, such as life insurance policies in the event that they outlive their husbands.


Advisors need to address frequently overlooked aspects of their digital branding to ensure that their reputation and marketing are assets rather than liabilities.
The Department of Labor is moving forward with a rule change intended to help states start retirement plans without running afoul of regulations included in the Employee Retirement Income and Security Act. Financial services firms are awaiting a list of products that the Department of Labor may restrict from being used in IRAs as part of its fiduciary standard rule. Investors younger than 40 ramped up stock purchases on August 24 when the market tanked 1,000 points at the open, according to Robinhood, which is a stock trading app that is frequently used by Millennials.
The Social Security Administration says it will provide retroactive spousal benefits to same-sex couples that were married in states that previously didn’t recognize such matrimonial unions, according to attorneys for plaintiffs.
Many advisors may cringe when conversations suffer from akward silence, but such moments can lead to more productive conversations. Labor Secretary Thomas Perez says he will continue to push for a fiduciary standard for retirement plan advisors even though Republicans and moderate Democrats are concerned that the rule could harm low-income individuals. Advisors need to understand the complex emotions that can accompany sudden wealth in order to best serve their clients.
While blissful couples pledge to stay married until death, the reality is that approximately 50% of marriages inthe U.S. Collecting Social Security early can help retirees assess how much they can spend because the payments are consistent. The annual household savings rate climbed to 5.5% last year, up nearly a full percentage point from 2013. Advisors can engage their clients and strengthen relationships by using appropriate teaching styles for each investor’s preferred method of learning. May and June have been tough months for Bill Gross and his Janus Global Unconstrained Bond Fund with investors withdrawing $50 million from the portfolio during the period, according to Morningstar. The Securities and Exchange Commission recently awarded a whistleblower $3 million for information that helped the regulator crack a complex case of fraud. Advocates of the fiduciary requirement for retirement investment advisors have delivered a petition with 230,000 signatures to the Department of Labor to urge the regulator to support the proposed standard. Industry trade groups are proposing legislation that would require retirement planning advisors to serve in the best interest of clients rather than comply with the Department of Labor’s proposed fiduciary standard, says Steve Saxon, chairman of Groom Law Group. Seems either no one is talking about louis daguerre at this moment on GOOGLE-PLUS or the GOOGLE-PLUS service is congested.
Company documents can be ordered for a fee and payment is by credit card or deposit account. You can search the database free of charge and you can also view company name, address, registration number and company type. Free information includes company name, number, date incorporated, status, entity type, annual return filing month, previous names, address, directors' names and addresses, former directors and a list of available documents. The Registrar is allowed to release only the name and type of company, the date of registration, and the address of its registered office. The amount of information available on a company also varies and, in some cases, you may find data to be virtually non-existent. There is also a list of reports and documents that have been filed and the more of these can be viewed as PDFs free of charge. Information includes name, address, status, legal form, filing date, when last annual return was filed, agent and corporate officers (corporations only). Information provided includes name, alternative names, number, status, address, date created, agent, officers names and addresses.
Information includes name, address, tax year end, date of incorporation, date of last annual report, agent, entity type, status.
You can also restrict your search to a category such as limited partnership, bank corporation, local independent church. Information provided includes ID number, name, status, primary owner, address, amendments, agent, date of formation and filing dates. Information provided includes name, ID number, type, agent, address, incorporation date, year of most recent annual report. Information includes name, ID number, entity type, original date of filing, status, date of last annual return, address.
Information includes name, charter number, type, status, address, creation date, agent, officers and directors. Information includes name, type, ID number, status, date of creation, address, date of filing of last annual report, agent. Free information includes name, registry number, type, status, address, agent, officers, name history and list of filed documents. Additional information on principal individuals associated with the entity incurs a small fee. Information includes name, status, file number, incorporation date, agent, officers names and description. Information includes name, type, date of incorporation, addresses, officers, name change information, mergers, subsidiaries and a list of filed annual reports.
Information includes name, ID number, type, status, address, initial filing date, agent, officers and directors. Those include services on its 401(k) platform and additional features for use by financial advisors.
Now, recent data suggests the use of such portable devices has exploded, which underscores the need for advisors to ensure that their websites are well equipped to handle smartphone and tablet traffic.
Instead, it is making it easier to obtain the credentials, writes Rick Kahler, who is president of financial planning firm Kahler Financial Group.
During that period, furthermore, women are expected to control two-thirds of private wealth.
La Placa and a handful of other team members that collectively manage $3 billion in assets have left the San Francisco office of Deutsche Bank to start their own firm. You can also view free of charge any scanned company documents that have been made available.
Documents such as annual returns, articles of incorporation are available online as TIFF files. You can also view a list of filed documents, the more recent of which are available as PDFs. If you throw into the mix the occasional premature death of a spouse, then it becomes clear that a substantial portion of advisors’ married clients are likely to become single.



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