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30.08.2014
My journey into the world of social media over the last 7 weeks has been a steep learning curve and has not quite concluded, yet will hopefully do so in 3 parts. Is your online voice giving and engaging like an Apple store where you can talk to knowledgeable people, get advice, pick up some tips and have some fun?? Or is your online voice like walking into a shop with a Mannequin serving – You have a website but no interaction???
I concluded that online was a part of the future, here to stay and that if my business is to prosper then I needed to put some serious time into developing a voice that reflected me and my business. If you got a little something from reading this post please share with others by clicking on one of the sharing buttons below.
Why you should never ask Why not – In this post I would like you to consider something you say most days which gets you the opposite of what you want. The key to becoming more efficient and effective with your time is knowing what you are paid to do. Once you have finished adding 10 tasks to each column look at the first column and write next to each task how you can reduce the time these tasks take or delegate them to someone else.
Thank you for reading ‘SME Insight 6 of 7: Why Are You On The Payroll?. How about reading the following 3 insightful posts too? If you got a little something from reading this post please share with others by clicking on one of the sharing buttons below because they may found this post useful too and be thankful to you for sharing it with them. So many SME’s do not respect, value, or nurture their clients and as a result they lose their clients.
Ask your clients what problems you can solve – You might be surprised by their answers and then they are almost giving you their business.
Make it easy for your clients to give you feedback – After all it is the food of champions.
Thank your clients for the opportunities that they offer to you, whether you win or lose those opportunities. Royal Mail sent a leaflet recently saying that it costs 10 times more to win a client than it does to keep a client. If an outsider came into your business how well could they read how your business is doing? Construct, or use an accountant, to construct a page showing your monies in, monies out, by type, by month. You must be able to trust that the numbers are accurate, nothing has been left out, and particularly that the high value numbers are in the correct columns. Taking each of the 3 hotspots and write options of what you can do to solve this cashflow issue, should it happen. Review the previous month – Writing down what went well and what could have been better. Include all your method of payments on your invoices; your sort code, account number, paypal details, worldpay details, etc. Use yellow paper, if you post your invoices, to make your invoices stand out from the crowd. Make it easy for your customers to query your invoice easily by including ALL your contact details.
The government scheme for helping SME’s with payment is toothless because as quickly as you threaten to use the law your relationship is as good as over.
Being a Leader, Being Transparent about You August 21, 2014 By Darren A. The Belief Formula that will help you achieve your business goals July 13, 2014 By Darren A.
The Ultimate Guide to Knowing How to Leave an Effective Voicemail February 19, 2014 By Darren A.
The scenic city of Guiyang is implementing major measures to boost its big data industry in an effort to provide a blueprint for other cities across the nation. Guiyang has taken a number of measures to develop its big data industry in recent years, local officials said. The city's new efforts aim to grasp growth opportunities in the industry that has developed rapidly both at home and abroad and is showing great future potential. The big data industry has been designated as one of the three strategic sectors in the 13th Five-Year Plan (2016-20) in Southwest China's Guizhou province. The provincial capital of Guiyang hopes to pilot the development by releasing preferential policies and enhancing the construction of infrastructure facilities.
Guiyang has also boosted infrastructure construction and spent 3.14 billion yuan ($484 million) on information infrastructure in 2015. Total investment in the park is about 1 billion yuan and the second-phase construction is slated for completion this year. The city jointly held the 2015 China E-commerce Innovation and Development Summit with China Network Television. Guiyang has organized big data-related promotional activities in regions including Beijing, Shanghai and Shenzhen and signed agreements for 162 projects with investment worth more than 170 billion yuan. In July, the Ministry of Science and Technology approved Guiyang's plan to build an experimental area for big data technological innovation. The area will help create a good environment for innovation and explore sustainable development strategies for underdeveloped cities in western China, local officials said. They said Guiyang hopes to promote mass entrepreneurship and innovation related to big data in the city. The city government said Guiyang will attract more than 100 big data projects this year and foster one or two leading big data companies which are nationally influential.
With the rapid growth of big data industry in Guiyang, capital of Southwest China's Guizhou province, companies in the city are finding success with the emerging business of outsourcing call centers.
One company in Guiyang that has seen success as a call center outsourcing operator is Xutong Big Data Co Ltd. It said call centers are an effective way for its clients to cut costs, generate sales and better maintain customer relations.
In two years, the company has a staff of 1,050 call center agents and a client list that includes Sinopec, Petro-China, China Mobile, China Unicom and Haier.
Zhao Quanqiang, executive vice-president of Xutong, said the government's strong support for call center outsourcing businesses as well as the city's hardworking spirit and growing big data industry are key advantages for the city.
Zhao said a company could have applied for a 1 million yuan ($154,000) subsidy from the government for offering jobs and training locals as call center agents.
The city's other main advantage is the lower costs of hiring employees compared to other large cities in the country.
Yan Xiaobin, chairman of the China Call Center and BPO Association, said he is optimistic about Guiyang's development in call center outsourcing business.
He said the call center business can play an important role in upgrading Guiyang's economy because it is a labor-, knowledge- and technology-intensive sector. According to Chen Gang, the city's Party chief, Guiyang will use its big data and call center businesses to drive its overall development and to make the city a call center outsourcing hub with global influence. With the rapid development of big data technology and its wider application in the commercial field, Guiyang is seeking to lead the nation in big data transactions.
China's first big data exchange - the Guiyang Big Data Exchange - became operational on April 14, 2015.
The exchange, also known as the GBDEX, offers a range of services for data assets transactions, big data cleansing, modeling and analysis, transactions of data futures, as well as financing for the industry. According to Wang Sanshou, executive president of the exchange, the GDGEX had 360 members by the end of 2015.
He said many enterprises hope to save their data collected from business operations in the GBDEX, expecting the exchange to offer them added value through processing, modeling and analyzing. Wang said the long-term goal of the exchange is to have annual transaction volume surpassing 10 billion yuan.
He said the goal is practical because big data will be among the most valuable assets in the future with further development of the internet and other information technologies.
He said the exchange would encourage more entrepreneurs to use the GDBEX's big data platform for starting businesses and expanding markets. The executive president said the biggest problems they face are the legislation needed for data transactions and the protection of the property rights of big data. Wang said there should be an authoritative party to confirm the ownership rights of the data before they are traded at the exchange. He said Guiyang is making some tentative experiments in this field by developing a big data special zone. When he arrived on April 11, he says he discovered his fellow guests at the hotel were almost entirely Chinese. The next day, he rose at 6 am and took a shuttle bus to the 60,000-seat Kim Il-sung Stadium to join more than 500 international runners at the starting line. This year, the marathon started in Rungrado May Day Stadium, the largest arena in the world with a capacity of 150,000, and reportedly attracted at least 1,000 runners from outside the DPRK.
The route through downtown Pyongyang passes some major landmarks, including Kim Il-sung University and the city's Arch of Triumph. He says there were no security checks at the starting line or portable toilets, and that the rules for runners' attire were unusual.
In the end, Hu finished outside 3 hours 52 minutes, almost 16 minutes slower than his personal best but eight ahead of the event's closing mark, a relatively tough task for many amateur runners. Hu, who works for a media company in Beijing, says his lasting impression is of the local spectators. Hu Jinnan travels around the world to take part in various competitions, such as the marathon in Pyongyang in April.
The Chengdu plant of Dongfeng Peugeot Citroen Automobile - DPCA, a joint venture with French carmaker PSA Peugeot Citroen and Chinese automaker Dongfeng Motor Corporation, is scheduled to go into trial production in May. Located in the State-level Chengdu Economic and Technological Development Zone, also known as the CEDZ in the eastern part of Chengdu, it is DPCA's fourth manufacturing plant in China. The Chengdu plant will mainly produce vehicles for both the Peugeot and Citroen brands as well as Dongfeng's Fengshen brand, with a focus on high-end sport utility vehicles and multi-purpose vehicles.
In December 2015, the plant's first all-new SUV ran off the assembly line, just 14 months after its foundation was laid in October, 2014.
The new model, whose internal code name is the P84, was developed in partnership with European plants and will launch simultaneously in the Chinese and European markets. Louis Gallois, chairman of the supervisory board of PSA Peugeot Citroen, called the construction speed of the Chengdu plant a "miracle", as it generally takes about two and a half years to build such a plant. Wu Zheng, a senior manager of the Chengdu plant, said the plant uses world-leading technology, making it both highly efficient and environmentally friendly.
The Chengdu plant has attracted some 30 companies engaged in related industries, such as France-based Faurecia, Dongfeng Motor Die and Mould, Fengshen Logistics and Wuhan Dongfeng Hongtai Holdings Group. According to Wu, the number of companies engaged in related industries at the plant is expected to reach 80, supplying more than 70 percent of the auto parts needed by DPCA's Chengdu plant. The plant is expected to go into commercial operation in October, and the production target for this year is 10,000 cars. The construction of DPCA's Chengdu plant got strong, targeted support from the local government. Lu Congguo, director of the plant, said that although he had initial concerns about dealing with government departments, his fears were unfounded. The plant was listed as one of 56 major industrial projects by the Sichuan provincial government.
The local government also focused on the construction of the infrastructural facilities in the Sino-French Ecological Park.
Longquanyi district, home to the CEDZ, has invested more than 1 billion yuan in the construction of the infrastructure.
Zhou Ling, director of the Sino-French Ecological Park's coordination office, said park officials are negotiating with leading French companies, including PSA Peugeot Citroen, Renault and Bollore, to establish cooperation in the fields of new-energy vehicles and smart cars.
The park is also seeking in-depth cooperation with French and European Union companies in the fields of ecological construction, energy saving and environmental protection.
Chengdu's auto industry has seen rapid development in recent years, growing into a pillar of the city's economy. Longquanyi is one of China's leading auto bases, with investors including Dongfeng Peugeot Citroen, FAW-Volkswagen, FAW-Toyota, Zhejiang Geely Holding Group and Volvo, as well as many car component suppliers.
Last year, Longquanyi district produced 920,000 units of vehicles and its auto industry generated output value of 141.2 billion yuan. Since last year, Volvo's new luxury sedan, the S60 Inscription, has been produced at the company's Chengdu plant and exported to the United States. With DPCA's Chengdu plant set to go into commercial operation, auto production in Longquanyi is expected to exceed 1 million cars this year, local officials said. According to the city's industrial development strategy, Chengdu will have the capacity to produce 2 million cars annually by 2017. The latest planning shows that the city is expected to have an annual output capacity of 3 million cars by 2025. The city will also take advantage of its location with regard to the Belt and Road Initiative and the Chengdu-Europe express rail route to create an improved logistics service for carmakers and car component suppliers, the official said. An important social movement in China took place early in the 20th century when scholar Liang Shuming called on intellectuals to boost the reform of rural areas stricken by extreme poverty after years of war.
As part of efforts to improve the quality of life in these areas, scholars set up schools and came up with measures to upgrade agricultural technology. Zhu Shengxuan leased an abandoned farm from the Deqing local government in Zhejiang province and is going all out to find new ways to repurpose China's villages and entice more people to come back and live in the countryside. A century has since passed, and some young intellectuals still hold onto a similar dream, although the movement has now taken on a new meaning - to preserve culture and heritage. Although he has lived in Shanghai for more than 10 years, Zhu says he still has a strong emotional connection to his village in Baoshan, Yunnan province.
Many people in the affected areas who had relied primarily on farming to make a living now had no means to earn an income. Nearby, he grew corn, sweet potatoes and a variety of other vegetables without the use of pesticide. Before creating the blueprint for his new village reform project in Kunshan city in Jiangsu province, Zhu talked to most of the 142 families in the area to find out what were the things they hoped to retain. Together with the local authorities in Kunshan, Zhu will also be setting up a gallery comprising items from many of the old farmers, such as a 100-year-old millstone and brick sculptures of tigers. Phoenix Peninsula is 21 square kilometers in size and stretches out over 54 km of coastline that includes the 3.5-km Golden Beach, a national-level 4A scenic spot.
The Qingdao government has been cautious about the exploration of Phoenix Peninsula in a bid to preserve its resources and land. In recent years, tourism products in the zone have diversified, including a selection of high-end hotels, such as Wyndam, The Lalu and the Hilton, entertainment parks, yacht and cruise ship ports, sports centers and museums. From last summer, Phoenix Peninsula has been the venue for the Qingdao International Beer Festival, and has China's largest coastal beer plaza. Wang said the new development strategy for China's tourism industry recommended from the central government is comprehensive planning for an entire area instead of building a few tourist attractions, which is in line with Phoenix Peninsula's strategy to build a "tourism and resorts zone". It also hosts a plum festival in March and April that includes numerous activities such as a photography competition, a calligraphy and Chinese painting exhibition, a bonsai exhibition, interactive games and a traditional drama and dance. There is also a separate park with 15 varieties of bamboo spread across 10,000 square meters. Bijiashangliu, a village in Licang, has been recognized as one of the "Most Beautiful Villages in China" in 2013 and 2014. The district has also six so-called mountain parks, including Hushan, Loushan, Yandunshan, Niumaoshan, that are covered in forests. The venue for the 2014 Qingdao International Horticultural Expo is consistently preserved and maintained and is recognized as a national 4-A level tourist attraction.
In March, the district hosted the Kite Festival at the Horticulture Exhibition Park in partnership with Weifang, another city in Shandong province and where the original kite festival in China was held. The projects, spread over a combined area of 3.5 million square meters, cover finance, information services, industrial design, the culture and creative industry, research and development, smart hardware, new energy, new materials and marine biomedicine. The projects will be located in the area around Zhuzhou road, an industrial base with 168 high-tech companies. Last year, companies in this area applied for 5,075 patents, up 27.5 percent from 2014, and 1,241 patents were approved, a 70 percent increase from 2014. The area is home to Haier Industrial Park, the eastern part of which will soon expand with a 40-hectare urban complex complete with financial services, e-commerce service providers, startup incubators, shopping centers and entertainment facilities. The Aucma Smart Industrial Park project, behind a 4 billion yuan investment, will serve as a R&D center and startup incubator for more than 200 small and medium-sized companies. Jiang Duntao, head of the Laoshan district government, said the district has set up a 1 billion yuan industrial investment fund for emerging industries and has built up various startup incubators to help entrepreneurs realize their dreams by partnering with China's top venture fund managers and tech investors. Farmers harvest grapes in Pingdu, Qingao, where the Qingdao Dazeshan Mountain Hiking Festival kicks off from Saturday.
The Qingdao Dazeshan Mountain Hiking Festival kicked of from Saturday in Pingdu, the largest county-level city in the province. The town of Dazeshan has hosted the China Qingdao Dazeshan Grape Festival for 29 years and its grapes are reputed to be on a par with those from Xinjiang, which is believed to produce the best grapes in China. Since 1987, the price of local grapes has increased 50 times to more than 10 yuan ($1.54) per kilogram. Dazeshan boasts more than 200 varieties of grapes, including Muscat Hamburg, Zeshan No 1 and Golden Finger, and the town's local vineyards cover more than 2,300 hectares. Dazeshan's vineyards are also benefiting from the growth of the wine and tourist industries. The regional government has, in recent years, taken steps to preserve the natural environment, including closing a number of quarries and stone processing plants, despite their significant tax contributions. Under current plans, the park will be located in the Qingdao Bonded Port Jiaozhou Function Area, which boasts capabilities to support multimodal transport logistics, facilitating smooth transportation, e-commerce and high-end manufacturing, as well as research and development facilities. It is hoped that the park will increase bilateral investment and trade cooperation among countries in Asia and Europe by mobilizing resources domestically and overseas, said Wang Shoupeng, head of Jiaozhou commerce department. Today it boasts a well-developed freight transport system with seamless sea and rail links.
Shipping company CRIntermodal has set up one of its 18 logistics terminals in Jiaozhou, which connects with nearly 600 container transaction stations across the country. Jiaozhou's rail links connect Qingdao with China's western frontier city of Khorgos in Xinjiang, and also reach as far as Amsterdam through the Eurasia Continental Bridge.
To make things easier for logistics operators, the Qingdao Entry-Exit Inspection and Quarantine Bureau opened a sub-office in Jiaozhou in October 2013.
Ratanina Masha (right) from Russia, who studies Chinese at the Ocean University of China, proudly displays her calligraphy skills on Neighbor Day on April 20 in Shinan District, Qingdao. Dozens of foreigners gathered in a small neighborhood in Qingdao's Shinan district on the afternoon of April 20. They came to make friends among the locals in honor of Neighbor Day, an 18-day event celebrated across Qingdao, including the county-level cities on its outskirts, such as Jiaozhou. The festival started 12 years ago after a 10-year-old girl called Sun Ruihan was rebufed after paying a New Year's visit to her neighbor. The concept was embraced by the municipal government and promoted as a city-level event in a bid to boost friendliness and civility in the city.
As the birthplace of the festival, Shibei district hosted the opening ceremony of this year's Neighbor Day on April 19. In Jiaozhou, a county-level city of Qingdao, organizers hosted a number of activities to bring neighbors together, including the sharing of family stories and a mobile neighbors' library to share books. As the central area of downtown Qingdao, Shinan district attracts many foreigners into its communities, thus there is also international representation at their Neighbor Day activities. Sarah Sobas from the United States said she had a great time with her neighbors as she experienced the art of Chinese paper cutting for the first time.
Ratanina Masha from Russia, who is studying Chinese at the Ocean University of China, described the event as a great opportunity to make friends with her Chinese neighbors and learn about the local culture with them. As China prepares to host its first G20 Summit, the importance of this grouping of major world economies is becoming more apparent, according to experts.
The event, slated for September 4-5 in East China's Hangzhou city, comes at a time when increasing deflationary risks loom over the global economy's recovery. Boosting growth among developing countries is highlighted on the summit's agenda, as has making more progress in areas such as addressing global climate change.
Since December, around 30 preparatory meetings have been held at the ministerial or working-group level, including a gathering of personal representatives of heads of state, known as sherpas, as well as finance, trade and foreign ministers.
More than 30 additional meetings are scheduled later this year to ensure the summit's success, according to the latest calendar of events published on the G20's official website. On April 8, a presidency statement was released following the Second G20 Sherpa Meeting in Guangzhou, stating that the assembled representatives would work toward promoting the implementation of the Paris Agreement, which was adopted at the 21st Session of the Conference of the Parties to the United Nations Framework Convention on Climate Change in December. Huang Wei, a researcher on global economic governance at the Chinese Academy of Social Sciences, noted that "the G20 now represents the best efficiency in the aspect of global economic governance", while other mechanisms - such as the UN and G7 - are faced with higher cost or lack of influence.
Vice Minister of Foreign Affairs and China's G20 Sherpa Li Baodong has described the Hangzhou summit as "the first time that the G20 will formulate an action plan on the implementation of the 2030 Agenda for Sustainable Development". This ambitious agenda, adopted in September, is designed to serve as the launchpad for action to promote shared prosperity and well-being for the next 15 years. Upon China's initiative, the G20 is examining ways to support industrialization in Africa and what are known as least development countries, Li added. Zhu Jiejin, an associate professor on global governance studies at Fudan University in Shanghai, said if the G20 takes the 2030 Agenda as one of its policy goals, the gathering itself will win more recognition for its role as a "leading international economic cooperation platform". This will "offer political impetus" for implementing the agenda, make the work of international organs such as the UN easier and encourage more countries to join in, Zhu said.
Gao Hucheng, minister of commerce, has said China will work alongside various parties to push for establishing the G20 trade and investment cooperation mechanism to "regularize" the G20 trade ministers' meeting. Huang Wei noted that although the G20 has built mechanisms for regularized meetings of finance, labor ministers and governors of central banks, many other ministerial-level meetings are not regularized yet. Since registration opened in December, more than 100,000 volunteers have signed up to help with the high-level international forum for governments and central bank governors. Around 26,000 of these volunteers are university professors and their students, who will be whittled down to a short list of 3,000 through a strict selection and training process. These will be the on-site volunteers, who are required to have a relatively high-level of language ability and work at the summit itself, whereas city volunteers will help out with public security patrols, environment management and culture publicity in Hangzhou. Wang Lingwei, a graduate student from Zhejiang Gongshang University, said it would be an honor to be selected as an on-site volunteer.
Wang Yuejun, director of Hangzhou Volunteering Work Guide Center, said there was more than two decades' worth of community service experience in the city, which has more than a million registered volunteers and 13,750 volunteer organizations, with volunteering service stations in 97 percent of communities.
In addition to the local recruitment drive, an international volunteer team has also been set up in the city featuring more than 20 students and teachers from the United States, Russia, Italy, South Korea, Ukraine, Indonesia and Congo, among other countries. According to the local authorities, all volunteers will be managed in real-time through an online platform, with their contributions to the summit recorded in the form of points and rankings to add incentives for good service.
More than 5,500 volunteer service activities have already been carried out in Hangzhou in preparation for the summit, with a total of 360,000 volunteer man-hours recorded.
Members of an international volunteer team attend a public event in Hangzhou, Zhejiang province.
The governor reiterated that the central bank will maintain a "prudent" monetary policy, but be "flexible" and "appropriate" in its implementation. The upward track has lessened the need for further monetary easing, which is why Zhou didn't mention the "bias toward easing" this time, analysts said. While optimistic about China's short-term growth outlook, global banks see medium to long-term risk rising, as the first-quarter's rebound remained credit-fuelled. Even Zhou acknowledged there is a serious problem with China's debt, and has raised the issue several times in recent months. China's corporate debt is the highest among major economies, amounting to 166.3 percent of GDP by the end of the third quarter, according to the Bank for International Settlement. English learning activities have been organized across the city as part of efforts to better serve the summit, which is scheduled to open in early September.
In March, the team behind local mobile app Xiangfu Community, based in the city's Gongshu district, started a campaign to get residents speaking more English by providing free language learning content and encouraging users to learn a new sentence each day.
Once a week, a lesson with a senior English language teacher is organized through the app, and English-themed discussion activities are held once a month.
Elsewhere, residents are being encouraged to share their learning experiences via a discussion group on the social media WeChat, and traffic police in the city's West Lake area have also been learning English to better communicate with international visitors during the summit.
West Lake attracts a large number of foreign tourists each year due to its renowned natural beauty, yet visitors often commit traffic violations. Improving conversational English has been a key component of the West Lake police team's training over the past year. All officers are given a book titled Summit English to facilitate police self-learning and practice, while common phrases are sent through a WeChat group called "Everyday English". An English Service Team has also been established and is providing English service to visitors. ZF's Advanced Urban Vehicle concept car is fully electronically driven and its functions and features offer a completely autonomous driving experience. ZF Friedrichshafen AG, the German automotive chassis and driveline technology company, is strengthening its capabilities to serve e-mobility.
ZF recently added an e-mobility division to its corporate structure to ensure it is better able to meet the needs of its customers. The new division is a complement to five existing divisions that produce car powertrain technology, car chassis technology, commercial vehicle technology, industrial technology, and active and passive safety technology. He said that ZF's immediate goal is not pure e-mobility but promoting electrification to reduce the combustion engine's workload and optimize fuel consumption. The core of the new e-mobility division is ZF's existing electronic systems and electric traction drive technology business units.
Grotendorst said that the new division will focus primarily on three areas of activity: low-voltage technology, plug-in hybrid drivelines and electric axle drives. While many industrial giants are exploring opportunities in the e-mobility sector, what makes ZF different, Grotendorst said, is that its customers will benefit from the group's overall expertise and in-depth knowledge of electric drivelines, chassis and related components enabling customers to get solutions from a single source. According to ZF, its e-mobility product portfolio ranges from integrated 48-volts solutions outputting 15 kilowatts which can be used in mild hybrid systems to powerful electric motors producing up to 120 kilowatts for plug-in hybrid transmissions.
ZF considers China one of the most important markets for e-mobility because of the government's focus on the environment and support for new-energy vehicles.


China's central government plans to have five million NEVs on the nation's roads by 2020, and it has implemented a series of policies to support the realization of that target. At the end of 2015, the central government issued a draft plan that will reward provinces and cities that meet the minimum requirement of selling more than 30,000 NEVS this year with 90 million yuan ($13.88 million). There will be a special bonus of 7.5 million yuan for every 2,500 units of increased sales.
The government also requires all new residential complexes to have charging posts or to assign space for them, while at least 10 percent of the spaces in public parking lots should have charging facilities. ZF has established both a research and development team and a sales team which focus on e-mobility in Shanghai to meet demand from the Chinese market.
He said it is necessary to form such research and development teams in local markets because they will have better knowledge about local market, which will be beneficial to customers. ZF Friedrichshafen AG expects overall revenue growth of 7 percent over the medium term, which would be above-average for the market as a whole.
According to the company, its sales revenue will be between 35 billion euros ($39.45 billion) and 36 billion euros in 2016.
The adjusted earnings before interest and taxes margin for 2016 is expected to be between 5 and 6 percent.
ZF said that the markets for passenger cars as well as for light and heavy commercial vehicles will show solid overall development this year. At the same time, ZF expects its Industrial Technology Division to see substantial sales growth in 2016. The acquisition of TRW, one of the leading auto safety parts suppliers, was completed on May 15 last year. Sommer said ZF TRW already presented initial successes from the comprehensive, multiyear integration process. Chenming, a paper-making company, increased its annual production capacity from 180,000 metric tons to 300,000 tons after moving to the new industrial zone.
The government invited city -planning experts from the United States to design the new Hadawan, and professional ecology restoration companies to treat the soil in Hadawan, as the former factories had contaminated the land with their waste.
Only after the soil was restored did the government start introducing cultural and tourism projects and real estate industries. To control the noise generated by the Changchun-Jilin high-speed railway, which runs through Hadawan, the city government built soil slopes covered with thick wood and noise barriers on either side of the lines. New high-rise modern apartment buildings are scheduled to be finished soon to accommodate previous residents as well as newcomers.
Zou said Hadawan's transformation project pays special attention to making use of what it had and turning unfavorable factors, such as the high-speed railway cutting through the area, into integral parts of the city. All garbage is sorted in the new Hadawan and refuse that cannot be recycled is burned in a local power plant to generate energy. China National Petroleum Corp's petrochemicals branch in Jilin makes a profit in the first three months of this year, thanks to breakthroughs in production technology.
China National Petroleum Corp's petrochemicals branch in Jilin was known as the Jilin Chemical Industry Co before it was merged with its current parent firm in 1998. The Jilin Chemical Industry Co was built in 1954 as China's first large-scale chemical industry base, produced dyes, chemical fertilizers and calcium carbide. Overcapacity in the industry, the economic slowdown and weakening market demand in the past three years have aggravated uncertainties and risks to the company's operation. To overcome these difficulties, the company has raised its employees' awareness of possible crises, improved its management and boosted innovation. Last year, the company processed 8 million metric tons of crude oil and 670,000 tons of ethylene. In the first quarter of this year, the company grabbed opportunities in the market's recovery to expand production. General Manager Sun Shuzhen said: "State-owned companies should change their image of always incurring losses. The company ended its losses this year, after producing new products, such as Acrylonitrile butadiene styrene, polyethylene pipe material and aviation kerosene. The R&D team in the high alcohols factory found new ways to remove impurities and nitride oxides in the processing of crude oil.
Qiu Ke, Party chief of the company, said: "The innovation concept is ingrained in people's hearts in this venture. Qiu said the company will upgrade its utility boilers to make them more environmentally friendly, make the gas they produce cleaner and replace ethylene glycol with ethylene oxide. The industry park has its own brands, whole-industry-chain services and strong research and development capabilities.
Sun Xiaotian, who returned from Japan in 2002, set up his own business in the industry park.
In the early development stage, many factories in the park operated as original equipment manufacturers. The industrial park administrative committee then set up a research and development center, providing new designs and updated market information to companies. Wang Mingna, director of the R&D center, said her team is making socks with new nanomaterials.
The center is looking for all possible materials that can be used in the production of socks. With the help of e-commerce, for domestic orders of fewer than 100,000 pairs of sock, the companies ensure that their customers receive their products within seven days of receiving the orders. The central government earmarked Liaoyuan as one of the first batch of resource-depletion cities that must transform their economies in 2005, when the sock industry started taking off in the city. Tian said a large number of related enterprises on the sock industry chain concentrate on the e-commerce platform. The third "Talk About Jilin" activity was launched in Northeast Normal University in Changchun, Jilin province, on April 20. The government-organized activity asked expatriates in Jilin to share their views on the province in order to deepen mutual understanding between foreigners and locals and to help the government improve its governance. Students from Mozambique, Vietnam, the Republic of Korea, Russia and the United States shared their views with Chinese students at the activity, which was attended by provincial government officials. Hong Seung Woo, a student from the ROK, said he has been studying in Jilin for the past eight years. Damission Celsio Emilio, a student from Mozambique, and Mac Anh Dung, a student from Vietnam, praised Jilin's picturesque natural views, its cuisine, people and standard of living.
Environmental education has become an essential part in young students' growth and it is important for them to have a global environmental view, said Jiang Nanqing, national officer at the United Nations Environment Program (UNEP).
She said she hopes young students understand the relationship between the environment and their life and consider the environmental impact of future development.
Tan Xiaoqing, vice-principal of Beijing No 4 High School, said the school makes full use of high-quality, educational resources, both in and out of the classroom, to ensure students get the best possible environmental education. Tan said the school's students also took part in many related activities, with some producing a report in 2013 examining how air pollution in Beijing can be tackled.
The report, which had the support of more than 200 students, showcased students' sense of responsibility, Tan said.
Wang Tao, vice-principal of Beijing 101 Middle School, said the school focused on students' main roles in the cause of environmental protection and that many of the school's environmental activities were planned and organized by students. The school also encouraged students to participate in field studies, with some students visiting and carrying out research at the once-desertified Engebei ecological demonstration area in the Inner Mongolia autonomous region in July 2013.
In March 2015, more than 20 students from the school went to Fragrant Hills to help pick up litter. Current headlines are dominated by traditional institutions becoming minor or even major players in fintech platforms globally.
The aim is simple, institutions with a network of local or “community” banks are providing their customers an alternate avenue to raise capital if they cannot do so within the physical branch.
We at Crowd Valley (a Grow VC Group company) have seen both local banks and institutions identify this opportunity and enter new markets in a very meaningful way. Institutions looking to capitalise on collaboration within the fintech space, get in touch with us at Crowd Valley to leverage our full offering and industry leading Digital Back Office that bridge the gap into fintech.
The Country Risk Barometer: Key Challenges for 2016 produced by trade credit insurer Coface, highlights those countries that have persevered through this economic contraction as well as those that have recently underperformed.
Bright spots from the report have been seen in Europe as a whole, with Central Europe being the highlight. That is not to say that risk from a possible Brexit, the ongoing Refugee Crisis and financial instability in countries like Greece, Spain and Portugal should be ignored. Further, the Coface report notes that “in addition to sluggish GDP growth negatively affecting their profitability, businesses in emerging countries are currently facing a second problem: their growing debt. In some of our former posts we have discussed how artists and entrepreneurs are using crowdfunding to raise money for their art and business projects, but did you know that athletes of all ages are using crowdfunding as well?
Over Kapipal’s history, we have found that there is not one specific point where athletes turn to crowdfunding. To get started, go to the Kapipal home page and click Start Project in the top-right side of the screen. League Fees – Even fun adult softball leagues have been known to have fees, so if you and your team are a bit tight on money, crowdfunding could be a great way to generate the funds needed to get you and your team playing!
Tournament Fees – No matter whether you are participating in local tournaments or national tournaments spread out across the country, there are always fees associated and sometimes they can be pretty hefty!
Equipment – Whether it is soccer cleats or football helmets, equipment is very important, especially in regards to player safety. Finance professionals, platform operators and anyone interested to learn more about digital finance and the fintech market. The Grow VC Group has collected a new vision and insights document (see below) that focuses on new business models, new finance instruments and better utilization of resources in the finance sector. In our document we especially focus on four key areas: 1) capital, 2) distribution, 3) instruments, and 4) customers.
We have listed some key areas to enable these new models: 1) new competence and knowledge development, 2) data and analytics, 3) technology, and 4) new innovation models.
The Grow VC Group works in many areas in the ecosystem to develop new competences, services and technology solutions. Many parties see that there will be more requirements for the back offices of the platforms, for example in KYC, AML and reporting functions. In summary, many alternative finance and fintech events have started to repeat one another. Now it is important that this new industry really starts to think about the next big steps, how to really get alternative and digital finance to a major role in the finance sector. At TradeUp (a Grow VC Group company), our investment thesis is built on the consistent research finding that globalizing companies outperform the broader market.
One of the most rewarding aspects of Kapipal (a Grow VC Group company) is hearing countless success stories of campaign creators turning their dreams into reality. My campaign was created in order to raise money to finance the artwork and duplication of my new album, « Ice Age Paradise », a record featuring a ten-piece ensemble of horns, strings rhythm section and voice.
My record label informed me recently that they had decided not to put out my new album and therefore I was forced to find a DIY approach to financing final steps of the project. A friend used Kapipal to create his own crowdfunding campaign to finance the completion of his current album and he recommended your service to me. Yes, several people that I didn’t expect would donate actually did and others whom I thought would, didn’t. We’ve written about the API Economy previously and expressed our optimism toward specialization of service providers in the financial services market.
In 2013, a revised Payment Services Directive (PSD2) entered the discussion and was proposed by the European Commission with the objective of furthering the services and standards in the original framework. In the framework of PSD2, there are provisions to mandate a requirement for financial institutions to provide access to their core banking services for service providers through an application programming interface (commonly, API). The aim of this interface and more broadly framework, is to bring strong customer protection and efficient fraud prevention standards into play, but the effects on pushing financial institutions into adopt the philosophy around the API Economy may be much more significant than the framework might lead you to believe. From our work with leading financial institutions around the world, we can see the work on exposing interfaces and making core banking services available already. It may be tempting to think, that frameworks put forth by the European Commission would only have an impact within its jurisdiction. As governments around the world look to small and mid-size enterprises (SMEs) as engines of growth, trade and job creation, a thorny challenge stands in the way: hundreds of billions of dollars of pent-up demand for trade finance.
This financing can be used as export working capital that enables a company to purchase labor and inputs to fulfill a specific export order. While critical for SME trade, such transactional financing is not enough to fuel globalizing SMEs. These findings are indicative of a global trade finance gap, now estimated at $1.4 trillion, $693 billion of which is in developing Asia, including India and China. Before the crowdfunding industry even existed, musicians often relied on money from their fans to record albums and tour, so it comes to no surprise that many famous musicians have become active members of the crowdfunding industry. After breaking with a major label, musician Amanda Palmer turned to crowdfunding in order to generate enough money so she could record her next album.
Hip Hop Legends De La Soul turned to crowdfunding in order to generate funds for their eighth album. Other well-known musicians that have turned to crowdfunding include: the surviving members of TLC, Toad the Wet Sprocket, Kenny Loggins and Paula Cole. Now remember, you don’t have to be a famous musician in order to benefit from crowdfunding. Working together with other company functions, including sourcing, compliance and sales, helps treasury manage cash flow and improve the company’s working capital position. In turn, cloud-based, data-driven platforms are increasingly improving supply chain management, by lending themselves to predictive analytics and collaboration between partners such as suppliers and banks. LendIt, San Francisco – April 12 – Speaking at the worlds largest online lending event, Crowd Valley Inc, creator of the world’s first digital back office for private securities transaction portals and marketplaces announced new service levels after pilots with financial institutions.
Crowd Valley now offers tailored service, including compliance technology used by the SEC and FINRA to meet rigorous bookkeeping for long-term evidential log retention and state of the art end-to-end encryption both at rest and in transit through the full data lifecycle. The value chains of financial services are changing and banks at the forefront are deploying new methods for servicing their clients.
Use cases for banking institutions include online new business lines ranging from small and medium size business (SMB) loan origination, consumer credit origination and servicing (e.g.
Crowd Valley provides a Digital Back Office and public API that enables the transition from an offline investing or lending model to an online native application such as peer to peer investing and lending, real estate and alternative asset marketplaces for financial services professionals.
LendIt is the largest conference series dedicated to connecting the global online lending community, including top industry leader speakers. Crowd Valley (a Grow VC Group company) took part in the Amazon Web Services (AWS) Security Roadshow, which ran from 16-23 March across several cities. Crowd Valley has worked closely with Amazon Web Services since the company launched, and AWS infrastructure continues to set the market standard. Crowd Valley customers can benefit from the same long-term security of audit trails, database backups, integrated access controls and compliance measures. As we at Crowd Valley plan our long-term product and security roadmap, our focus is on increasingly sophisticated policies and procedures to ensure a resilient technology environment on which our customers can rely for their security objectives and compliance requirements. We are excited to announce that BroadcastAsia, Southeast Asian Audio Visual Association (SAAVA) and Kapipal are teaming together to provide creative projects with fundraising, marketing and PR opportunities, as well as the chance to present to potential investors at the annual BroadcastAsia event, which will take place May 31st – June 3 in Marina Bay Sands, Singapore.
Top projects will be rewarded with free tickets to BroadcastAsia2016, and will be given the opportunity to present live on stage to some of the creative industry’s best producers and investors. Thus far, submissions for this event have included creative projects involving film, documentary, TV production, music video, as well as online videos. Helping Projects to Succeed – This first blog acts as a great introduction for those that are new to crowdfunding. Providing Transparent and Accurate Information – This post is a continuation of the one above and highlights the 2nd key to successfully funding your crowdfunding campaign, which – as you may have guessed! Providing a Variety of Engaging Content – The final post of this beginners series discusses the 3rd key to having a successful campaign – providing a wide variety of content! It is also very important to share your crowdfunding campaigns with your friends and family (and maybe even strangers!) so here is an article that features tips on how to share your crowdfunding campaign over social media – so be sure to check that out.
Crowd Valley (a Grow VC Group company) has supported over 100 clients in the market with their fintech applications, and we see many good ideas for different verticals and digital finance products.
You can build an amazing digital investing platform with our API, but if you are not going to promote it in the right way, it will not get any attention. I recently had a conversation with Sebastian Fung, the VP Marketing at WeFinance.co, a crowdlending platform that matches borrowers and lenders at interest rates that benefit both parties.
These are three very important points and we will return on this in future blog posts since there are different areas to cover and to consider when you are planning how to market your online investing or lending application. I’d love to learn what you currently do to promote your product and what are the best marketing tactics (eg. The potential for digital investing and more in general for the alternative finance market, seems good in the Netherlands. Every day we are quite literally inundated with spam, advertising, and all kinds of communication from friends, colleagues and people trying to sell us something through every possible set of channels. Every week there is a self-proclaimed “expert” stating that the newsletter is dead, but the fact is that newsletters are still one of the most effective marketing tools, when you look at conversions and visits to your site, and one of the best ways to stay up to date and informed about a particular topic or industry as they filter through the noise and hype. Probably the best newsletter to track emerging industries, venture capital and disruptive startups. This is a curation of the best news and trends in the tech world, with a particular focus on financial technology. Nicely curated newsletter compiled daily that brings to you the best perspectives, insights, and lessons learned from investors, founders, and other operators in the startup ecosystem. Good collection of the latest articles on developments, solutions and innovations in fintech industry, with dates for conferences, hackathons and deadlines. I’d love the chance to learn from you with any suggestions you may have and to learn what are your favourite fintech newsletters. The City of Barrie has a strong entrepreneurial ecosystem background with key players like Invest Barrie, Henry Bernick Entrepreneurship Centre at Georgian College or VentureLAB. Its target is to make the transition from entrepreneurship to startup ecosystem and wants to encourage technology entrepreneurs to start and grow global businesses that will create more jobs, boost Barrie’s economy, strengthen global connections and make the city a more desirable place to live, work and visit. Barrie’s tech startup ecosystem is in the very early stages of development and they face challenges like lack of volume factor, limited access to investment, key services and activities, as well as a framework in place to break with silo mentality and implement a holistic approach that can bring more connectivity, measurement and benchmarking to its startup ecosystem.
Initial two days kick off workshop to build mutual understanding of the current level of Barrie’s startup ecosystem and services, to figure out what development and focus is required first and which parts of this development would benefit the most to begin with.
San Francisco – March 22 – Crowd Valley Inc, (a Grow VC Group company) creator of the world’s first digital back office to power online finance business announced that Ronald J. The 16PF ( revised) measures a set of 16 traits that describe and predict a person’s behaviour in a variety of contexts.
Building on that realisation I began to understand the importance of voice; how much I say online, who to and in what way. And 9 times out of 10, you’ll tell them why not, because of this or that or the other. If that someone else is a personal assistant, then make sure that their cost is less than you earn yourself, otherwise the exercise is defeated. Key Performance Indicators are a means of measuring & targeting what is important in your business. To identify your hotspots you need to scenario plan by moving payments to one month late, or two months later, and move costs to one month earlier or two months earlier, and look at the results.
You might need to discuss your findings with the bank & ask what they can do, should it happen, or discuss getting your payment terms extended if such a problem arose, or consider offering a discount to a client for early payment. This habits talks of two men, one that works relentlessly sawing a tree, whilst the other stops regularly to sharpen his saw. If you deal with large companies, as many SME’s do, ensure that you are chasing the invoices on the first day after the date that they are due so that they know that you are serious. Using our ‘sticky learning’ your people can be the best version of themselves for the long term. It has also conducted research and issued a report on big data development that examines and forecasts trends in the industry, its influence on the economy and new services. The project's first phase was completed in May 2015 to allow free Wi-Fi on the city's major roads and main public areas, covering an area of 12.8 square kilometers. Renowned international companies like Hewlett-Packard have launched their data centers in the city.
It boosted rural and cross-border e-commerce and has developed new business, such as e-commerce big data analysis. More than 1,300 big data and related companies set up shop in the city last year, taking the current total in the city to more than 5,000. The International Big Data Expo 2015 and Global Big Data Era Guiyang Summit attracted many foreign and domestic companies and helped Guiyang become more influential in the nation's big data sector, local officials said. It has worked to attract more investors and businesses from the big data industrial chain and to build itself into an experimental area for innovation and startups.
The company became a telecom operator in 2003 and began to offer call center outsourcing services in 2014. But Zhao warned that cost-effective labor is not enough to ensure the success of such a business. The members include such domestic big names as Taikang Life, Tianhong Asset Management, China Unicom, Alibaba, JD, China Life, Huawei and iSoftStone. What we transact here are the analysis results based on big data, not the big data itself," Wang said. The package cost about 5,000 yuan ($770) and included a round-trip to Pyongyang on Air Koryo, hotel accommodation and entry to the marathon. Photography was allowed during the race, according to Hu, but people were told to show "respect" to portraits and statues of state leaders. For example, entrants were told beforehand not to use compression wear under their suits because "it is adverse to the tastes of the Korean people", although he says that the dress code was not strictly enforced. He says they were much more active and enthusiastic than he expected, in particular the women and children inside the stadium and along the marathon route. It is the first project in the northern part of the CEDZ, and the major part of the national-level Sino-French Ecological Park. The two teams held regular weekly meetings to discuss any difficulties and devise solutions. The movement continued for seven years until the start of the War of Resistance Against Japanese Aggression (1937-45). Formerly a landscape design consultant for the Shanghai Expo, he decided to leave the industry after receiving cancer treatment in 2010, which spurred him to rethink his life and career. After recovering from an operation to treat his cancer, he returned to the countryside to lead a healthier lifestyle.
There, he discovered that because the area's water source was designated as a protected zone by the authorities, all conventional livestock and farming practices in the vicinity were outlawed to minimize pollution. In 2012, he decided to use his money to lease an abandoned farm from the local government for 20 years. He knew almost all the traditional industries in Moganshan, including harvesting bamboo as a raw construction material, were not going to develop anymore. This is because he believes it is imperative that, regardless of how beautiful new architecture is, traditions have to be kept alive. After all, the Chinese government has in recent times emphasized the need to fully utilize empty houses and vacant land to develop traditional handicrafts, agriculture and tourism.
One of the goals is to draw more visitors from the cities to learn about the local culture and way of life.
The peninsula also incorporates Zhuchadao, a small island known for its fertile fishing ground that is 8.5 km off the coast, and Tangdao Bay, which is often compared to the "West Lake of the Sea" for its tranquility. The event is expected to integrate kite culture, tourism, investment promotion and international communications. It is hoping to attract more than 800 technology companies and 20,000 high-end workers to generate 40 billion yuan in revenue.
The R&D center will focus on smart home appliances, ultralow temperature cooling technologies, cold chain logistics and vending machines. It has thus far attracted 26 academicians from the Chinese Academy of Sciences and Chinese Academy of Engineering. The month-long event will help further enhance the region's reputation for grapes, which are a local specialty. Once the owner of a stone-processing plant, he was forced to consider a new direction when the plant was shut down. The town's more than 70 hotels and restaurants welcome more than 600,000 visitors annually and they come to taste the grapes and wine on offer. The bridge has cut transportation time from 45 days to 15 days compared with the sea route. They also learnt the arts of Chinese calligraphy, dumpling making, paper cutting, and discovered the culture of Chinese family trees. Upset by the incident, she wrote to the Shibei district government of Qingdao, suggesting that they introduce a "Neighbor Day" to encourage greater community spirit.
With the theme of "neighbors as family", selected role models and citizen representatives from across the city gathered to share their homemade food and discuss the family stories behind those delicacies. For example, I was provided with a detailed introduction to the G20 and its background," said Wang.
Cascading fears about a hard economic landing for China had receded, replaced with improved growth momentum. This is a nuanced shift from 50 days ago, when he pledged a "prudent" monetary policy with "a bias toward easing". In fact, the International Monetary Fund and several global banks have raised their outlook for China's GDP growth rate this year, after the first quarter. Nomura noticed that the incremental credit-output ratio -or how much new credit is needed to generate one unit of real GDP growth - jumped to a record-high of five in the first quarter because of the diminishing effect of credit.
In particular, the acceleration in credit growth in recent quarters suggested that the debt in the economy, especially corporate debt, will continue to move up," said Zhu Haibin, J.P. He warned corporate lending as a ratio to GDP had become too high and the country must develop more robust capital markets to mitigate that risk. However, Zhou noted that compared with countries without high saving rates, the ratio is not that high.
Having traffic police who can speak fluent English helps maintain order and ensure the safety of tourists, according to officials.


They have made a specialized implementation plan, which assigns forms of English language training based on the officer's age and learning stage.
The new division, which was established earlier this year, has brought all e-mobility related ZF technologies, which were distributed across multiple organizational units in previous years, into one division with over 5,000 employees. One of these mega trends is, of course, efficiency," said Joerg Grotendorst, who is the head of the e-mobility division of ZF. Additionally, there will be an E-Mobility System House, which will incorporate various e-mobility projects from the entire company.
However, the perception of ZF is that most of their projects have historically been linked to transmissions.
But if you want to put these together, we are the only company in the world who have everything under one roof," he said. The policy requiring public parking lots to have charging facilities in at least 10 percent of the parking spaces by 2020 is something where the development of e-mobility in China is in a much better position than in Germany," Grotendorst said. The anticipated adjusted earnings before interest, taxes, depreciation and amortization margin will be over 10 percent. TRW was integrated into ZF as the newly established Active and Passive Safety Technology Division. With our new structure we are perfectly placed to become a truly global integrated systems supplier," said Sommer. A job in Hadawan equates to a decent and enviable life in the city," Zhao said of the old days with his fellow workers. The large amount of unemployed workers, out-of-date industrial and life infrastructures and the deteriorating environment in Hadawan made it a quasi-shantytown in the north of the city. Hadawan's closeness to the river and mountains makes it an ideal option to develop into a new urban area, suitable for emerging industries and housing. All existing factories were relocated in the Jinzhu industrial zone, 30 kilometers from Hadawan, making way for environmentally friendly emerging industries. With better infrastructure and ample space, the company imported advanced equipment to produce paper and minimize its environmental influence. The new road has become a commercial zone, and the riverside has more space, which now forms a public park, giving Hadawan a picturesque view of the second-largest river in Northeast China. Not far from these residential communities are schools, hospitals, a city complex, an industrial heritage park that was built in the workshops of a cement factory, and office buildings. By the end of March, it had processed 2.24 million tons of crude oil, and 190,000 tons of ethylene.
However, in the first three months of this year, the branch's profit from its refining and chemical businesses was 770 million yuan.
Its research and development team for ABS made key breakthroughs in production technology after more than 1,300 experiments last year. Because of those findings, the company can produce aviation kerosene with higher added value.
He said the company will focus on the research and development of new technologies and products, and the upgrading of production facilities.
About 7 million pairs of cotton socks are transported to every corner of the world from the park each day. His company is committed to producing customized socks, such as red socks folded in rose patterns to be used in traditional Chinese wedding ceremonies, and socks packaged as Christmas and birthday gifts. The researchers often go to the United States and Japan to keep abreast with the latest market developments to understand the new trends.
The whole process includes purchasing cotton, spinning, dyeing, weaving, packaging and transportation. More than 1,000 of these expats have shown their support or have directly participated in the "Talk about Jilin" activities. Jiang was speaking at the first International Principal Forum on Environmental Education, which was held in Beijing on Saturday.
The report was presented to the city's environmental protection bureau, transport commission and political advisory body.
This week it was announced that BlackRock made an investment of ?12.7 million in Funding Circle.
This comes in the form of onboarding these customers onto a digital finance portal which they operate.
By operating in the “cloud” platforms both future proof scaling and mitigate internal controls to enter the market efficiently. Utilising their internal expertise in market knowledge, operations and product positioning, it gives them an advantage over most. Benefiting from cheap oil, the weak euro, and the slow decline in unemployment, the outlook looks positive overall. Sometimes they are a fresh individual or group looking to start a new league or raise money for a future event, other times they are already well-established and simply need funds for new jerseys or tournaments.
Digitization, alternative finance and fintech enable many new things, but they are enablers and the ultimate target is to offer better products and more value to the customers, to increase business earnings and offer better ROI for capital. We then highlight some models and solutions, how finance companies can increase efficiency and value in all those key areas. The established finance institutions often also need a significant culture change to adapt to new models. For example, Crowd Valley’s back office enable fast development of new finance service on robust cloud based back office functions, DealIndex is the leading source of Alternative Finance data, Grow Advisors assists finance companies in the transition to the digital era, and TradeUp develops new models for export growth capital. Banks have their capital restrictions and price for capital tied to higher risk loans that leaves a lot of room for other players.
There are some activities in that area and often sought from the investors position, but e.g. This is the area where Crowd Valley also offers leading solutions for platforms and portal to meet their ongoing and long-term requirements.
They have the same stories about regulation, some known platforms and speculation, how new models can have a huge potential. It requires more ecosystem, business model and technology competence than most conferences offer today.
Now Boston Consulting Group (BCG) has produced evidence that private equity funds with portfolio companies with increasingly popular buy-and-build strategies (in which a PE firm buys a company and then build on this platform through add-on acquisitions) with cross-border acquisitions outperform buy-and-build strategies that are purely domestic and strategies that do not include buy-and-build.
The international expansion of a formerly domestic company is hypothesized to unlock opportunities for cross-selling, generate larger scale economies, and catalyze further expansions, especially if the business improvements raise investors’ expectations of results that have yet to be reflected in financial performance. Many of these stories are so remarkable that we decided to create a “Creator Spotlight” blog series. Each person who donated will receive a copy of the album and depending on the amount given, she or he will obtain the music in a different format (ex.
It looks like frameworks and proposals being put in place may speed up that development, by forcing uniform standards and requirements on the market. The revised Payment Services Directive (PSD2) may have a long term effect and catalyze the banking sectors position shift to piping from certain high-value services. The PSD2 is still not fully set and the discussion is still ongoing, however, there are various elements that are interesting to examine and are being anticipated by service providers in the financial markets.
The use case is to allow third parties, with the end users permission, access to certain services using their accounts with financial institutions such as banks.
Take for instance the Spanish Bank BBVA’s API Market platform that’s been rolled out in Spain and the US so far. We can see the amount of investment being made into new cutting edge technologies, new ways of providing services and new business lines being created.
Or it can be used as supply chain financing that helps the company get paid faster for its export shipment than its foreign buyer wants to pay, and thus get cash flow needed to process the next order. Debates on the trade finance gap—and on export promotion and trade and development—need to focus on the growth capital gap. World trade grew an average of 3 percent between 2010 and 2015, after 6 percent annual growth between 1983 and 2008.
Below, we will look at a couple different examples of famous musicians using crowdfunding for their albums or tours! She proved to be extremely successful, as she generated $1.2 million from her fans spread out across the globe. Like Palmer, De La Soul felt that it was in the music’s best interest that they separate from a major label, citing that major labels often infringe on the creative process. Crowd Valley offers service that meets banking requirements include single-tenant application models, end to end data security, integration into sophisticated firewall architecture, and highest service commitments to service integrity. The company is headquartered in the heart of San Francisco with further offices in London, New York and Hong Kong.
The roadshow covered in detail how technologies such as Crowd Valley’s, which leverages the AWS infrastructure, can benefit from cloud architecture built to satisfy the requirements of the most security-sensitive organizations. In its 2015 Magic Quadrant for Cloud Infrastructure as a Service, Worldwide, Gartner placed AWS in the “Leaders” quadrant and rated AWS as having both the furthest completeness of vision and the highest ability to execute. There are still openings available, so join now for your chance to raise money, get exposure and to present at BroadcastAsia 2016!
Their focus is helping people lend based on personal relationships and social validation, rather than credit scores (eg. Each of them has specific considerations and aspects, that may make them more relevant in specific niches or market verticals and any strategy needs to be considered in full thoroughly. This is the result of an effort started by The Netherlands Authority for Financial Markets (AFM) in December 2014, when they published a report on crowdfunding, drawing attention to perceived problems in the current regulations and offering their recommendations about how the digital investing market in the country could develop more sustainably. Symbid, one of the world’s first investment crowdfunding platforms, was born and is currently based there. With these new rules things could accelerate further and hopefully we will be able to see some very good results in the months ahead. We’ve discussed the fragmentation of the European market as an inhibitor to the digital finance markets growth and expect it to continue to as a factor in smaller countries in Europe, outside the majors like the UK. You can expect insight into fintech applications, regulatory development, market movements and trends in fintech and digital finance, with a special focus on online investing and lending, wealth management, real estate and business debt. Startups may seem insignificant compared to large multinational companies that have trillions of dollars of wealth sloshing around in public markets, but a Kauffman Foundation study found that the majority of job growth in the United States is driven by technology startups. This allows to then set a clear target and milestones, along with a specific plan, timeline and budget to reach the set target.
Buschur, formerly CEO of NASDAQ-listed Powerwave Technologies, will be working with the company in a Corporate Development Executive Advisory Role.
Buschur has a proven and global track record in business, and has run NASDAQ listed technology company Powerwave as CEO, dramatically increasing revenue to over $890 million and being named “Fastest Growing Company” 4 consecutive years.
I believe we can see big successes in new finance technology models using modern technologies and I look forward to enabling finance innovation with the Crowd Valley team,” Ronald Buschur explains.
The profile includes narrative that provides insight into an individual's personality as it relates to problem solving, stress, interpersonal relationships, work organisation and environmental career interests and personal growth. It aims to provide comprehensive information about an individual’s personality, revealing potential, confirming capacity to sustain performance in a larger role and helping to identify development needs. Presents a chart and narrative of each factor that aids the practitioner in interpretation of the personality factors.
There are some Tweeters that simply sell, “$179 for remote support, click here” – Lots of volume about themselves.
I became more resolute as to why I couldn’t post on Facebook and now had 3 very good reasons not to. Their success was not delivered by design because they  understood their performance like Houdini understood spot welding! The man that stops regularly to sharpen his saw cuts down more trees in the day than the man that just kept sawing all day long. To ensure the village remained relevant in the modern era, he renovated an abandoned silkworm farm at the foot of the mountain, turning it into a creative arts space featuring traditional handicrafts, such as cotton shoes, as well as a cafe, tea house, bicycle club, bookstore, theater and design studio.
Rural reform needs government policy support, but it also needs contributions from individuals," says Zhu, who is also involved in other village reform projects and has set up the Shanghai Urban and Countryside Interactive Development Center.
It is home to 13 national post-doctoral science and technology research workstations, as well as 27 mobile workstations, with more than 1,200 employees involved. Gao invested in grape planting and he now owns an estate, which includes a hotel, and offers grape tasting, sightseeing and wine making activities. There was also a 'knock-on-the-door' activity to help neighbors network with each other and enhance communication among them.
Pressure on deflation and capital outflow had eased; commodity prices, which had plunged in the previous six months, staged a rebound. That statement was widely reported and interpreted as the central bank's readiness to scale up liquidity injection if required.
New loans extended by banks jumped to 4.61 trillion yuan, nearly 1 trillion yuan more than the same period last year. Grotendorst said the company plans to "focus on full electrification of vehicle drive trends".
The combined company has a global workforce of around 138,300 at about 230 locations in some 40 countries. During the First Five-Year Plan (1953-57) and the Second Five-Year Plan (1958-62), Hadawan developed into an industrial base of national importance. The four main industries in Hadawan are producing charcoal ink, ferroalloys, cement and paper. Di Hong, director of the factory, said: "The price of our aviation kerosene is 500 yuan more than that of 1 ton of diesel.
According to Qiu, the company's target this year is to process 9.1 million tons of crude oil and 800,000 tons of ethylene.
Similar activity is mirrored by companies such as Goldman Sachs, JPMorgan and DBS in Singapore. The motive for the institution is clear and with the rise of “collaboration” it makes entering the market effortless. With the prospect of economic volatility reaching developing countries, evaluating risk is key when determining investment and trade opportunities.
Whether it is an Olympic level athlete generate funds for the Rio 2016 Summer Olympics or a youth sports teams trying to gain support for their tournaments and travels, athletes from all over the world are using Kapipal (a Grow VC Group company) to raise money for their dreams. With the campaign page, it will be a very important that you inform your audience of who or your team is and what your goals or dreams are. The UK has been the leading market, where the FCA has had an important role to play in enabling the fast development of the industry. I also boosted my personal music page on Facebook in order to reach a wider number of people. Similar initiatives are being prepared and launched in various forms of innovation accelerators, internal ventures and new business development teams around the world. Given the interconnectedness of the global financial services sector, new ways of delivering are being prepared and launched all around the world, and strategies are being laid out on how positions are changing in the market. The same characteristics in the market demand that ultimately manifest themselves also in new regulatory discussions and proposals, are what is is driving this shift from Asia the to the Americas. We will see banks both lead and get left behind, with the shift to becoming more relevant to the market, the consumer and the service provider longer term being the main focus. Growth capital is equity and longer-term debt financing that is not aimed at any one trade transaction, but rather at expanding a company’s production and sales capabilities.
But it is important to keep in mind that she did not merely generate this huge amount by only asking her fans.
Within a month of creating their crowdfunding campaign, they were able to generate $600,874, far surpassing its goal of $110,000 (their campaign surpassed this figure in only 9 hours). The resulting album, “And the Anonymous Nobody,” is set to release this year.
No matter whether you are an artist, scientist, entrepreneur or merely a dreamer, there are plenty of different ways that Kapipal can be leveraged, so what are you waiting for? For Crowd Valley’s customers, this means that they can rely on market-leading technology infrastructure without having to make any investment at all in their own servers, let alone security policies, procedures, or data archives.
Feel free to contact us or read more below where we highlight some of our most popular blog posts that help explain how to get started turning your dreams into reality! We remain optimistic and call for effective frameworks to facilitate cross border intra-Europe digital finance transactions and see the vast potential for growth if the world’s largest market can act as truly that. The power of information technology has been steadily increasing for the last three decades and has recently reached a level of maturity that has started to trigger a reorganization of the global economy. Given the innovative startups’ critical role in the information economy, the importance of healthy startup ecosystems only stands to increase in the future, being this the reason why local, regional and national governments across the world are establishing programs to support tech entrepreneurs in an effort to stimulate economic growth and job creation. He has also successfully run technology growth companies, like HMT Technologies in Silicon Valley and been involved in cutting edge technology development and deployment in the United States, Europe, Middle East and Asia. It addresses leadership, interacting with others, decision making, initiative and personal adjustment. There are others that seem to give, like Daniel Sharkov who provides an excellent source of blogging insight.
So entrenched is the question in our culture that companies spend millions getting brilliant copy written and that fatal question still sneaks through missing vital sales. For example, if chasing invoices takes your time, outsource it to someone else, get rid of the hassle and charge your business half as much to get the tasks done. This is because his saw just became more and more blunt, making him work harder and harder, achieving less and less. From April 22 to 24, it hosted the "China Good Tech-Overseas Talent Innovation and Startup Competition", with 29 high-end candidate projects in healthcare, smart hardware, energy conservation and exploration and marine technology participating.
Bloomberg Intelligence Economics' China Monetary Conditions Index rose in March, hitting its highest level since September 2011, thanks to PBOC's strong pro-growth real interest rate stance, outstanding loans and real effective exchange rate.
Its main business revenue is expected to reach 60 billion yuan, with a net profit of more than 1.5 billion yuan and 13 billion yuan in tax paid. While these large institutions are making waves in the digital finance space, similar size opportunities are being exploited by community banks and institutions in the form of local P2P networks.
Tell exactly why you need additional funding, and what you plan to do with it once you reach your campaign goal. Most solutions are relevant for many types of finance institutions, but we also include models, how e.g. The event served as a good summary of the p2p lending and equity crowdfunding market in the UK and some other countries. Many parties also see that much more data, including historical data, is needed to get the market to a more mature phase. In addition to public posts, I wrote private messages to friends asking them to share my campaign with their friends and acquaintances and wrote several emails to people in the same fashion. Leveraging back and middle office frameworks like the Crowd Valley Digital Back Office is part of this development and in our work, we are fortunate to be able to assist in the migration to the new banking economy with the right balance of efficiency and security for all parties involved.
It has never been easier or cheaper to create a startup thanks to infrastructure like open source software, software as a service, cloud hosting, globally ubiquitous payment processing, viral distribution channels, real-time collaboration, on demand logistic services and hyper-targeted advertising.
These are: warmth, reasoning, emotional stability, dominance, liveliness, rule consciousness, social boldness, sensitivity, vigilance, abstractedness, privateness, apprehension, openness to change, self-reliance, perfectionism and tension. Looking at the second column, an example might be to spend more time finding clients because they generate good income.
Also, be sure to include some images or video of you in action playing the sport you are trying to raise money for. At the same it also illustrated, how the discussion now focuses on a few services and countries, when much more happens behind the curtains. Now some services have really started to offer data available that help follow many platforms and see historical trends (see e.g. It’s just a click of a button to start to start but remember that it’s not just creating a crowdfunding page. Buschur is joining the company to bring his expertise into global business development and strategic partner expansion. Yet what they really wanted was you to go to the cinema and there you are telling them why not. KRA’s are about identifying the chunks of work that have to happen beneath each KPI to achieve that KPI. The idea is that if you have identified the correct KRA’s and those are being achieved, then it is highly likely that the KPI will be delivered too.
THESE VERY SAME ENFORCEMENT AGENCIES, WHO HAVE SWORN TO PROTECT AND SERVE, OUR COUNTRY, AND CITIZENS ,ARE BUT SOME, OF THE CORRUPT,GREEDY TRAITORS .ENGAGED IN THE TYRANNY AND TORTURE.
The school district has moved to a biometric identification program, saying students will no longer have to use an ID card to buy lunch.A  BIOMETRICS TO TRACK YOUR KIDS!!!!!i»?i»?A TARGETED INDIVIDUALS, THE GREEDY CRIMINALS ARE NOW CONDONING THEIR TECH!
Paul Weindling, history of medicine professor at Oxford Brookes University, describes his search for the lost victims of Nazi experiments.
The chairman of the board at ESL a€” then proprietor of the desert wasteland in Nevada known as a€?Area 51a€? a€” was William Perry, who would be appointed secretary of defense several years later. EUCACH.ORG PanelIn a 2-hour wide-ranging Panel with Alfred Lambremont Webre on the Transhumanist Agenda, Magnus Olsson, Dr.
Henning Witte, and Melanie Vritschan, three experts from the European Coalition Against Covert Harassment, revealed recent technological advances in human robotization and nano implant technologies, and an acceleration of what Melanie Vritschan characterized as a a€?global enslavement programa€?.Shift from electromagnetic to scalar wavesThese technologies have now shifted from electromagnetic wave to scalar waves and use super quantum computers in the quantum cloud to control a€?pipesa€? a reference to the brains of humans that have been taken over via DNA, via implants that can be breathed can breach the blood-brain barrier and then controlled via scalar waved on a super-grid. Eventually, such 'subvocal speech' systems could be used in spacesuits, in noisy places like airport towers to capture air-traffic controller commands, or even in traditional voice-recognition programs to increase accuracy, according to NASA scientists."What is analyzed is silent, or sub auditory, speech, such as when a person silently reads or talks to himself," said Chuck Jorgensen, a scientist whose team is developing silent, subvocal speech recognition at NASA Ames Research Center in California's Silicon Valley. We numbered the columns and rows, and we could identify each letter with a pair of single-digit numbers," Jorgensen said.
People in noisy conditions could use the system when privacy is needed, such as during telephone conversations on buses or trains, according to scientists."An expanded muscle-control system could help injured astronauts control machines. If an astronaut is suffering from muscle weakness due to a long stint in microgravity, the astronaut could send signals to software that would assist with landings on Mars or the Earth, for example," Jorgensen explained. These are processed to remove noise, and then we process them to see useful parts of the signals to show one word from another," Jorgensen said.After the signals are amplified, computer software 'reads' the signals to recognize each word and sound. Our Research and Development Division has been in contact with the Federal Bureau of Prisons, the California Department of Corrections, the Texas Department of Public Safety, and the Massachusetts Department of Correction to run limited trials of the 2020 neural chip implant.
We have established representatives of our interests in both management and institutional level positions within these departments.
Federal regulations do not yet permit testing of implants on prisoners, but we have entered nto contractual agreements with privatized health care professionals and specified correctional personnel to do limited testing of our products. We need, however, to expand our testing to research how effective the 2020 neural chip implant performs in those identified as the most aggressive in our society. In California, several prisoners were identified as members of the security threat group, EME, or Mexican Mafia. They were brought to the health services unit at Pelican Bay and tranquilized with advanced sedatives developed by our Cambridge,Massachussetts laboratories. The results of implants on 8 prisoners yielded the following results: a€?Implants served as surveillance monitoring device for threat group activity. However, during that period substantial data was gathered by our research and development team which suggests that the implants exceed expected results. One of the major concerns of Security and the R & D team was that the test subject would discover the chemial imbalance during the initial adjustment period and the test would have to be scurbbed. However, due to advanced technological developments in the sedatives administered, the 48 hour adjustment period can be attributed t prescription medication given to the test subjects after the implant procedure. One of the concerns raised by R & D was the cause of the bleeding and how to eliminate that problem.
Unexplained bleeding might cause the subject to inquire further about his "routine" visit to the infirmary or health care facility. Security officials now know several strategies employed by the EME that facilitate the transmission of illegal drugs and weapons into their correctional facilities. One intelligence officier remarked that while they cannot use the informaiton that have in a court of law that they now know who to watch and what outside "connections" they have. The prison at Soledad is now considering transferring three subjects to Vacaville wher we have ongoing implant reserach. Our technicians have promised that they can do three 2020 neural chip implants in less than an hour.
Soledad officials hope to collect information from the trio to bring a 14 month investigation into drug trafficking by correctional officers to a close. Essentially, the implants make the unsuspecting prisoner a walking-talking recorder of every event he comes into contact with. There are only five intelligence officers and the Commisoner of Corrections who actually know the full scope of the implant testing. In Massachusetts, the Department of Corrections has already entered into high level discussion about releasing certain offenders to the community with the 2020 neural chip implants. Our people are not altogether against the idea, however, attorneys for Intelli-Connection have advised against implant technology outside strick control settings. While we have a strong lobby in the Congress and various state legislatures favoring our product, we must proceed with the utmost caution on uncontrolled use of the 2020 neural chip. If the chip were discovered in use not authorized by law and the procedure traced to us we could not endure for long the resulting publicity and liability payments.
Massachusetts officials have developed an intelligence branch from their Fugitive Task Force Squad that would do limited test runs under tight controls with the pre-release subjects. Correctons officials have dubbed these poetnetial test subjects "the insurance group." (the name derives from the concept that the 2020 implant insures compliance with the law and allows officials to detect misconduct or violations without question) A retired police detective from Charlestown, Massachusetts, now with the intelligence unit has asked us to consider using the 2020 neural chip on hard core felons suspected of bank and armored car robbery.
He stated, "Charlestown would never be the same, we'd finally know what was happening before they knew what was happening." We will continue to explore community uses of the 2020 chip, but our company rep will be attached to all law enforcement operations with an extraction crrew that can be on-site in 2 hours from anywhere at anytime. We have an Intelli-Connection discussion group who is meeting with the Director of Security at Florence, Colorado's federal super maximum security unit.
The initial discussions with the Director have been promising and we hope to have an R & D unit at this important facilitly within the next six months.
Napolitano insisted that the department was not planning on engaging in any form of ideological profiling. I will tell him face-to-face that we honor veterans at DHS and employ thousands across the department, up to and including the Deputy Secretary," Ms. Steve Buyer of Indiana, the ranking Republican on the House Committee on Veterans' Affairs, called it "inconceivable" that the Obama administration would categorize veterans as a potential threat.



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