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No contract cell phone plans offer consumers the convenience of cell phone service without being tethered to any service term contract obligations (eg. In the next sections, you can go over brief reviews of various types of these plans, and dig deeper through the Full Review links. For more background information on how all these work, check out the No Contract Phones & Plans main page. Users who like the freedom and flexibility of not being tethered to a 2-year phone company contract. Users who like saving a lot ($30 to $50 a month is common) on cell phone service expenses as no contract plans are a lot cheaper than regular contract plans. Monthly no contract cell phone plans provide consumers access to cell phone services by paying for it on a monthly basis. Unlimited monthly plans are a specific type of monthly cell phone plan where there are no limits to talk time, text time or data transfer.
Family Plans are bundled packages of monthly plans, with a discount incorporated for the subscription of multiple plans within one account. Please note that when you click the links on this site and make purchases, we will receive referral commissions in a majority of cases. Most major wireless providers offer prepaid phone plans as an alternative to service agreements that require contracts. Cell phone plans change frequently, so it is best to check with your carrier of choice for the most up to date information. Operated by TracFone Wireless, Straight Talk is available through Walmart stores across the country. Also offering no-contract plans and operating under the TracFone umbrella, NET10 Wireless has pay-as-you-go plans starting at $20 for 200 minutes, as well as 30-day monthly plans starting at $15 for 200 minutes.
Freedom to switch carriers: When you are not locked in to a service agreement, you have the option of switching to a different cell phone provider at any time.
Ability to cancel: With a no-contract plan, you have the ability to cancel your service at any time without having to pay a cancellation fee. Missing out on special promotions: People using a no-contract plan may not be eligible for the promotions offered to wireless customers on a service agreement. Higher equipment costs: With no-contract service, handsets typically won't be discounted, so the up-front equipment cost can be higher than if you were signing a contract. Potential caveats aside, prepaid and pay-as-you-go cell phone plans make a lot of sense for the right type of users, and not just people who don’t have the credit scores to get onboard with a contract plan. Net10 is a prepaid wireless service provider who is in part with TracFone Wireless, America’s largest no contract cellular service provider. If you want to quickly look into more detailed comparisons of various providers and plans, check out the No Contract Plans & Providers Comparison Chart. Each of these options can work for smartphones or regular feature phones (non-smartphones).

Since there are no contracts, they are sometimes referred to as Pay As You Go monthly plans. Data plan users should note that there is usually a limit on how much high speed data (3G, 4G LTE) can be accessed, even for unlimited plans. They have gotten less relevant in recent years with the low cost and discounts offered by individual prepaid plans. Microsoft Lumia 640 4G LTE with 8GB Memory No-Contract Cell Phone, Read customer reviews and buy online at Best Buy. During that time, customers cannot cancel or greatly modify their plan without having to pay a fee. In general, most no-contract plans are prepaid rather than postpaid, like a conventional monthly plan.
Straight Talk works with T-Mobile and compatible unlocked phones, providing a main monthly plan of $45 for unlimited data, talk and text. This would allow you to take advantage of special promotions and rate changes offered by cell phone carriers.
A wireless plan with a service agreement typically carries a lofty fee for early cancellations. For example, you will likely have to pay full price for the mobile phone if you do not sign a contract, effectively skipping the promotional discount that comes standard with a service agreement.
For people who don't want to be tied down to a specific plan with a specific provider for a minimum of two years, these plans can be a terrific option. For example: No contract, pay-as-you-go plans make an affordable option for the occasional cell phone user who just needs a mobile lifeline now and then, while unlimited text and voice plans can cut bills for nonstop talkers who keep running over their monthly limits on a contract plan. Power and Associates ranked Net10 number one in customer satisfaction in 2009, and all signs point to the cellular service provider’s impossibly simplistic price structure as key.
With Net10 wireless service, users get unlimited GSM service on the best nationwide networks.
The $65 monthly plan includes unlimited international plan with unlimited nationwide minutes, unlimited message and unlimited data plus, and international calling to over 1,000 destinations.
For light cell phone users, especially users needing under 150 minutes of talk time or 300 text messages a month, Pay As You Go phone plans are the least expensive. These plans are very popular as users do not need to worry about their airtime running out, or needing to top up their account with more airtime credits. Shop prepaid cell phones, Pay As You Go Airtime options, No Contract Monthly Plans and More! A no-contract plan gives users similar options for purchasing and using a cell phone, but without the service agreement. The cheapest is $50 per month, including the first 100MB of data at up to 4G speeds, falling back to lower speeds when that limit is reached. The monthly no-contract cell phone plan starts at $50 per month, providing unlimited talk, text, web, email and 411 service.

There is also a $60 unlimited plan that includes international calling and messages, as well as a $30 plan for 1000 minutes, 1000 messages and 30MB of data.
They can also make mobile phones much more approachable by users who may have bad credit or no credit rating. Net10 offers blocks of prepaid minutes for 10 cents per minute no matter what quantity you buy, and has also teamed up with major retailers like Wal-Mart to offer both airtime cards and phones in stores. The company features unlimited GSM service, $50 and $60 monthly payment plans that includes unlimited talk, text, and web.
In addition, some providers, like TracFone, allow for rollover minutes and service days, which means that airtime credits get accumulated when users don’t use them up.
There is a monthly plan to suit every level of cell phone use, from light users, to moderate to heavy phone users. For heavy phone users, it works out to be less expensive than purchasing multiple bundles of Pay As You Go airtime credits.
Typically, with a no-contract plan, the user is required to pay full-price for the purchase of a cell phone and may pay slightly higher usage rates.
Monthly payments can be reduced to as little as $35 with the company's Shrinking Payments system; for every six on-time payments, Boost will lower your monthly bill by $, up to a maximum of $15 off the full rate. For users who don't have high data needs, the company's payLo plans may be more appropriate and less expensive.
Here are some of the top-rated prepaid cell phone providers out there, and how they’ve managed to stand out from the pack.
The selection of available cell phones leaves something to be desired, but prices are reasonable. Its users can use virtually any compatible or unlocked GSM phone with a NET10 SIM to get service on the best nationwide networks. These plans are convenient to have, as users know that service is available as long as payments are made each month.
Alternately, T-Mobile also has prepaid plan options that are on a per-day or pay-as-you-go basis.
The $20 plan includes 400 minutes, with text messages charged at 15 cents each and web access charged at $1.50 per MB. With this type of payment plan, the user loads money on to the card and usage fees are subtracted on an as-needed basis. The $30 plan includes 1500 minutes, 1500 texts and 30MB of web, while the $40 plan includes unlimited minutes, unlimited texts, and 50MB of web access. Typically, these pay-as-you-go plans have a higher cost for minutes and data than prepaid monthly plans.

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