Welcome to NoContractCellular.org where we publish reviews and comparisons of the best prepaid or no contract plans and phones to help consumers get the best bang for their buck. Regular contract plans include a cost component for the cost of the cell phone, resulting in higher outlays each month for users. Cell phone users can expect reliable, clear connections and high data speeds from these plans. The MVNOs administer their differentiated cell phone service plans on the front-end using a lean and mean prepaid pricing model. Although this could make the deal look less attractive, most consumers are aware that they will be saving a lot more than the $350 difference in plan fees over time. For consumers without much of a preference on what cell phones to use, buying a prepaid phone directly from the phone plan company is an easier and cheaper approach than unlocking an existing phone. Once you have narrowed down the best plans that suit you, consider a few companies that will provide you with the type of plans that best matches your needs. Some of the best no contract phone companies include TracFone, Straight Talk, Boost Mobile MetroPCS and Virgin Mobile. Going with a stable brand name that has a large user-base may help to provide some stability in plans and pricing for the long term cell phone user.
Affiliate Advertising & Linking Disclosure: This site features links to various merchants and websites. Users have lots of options for no contract cell phones, including iPhones and Android smartphones, as well as regular cell phones (non-smartphones). A large proportion of prepaid cell phone users have migrated to smartphones in recent years. Checking and making social updates on Facebook, Twitter, Instagram and other social networking sites. Good quality cameras for taking photos and videos, easy to upload and share their pictures and videos. To learn more about choosing a good no contract smartphone, check out the shoppers’ guide here. Regular feature cell phones or non-smartphones continue to be preferred by many despite the rise of smartphones. No contract phones are mostly sold by various prepaid phone plan companies like Straight Talk, TracFone or Virgin Mobile. The advantage of buying a no contract phone that is tied to a particular no contract phone company is that it is usually cheaper. The advantage of buying an unlocked phone is that as a user, you are free to take it to different networks.
For consumers who do not have a keen preference for unlocked phones, we recommend buying a no contract cell phone that is offered directly by a no contract phone company, such as Straight Talk, TracFone or Virgin Mobile. After crunching the subsidized cell phone math and multiplying the mobile contract costs, I came to the conclusion that buying an unlocked iPhone 5 outright from Apple with zero ties to any contract-wielding carrier is a ringin’ deal. Since this blog is about being a smarter, less spendy consumer, I’m going to walk you through my decision to spend a whopping $783 on a freaking smartphone. I have happily used my relic of a cell phone for the past 7 years, and I wrote about resisting the call of new phone technology in Do you really need that upgrade? While I’m awesome at delaying gratification, there comes a time when technology becomes unusable, deprecated, or broken. I love working in the Apple ecosystem, and spending more for an operating system, the applications, and hardware I prefer is worth it to me. Also, with so few carrier options, studies show that mobile service in Canada is overpriced and anti-competitive. Being dialed in and handcuffed to a contract and carrier was never my preference, but I still ran the numbers using the tools that have saved me money over the years — my brain and a spreadsheet. Mobile nerds can open my mobile cost comparison spreadsheet, but I’ll just tell everyone else the results. I then compared the monthly cost of going prepaid (aka Pay-As-You-Go) with PC Telecom and Koodo Mobile, a subsidiary of Telus with plans that let you carry-forward unused voice and data balances.
After pricing out SIM cards, base plans, and calculating data needs, my preference went to Koodo Mobile for flexibility and a low $26.32 per month cost.
Bottom Line: After doing two basic mathematical calculations known as addition and multiplication, I came to the conclusion that opting for a prepaid plan could save me nearly $30 per month, or just over $1,000 in monthly fees over three years. Use your cell phone outside your local area or travel to another country, and you’ll likely get whacked in the wallet by crazy high roaming charges. It’s no shocker that Canada is known to have some of the world’s highest roaming rates.
A SIM card is a small, thumbnail-sized chip that stores your phone number and personal information. I have every reason to be terrified of bill shock, especially since Canadians have little protection and warning when they’re set to hit data limits. By April 2013, more than 97% of American wireless customers will get automatic usage alerts when consumption of data, voice, text, and international charges approaches or exceeds plan limits. Bottom Line: Paying the big bucks for an unlocked cell phone and opting for a prepaid plan can save you money by helping you to stick to a usage limit, capping spending, and avoiding the dreaded bill shock. Before dropping $783 on my brand new unlocked iPhone 5, I searched a slew of online classified sites to see if a used unlocked iPhone could be had for less. After nearly laughing my a$$ off, I discovered that gently used unlocked smartphones are pretty decent at keeping a high resale value.


Given my cell situation I’m set to save a minimum of $480 over the next three years by paying $783 outright for my fancy unlocked iPhone 5. How much would you have saved by ponying up the cash for that pricy cell before locking into a lengthy phone plan with a greedy service provider?
I have been with Rogers for a few years now, and every now and then I have asked for discounts. I have thought about not having data, but I just personally feel that having a smartphone with no data defeats the purpose of having a smartphone.
Perhaps Telus has a habit of lying to me, but any time I’ve brought up the Sim situation in regards to swapping sims and bringing in unlocked phones. Last year we had to deal with switching cell companies because of a buyout (DMTS->TBayTel). Since we travel to the US several weeks every year, and have three unlocked phones, (I kept my previous Galaxy S2 when I bought the Nexus 4) we have options. Lastly, if you travel a fair bit, you really need to look into having a dual SIM card phone, as it gives significant advantages. Unlike traditional cell phone plans, these plans will tether users to standard 2-year contracts. You can think of the higher monthly costs as covering the cost of phones over time and compensation for the risks the cell phone company takes on if a customer defaults.
Users are free to switch their cell phone numbers from a current carrier to a no contract plan provider. That means that users would purchase their plans or airtime upfront, rather than get a bill at the end of the month. These phones can purchased directly from a no contract phone provider at competitive prices, or users could add a no contract plan to an existing cell phone they own. For users who do not need a top tier premium phone, or who just need a regular cell phone, a basic non-smartphone can often be gotten for $10 or even free at times. When you break the cost down, saving $50 a month in cell phone bills would result in $600 in savings in just 1 year. One is Republic Wireless, which offers a cheaper hybrid phone plan that will connect users through wireless wifi networks (where available) instead of regular cellular networks. More and more companies (MVNOs) are jumping into the no contract foray even as companies face stiff competition. When you click through the links on this site and make purchases, we will receive referral commissions in a majority of cases. No doubt, smartphone provide users with a rich user experience, going just beyond the basics of phone calls and SMS text messaging. Online text & chat, voice calls, emailing, web surfing, video streaming and more without incurring data fees. People get caught up with all that they can do with a smartphone, and become disconnected with their immediate surroundings. They are theoretically supposed to work with any network provider that supports users who bring their own unlocked phones. You do not need to change your phone if you want to change your no contract service provider. The reason is that is it less expensive and you know for sure that the phone will work with the phone plan. While a lot of shoppers have a clear idea what type of phone (even exact model) they want, many are open to different possibilities. If you need additional guidance, check out our complete guides to smartphones and feature phones. An unlocked cell phone is not tied to the carrier you bought it from and can be used with most mobile carriers anywhere in the world by swapping something called a SIM card. The world (and internet) have changed drastically since I starting using my 2006 candybar cell, and not being able to text friends, check my email, or do bloggy-related things online made my old phone a major liability.
First off, Canadians have the world’s longest mobile phone contracts — sign up for a subsidized phone with one of the big three carriers (Bell, Rogers, or Telus) and expect to be on the hook for three long years. After comparing the cheapest cell plans offered by Rogers, Telus, and Bell, the numbers were so uncompetitive and similar that averaging a price with a subsidized iPhone 5 was so easy-peasy, it kinda made me queasy.
Going prepaid with an unlocked phone also gives me the flexibility to swap SIMs and switch providers if a better deal comes to town. Bell Canada issued this Canuck a $9,350 data roaming bill after his visit to Israel, but excessive smartphone roaming fees can happen during quick jaunts to neighbouring countries too. Americans may have greater choice in the mobile market, but there are cases where roaming Yankees got stuck with a $10,000 phone bill too. When your cell phone is not locked to a specific carrier, you can easily switch networks by swapping the SIM with one from a local service provider and avoid exorbitant roaming charges. It happens when you unknowingly go over your plan’s voice or data limits and your provider charges you dearly for the overage, without warning. Wading through the used locked iPhones was a hassle, especially since most were being sold with a 2-year contract still attached! If you like upgrading your mobile gadgets often, choosing to pay more up front for an unlocked device could save you a bit of money since the resale value is decent. And these savings do not account for potential overages, roaming fees, and other gotchas an inflexible contract might cost. This spring, they allowed me to upgrade from my blackberry 9780 to an iphone 4s (while still under my 3 year contract) for free!


It was expensive at the outset but looking back it’s one of th smartest purchases I have ever made.
Taylor is the creator and lone writer of Squawkfox, a personal finance blog where consumer savvy is fun. They are either pay as you go or month-to-month plans where users make ongoing periodic payments, as long as they still want to keep their service active. Being able to save thousands from switching to a no contract plan has prompted many to change to no contract plans. The freedom to switch a number to another provider is mandated under the FTC’s wireless local number portability guidelines (more details).
This approach not only keeps costs low for users, it also means there are no surprises with large inadvertent charges. A lot of consumers like this because there is no hard credit pull that could affect their credit scores, or worse, prevent them from getting approved for cell phone service. With no contract plans, consumers are expected to cover the cost of their phones from the get go. A larger portion of the cost of owning a cell phone has more to do with the plan costs rather than the phone costs. No contract phone companies have different selections of smartphones and basic or feature phones. Over the years, they have proven themselves in offering value and clear connections to millions of users nationwide. These days, it’s not unusual to see groups of people hanging out together physically, but everyone is on their phones.
Some shoppers can’t decide what to buy, or they are waiting for a certain phone model to make its debut. Users will need to purchase a cell phone plan from these companies to receive continued cell phone service. Some phone companies may have additional constraints like whether it is a GSM or CDMA phone.
In addition, the user can be assured that there will be no compatibility issues operating the phone on the company’s network. Contract termination fees can cost you hundreds, even if you’re staying with the same carrier.
Heck, this Verizon customer racked up a $1,500 cell phone bill in 12 days thanks to a little travel.
The shock part happens when a defibrillator is needed to revive your body after your brain realizes the financial impact of that massive cell phone bill. After adding up contract costs, comparing unlocked and subsidized phone options, fearing bill shock, and popping SIMs to avoid roaming fees, I think maybe it’s time to rethink how we buy cell phones.
I just had to send the phone back (which I paid $50 for 2 years ago), and the iphone was brand new (not refurbished) as it was sealed.
I’m a big traveller and have taken it to a number of countries and have always had an easy cheap time using it wherever I am in the world.
At your destination, most airports have SIM card kiosks near the baggage pickup area, so you can buy a new SIM card for that country real cheap. Light phone users could get away with paying under $10 a month for full cell phone services, while heavy users could pay $50 a month for an unlimited use plan. Take a little time to compare amongst a few companies to pick the best plan for your needs.
An iPhone or Samsung Galaxy S# that could cost $150 with a 2-year contract may require an outright $500 purchase payment from a user. If you need to use your cell phone a lot, a high volume monthly or unlimited use plan would make more sense. You definitely want to choose a company that provides you suitable phones at the right price points.
Both these options have their pros and cons, but they offer another perspective to no contract cell phones plans.
There’s been reports of accidents happening because the drivers were caught up with texting on their phones.
These phones are usually optimized and programmed to work well with the cell phone service offered by these companies.
Canadians are the big losers in the mobile space, paying a chart topping $67.50 for voice, text, and data plans.
I now have a bag of SIMs I keep in my wallet and just swap out for the one I need on the plane and I’ve got phone service as soon as I touch down! Before you sign up, read up on their background to make sure you are dealing with a reputable company. So, having data has been useful when there is no wifi connection (which I found that only McDonald’s, Starbucks or Tim Hortons to be the few places that I can connect to wifi).
They gave me an offer of adding 500 mb for $5 more or for another $5 for 1GB (or the same $5 for 6gb) so I took the 6GB offer, since I felt it to be the better deal.
Straight Talk or Net10 seem to have the widest flexibility since they work with all 4 major network carriers.



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