While you can usually get utility companies to work with you on partial or late payments, landlords can be a different story. Know What Your Lease SaysBefore you start worrying about the consequences of not making your full rent payment, read through your lease and know what, if any, options you have.
If you don't understand the terms of your lease and what your landlord's legal recourse is in the case of rent non-payment, contact your local tenant's council if your community has one. Department of Housing and Urban Development has housing counselors available to assist you. Talk to Your LandlordAs soon as you know you're going to be short on rent, talk to your landlord and be honest about the situation."Attempt to reach an agreement to get the rent current," said Juliana Gonzales, executive director of the Austin Tenants' Council in Austin, Texas.


Make a Partial or Late PaymentOnce you've come to an agreement with your landlord, and have it in writing, make your payment, and do it by check or make sure your landlord gives you a receipt.
If the landlord still refuses to accept the payment, Gonzales said you should send the check by certified mail and request a return receipt verifying it was delivered.4. Apply for a GrantIf your situation is going to cause you difficulty paying your rent for more than just a month, you might want to consider applying for a grant.Some charities offer one-time grants that can help to cover your rent costs while you sort through a financial hardship. Qualifications vary, but the grants generally do not have to be paid back.Catholic Charities offers emergency assistance grants. Applicants must apply in person and talk with a case worker.Modest Needs offers a Self Sufficiency Grant available to anyone with a job.


If you don't have a computer, you can use one for free at your local library branch.If you've found yourself unable to pay your rent, chances are you need to take a good, hard look at creating a monthly budget. The difference between people who are financially secure and those who are not often comes down to whether they make a budget a€” and stick to it.Remember that being late on your rent doesn't just stress you out and make your relationship with your landlord difficult, it can also impact your credit.



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