Note: This is a guest post by Janet Flewelling, director of human resource operations with Insperity, a business that has been providing HR and business solutions for 25 years. Businesses that properly plan for disasters are more likely to continue to operate and flourish than those that simply leave things to chance, according to the Insurance Information Institute. What should be done if the company building or office space is damaged or destroyed by storm-force winds or water? Would necessary resources, databases, contact information and other important items be available to adapt to a change in location or operations?
The answers to these questions and other similar concerns can be addressed in a disaster preparedness manual that is individually tailored to a specific business. Decide which employees are absolutely critical to the emergency response effort and which employees could better serve the company by working from home.
A solid strategy must be put into place to ensure employees, families, service providers, contractors and the general public are all kept abreast of the situation.
Review existing insurance policies on all business properties and facilities, including motor vehicles, to ensure adequate and appropriate coverage.
After a disaster, the business that becomes operational first is in the position of being ready to serve existing customers and take on new ones while the competition continues to struggle.
In a disaster situation, it is not uncommon for employees to search for pertinent information about company closures, their paychecks or even job status.
If a comprehensive disaster plan is created and in place before disaster strikes, business owners are in a strong position to confidently handle and successfully manage the recovery process with minimal disruptions to their business. All posts may contain affiliate links, which won't cost you any more to purchase, but does help support this site. If you are new to the idea of prepping, likely you are overwhelmed with all that needs to be done to keep your family sustained in the event of an emergency situation. Purchasing a water dispenser is one of the easiest things you can do to store water because it gives you the opportunity to stock 5 gallons at a time, all in one container.
If your family suddenly found yourselves without lights in your household, are you prepared? TIP: Get well-versed with how to light your lamp, and keep it where your family can easily find it in a pinch.
Stocking up on food isn’t something that most of us do in one week, but rather, over time. TIP: Watch your local grocery store circulars for loss-leader sales on your favorite canned or boxed foods. TIP: Check local thrift stores or off-season sales and purchase two pairs apiece for your family.
TIP: Choose plants that your family will enjoy eating versus those that are easiest to grow, even if they are not as prolific. Kristi Stone homesteads .18 of an acre in Southern California where she gardens, cares for her rabbits and chickens, and lives with her husband and two of her three children. Priscilla recently posted…DIY Remineralizing & Whitening Fluoride-Free Toothpaste Kids LOVE!
Experts on natural catastrophe risk at Allianz have highlighted the growing trend in insured losses arising from natural catastrophes worldwide in a risk briefing – the Allianz Risk Pulse: Focus Natural Catastrophes – which is released today. The Allianz analysts have also noted that, during the past decade, the earthquakes which caused the highest fatalities were not necessarily the strongest ones.
Proper risk management prior to an event and preparation for a possible natural disaster are identified as key factors in reducing the impact. The insurance industry plays an important role when it comes to helping those affected by natural catastrophes, advising on preparedness and prevention and analyzing risk.
Having adequate building codes, early warning systems and loss prevention measures in place and being prepared to take the right contingency actions is critical to avoid future losses related to natural catastrophes. Apart from lessening the negative impact of climate change carbon emission reduction efforts also offer new business opportunities for instance for the renewable energy sector. And it is not just preparing for the disaster, you must also train yourself as well as your family members on a regular basis.
An aware and trained family is always in a better position when a natural or man-made disaster strikes (a man-made disaster may constitute of a terror attack or a chemical accident).
In case you have pets, senior citizens and persons with disability at home you should prepare your family members accordingly. In order to know more about how to prepare and manage natural and man-made disasters you can visit this website called 72hours.org.
This entry was posted in Survival and tagged Emergency, Japan, Natural Disasters, Survival on March 13, 2011 by Sarah Watts. Food And WaterHomeowners should make certain they have enough food and water to last for one week.
Emergency SuppliesBlankets, warm clothing, and medical supplies should be readily available. LightingIn the event there is no power at all, flashlights, glow-sticks, and candles should be available. CommunicationWhen landlines are not available, make certain to have a fully-charged cell phone ready at all times. Woodstove and BBQIn homes that have a woodstove available, it's important to make sure there is enough dry firewood to last at least one full week.
By following these six fundamental guidelines, families will be able to survive in their home, without relying on outside help.


If the computer system or information contained in its files is destroyed, it can be extremely difficult to reconstruct important financial information, client databases or employee records.
Make sure employees are aware of their status and responsibilities during an emergency situation. This person should be aware of all of the pertinent details related to the business and serve as the single contact for any outside inquiries. Keep those policies in a safe, offsite location and have instructions for their use and access, including contact information, policy numbers, coverage periods and policy restrictions in the disaster preparedness manual. One of the best ways to ensure a swift recovery is to negotiate strategic partnerships with key trade-industry professionals including carpenters, plumbers, electricians and the like – before a natural disaster strikes. Being prepared to respond to questions from employees, customers and the news media is critical during a natural disaster. Insperity (NYSE: NSP), a trusted advisor to America’s best businesses for more than 25 years, provides an array of human resources and business solutions designed to help improve business performance.
It doesn’t have to be overwhelming if you start slow and work on it little by little.
Using a water dispenser will ensure that you rotate your water regularly, so you can be sure that your water is always fresh and usable, providing that it is clean, purified water.
It is said that each person needs 1 gallon per day minimum, so you’ll need to decide how many days worth of water you want to store.
What type of lighting would you need in order for your family to continue to function for the most part?
Cheap ones are available online or at your local super centers and hardware stores, running about $6-15. Clearing off a shelf will give us a place to put our food storage, and will go a long way in helping you get started on your new endeavor.
Often you can purchase these foods quite cheaply, which makes your prepping endeavor more economical. In the event that your family is wthout heat, a good pair of thermal underwear under your regular clothing will help trap your body heat close to the skin and effectively keep you warm in a pinch. Once you are comfortable with that plant, you will have the confidence to try another, then another, soon mastering many food-type plants. The average annual cost of insured claims from natural catastrophes has increased eight-fold since 1970 (up from some US$5 billion in the 1970s and 1980s to over US$40 billion in 2010).
For example, the 2010 quake in Haiti released 500 times less energy than the quake that hit Chile two months later – yet the Haitian quake wreaked much more havoc. Using their experience of risk management and claims investigations, insurers such as Allianz can advise their clients on how to analyze risks including natural catastrophes, how to prepare in advance and (for businesses) how to restore operations quickly after an event – a vital element in minimizing business interruption losses. Teams of claims regulators, risk managers, natural catastrophe experts and economic research specialists work hard to support clients and to understand natural catastrophes and their effects. With more than 17 years of experience, he previously worked for the Allianz Center for Technology (AZT) in the Risk & Technology section on risk consulting projects. A natural disaster or for that matter even a man-made disaster can strike anywhere, any time and it is better to be prepared and remain prepared rather than be caught off guard. The practice must be so regular that when the actual disaster strikes everybody acts according to the plan and this may save many lives.
Awareness and regularly talking about disaster management techniques also keeps your family members mentally prepared.
If assistive tools and technologies are needed then you must also have extra provisions in case the regular ones are lost. Recharge the batteries on a regular basis and always keep extra batteries so that even if you are trapped you have access to light for a long time.
While there's nothing we can do to stop Mother Nature, we can prepare ourselves for difficult times. Canned food, beans, pasta, and other non-perishables can be stored indefinitely, and most items will not need to be cooked in order to be consumed. It's always wise to invest in a complete first aid kit that is only meant for emergency situations. Emergency generators in Columbus will provide electricity that will keep food refrigerated, keep the home warm, and keep devices like cell phones charged even if the power is down in the rest of the city. While at least one flashlight should be ready in case of a power outage, additional flashlights and batteries should be kept separate from one another, until they are needed.
When there is no power available, always have a plugin charger that can be used in an available automobile.
A small, portable barbeque grill is also handy for heating water and cooking food when necessary. Having a secure, offsite facility that stores and protects this information will help make the recovery process more manageable.
If a remote site has been identified for the essential employees to conduct business after a disaster, inform the employees of the location, travel arrangements, and lodging plans.
For example, who will communicate human resources related information to employees and how will that communication be accomplished?
The company spokesperson must be an integral part of any team that surveys damage and determines next steps.
Contact information, location and area of expertise should be included in the disaster preparedness manual for each trade-industry partner.
InsperityTM Business Performance Advisors offer the most comprehensive Workforce OptimizationTM solution in the marketplace that delivers administrative relief, better benefits, reduced liabilities and a systematic way to improve productivity.


If you have a family of 5, you can plan on storing one 5 gallon container for every day you are preparing for.
There are plenty of great choices, but an oil lamp would go a long way to providing some light and comfort during an inconvenient time. Those work just fine in a pinch but they are not quite as bright as a whole family might need. There are also freeze-dried foods that are shelf-stable for long periods of time, providing you don’t open the cans. In doing this, you secure for yourself important gardening knowledge that can be used in an emergency situation. I never thought of having thermal underwear because we live in the desert, but it does get cold in winter.
It is your responsibility to educate yourself and address any health or medical needs you may have with your physician. The main reason is economic growth: property values are rising, population density and insurance penetration are increasing, often in high risk areas – a trend that is compounded by the fast growth of some Asian economies in catastrophe-prone regions.
The factors which determine the impact are complex and include building design and materials, severity of secondary earthquake effects like tsunamis or fires and lack of preparedness. The insurance industry works as a technology enabler by identifying, analyzing and offering mitigation solutions for those risks.
Now he is responsible for the assessment of emerging risk scenarios and trends and the NatCat risk assessment strategy.
This is more so important if you have children, the elderly and the physically disabled in the household. Listed below are a few steps that you can take in order to prepare yourself and your family for natural as well as man-made disasters. If there are pets in the family assigns specific duties to each family member in order to safeguard them. For those homeowners that find themselves without water or electricity, being prepared can make all the difference in the world. Bottled water should be available in case municipal water supplies or private wells have been contaminated. Keeping a smaller kit handy for day to day use will ensure that there are always supplies available for emergencies. Experts from Bob Waibel & Son Electric Co encourage homeowners to make certain a generator is wired properly.
Grills powered by propane are preferred, since wood and charcoal may become wet and ineffective. Additional offerings include MidMarket SolutionsTM, Performance Management, Expense Management, Time and Attendance, Organizational Planning, Recruiting Services, Employment Screening, Retirement Services, Insurance Services and Technology Services. Also, they put off quite a bit of fumes for the light they provide, which makes them difficult to read by.
If boxed and canned foods are part of your regular grocery shopping trip, buy a few extras for your new shelf. You must have a disaster management and preparation plan that shouldn’t be dependent upon external help (especially if you live in a third world country where disaster management is non-existent). It must have antibiotics, burn ointments, bandages of multiple sizes, illness related medicines in case people in your family have asthma, diabetes or heart conditions. The following 6 tips will cover the fundamental ways to ensure you are ready for a natural disaster. Wiring a generator incorrectly may result in injury or death to technicians who may be trying to service outside power lines. Insperity business performance solutions support more than 100,000 businesses with over 2 million employees. The more expensive mantle-types are much brighter, and may be worth purchasing if you will only be purchasing one. Let them know how to avoid falling into holes and cracks, suffocating in smoke, getting burnt or getting electrocuted. Traditional delivery methods may include implementing a call tree, email blast or advisory distributed to local media.
With 2010 revenues in excess of $1.7 billion, Insperity operates in 56 offices throughout the United States. Be sure to buy extra supplies along with your lamp, such as wicks, oil, and mantles, just in case you need it for a few weeks. You may also keep over-the-counter medicines such as painkillers, anti-diarrhoea medication, general disinfectants, face masks, scissors and disinfectants soaps and gels.
As mentioned, some utility services, including electricity and conventional phone lines, may be interrupted for hours or even days.
Backup communication methods under these circumstances could include cell phones or social media channels.
A good tip to inform employees is that there are times when text messaging works, even when cell phone coverage is unavailable.



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