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Strengthening partnerships among scientific and health-based organizations to increase awareness of the impact of toxicology and related subjects on human health.
EFSA has launched a call to renew membership of two of its Scientific Panels: the Panel on Food Additives and Nutrient Sources Added to Food (ANS) and the Panel on Food Contact Materials, Enzymes, Flavourings and Processing Aids (CEF). The Scientific Liaison Coalition (SLC) will hold its next webinar series beginning on Tuesday, May 17, 2016.
Strengthening partnerships among scientific, biomedical, and other health-based organizations to increase awareness of the impact of toxicology, diseases, and related subjects on human health.
Functioning as a means to enhance cooperation among societies as equals with the goal of accomplishing tasks benefiting human health and disease prevention through joint and shared activities. Would you like to incorporate the latest science in health disparities into your own research? Cost: There is no cost, but admission is competitive and participants are required to attend all daily sessions. Approximately 60 participants will be accepted and preference will be given to those who demonstrate high potential to incorporate training into their own research. Program Information: The program will feature lectures, seminars, small group discussions, and sessions with scientific staff from across NIH Institutes and Centers.
This is the eighth colloquium of a series presented by the SOT in conjunction with the US FDA Center for Food Safety and Applied Nutrition. The Brazilian Society of Toxicology (SBTOX) is offering a program of nine courses in 2016 to expand toxicological knowledge to help scientists address challenges ranging from occupational health hazards and environmental pollution to drug abuse and deforestration of the Amazon regions.
This Society of Toxicology Contemporary Concepts in Toxicology (SOT CCT) conference, Ocular Toxicology, Pharmacology, and Drug Delivery: An Eye on the Future, will provide a forum for communication and interactions between toxicologists, pathologists, clinicians, pharmacologists, basic scientists, and other professionals working in the field of ocular toxicology.
The Australasian College of Toxicology and Risk Assessment (ASTA) is holding its 9th Annual Meeting at Ayers House, Adelaide, South Australia from September 21–23, 2016.
Two hundred scientists attended the Scientific Liaison Coalition (SLC) Webinar held on Tuesday, March 1, 2016. The live webinars are open only to members of the partnering societies of the SLC, which are listed on the SLC website. With the SOT Awards application deadline of October 9, now is the time to apply for an International ToxScholar Outreach Grant and become an Iinternational ambassador for toxicology.
Over the past few years, the Society of Toxicology has helped support many outstanding members for educational outreach travel outside of North America through the International ToxScholar Outreach Grant. I am pleased to report that, today, I joined NIEHS Director and SOT Past President Linda Birnbaum to sign a memorandum of understanding (MOU) between SOT and NIEHS. Because of these close connections, it seemed only natural for SOT and NIEHS to formalize our robust, working relationship.
Essentially, SOT and NIEHS will be proceeding as we always have: working together to improve environmental health. As a feedback comment, one of the students stipulated that, although there are several webinars and online sources available about scientific writing, career development in toxicology, and other topics, hearing from one of the alumnus was remarkably provocative. After completion of all scheduled activities, students and faculty interacted with me asking simple yet important questions regarding career opportunities in the United States and research prospects. I sincerely appreciate SOT's support of the outreach programs for developing countries. The National Institutes of Health (NIH) has announced a call for images of NIH funded research to be posted to the NIH Image Gallery on Flicker and in the Funded Research album.
The Society for Environmental Toxicology and Chemistry (SETAC) is initiating a Horizon Scanning effort to advance the science and application of the Adverse Outcome Pathway (AOP) framework. Workshop results will be publically disseminated in the form of publications and international presentations at professional meetings. You also will find four Editor's Highlights, which were prepared by ToxSci Associate Editors Jeffrey M.
The mission of ToxSci, the official journal of the Society of Toxicology, is to publish the most influential research in the field of toxicology. Thirty-six outstanding undergraduates and five advisors were selected to attend this year’s program. The success of this program is due in large part to over fifty dynamic volunteers who so generously gave their time to teach and inspire the next generation of young scientists during the SOT Annual Meeting.
These dedicated mentors will continue to keep in contact with their mentor group students throughout their undergraduate studies and be a resource to them as they consider career paths and advanced degrees.
CDI and these students were very fortunate to have leading toxicologists take this extensive amount of time to share their knowledge and professional development experiences with them. Toxicological Sciences and Oxford University Press would like to thank the Associate Editors, Editorial Board members, reviewers, and authors for their outstanding contributions.
The 2016 Environmental Endocrine Disruptor Gordon Research Conference (EED-GRC) will celebrate its 10th anniversary this summer by focusing on the next generation of questions, chemicals, tools, approaches, challenges, and investigative strategies related to endocrine disruption. The 56th Annual Meeting of the Teratology Society will be held June 25‒29, 2016, at the Grand Hyatt, San Antonio, Texas. The American College of Toxicology (ACT) is offering an advanced course, Advanced Comprehensive Toxicology, to complement the Toxicology for Pharmaceutical and Regulatory Scientists course.
This webinar series will discuss the advances being made with chemical-induced asthma and the role of clinical, toxicological, and epidemiological research in regulatory and hazard characterization approaches.
The upcoming Annual Meeting of the Genetic Toxicology Association (GTA) is a 2.5 day event that includes a workshop, keynote address, six symposia, and a poster reception. We invite you to submit a Symposium, Workshop, Roundtable, Continuing Education, or other scientific proposal for the Society of Toxicology 2017 Annual Meeting in Baltimore, Maryland. The Women in Toxicology Special Interest Group (WIT) is pleased to host a webinar titled Career Development for Female Toxicologists. National Capital Area: The National Capital Area Regional Chapter (NCAC-SOT) will be holding their Spring Symposium on Wednesday, April 20, 2016, at the Georgetown University Conference Center in Washington, DC. Northern California: The Northern California Regional Chapter (NorCal) meeting will be held on Tuesday, April 26, 2016, at SRI International in Menlo Park, California. Allegheny-Erie: The Allegheny-Erie Regional Chapter (AE-SOT) will host their 30th Annual Meeting on May 18-19, 2016, at the Erikson Alumni Center on the West Virginia University Campus in Morgantown, West Virginia.
The representatives of state authorities (in particular Maksym Nefyodov, Deputy Minister of Economic Development and Trade, and Olexander Starodubtsev, Head of the Department of the Ministry of Economic Development and Trade), real business representatives – pharmaceutical companies, distributors and pharmacy chains, international organizations and professional associations brought together in order to complexly and comprehensively discuss the given issues. Dmytro Aleshko, being a leading expert in the area of state (public) procurements, participated in the profile discussion panel, which opened the conference.
The abovementioned Resolution proposes to simplify the state registration procedure for all medicinal products that have already been registered in the USA, Switzerland, Japan, Australia, Canada, and the EU. Novelties in materials expertise for the abovementioned category of medicines and requirements to such materials deserve a special attention. It is worth to mention that despite the fact that the Resolution has not come into effect yet, the text of this legal regulation published on the CMU web-site should be considered as final. Upon the consideration of the provided materials the Antimonopoly Committee has come to the conclusion that given marketing agreement does not contain any signs of the abuse of monopoly and anticompetitive concerted actions conducted by GlaxoSmithKline Ukraine.
Moreover, the project team put major efforts into the materials preparation aimed at the justification of Competition Law non-infringement by the drafted marketing agreement concluded with the pharmacies and pharmacy chains. The document proposes to extend the list of medicinal products liable for simplified state registration, in particular to simplify the procedure for those medicinal products that have already been registered by the competent authorities of the USA, Switzerland, Japan, Australia, Canada or the European Union. The Parliament Health Care Committee did not support this Draft Law and submitted it for further improvement. The Regulation proposes to establish the selection procedures (development of the first draft Essential Medicines List by the Expert Committee) and yearly revision of the National Essential Medicines List.
Further, upon the approval of the first Draft National Essential Medicines List the Expert Committee shall revise the existing taking into account the abovementioned factors and sources. The Draft Regulation also established the schedule of revision of the National Essential Medicines List. Please note that the Order of the Ministry of Health of Ukraine as of February 11, 2016, a„– 84 approved the Regulation on the National Essential Medicines List and the Regulation on the Expert Committee on the selection and usage of essential medicinal products. For 28 years, The Legal 500 has been analyzing the capabilities of law firms across the world, with a comprehensive research programme revised and updated every year to bring the most up-to-date vision of the global legal market.
The Concept suggests the implementation of activities aimed at solving the issues of timely patients support with qualitative, safe and efficient medicinal products, immunobiological products and medical evices, and activities aimed at the prevention of corruption and limited competition that lead to medicinal products and medical devices procurement at an over-inflated price. The document authors note that the Concept designates the directions, mechanisms and terms for public procurements system transformation in healthcare sector of Ukraine through the development of modern convenient system aimed at the establishment of competitive environment and further development of fair competition in this sector. The Concept shall be implemented with the assistance of international organizations and donors in three stages during 2016—2018.
Stage 1 (2016) – establishment of institutional and legal basis for the reformation of public procurements in healthcare sector. CPO shall fulfill the procurements at local and foreign levels, and if required shall maintain the procurement from international suppliers — import of medicinal products, immunobiological products and medical devices, involve other organizations into customs clearance, storage and distribution, conduct other business activities based on long-term plan principles.
The procedure for insulin products reimbursement foresees that the pharmacy warehouse should file monthly report on the medicinal products sold. Moreover, the document amends the CMU Resolution as of March 5, 2014, a„– 73 "On the Implementation of Pilot Project on State Regulation of Insulin Products Prices" regarding the definition of the unified mechanism of the state regulation of insulin products prices.
These medical devices are allowed for market distribution before their expiry date and not later than 5 years from the date of their sales start without the compliance assessment and national quality standard mark.
Based on the abovementioned, the compliance assessment procedures shall become obligatory starting from July 1, 2017 for registered medical devices with the unlimited state registration certificate or with the certificate expiring after this date.
Another significant change introduces the opportunities to conduct the compliance assessment procedures during the period of validity of medical devices registration certificate. Moreover, certain changes have been introduced into the registration of the officials responsible for putting medical devices into operation. In case such entity is not a resident of Ukraine, the authorized representative should be assigned with the responsibility to introduce such medical devices into Ukrainian market.
State Administration of Ukraine on Medicinal Products should maintain a Register of entities responsible for the introduction of medical devices into the market. The legal support of the development and adoption of the abovementioned Order of Cabinet of Ministers, as well as the above-mentioned order of the Ministry of Health of Ukraine was provided by the Legal Alliance Company in cooperation with the SIAPS project. The said provision establishes that the drugs will be included in the National List of Essential Medicines (hereinafter - the National List), taking into account population incidence rates, prevalence of disease and mortality, evidence of the comparative effectiveness (performance), safety and cost-effectiveness of medicines, as well as industry standards  in terms of health and level of funding for health care.
The Expert Committee will consist of 12-18 people, it will be composed of specialists with higher medical, pharmaceutical and economic education. Once an expert committee under the Ministry of Health of Ukraine is established, work concerning the selection of drugs to be included in the National List will be conducted by them.
Interested individuals and legal entities can apply with a package of necessary documents  for inclusion of drugs in the National List of Medicines. Notice of tax assessment is developed for each separate tax due together with the penalties, as well as for each penalty and poena for the violation of other legislation being under supervision of regulatory authorities.
Notice of tax assessment is considered to be submitted to the taxpayer – legal entity if such assessment notice is delivered by hand to the official employee of such taxpayer against acknowledgement or forwarded in a letter with notification of the delivery. Notice of tax assessment is considered to be submitted to the taxpayer – individual if such assessment notice is delivered by hand to such individual or his authorized representative or forwarded in a letter with notification of the delivery to the address of residence or of the latest known location of such individual.
The new Law provides for the implementation of public procurement with the use of two competitive regulatory procedures: open tendering and competitive dialogue, as well as a non-competitive procedure - negotiating the purchase procedure. An important innovation of the Law is the introduction of electronic procurement (e-auction), the electronic review system, as well as the implementation of the exchange of information, documents, to provide clarifications in the e-procurement system.
Moreover, for the conduct of unauthorized concentration, which did not lead to monopolization and significant impediment of competition on Ukrainian market , the AMCU recommends to calculate the basic penalty in accordance with the total revenue (income) received from the sales of products (goods, services) at all commodity markets of Ukraine. The AMCU made the greatest specification regarding the calculation of the basic penalties in the cases of the infringements of informational character. Moreover, the AMCU believes that if the incorrect information has been provided several times during the consideration of the case regarding the violation of informational character, the total penalty charges shall amount to the penalty for one relevant violation. It is worth to mention that the AMCU established the reduced penalty, which may be imposed on the respondent during the investigation of the case of informational character and on the applicant in the case regarding the concentration and the concurrent actions if they provided incomplete case information. Correction of previously determined penalty taking into consideration the aggravating and mitigating circumstances. Declarations with violation of the deadlines for submission for the reporting period in case the application is submitted within its contents. The registers are published at the official State Fiscal Service’s web-site on a daily basis. In case the Main Directorates of the State Fiscal Service in regions, or in the city of Kyiv send to the appellant the decision on final or partial denial of the appeal, the appellant has a right to file the subsequent appeal within 10 calendar days upon the receipt of such decision.
The document in its new edition, updated and improved in line with the requirements of the Law of Ukraine "On Prevention of Corruption", was recently approved by the  Management Board of AIPM Ukraine. The project was conducted by Oleksii Bezhevets, partner with Legal Alliance Company and senior associate Lidiya Sangarovskaya-Gurlach. The most important among the suggested amendments is the one concerning the Procedure of monitoring of adverse reactions to medicinal products permitted for medical use as approved by decree a„– 898 of the Ministry of Health of Ukraine, dating December 27, 2006 (hereinafter - the current procedure), in the new edition, changing its name to "The Procedure for the Conduct of Pharmacovigilance" (hereinafter - the new procedure). Thus, the new procedure determines that the applicant may have more than one system of pharmacovigilance, for example, specific systems for different types of medicines (vaccines, OTC drugs, etc.). With regards to the authorized person, the new order establishes that in the case of the applicant, who is located in Ukraine, the authorized person must be part of the applicant's personnel.
The new procedure defines the document with a detailed description of the pharmacovigilance system as a Pharmacovigilance System Master File (PSMF). An important achievement of the new procedure is to establish the requirements for the system of risk management in pharmacovigilance. In contrast to the existing rules, the new procedure provides for the obligation of creating a risk management plan.
In concern with medicinal products that do not require the creation of risk management plans, the applicant must support the specification file of important identified risks and important potential risks with the aim of preparing regular reports. In terms of other amendments foreseen by the new procedure, emphasis should be given to the advanced categorical apparatus and a new player in the field of pharmacovigilance - rapid response groups of relevant departments of Health, which are responsible for investigating all serious adverse events after immunization and some others. Therefore, the adoption of the new order will contribute to the harmonization of national legislation with the European legislation.in the field of pharmacovigilance. It is to be recalled that  in their time some of the provisions were "the bone of contention" between the regulator and the subjects of the pharmaceutical market. Therefore a situation may arise where the abovementioned provisions will be in force before the relevant decision of the Cabinet of Ministers' of Ukraine albeit with the edition of order a„– 143. The abovementioned draft legislation proposes the disclosure of information contained in the materials of the pre clinical studies and the clinical trials that are attached to the application for the registration of the medicinal product.
In the opinion of the legislation draft's initiators, the closed nature of such data results in the circulation of drugs, whose effectiveness and safety have not been proved.
The Project aims to supporting of Ukrainian government in issue of improvement of effectiveness and transparence in public purchasing system for medicinal products, in particular, by complying of National list of main medicinal products and medical devices with international standards. This year the event attended 130 representatives of the pharmaceutical sector, specialized media, non-governmental organizations, professional associations, and state regulatory authorities.
In the beginning of the session Dmytro Aleshko presented a report on the regulation of the medicinal products and medical devices market. Taking into consideration the composition of the event members many of whom represented the medical devices market, the regulation of the medical devices circulation in 2016 was discussed during a separate interactive session involving Pavel Harchyk, President of the Association of market operators of medical devices, Natalia Serhienko, Health Care Committee Executive Director, European Business Association, and Darya Bondarenko, CEO of Association of market operators of medical devices. The next session of the conference touched the most current issues of the organization of corporative ethics and anticorruption compliance system in the pharmaceutical business. Following the traditions of the summery conferences the session on taxation of pharmbusiness was held. The highly topical conference programme did not let the participants to relax and loose focus, just as the regulatory and law-enforcement authorities does not let the sector representatives to relax in the course of the year.
Hygiene requirements  exclusively concern dietary suppements and do not apply to medicinal products, functional foods and special dietary foods. Hygienic requirements set requirements for the content of dietary supplements, in particular, the latter indicate that for the production of dietary supplements  vitamins and minerals listed in Annex 1 of the hygiene requirements may be used, in the form specified in Annex 2 to the hygienic requirements. Therefore  amendments are provided to the Law of Ukraine "On Insurance" , namely by defining sponsor liability insurance a mandatory type of insurance . The document designates the mechanism for taxpayers’ appeals against tax assessment notices or any other decisions made by the regulatory authorities in the course of administrative procedure. This Procedure shall not be applied to the appeals against the regulatory authorities’ decisions, actions or inactions of their officers or other employees if the special law establishes other procedures for appeals. Complaints about the decisions of state tax inspection offices are filed to regulatory authorities in Kyiv and regions, to inter-regional territorial agencies. Complaints about the decisions of regulatory authorities of Kyiv and regions, of inter-regional territorial agencies, and of customs offices are submitted to the State Fiscal Service of Ukraine.
The decisions of State Fiscal Service of Ukraine made upon the consideration of taxpayers’ complaints are final and without any further administrative appeal, however may be appealed to court.
The complaint should be submitted in writing to the higher regulatory authority within 10 calendar days following the taxpayer’s receipt of the respective decision made by the regulatory authority.
The complaints for the regulatory authorities’ decisions and actions should be cited and submitted separately. The taxpayers may attach to their complaints all calculations and evidence, which they deem appropriate. Certified copies of quality certificates (certificates of analysis, test reports, etc.) issued by the manufacturer for the series of medicinal products to be imported. The Ministry of Health shall within five working days from documents delivery shall issue for the importer a certificate of import confirmation or send a written refusal notice indicating the reasons for refusal. The Ministry of Health shall issue within five working days from documents delivery the certificate of confirmation for the medicines payment under the agreements or send a written refusal notice indicating the reasons for refusal.
The supplier shall submit the confirmation certificate to the revenues and duties authority, where it is registered as a tax payer, not later than 10 working days after the deadline for submission of VAT declaration for the relevant reporting (tax) period.
The intended use of the medicinal products and medical devices exempt from VAT shall be fulfilled in accordance with corresponding legislation.
Nevertheless, the tax payers are still obliged to pay advanced corporate profit tax payments for the first three quarters of 2016. The failure to make this payment shall result in imposing on such tax payer the penalty in the amount provided in Article 123 of the Tax Code of Ukraine. Learn how Bethany Village caters to the whole person, emphasizing your physical, social, mental and spiritual well-being.
The blog has been tremendous, as it discusses about the fact of laughing badly for the seniors, who could forget laughing as they grow old. As you pursue writing a memoir, you will find that storytelling is a fun and fulfilling life-skill.
Bethany Village resident Elinor Thomas, 89, felt that tug of nostalgia and she did something about it. Last year, Friends and Family produced Bethany Cooks, a collection of favorite recipes from Bethany residents and staff ($15 in the gift shop). Something as simple as a sing-along, bingo or a trivia game can enhance memory, encourage socialization, help relieve depression, encourage creativity and expression and stimulate ears, vocals chords and facial muscles.
Bethany’s 15-member Life Enrichment Team, which has more than 150 years of combined experience, provides our residents with hundreds of activities, events and educational opportunities each month. The need to reach out and help others doesn’t disappear with retirement-community living, which is why Bethany makes a concerted effort to get residents personally involved in the community.
Meeting residents’ physical, emotional, spiritual, intellectual and social needs as well as their need to engage with and serve others is what life enrichment is all about. Make mashed potatoes with low-fat milk, unsalted margarine and roasted garlic, curry powder or paprika.
When preparing a Mexican recipe, such as guacamole or filling for tacos and burritos, add cumin and lime juice instead of salt. When making oven-baked fries, sweet potato spears or onion rings, sprinkle with garlic powder and cumin or curry powder. It’s that delicious time of year when we can enjoy all the colors, flavors, aromas and textures of the fall harvest. Each March, the Academy of Nutrition and Dietetics (AND) urges Americans to recognize the importance of making informed food and nutrition choices. From my perspective as a dietitian at Bethany Village, I encourage you to add color to your meals.
Here are some tips and a chart to help you make healthy choices – during National Nutrition Month and in the months to come. Dried and frozen fruits and those canned in water or their own juice are good options when fresh varieties are not available. Antioxidants that may offer anti-aging benefits, help with memory and urinary tract health, and reduce cancer risks.
Flavanols are type of phytochemical found in cocoa (as well as in apples, tea, grapes and red wine).
The latest study, conducted in Italy, involved 90 elderly participants with mild cognitive impairment. The higher air temperatures put a lot of extra stress on the body; especially for the actively aging. Cool down completely: even after exercising at a indoor gym, your body temperature is elevated above its normal state. Morning or night: plan to workout in the morning or evening to avoid the higher temperatures. Know your medications: some medications can be adversely affected when your body temperature rises. Understand your medical status: if you have been ill, had surgery or are on new medication, check with your doctor on recommendations about exercising in higher temperatures. Reduce your workout time: if you know high temperatures are going to be present, reduce your workout time by a few minutes or cut it in half until the heat drops off.
A walking club begins typically by identifying 3-5 people who can help promote and encourage the club and participation. We are amongst a cultural shift though where being fit and healthy is something incredibly important because of the vast health benefits.
The American College of Sports Medicine, the largest sports medicine and exercise science organization in the world, has physical activity guidelines that it updates periodically describing how to improve ones physical health through exercise.
One of the best things you can do is sit down and really think about what it is you want to accomplish. Break up your routine: ACSM recommends at least 30 minutes of moderate activity on most if not all days of the week.
Have you noticed the cultural shift that recognizes that being fit and healthy is something incredibly important because of the vast health benefits? If you are unsure where to start, talk with a reputable exercise professional, preferably an exercise physiologist. Cognitive psychology teaches us that humans are easily fallible as it comes to assessing the extent to which events are within their control.
Financial services by volume has several interesting occupations, least of which is trading.
AI and machine learning are still in early phase, but the practical implications with modern processing power continuously increasing is phenomenal and unprecedented. None of the current market applications in digital finance make use of real AI, despite what hype around robo advisor services may imply. The US Treasury issued an extensive analysis and commentary of the state of affairs in the most established sector within fintech, marketplace lending. The notion of caution was issued around the sustainability and stability of business models in marketplace lending, particularly as it concerns a novel and dynamic market that is still finding its long term footing. In our work with financial institutions and fintech pioneers, we often refer to three tenets of what the concept of digital finance builds on, that is efficiency, access and transparency. By detailing workflows and providing access to detailed reporting for market participants, can digital finance pioneers and leaders alike provide a way to further the conversation and develop toward optimal models that allow for learning in the market, but also keep the market participants abreast of events. There is no action needed for the many of you who have already started to use the new platform – keep up the good work! For those who don’t have active campaign on the old platform can easily start new one on our new site. The migration guide is provided to all who have questions about the transfer from old platform to new one. When citing the growth of the fintech market, its common to see indicators such as VC investments in the market referenced. This comes at a while of a large technology overhaul within various financial services organizations, where we’ve had the pleasure of various conversations.
Another anecdote comes from a technical lead from a large financial services institution, in their lending department. This paints an interesting picture, one of large scale adoption and validity in the market that is met with the realities of existing infrastructure and its limitations.
The London Stock Exchange (LSE) organized an investment fund conference in late March, with alternative finance playing an important role at the event. A question in the conference was, to discuss best models for investing in lending and other alternative finance platforms. The markets development is still at a nascent stage, with significant growth to be expected for several years ahead as the market gains validity and volume. While more than a third of all US states have enacted laws allowing digital investing, California is still without an intrastate securities crowdfunding regulation. The Small Business California’s Crowdfunding bill (AB 2178), proposed by Assembly Member David Chiu and sponsored by Small Business California, would allow SMEs in the state to raise up to $1 million, in securities sold in a 12-month period, within or outside this state. The bill passed the Assembly Banking Committee in April, the next step now is for the Assembly Judiciary Committee to discuss and vote it.
Note: Accredited investors would be limited to investing no more than 5% of their net worth. California, home of Silicon Valley, is America’s posterchild as it comes to entrepreneurship, so its only fitting it develops its frameworks for incentivizing innovation and opportunities further. The Securities Commission Malaysia (SC), recently announced the regulatory framework for peer-to-peer (P2P) financing, setting out requirements for the registration of platform operators.
Last year Malaysia was the first country in South-East Asia to introduce a framework for Equity Crowdfunding (ECF), in an effort to provide wider access to financing for startups and SMEs and create a strong alternative finance market. For those interested to operate a peer-to-peer platform, there are several criteria that must taken in consideration, including that the businesses be incorporated in Malaysia with a minimum paid-up capital of RM5 million (about US$1.3 million), and a board of directors that must be fit and proper. Ongoing obligations are imposed on the P2P operator such as ensuring compliance with platform rules, carry out investor education programmes, having in place processes to monitor anti-money laundering as well as an efficient and transparent risk scoring system for issuer, a contingency arrangement to ensure business continuity and ensure that its rules set out a rate of financing that is not more than 18% per annum. If you’re interested to read further about the duty and responsibility of a P2P operator in Malaysia, as well as at the requirements for issuer and investor willing to participate in P2P, you can check this exhaustive document released by the SC. Crowd Valley (a Grow VC Group company) is fortunate to work with some of the world’s foremost pioneers in new regulatory environments on setting industry best standards in practical terms. From new approaches to commercialisation, collaboration models and the breaking down of internal silos, fintech is challenging how financial services are prepared, presented and consumed at retail and institutional levels. Delivering tomorrow’s leading financial services will not be dissimilar to serving up a Michelin star gourmet dining experience. In today’s traditional approach, incumbent financial services organisations have built end-to-end capabilities in-house, under one roof. In stark contrast to the traditional approach, tech startups and others are re-creating core financial services from the ground up.
Commercialised via licensed APIs (automated programing interface), features can be scaled, switched on, switched off – and replaced. For example, it is possible today to combine several APIs to create an online lending service capable of connecting issuers and borrowers, including the algorithms allowing participants to set their own market rates. We coined the term Cafe Fintech to convey important parallels across two very different industries. Today as front-of-house, Grow Advisors advise on how to get the best service from Cafe Fintech.
Today, we are developing a range of Cafe Fintechs, each comprising an expert team delivering digital services to address opportunities in different verticals.
Fintech has become more mainstream, yet still leaves many organisations with unanswered questions on exactly how to incorporate meaningful technological innovation into their businesses. By recognising that the evolving landscape is much more dynamic and accessible, we hope a greater number of organisations will take a seat at the table. As a global pioneer and leader of digital finance, The Grow VC Group is championing an industry-wide awakening and acclimatisation of disruption in financial services. Grow VC Group and Grow Advisors were both recipients of Finance Monthly fintech firm of the year 2015.
You can read the whole article on Grow Advisors Blog and it will appear as a special feature in the May edition of Finance Monthly. The Asian industry leading conference for the film and content production industry, 7th Creative Content Production Conference (part of BroadcastAsia2016) is showcasing crowdfunding with conference related campaigns as the first big international conference. Showcase 1: Malaysian based Cikeboom’s Pencil Key is a 2D animation TV Series for 3-9 years old kids.
Showcase 3: Italian Mimulus is a story is an international movie production that will be shot in Italy, Greece and Japan.
Campaigns will start running on May 4, 2016 and can be followed and supported on Kapipal’s BroadcastAsia2016 website. Kapipal will also run side event about crowdfunding and it’s opportunities for businesses and project creators during BroadcastAsia2016. Article and analysis by Grow Advisors (a Grow VC Group company), originally published on Grow Advisors Blog.
Firstly, the UK regulator, the FCA, has played an important role developing the fintech market.
The impact of these aspects depends on services, company resources and the development of digital finance services.
It is clear the debate and months leading to the referendum are already having questionable effects. Fintech requires sound skills in these areas, could stand to lose out if fewer European applicants wish to (or are able to) enter the country. As regulations develop around the world, the UK’s relative strength could diminish unless it stays one step ahead. However, as offshore regimes attract greater scrutiny, and the need for more transparent financial services gathers pace, this becomes a remote possibility. Further, some EU directives such as PSD2 also offer new fintech opportunities, and these would not be possible to non-EU UK. The UK has promising fintech startups, but they have yet to achieve significant success outside the UK.
Although the UK and London have a strong position in fintech globally, the market is still in a very early phase and making predictions to which countries will dominate is a risky exercise. As all successful business leaders will attest, a critical factor underlying success is its ability to attract top level entrepreneurs, team members and employees.
While it is hard to evaluate a post brexit landscape as it would be a new paradigm, we can assume it will create uncertainties for fintech companies and especially small and medium sized companies. Business needs certainty with which to plan for the future and unfortunately, a brexit would present particularly high hurdles. The Monetary Authority of Singapore (MAS) announced new initiatives earlier in April to boost the country’s position as a global hub for the burgeoning financial technology sector. The head of the Monetary Authority of Singapore Ravi Menon and the country’s Deputy Prime Minister Tharman Shanmugaratnam, were recently at the Asia Society in New York where they announced the launch of the first Singapore FinTech Festival, to be held from 14 to 18 November 2016. As stated on the MAS website, the festival will be supported by the Association of Banks in Singapore (ABS), and will comprehend a ‘fintech hackcelerator’, an awards ceremony for the most creative digital finance applications, as well as conferences and debates on regtech. Bloomberg reported that Menon declared Singapore will regulate their fintech companies only when they grow to a size that can be a threat to the financial system.
Singapore is not alone here, other countries around the world are taking fintech growth seriously, and the UK is one of those.


Digital finance is flourishing everywhere from London to Singapore, are you ready to seize the opportunity? With crowdfunding growing in popularity, it is no surprise that universities and colleges across the globe are turning to crowdfunding in order to raise money for everything from research projects to university sporting teams.
Many of you probably know that much of our society’s top discoveries are uncovered through faculty and student research projects. For example, the University of Maryland’s Bee Informed Partnership started a crowdfunding campaign and raised $24,000 to monitor and encourage the health of honeybees that help with much of the produce that our world eats. As budget cuts continue to afflict universities and colleges across the globe, university level sports teams and clubs are finding themselves within little to no financial support.
Outside of research projects and sports teams, universities and colleges are also using crowdfunding instead of – or coinciding with – traditional fundraising efforts. As always, if you are interested in starting a crowdfunding campaign, but are not sure where to start, feel free to contact Kapipal!
Current headlines are dominated by traditional institutions becoming minor or even major players in fintech platforms globally. The aim is simple, institutions with a network of local or “community” banks are providing their customers an alternate avenue to raise capital if they cannot do so within the physical branch. We at Crowd Valley (a Grow VC Group company) have seen both local banks and institutions identify this opportunity and enter new markets in a very meaningful way. Institutions looking to capitalise on collaboration within the fintech space, get in touch with us at Crowd Valley to leverage our full offering and industry leading Digital Back Office that bridge the gap into fintech. The Country Risk Barometer: Key Challenges for 2016 produced by trade credit insurer Coface, highlights those countries that have persevered through this economic contraction as well as those that have recently underperformed.
Bright spots from the report have been seen in Europe as a whole, with Central Europe being the highlight.
That is not to say that risk from a possible Brexit, the ongoing Refugee Crisis and financial instability in countries like Greece, Spain and Portugal should be ignored. Further, the Coface report notes that “in addition to sluggish GDP growth negatively affecting their profitability, businesses in emerging countries are currently facing a second problem: their growing debt. In some of our former posts we have discussed how artists and entrepreneurs are using crowdfunding to raise money for their art and business projects, but did you know that athletes of all ages are using crowdfunding as well? Over Kapipal’s history, we have found that there is not one specific point where athletes turn to crowdfunding. To get started, go to the Kapipal home page and click Start Project in the top-right side of the screen. League Fees – Even fun adult softball leagues have been known to have fees, so if you and your team are a bit tight on money, crowdfunding could be a great way to generate the funds needed to get you and your team playing!
Tournament Fees – No matter whether you are participating in local tournaments or national tournaments spread out across the country, there are always fees associated and sometimes they can be pretty hefty! Equipment – Whether it is soccer cleats or football helmets, equipment is very important, especially in regards to player safety. Finance professionals, platform operators and anyone interested to learn more about digital finance and the fintech market. The Grow VC Group has collected a new vision and insights document (see below) that focuses on new business models, new finance instruments and better utilization of resources in the finance sector.
In our document we especially focus on four key areas: 1) capital, 2) distribution, 3) instruments, and 4) customers.
We have listed some key areas to enable these new models: 1) new competence and knowledge development, 2) data and analytics, 3) technology, and 4) new innovation models. The Grow VC Group works in many areas in the ecosystem to develop new competences, services and technology solutions. Many parties see that there will be more requirements for the back offices of the platforms, for example in KYC, AML and reporting functions. In summary, many alternative finance and fintech events have started to repeat one another. Now it is important that this new industry really starts to think about the next big steps, how to really get alternative and digital finance to a major role in the finance sector.
This challenge will involve the poetry "scouts" completing 30 poetry prompts to attain 30 merit badges. This series provides pharmaceutical industry and regulatory perspectives on this topic and will conclude with a webinar presented by Sherry Morgan, AbbVie, Inc., on June 21. The ANS Panel evaluates the safety of food additives, nutrient sources, and other substances intentionally added to food, but excluding flavourings and enzymes. The Institute aims to foster individual research projects of promising scientists and motivated research scholars with the overall goal to stimulate innovative research in the minority health and health disparities sciences. The course was supported by an SOT International ToxScholar grant and included an up-to-date review of asbestos toxicity, health effects, and dose-response models to evaluate risks on population and individual levels. Presented in Russian, this was part of the mandatory course in industrial hygiene for senior level medical students.
The series presents scientific information that is high-quality, cutting-edge, future-oriented toxicological science to provide a well-grounded foundation to inform the work of US FDA employees and is open to the public. Human stem cell-derived cardiomyocyte (hiPSC-CMs) are increasingly used in drug discovery, toxicity assessment, and cell-based disease treatment. The epigenome is a dynamic regulatory framework that controls the use of genomic information to govern the response of cells, tissues, organs, and individuals to their environment. The Education Committee invites SOT members, Regional Chapters, Special Interest Groups, and Specialty Sections to submit applications for partial or full travel support up to $1,250. Almost 100 SOT members are employed within the NIEHS, and the institute has been an active participant and sponsor of sessions at the SOT Annual Meeting and other events. The only difference is that we now have a public document acknowledging this beneficial and profound partnership. Moreover, I engaged the students to participate in an activity through which they learned some dos and don’ts of scientific writing, which was liked by everyone and greatly appreciated by those students getting ready to construct their manuscripts for future publication. Moreover, we had to change the venue of this meeting from one auditorium to another hall in the middle to accommodate overwhelming attendance which reflected their enthusiasm. This meeting will offer a forum for sharing basic and applied research in toxicology and is aimed to convene international scientists to present their results related to the exposure to toxic agents, adverse effects, mechanisms of toxicity, preventive alternatives, normativity, and more to strengthen the science-policy interface to foster the progress towards sustainability. Miller regarding the importance of reproducibility and rigor, "As many of you may be aware, the National Institutes of Health released new guidelines a few months ago regarding rigor and reproducibility, a topic familiar to the readers of Toxicological Sciences.
Gehring Diversity Student Travel Award was presented to Lisbeth Perez-Castro by Jorge Naciff, Chair of the Committee on Diversity Initiatives (CDI), during the SOT Annual Meeting at the CDI Reunion. Gehring Diversity Student Award recognizes a student who participated in the SOT Undergraduate Program, is from a group underrepresented in toxicology, and is presenting an abstract at the SOT Annual Meeting.
Additionally, over fifty undergraduates joined the travel award recipients for the open Sunday activities. The Committee on Diversity Initiatives (CDI) would like to recognize and give special thanks to these wonderful program volunteers. Many of this year’s participants have reported back on what a wonderful and affirming experience they had during the Undergraduate Program, and how valuable the experience will be as they look ahead to plan career paths and consider pursuing advanced degrees.
Talks will describe key factors that impact the interpretation of nonclinical discovery and development studies. This international meeting will bring scientists from around the world to the University of Rochester to discuss emerging knowledge about the AHR and its many ligands. Led by numerous nationally and internationally recognized experts in the field of medical toxicology, this course provides a broad overview of the scope of medical toxicology and a detailed perspective into current clinical and public health toxicological issues. The International Union of Toxicology (IUTOX) organizes the largest and most prestigious International Congress on Toxicology (ICT) every three years, offering the opportunity to learn the latest developments in toxicological science and regulation through general scientific sessions and continuing education courses.
This conference will provide a forum for communication and interactions between toxicologists, pathologists, clinicians, pharmacologists, basic scientists, and other professionals working in the field of ocular toxicology. Career challenges faced by female trainees and professionals will be discussed including negotiating a competitive salary, climbing the career ladder, speaking up without appearing aggressive, and effective networking. To keep you informed and provide you with an opportunity to take action regarding this issue, please refer to an excerpt from the message NABR Executive Vice President Matthew R. Below are a number of upcoming Regional Chapter events that may be of interest to you. The topic of the meeting will be E-cigarettes and medical marijuana and the Keynote Speaker is Dr.
The title of the webinar is Current Progress in Immunotoxicology from Medical Devices through Biologics and will explore three therapeutic modalities (small molecule, large molecule, and medical devices) and will emphasize the diversity of immuno-toxicological challenges and approaches for these areas. Edward Carney was known to many for his outgoing sense of humor, his passion for music, and love of family, but among toxicologists he was known for outstanding leadership in developmental biology and developmental toxicology.
Thus, the term for materials expertise conducted by the State Expert Center has been reduced to 20 business days. The Resolution proposes the Ministry of Health to establish the expertise procedures for the abovementioned products, but with an approval of the Ministry of Economic Development. This Draft Law also proposes to establish the simplified registration procedures for all medicinal products that have already been registered in the USA, Switzerland, Japan, Australia, Canada, and the EU.
In particular, the team made a comprehensive research on medicinal product markets, which may be affected by the concluded marketing agreement, conducted social and marketing studies, analyzed the experience of GlaxoSmithKline group of companies regarding the relevant agreements in other countries, developed internal standard operating procedures for the Client with regard to pharmacies and pharmacy chains cooperation.
We would also like to express our gratitude to the project team members representing GlaxoSmithKline Ukraine for the fruitful collaboration. The Draft Law was initiated by the Cabinet of Ministers of Ukraine and presented the same say at the Government session.
This Regulation belongs to the package of documents drafted in order to implement the new model of Essential Medicines List.
The difference lies in the fact that all individuals intending to include a particular medicinal product into the List shall have an opportunity to submit a corresponding application including the documents confirming the comparative efficiency, safety and cost-effectiveness of the product. The Regulation Annexes formalize the application execution Instruction for amending the National Essential Medicines List. The adoption of the Draft Resolution shall promote the establishment of professional centralized procurement organizations (hereinafter - CPO) in Ukraine, which requires some time and incremental actions. CPOs shall be established under the Health Ministry decision and shall operate under its supervision. During this period all medical devices shall be introduces to the market and put into operation on the basis of acting certificate of state registration.
Registered medical devices with the certificate expiring after July 1, 2017, should undergo the compliance assessment procedures after the expiration of such certificate in order to stay on the market. The structure and contents of national lists will be based on the latest edition of the Basic List of Essential Medicines recommended by WHO. An important step forward is the need to study whether or not such persons present a conflict of interest, as well as the possibility of participation of foreign specialists with the necessary knowledge and experience in the selection process in the national list,"- said Dmytro Aleshko, who heads the team of experts developing a normative - regulatory package  on this matter. Such persons shall not present a real conflict of interest, in particular,  they should not be in an employment or any other contractual relationships with producers and holders of certificates of registration of drugs or associated persons. At the same time, the Law provides a number of cases to which the provisions of the latter do not apply. In addition, the AMCU has specified the meaning of such aggravating circumstances as the obstruction of case investigation. This method is recommended in case the respondent did not provide any information on the total revenue at the market where the concentration took place and at adjacent markets.
Thus, previously the basic penalty equaled up to 5% of the revenue from the sales of the products (goods, works, services) of economic entity in the last reporting year prior to the year the penalty was charged, and if there was no revenue or the respondent did not provide any information on the total revenue – the penalty equaled to 10 000 of non-taxable incomes of the residents.
The written appeal should contain all data outlined in the Procedure, it should be signed by the appellant-physical entity or by the authorized person, for other appellants – the appeal should be signed by the director or a legally authorized representative and sealed (if available). Thus, the new procedure provides a number of new features, the most interesting of which relate to the applicant. At the same time, each applicant's pharmacovigilance system can have only one authorized person responsible for the pharmacovigilance (hereinafter – authorized person).
Should the applicant not be located in Ukraine, then a contact person for pharmacovigilance in Ukraine, who is a subordinate of the applicant's authorized person, must be assigned on the territory of Ukraine. In comparison with the current procedure, the new procedure establishes simultaneously a clear framework for such PSMFs with the requirements for information that must be contained in it. It should be noted that the current procedure contains a provision, according to which the applicant creates a pharmacovigilance risk management plan, i.e. The draft resolution prepared by the Ministry of Health of Ukraine , does not contain any significant differences , except for some editorial amendments.
The matter concerns a three-way contract, the requirement for the conclusion of which seems by importers to not be feasible. Therefore the draft legislation at hand is aimed at initiating access to such information, which will enable all interested citizens, their associations and professionals to decide on the selection  for the appointment and the medical use of the medicinal products on the basis of objective data concerning the level of proof on their safety and effectiveness. Being an annual event for the pharmaceutical sector representatives, the Conference focuses on the regulatory aspects of the pharmbusiness and other legal tendencies of the pharmaceutical market. Krzysztof Siedlecki, European Business Association President, Astellas Pharma Europe BV Country Manager Ukraine, Dr. The discussion was held around the current status, potential problems and roadmaps in this sphere. The session was opened by Legal Alliance Partner Oleksii Bezhevets, who informed the participants on the main changes in anticorruption requirements.
Legal Alliance Associate Partner Andrii Gorbatenko, who leads the antimonopoly and competition law practice, acted as a moderator of this session. Nevertheless, all the attendees remained satisfied with a quantity and quality of the information received at the event and expressed a desire to meet in such a format at least twice a year. Quality criteria for nutrients used for the production of dietary supplements must comply with the requirements of Ukrainian legislation and in their absence - standards established by the Codex Alimentarius Commission. The opportunity to track  dietary supplements and any substance intended to be administered in dietary supplements should be ensured at all stages of production and circulation. According to the proposed changes , the relevant contract may be concluded not only by the sponsor of the clinical trial , but also by their  authorized representative. In addition the mentioned procedures shall not be applied to the appeals against decisions made in the course of administrative violations proceedings. My name is Rachel Abshear, and in addition to being a certified activity consultant and certified aging services professional, I am a certified laughter leader! If you have a computer but dislike typing, consider using a speech-recognition software program that lets you dictate into a microphone attached to your computer. You can write your story on paper and hire someone to transcribe it later if you want a typed version.
If talking your story is more your style, use an audio device or video camera to record your story.
Because Elinor prints only the number of books she needs at any given time, her costs remain manageable. And who helped organize the 150+ recipes and pictures for publication, plus run a contest to name the cookbook?
Do you want to write a short paragraph about why you have included each recipe – perhaps recall some of the memories attached to the dish?
As you pull together recipes, check to be sure you have all the ingredients that are used listed and that all the ingredients listed are in fact used in the instructions.
Don’t forget the cooking temperature and time as well as the suggested number of servings. Check some of your favorite cookbooks and food magazines to see how recipes are written and pick a simple format you like.
If you are writing to family members to ask for recipes, include a sample recipe format for them to follow and ask them why they chose the recipe they are sending you. If the you or the person you are asking for a recipe doesn’t have an email account, send a self-addressed stamped envelope along with your request. And if you are a family member or friend helping an older adult transition to retirement-community living, it’s a question you will hear time and time again. Activities, entertainment, social clubs and speakers give residents the opportunity to continue lifelong interests and explore new pursuits. Art and crafts activities provide opportunities for self-expression and creativity, improve coordination and flexibility, build confidence, provide a sense of accomplishment, relieve tensions, and improve fine motor skills. Residents themselves initiate and lead some of our most popular activities, including a book club, veterans group, golf group, and Bible study. We use food both for nourishment and to enjoy and celebrate important aspects of our lives such as friendship, holidays and special occasions.
It is a time we seem to outdo ourselves when it comes to food preparation… not just large, elaborate meals but a smorgasbord at numerous parties and events. Cook more meals at home using less processed foods and limiting high sodium ingredients such as salt. Among all the fruits and vegetables available right now, the apple is arguably the most universally popular – and versatile.
Launched in June 2011, MyPlate replaced MyPyramid as the government's primary food-group symbol.
Naturally, when findings such as those from this recent Italian study hit the headlines, people pay attention.
I am really excited to be able to meet everyone at Bethany and help out in any way that I can. Exercise itself elevates our core body temperature and with the additional high temperatures, this can lead to heat illness. Even the air conditioning in a car is sometimes not enough to keep us completely cool when the sun is shining on us. Even if you don’t feel thirsty, have a water bottle filled and ready so you can sip on it. Before venturing outside, make sure to completely cool down by drinking water, wiping sweat off the skin and resting for 5-10 minutes or more if needed.
Even if exercising in an indoor gym, try to select a time that gives you a better chance of staying as cool as possible. If you walk by yourself, have you ever wondered how you can get a group together either at work or in your community like Bethany Village to walk with you?
Creating a flyer with unique name for the group, having predetermined route information and times and contact people for the group is very important. If you need more information on getting a club started, the American Heart Association has resources to further help you get started.
Current recommendations encourage at least 30 minutes a day of physical activity, either cardiovascular exercise, resistance training, or both 3-5 days a week for a healthy adult. Weight loss, strength, endurance, activity specific exercises; whatever you can think of that will dictate your plan of action.
Once you have done this, look at that calendar and find time blocks for at least 30 minutes of exercise on most if not all days of the week. They can help set up a program to meet your time requirements if you are having difficulty doing it yourself.
Technological advancements in computing power has been remarkable, but the growth and pace of development keeps on accelerating.
Humans also easily overestimate their own importance in the events that befall them and in turn underestimate the impact of factors beyond our control, such as timing, the environment and sheer luck. However, if you look at the complex, though logical and information rich environment,s what exactly is defensible for us humans that we can actually hold on to? In raising these points in conversations with more traditional firms in financial services or market participants, a common dismissal is “We’ve been using the basics, a phone and a relationship for decades. But in the next wave of applications, we are going to be seeing new models unfold that will dwarf our imagination and displace tens of thousands of professionals into new capacities and capabilities. This comes the same week as the founder and CEO is ousted amidst internal reports of misconduct within the pioneer and leader in the sector Lending Club. In it the Treasury details several positive trends and spillover effects of marketplace lender pioneers, such as the increased service offered to often underrepresented consumers, the efficiency in the underwriting and decision making process and the benefits of increased competition in an often brick and mortar dominated market. The Treasury noted how the macro environment these companies have grown up to and developed in, has consisted of largely previously anomalous conditions, low interest rates, a financial crash, on one hand a clear increase of requirements on brick and mortar lenders and on the other a push toward more transparent, efficient models in financial services. Looking at recent events, its clear these values are not to be left unchecked and they are not a given just because a service embodies a digital native presence.
We all have a role to play in the market and we should not accept the status quo at face value or the service we may get, but require and hold all participants accountable in the stride toward universal best practices that go above and beyond that of the the incumbent financial services market. We communicated that old and new site will run in parallel for three months as we wanted to give our users time to finish their current projects and have a chance to get familiar with the new site. Only thing to remember is your login details for old site don’t work and you need to sign up again. However accurate these numbers are, 2014 and 2015 have continued a dramatic increase in the pace of investment. An example of which was a recent discussion with a system administrator within a large banking conglomerate who had been brought in to oversee the winding down of existing legacy infrastructure. In the process of getting details of how their collateralized business debt marketplace should function (the configuration process), our team lead asked whether we could piggy bank on the existing infrastructure for business information as it already exists. Navigating these types of particularities is a crucial part of the adoption process and through our work with our clients we have been fortunate to be able to assist in the creation of new ways of delivering services for the modern consumers. Funds and wealth management business has especially need to find more uncorrelated assets in their operations.
One conclusion of a panel discussion on the topic was that ‘open-ended’ models don’t work properly with p2p loans. They listed some requirements and candidates for those instruments, for example, 1) they must be scalable and easy to understand, 2) new real estate based instruments, and 3) PRS (Private Rented Sector) investment instruments. What the market needs is sophisticated participants with a long term view and commitment to developing these new models, pioneering new opportunities and setting benchmarks in the market.
Investing in startups, family-businesses and more in general in SMEs, is not that easy yet. While the investment limit for retail investors is the lesser of $5000 or 10% of their net worth.
The prior attempts to pass a crowdfunding law in California were not successful but now it could be the right time.
The new California Local Economies Securities Act (AB 2751), by the Sustainable Economies Law Center (SELC), which already passed the State Assembly Banking and Finance Committee, aims to make investing in local businesses much easier. These two initiatives are an important step in developing access to capital for small businesses and further growing the entrepreneurial ecosystem in California. Those interested to start a P2P financing platform can submit their application to the SC starting yesterday, May 2 2016. After having released these guidelines for digital investing, the securities commission authorized the launch of six platforms (Alix Global, Ata Plus, Crowdonomic, Eureeca, PitchIN and Propellar Crowd+) allowed to facilitate digital investing for non-accredited investors. You can find the new rules in the Chapter 13 of the document (Guidelines on Recognised Markets).
Everything from front-of-house services, such as customer on-boarding, account management and customer advisory, through back-of-house services ranging from risk management, payments, transactions and settlements.
From e-wallets, payment gateways, ID verification, KYC, AML and others, these building blocks are designed to be integrated and run with others. The increasingly advanced range of APIs now on offer begs the question – why develop stand alone in-house solutions?
Throw in payment gateways, custodian services, AML and online KYC checks, and you have a market ready platform. A Michelin starred restaurant, where the best professionals in their chosen areas of expertise are brought together to offer unrivaled service. This starts with understanding a client organisation’s digital culture, and alignment with future goals and opportunities in terms of customer service. Our consulting and advisory unit Grow Advisors offers professional services aimed at fostering and growing the use of digital finance around the world. Together with Southeast Asian Audio-Visual Association (SAAVA) and international crowdfunding platform Kapipal, the Creative Content Production Conference is offering film projects to raise money, increase awareness and connect with industry’s leading investors at the event.
It’s an adventurous & humorous short story about a boy who finds a gadget from outer space that is extremely dangerous. Bhutan, famously known to initiate the Gross National Happiness index as a measurement of and national success, is also one of the world’s most isolated nations. It’s a story about Petros, a Greek professor researching Nikiforos’ personal diary to research the mystery of the stones the three walls of the Holy House of Mary, today inside the Basilica of Loreto, really come from the Byzantine church of Porta Panagia, in Pili, where they were guarded by the Byzantine family Angelo Ducas Comneno.
The financial services sector is a major backbone for the UK economy, and fintech an emerging sector within it. It has enabled a culture that allows and encourages innovation of new services; where regulations and guidelines are based on actual experience and industry feedback loops. Recruiting in the UK’s finance sector has slowed according to a recent Financial Times article (paywall) as companies see uncertainty and delay recruiting decisions until after the vote. It would lack essential skills and experience in areas such as technology, internet and data science. Though local licenses may still be required depending on the service offered, the UK has been able to benefit from the global appeal of its fintech ecosystem. Today one can argue the UK offers better and more liberal regulation for fintech companies. If we factor in the fact that there isn’t a strong history of UK businesses with significant international success in Internet, retail or technology, UK fintech success on a global scene is not a foregone conclusion. We have outlined several risks facing UK based companies when looking for growth in Europe and globally. Add to that the importance of an environment conducive to grow business, one that encourages talents to come and innovate. Below, we will detail some of these crowdfunding efforts and also note that more and more universities and colleges are using crowdfunding as oppose to traditional fundraising efforts. Yet research projects often require finances (sometimes a whole lot!), so where do researchers turn to in order to generate funds?
Rather than give up, students and coaches are turning to crowdfunding as a way to generate funds so players can continue to play the sport that they love. The premise behind this is that universities are better able to leverage their alumni network via social media contact, as opposed to traditional contacting methods, like newsletters or postcards.
This week it was announced that BlackRock made an investment of ?12.7 million in Funding Circle. This comes in the form of onboarding these customers onto a digital finance portal which they operate. By operating in the “cloud” platforms both future proof scaling and mitigate internal controls to enter the market efficiently. Utilising their internal expertise in market knowledge, operations and product positioning, it gives them an advantage over most.
Benefiting from cheap oil, the weak euro, and the slow decline in unemployment, the outlook looks positive overall. Sometimes they are a fresh individual or group looking to start a new league or raise money for a future event, other times they are already well-established and simply need funds for new jerseys or tournaments.
Digitization, alternative finance and fintech enable many new things, but they are enablers and the ultimate target is to offer better products and more value to the customers, to increase business earnings and offer better ROI for capital.
We then highlight some models and solutions, how finance companies can increase efficiency and value in all those key areas. The established finance institutions often also need a significant culture change to adapt to new models. For example, Crowd Valley’s back office enable fast development of new finance service on robust cloud based back office functions, DealIndex is the leading source of Alternative Finance data, Grow Advisors assists finance companies in the transition to the digital era, and TradeUp develops new models for export growth capital.
Banks have their capital restrictions and price for capital tied to higher risk loans that leaves a lot of room for other players. There are some activities in that area and often sought from the investors position, but e.g. This is the area where Crowd Valley also offers leading solutions for platforms and portal to meet their ongoing and long-term requirements. They have the same stories about regulation, some known platforms and speculation, how new models can have a huge potential.
It requires more ecosystem, business model and technology competence than most conferences offer today.
Stay tuned to see if all 30 are achieved!"Winter Noise" was selected for the collection: The Best of Flying Island. However, the use of animal models, particularly for rare disease drugs, is increasing, and regulators are tasked with determining whether the data generated in these models are adequate to support drug development and approval of safe and effective therapies, with limited clinical trial data. Patricia Brown, OLAW Director, discusses why this application section is required, what reviewers look for, and more.
The CEF Panel addresses questions related to safety in the use of materials in contact with food (substances used to manufacture food contact materials and processes to recycle plastics intended for food contact), food enzymes, flavouring substances, processing aids, and processes.
This series will provide pharmaceutical industry and regulatory perspectives on this topic. The aim of this webinar is to review the use of animal models of disease in the evaluation of exaggerated pharmacology and toxicity to improve the relevance and extrapolation of the assessments to the intended disease population. On December 3, a workshop on exposure and risk calculation was given to a smaller audience of approximately 30 students and faculty. Michael Kordi, the rector of the university, to discuss potential future collaboration with this large and important regional institution. The main focus will be two-fold: to improve our understanding of ocular toxicology, pharmacology, and safety assessment and to increase our understanding of the challenges associated with the development of the next generation of ocular drugs and devices.
As a master regulator of gene expression, the epigenome is responsive to a diverse range of environmental factors including toxicant exposure, diet, stress, and socioeconomic circumstances. I cannot thank the SOT Education Committee enough for giving me this enthralling opportunity to make a strong impact on a group of students and faculty in India.
The needs, obstacles, and questions the students had regarding career and education in the field of toxicology came to light and I did my best to provide answers to those issues. Our journal has been ahead of most in addressing these issues and expanding editorial policies to improve the rigor, reliability, and reproducibility of the science that appears within. The award recipient is selected by the CDI and may be either a graduate student or undergraduate student.
The Sunday program is open to any undergraduate student who registered for the Annual Meeting, including the 2016 Pfizer SOT Undergraduate Travel Award Recipients.
Featured themes include understanding inter-individual sensitivity, mechanisms of transgenerational inheritance, advances in high throughput screening, and emerging chemicals of concern. Symposia topics include early prenatal diagnosis of birth defects, testicular dysgenesis syndrome, and thrombosis during pregnancy.
The content of this course will provide information that could be helpful to those seeking certification in toxicology or to those seeking more advanced training in toxicology.
It's an appropriate course for physicians preparing for their board exams as well as any medical professional interested in increasing his or her understanding of the impact of toxicology on human health and local communities. The webinar series is sponsored by the American Cleaning Institute (ACI), in collaboration with the Toxicology Excellence for Risk Assessment (TERA) Center, University of Cincinnati and endorsed by the Society of Toxicology and Society for Risk Analysis.
The goal of this meeting is to communicate recent discoveries and promote discussion of miRNA biomarker research efforts between consortia partners and independent researchers as a critical step toward the streamlined utilization of promising biomarkers for nonclinical and clinical safety assessment. Visit the Modular Course website for course registration, course content, lodging, and other course information.
Symposia topics include: case studies on current issues within the field of genetic toxicology, exploring the role of DNA damage in epigenetics, recent advances in screening technologies, and the Pig-a gene mutation assay, as well as new techniques for identifying rare genotoxic events.


For additional information about the Regional Chapters, please contact SOT Staff Liaison to the Regional Chapters Ashley Pomper. Ed was President of the Teratology Society, President of the SOT’s Reproductive and Developmental Toxicology Specialty Section, and a distinguished scientist with the Dow Chemical Company.
They gave the participants the opportunity to make the most objective opinion on the changes in the field of public procurements. During another session he presented a report on “Law Labyrinth of Legal Support and Appeal of Procurements Outcomes.
The term for making the decision on or the rejection of the state registration has been reduced to 10 business days.
Please note, that the Ministry of Economic Development is mentioned for the first time in the context of the state registration of medicinal products and previously was not involved into any step of the registration process.
In addition, we would like to mention a substantial expertise and due attention to this issue expressed by Antimonopoly Committee specialists. The reimbursement of insulin products costs shall be fulfilled at the rate of reference price for the medicinal product approved by the Ministry of Health of Ukraine. The patients shall receive their medication for a lowered price or for free in accordance with these categories.
Business entity should submit the relevant report not later than the 5th day of the month following the reporting month, and in December — not later than the 24th day of the reporting month. An important selection criterion is the presence of experience of the evaluation of the comparative efficacy (effectiveness), safety and cost-effectiveness of drugs. This Order updates the mailing procedures for tax assessment notices to be sent to taxpayers by regulatory authorities.
Today the AMCU increased the penalty up to 30% of the revenue from the sales of the products (goods, works, services) that violated the legislation on the protection against unfair competition. In the end of the session the Legal Alliance senior associate Alexander Bondar presented a report on the new public procurements law, which practically implements the electronic procurements (electronic auction), electronic system of appeal, and the exchange of information, documents, submission of explanations in the electronic procurements system.
In the course of his report the delegated had an opportunity to discuss the plans and implementations of 2015 and to share their expectations and forecasts for the coming year.
After he passed the floor to the special guests of the conference - Aliona Kushnova, Judge at the regional Kiev administrative court, and Jonas Triggvason, Managing Partner, UPharma Consulting. The session was traditionally opened with an analytical report on the status of the pharmaceutical market in 2015 presented by Irina Gorlova, General Director, SMD.
Vitalii Savchuk, Senior Associate, Legal Alliance, presented a report on the most high-profile cases, investigations and court practices regarding the pharmaceutical industry. Madan Kataria, who developed the concept in order to bring the benefits of laughter to his patients.
With some editing help from his wife, Linda, also a retired teacher, Jeremy, 69, has devoted mornings over the last two years to writing his memoir, The Waters Always Parted (named from a snippet of dialog in the novel Gilead by Marilynne Robinson). The book’s oversized-type makes it easy to read for those who, like Elinor, have macular degeneration. Are you going to look back several generations or focus more on your immediate family and the recipes they would remember?
For more than six decades, the men and women of the Air Force have been models of integrity, service before self and excellence. Residents make new friends, grow physically and mentally, and preserve or improve independence. And members of Bethany’s championship Wii bowling team are always eager to teach others how to play.
In this case, it's important for siblings to talk with each other and come to an agreement on the best course of action for Mom and Dad.
Everyone usually has a favorite food or two along with some cherished food memories.My name is Cathy Bourquin and I am a registered dietitian.
So how can you resist temptation to partake in excess or completely ignore good dietary habits? Color and texture also give us clues about whether or not a food is safe to eat.Aroma is also a key component of taste. The government expert committee that drafted the latest set Dietary Guidelines for Americans coined this acronym to describe the two food ingredients that contribute the most calories and the least nutrition to our diets.
It is an easy-to-understand visual featuring a plate divided into four sections: fruits, vegetables, grains and proteins as well as a glass representing low-fat dairy products. Flavanols may benefit the brain as well by helping to improve blood flow or working on the structure of the brain to preserve neurons. Each group drank an assigned amount of a dairy beverage containing cocoa flavanols over an eight-week period.
I have been working within senior living communities for the past four years in a fitness and wellness capacity.
It’s important to me to teach about fitness and wellness, create fitness programs to help the individual, and encourage each participant to do the best they can. Just walking from the car to the gym can sap our energy even for the most dedicated exerciser.
The elevated body temperatures also trigger a unique physiologic effect by diverting blood to the skin to cool it. It’s important to pick consistent times through the week and allotting specific days of the week. Sending out emails, flyers, putting information with pay stubs, using work place specific websites to promote work site wellness, holding meetings, spreading by word of mouth are all ideas to generate interest.
We work 40 or more hours a week, have meetings to attend, possibly have children or grandchildren, have errands to run, meals to cook, doctor visits to go to, etc. The problem for many of us is finding time to make exercise an integral part of our busy lives. Have you thought through the extent of the plausible impact of artificial intelligence (AI) and machine learning in the financial services market? Like all change it will be uncomfortable and fought against, but try arguing the contrary point.
Its clear these conditions are not permanent and shifting the environment will have an impact on business models.
If anything else, consumers, partners and stakeholders should hold a spotlight to them rigorously to ensure that perceived transparency is not misused. The new site offers many improvements and we are constantly updating new features to make even better. In case we didn’t reach you go to our migration guide for more information how to transfer your existing campaign to the new site.
Another factor that’s often harder to quantify, is the adoption among the incumbents and established market participants in the sector but arguably its at least as indicative of a larger trend.
They also concluded that the US BCD (Business Development Company, similarities to VC funds) is a very problematic structure to use for p2p loans. To name a few in October the SEC approved the Title III of JOBS Act, making online investing possible for retail investors.
From a pure innovation cycle point of view, they offer a credible alternative to acquiring or buying out companies seen as threats to incumbents. From funding solutions to marketplaces and co-investment models, we help disruptors and incumbents alike, to set business strategy and deliver technology solutions. As the Buddhist kingdom continue to modernize and open up to the world, will the ‘happiest country in the world’ continue to remain contented and happy? In contrast, many countries have opted to define exacting rules beforehand, leaving much less room to innovate and often stifling the very sector they aim to grow. Looking closer at fintech, it requires a mix of several key skills including 1) finance, 2) Internet services, 3) technology, and 4) data science.
Recognising the importance of foreign labour skills, even the ‘Leave’ campaign suggests the UK could continue to take on foreign workers.
If ‘Leave’ wins, the ensuing EU resignation process could take up to 2 years, though negotiations and developing new business frameworks are expected to take even longer.
Skilled workers from outside the UK often make up for the shortfall where highly analytically skilled professionals are needed. In a post brexit environment, this may no longer hold true, and other cities more accessible may emerge as beneficiaries. However, companies wanting to operate in other countries must fulfil specific requirements in those countries too.
In contrast, other European countries such as Germany, Sweden and Spain, have created highly successful modern consumer business globally. With ?6.6 billion in revenue and more than 60,000 people employed in 2015, the size of the UK financial technology sector is already considerable and considering the attention given to the sector, the future definitely looks promising. Traditionally, researchers would have to compete for grants, yet now more and more are turning to crowdfunding in order to raise money for their projects. This is still in its initial stages, but universities spread out across the entire United States – in states such as Utah, Vermont and Virginia – have launched crowdfunding campaigns in the past, and more are preparing to in the future! Similar activity is mirrored by companies such as Goldman Sachs, JPMorgan and DBS in Singapore. The motive for the institution is clear and with the rise of “collaboration” it makes entering the market effortless. With the prospect of economic volatility reaching developing countries, evaluating risk is key when determining investment and trade opportunities.
Whether it is an Olympic level athlete generate funds for the Rio 2016 Summer Olympics or a youth sports teams trying to gain support for their tournaments and travels, athletes from all over the world are using Kapipal (a Grow VC Group company) to raise money for their dreams. With the campaign page, it will be a very important that you inform your audience of who or your team is and what your goals or dreams are. The UK has been the leading market, where the FCA has had an important role to play in enabling the fast development of the industry.
The launch of the book will be at The Gathering of Writers in Indianapolis on March, 21st."Weddings" and "Blank Sheet" appear in WCC's Poetry Club 'Zine, Breaking and Mending.
In general, nonclinical studies to support clinical trial initiation and ongoing development of small molecules and biologics are guided by ICH M3 and ICH S6; however, review divisions may apply regulatory flexibility.
The work of the two Panels mainly concerns substances evaluated by EFSA before their use can be authorized in the European Union. The basic principles of the use of animal models of disease will be reviewed as well as the advantages and disadvantages of these models.
Ternopol State Medical University has an enrollment of 4,063 students, including 1,200 foreign students from 62 countries. Farland was the US Environmental Protection Agency Deputy Administrator, Science, from 2001–2006. Traditional toxicological paradigms have relied on factors such as age, genetic polymorphisms, and disease status to identify variability in responsiveness to environmental toxicant exposure; however, these factors are neither sufficient to faithfully identify differentially responsive individuals, nor are they modifiable factors that can be leveraged to mitigate adverse health effects of toxicant exposures. A primary goal of this meeting is to feature new investigators, new technology, and new areas of concern, including potential effects on pollinators. There will be numerous career development events designed specifically for students and new and early stage investigators. In particular, the organizing committee has focused on the two challenges that were considered to be of the highest importance in the field. Topics span organ systems and disease models and will include up-to-date thinking about how the AHR is relevant to the development and function of many organ systems, to numerous diseases, as well as to drug discovery and environmental health. The faculty consists of well-recognized experts in their field of study and most are Board Certified by the American Board of Toxicology (ABT). IUTOX is proud to present this meeting where toxicologists from around the world will share their recent findings with colleagues and other ICTXIV delegates. In particular, the committee has focused on the two challenges that were considered to be of the highest importance in the field.
Our joint efforts led us to the implementation of the project that only yesterday seemed to be almost impossible”. The reports should be submitted to local budgets holders who have been legitimately assigned for the execution of operating expenses of local budgets for preferential provision of insulin products to diabetic patients defined by the decisions on such expenditures in accordance with the legislation for the reimbursement to business entity of the amount stated in the register within 15 days upon the report receipt. In addition to a lot of interesting facts the reporter highlighted that the total volume of the medicinal products market in Ukraine amounted to 2.1 billion USD in 2015.
I started volunteering in a retirement community when I was 14 years old and I fell in love with the job. First, however, she wants to market The See-Easy Large Print Cookbook to Walmart and local bookstores.
It's especially hard for the sibling who lives the farthest distance from Mom and Dad and the other siblings. You may not be able to balance your diet every day, but over the course of several days about 45% to 65% of calories should come from carbs, about 20% from protein and about 20% to 30% from fat.2.
Here are some ideas from various sources and one or two may inspire you to avoid holiday binging:Remember, the holiday season should be enjoyable, and fine food is one of the pleasures of the season.
Fruits and vegetables also contain essential vitamins, minerals and fiber that may help protect you from chronic conditions including stroke, cardiovascular diseases and certain cancers. Chemicals in food that dissolve in the air can be detected by the smell receptors in your nose. Over-consuming SoFAS displaces important nutrients (such as calcium, vitamin D, potassium and beneficial fats like omega-3s) and also raises the risk of obesity, diabetes and heart disease Solid fats, whether from animal products (saturated fat) or from vegetable oil that has been hydrogenated (trans fat), are found in foods ranging from hot dogs to french-fries and ice cream.
MyPlate is a great tool for helping people remember what foods they should be eating and how much should be on their plate.
The study authors are quick to note that more research is necessary to fully understand the role of cocoa flavanols in health. Prior to this I worked as a Personal Trainer in Kettering for three years at the Trent Center.
Each Fitness Center participant will learn how the machines operate and why they are doing the exercises they are doing. This bodily mechanism though takes blood away from the muscles which also increases the heart rate and blood pressure. If reluctant to start an exercise program, this may be the way to go so that you develop adherence to working out. Making it a point - a conscious effort - to exercise and stay healthy is the best thing you can do. Not only do these represent demeaning way of looking at some of the most promising technological advancements, arguably they represent a deep misunderstanding of just how fundamental this change in landscape is. Now the three months has passed and we are ramping down the old site on May 19th after which you are unable to access it any more. That being said, this trend is unmistakeable across the board and sooner or later, it will get completed either smoothly or more likely, through a series of at times critical system failures.
At the same time, more and more senior talent from the traditional finance companies are moving to p2p lending and instrument companies. A few months prior, South Korea launched “Financial Investment Services and Capital Markets Act” and Portugal regulations for securities crowdfunding. Other than strong finance skills, the UK’s track record to build global technology and Internet companies is however not world class.
It would however create systems to control and monitor who and how many are welcomed into the country.
Companies however would be required to adapt to the new situation immediately while having to make investment decisions based on longer term plans. With tight resources, faced with administration hurdles and visa processes, changes to immigrant workers could impact operations.
Though the UK has strong education establishments, it often lags other European countries when it comes to computer science, mathematics and other more analytical courses.
This, as a result of an unclear trading environment where new frameworks need to be established. Services built on fintech are different from say, traditional fund management and investment banking. And for those willing to go through potentially complicated visa (or similar) processes, there are other options like the US and some Asian fintech hubs to compete with the UK. While these large institutions are making waves in the digital finance space, similar size opportunities are being exploited by community banks and institutions in the form of local P2P networks.
Tell exactly why you need additional funding, and what you plan to do with it once you reach your campaign goal. Most solutions are relevant for many types of finance institutions, but we also include models, how e.g. The event served as a good summary of the p2p lending and equity crowdfunding market in the UK and some other countries. Many parties also see that much more data, including historical data, is needed to get the market to a more mature phase. In addition, specific examples of the use of these models in safety assessments will be presented. Korchevskiy had the opportunity to tell the audience about the importance of toxicological professions and the priorities for the Society of Toxicology. For more information including continuing education and abstract submission, please visit the conference website.
We continue to identify ways to enhance the quality of our science and welcome feedback from our readers to guide us in this process.
Rychlik, Allan Somers, and Pamella Tijerina led and inspired the students throughout the entire three-day program. An associated Gordon Research Seminar will be held in conjunction, led and organized by trainees, and featuring work in the area of genes, genetics, and genomics. For additional information and to register, please visit the Teratology Annual Meeting website.
Michael Holsapple commented “As former colleagues at Dow, Ed was a close personal friend. Volodymyr Redko, Executive Director of Association of Pharmaceutical Research and Development APRaD.
I spent two afternoons a week with a reclusive resident who was blind, deaf and had insulin-dependent diabetes. In honor of those who served, Bethany will celebrate the birthday of the Air Force on Friday, September 16.
This brother or sister wants to be involved, but feels guilty because it's hard to get home and be present when important decisions are made. Your body needs nourishment throughout your waking hours, but that doesn’t mean you should eat non-stop all day! Instead of depriving yourself, allow yourself to indulge in foods that make your holiday season meaningful.
For example:Many yellow and green vegetables are good sources of phytochemicals that may help prevent age-related macular degeneration, a leading cause of blindness in older people.
People who have or are at risk for high blood pressure and heart disease, are 51 or over or are African American should aim for only 1,500 milligrams a day. As you can see, MyPlate is a circle with four colorful sections devoted to fruits, vegetables, grains and protein.
The good news is that a recent study found that the flavanols found in chocolate might help improve memory loss.
Participants who had consumed more of the beverage showed significant improvement in cognitive ability and memory. In the meantime, savor good-quality chocolate in moderation as part of a well-balanced, calorie-appropriate, nutrition-rich diet. These tips apply to everyone, from residents at Bethany Village to that young runner training for her first marathon. The higher temperatures can also bring higher humidity levels, which prevent the sweat our bodies create from evaporating increasing body temperatures even more. Picking a walking route, either around work or at a local park, is very important because you need to determine the length and amount of time spent walking. It’s your responsibility to take care of your body so you can have a long, healthy and functionally fit life.
With hundreds of legacy Windows 2003 servers haunting in the background, there was literally no way it would be a good use of anyones time. How else is the gap between the suit and tie wealth management banker and the millennial that doesn’t want to speak to a person going to be bridged? We welcome discussions with leaders in their fields on how to leverage synergies and best practices from existing frameworks in emerging environments. Recommending the specials (best practice), to advising on pairing dishes with drinks, and ensuring impeccable service.
As a leading conference, 7th Creative Content Production Conference is the best place in Asia to share this knowledge and help filmmakers, big or small, to make it happen.” Mika Jordman, CEO of Kapipal stated. Cikeboom is raising money for production of teaser video to help marketing and find funding for finalizing the production.
Singapore based Xtreme Production, established in 1997, has vast experience in productions of varied scales and complexities, with portfolios ranging from international television programs to global corporate communications. Add to that the fact the UK has its own very particular visa types and rules, the panorama would leave many fintech startups with additional hiring stresses. Also, be sure to include some images or video of you in action playing the sport you are trying to raise money for. At the same it also illustrated, how the discussion now focuses on a few services and countries, when much more happens behind the curtains.
Now some services have really started to offer data available that help follow many platforms and see historical trends (see e.g. Focusing on emerging ideas and transformative approaches will be a unifying basis from which participants working on every level from molecule to man can converge and discuss the past, present, and future of the Endocrine Disruptor Chemical (EDC) field. Immunogenicity of these therapeutics is a significant confounding factor and often makes nonclinical risk assessment difficult. To ensure an interactive meeting, registration is limited, so act soon to guarantee your place. Abstracts from students and new investigators received by March 4, 2016, will automatically qualify for potential travel awards.
He was always willing to reach out with a scientific insight, with a thought-provoking question, or with just a kind word. In the framework of this session the participants discussed the adjustments in the personal data protection, as well as promotional activities and programs of the pharmaceutical companies. The other siblings need to make an effort to keep the out-of-towners involved through phone calls and emails.
Meaningful relationships and activities create pleasurable anticipation, and so does a good meal, especially in the company of others. Aim for three balanced meals a day with small morning, afternoon and evening snacks such as fruit, low-fat yogurt or even a small piece of high-quality dark chocolate. While it’s not that difficult to control how much salt you cook with or sprinkle on food, it is very challenging to avoid salt in the processed foods that make up a great portion of the American diet. Sugar occurs naturally in some foods including fruits and vegetables, milk and some grains.Nutrition experts recommend that SoFAS account for no more than 5% to 15% of total daily calories. Fruits, vegetables and grains make up three-fourths of the plate; protein is limited to a smaller wedge. Lemon juice is available in a spray bottle, which makes it very convenient to spritz apple slices!Do you have a favorite apple recipe? I grew up in Kettering, so coming to Bethany has been a little bit of a homecoming since I live in West Chester and previously worked in Cincinnati.
The distance of the route can also determine a caloric burn some participants want to achieve. The menu, a collection of dishes, comprises features which in turn are made up of technology ingredients. In addition to visa complexities, UK based fintech would find it hard to operate in European markets, at least until new frameworks are established. Gehring had a strong interest in encouraging individuals from groups underrepresented in the sciences to enter biomedical sciences and toxicology. And make an effort to keep your exercise schedule on track Survey the entire table before you take any food.
This finding doesn’t mean that chocolate lovers can now consume as much of the sweet treat as they want. If you struggle to make exercise a habit, seeing a time and day can serve as a motivational cue. Certainly it is the case that some investment banking and fund management services operate in offshore locations successfully.
The development of these technologies is complicated by their complex and novel composition, the local cellular response often observed against these systems within the eye, and a lack of clear regulatory guidance in the field.
The best retail figures are shown by dietary supplements, patients care items and medicinal products, the worst figures – personal care products and cosmetics. For these people, we strive to provide an alternative meal option best suited to their needs and in compliance with their wishes.When I began working at Bethany 16 years ago, I wanted a flexible part-time job that would allow me to spend some time with my young children. Carrying extra weight takes energy – and that means less energy for you to do the things you enjoy. Decide what foods are worth eating and what can be ignored, and then stick to that decision.
The brain puts together information from taste and smell receptors (along with information about appearance, texture and temperature) to produce an overall flavor sensation.Try this experiment.
The American Heart Association recommends no more than 100 calories a day from added sugar for most women and no more than 150 calories a day for most men.
For additional information and to register, go to the Ocular Toxicology conference website.
Session speakers - Zoya Zamikhovska, Junior associate, Lidiya Sangarovskaya-Gulach, Senior associate, and Andrii Gorbatenko, Associate partner, who presented to the audience their reports on medicinal products advertising, marketing agreements in the pharmacy sector, and distribution contracts.
From its beginnings as the Wright brothers' testing field, WPAFB has evolved into headquarters for Air Force worldwide logistics, systems development and procurement, aeronautical engineering.
Here is what you should know about the latest news on what may be your guilty pleasure – chocolate.
Maria Neira, Director, Public Health and Environment Department, World Health Organization; Dr. Andrii Gorbatenko emphasized the types of law infringements foreseen by the competition law, and paid the attendees attention to the provisions of distribution contracts, which are attracting a close attention of the Antimonopoly Committee of Ukraine, in particular the provisions regulating the reports, discounts and bonus payments. Currently, she consults with organizations serving older adults on issues of aging and strategic planning. Today Wright Patterson is an almost $60 billion enterprise equivalent to a Fortune 34 company. So regardless of how far away you live, you can still learn about options being considered for your elderly parents.
It is so inspiring to watch people work together to overcome emotional and physical setbacks, to accomplish personal goals and to genuinely enjoy their life.When I am not at work, my husband and I are enjoying our lives in a country setting near Bellbrook, Ohio. Check the ingredient label on packaged foods to find added sugar, which goes under many names.
If you are worried about making time for your family, think about some activities that can involve them.
In addition, WPAFB is home to an extensive research laboratory complex, education center and medical center. Use the thumb and forefinger of one hand to pinch off your nose and prevent volatile chemicals in your mouth from reaching the smell receptors in your nose. You can also print these lists.MyPlate also conveys some new advice, based on the 2010 Dietary Guidelines for Americans, which were released earlier this year.
As her 25th anniversary with COA approached, the staff wanted to give Arlene a gift; instead, she asked them to let her think about a way she could give back to them. Keep your percentage of carbs, protein and fat the same – just reduce the total amount of food you eat. With 200+ options and a variety of convenient packaging to make fruits and vegetables easy to store and easy to serve, there’s bound to be something to please everyone!Will you use these tips this month in your grocery shopping? Find a comfortable spot across the room and focus on people instead of eating.Watch your portion sizes. Replace them with lower-calorie, nutrient-rich vegetables, fruits, whole grains, heart-healthy vegetable oils, and fat-free or low-fat dairy products.Have these tips helped you identify SoFAS in your diet? The art and poetry is on exhibit at Gallery 308 in Muncie through the month of October 2008. Comment on your success in cutting back on SoFAS in your daily meals.Click for more information on healthy cooking and eating. Since 1997 (the Air Force’s 50th anniversary year), WPAFB has hosted the official Air Force Marathon on the third Saturday in September. On a positive note, however, many fast food and quick-service places are now offering lower-calorie options.4.
After 10 or 15 seconds, take your hand off your nose, continue chewing the jellybean and breathe normally.
Is it really worth it to give in to short-term enjoyment only to diminish the pleasure of the rest of the celebration? Can you determine the flavor of the jellybean now?It is estimated that more than 2 million Americans have a smell and taste disorder.
She appreciates the value of the Art Center, giving Bethany residents opportunities to create, engage in, and view art, and the friendliness of the Bethany community during her visits.In addition to opportunities in the Cincinnati area, Arlene has displayed her photographs in Boston, Washington, DC, Montana, Great Britain, the Middle East, and Sri Lanka. The marathon course traverses historical places across WPAFB such as the Air Force Institute of Technology and the Wright Brothers Memorial Monument. Last but not least, remember to enjoy your food and give the positive changes you make time to work.
Last year she exhibited in Switzerland at their national aging conference.Arlene hopes that through her art people realize that the emotions attached to aging are universal and powerful. The Air Force Marathon course is certified by the USA Track and Field Association and is a Boston marathon qualifying race. But when chocolate cake is simply a necessity, make your portion small and savor every morsel.How do you feel about the new MyPlate guidelines? People who have lost ability to fully detect flavor may add too much salt or sugar to their food, which is a problem for those with high blood pressure or diabetes.If you or a loved one are experiencing an aged-related loss of taste and smell, ask your doctor for a referral to a registered dietitian who can help you learn to use healthful herbs, spices and other flavor-enhancers. Your doctor can also check your medications and oral and nasal health to determine if they are impairing your ability to smell or taste.
Don’t let an impaired sense of taste and smell that can be re-invigorated keep you or a loved one from the flavor of life.
For more information on healthy cooking and eating, click here.Did you try the jellybean test?




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