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02.09.2014
Yet we don't know precisely what has caused rates of obesity to rise, so there are big uncertainties at the center of the science.
You can see BMI visualized by watching this figure grow from a normal bodyweight to overweight and then obese. In a recent study, researchers at the Rush University Medical Center in Chicago set out to see how African-American women thought about their bodyweight. In the US, as you can see below, obesity — more than other risk factors — has the most negative impact on life expectancy.
This data from the Centers for Disease Control and Prevention shows the red tide of obesity spreading across the United States over the past 30 years. The Robert Wood Johnson Foundation's State of Obesity study found a strong correlation between obesity and education and income levels.
Obesity is very complex, and we're only beginning to understand the causes and impact of this relatively new condition.Some argue that the correlational data on weight and health outcomes is weak.
Andrew Stokes, a professor who has researched obesity at Boston University, actually looked at more than 10 years of data from the Centers for Disease Control and Prevention and death records of American adults between the ages of 50 and 84, and went back in time, accounting for people's weight histories. Stokes found that people who were always normal weight had an extremely low risk of death, but that the other normal weight group — with people who were formerly obese — had a much higher mortality rate.
There is some good news on obesity: the growth in obesity rates in the US and around the world appears to have slowed in recent years. In the US, the State of Obesity report found that over the past 35 years obesity rates in adults more than doubled, but between 2009 and 2012 they stayed the same. Another obesity-related riddle: no one knows exactly why so many people got so fat in recent decades. More than half of our food dollars are now being spent on restaurant foods and processed, convenient, on-the-go meals. Despite the new fads, scientists have not uncovered a single "best diet" that works for everyone, and given our individual genetic variation, they probably never will. Instead of leaving weight control up to individuals, proponents of obesity-fighting policies believe we need to reengineer our environments to nudge people to make healthier choices.
For some, New Year's resolutions and kicking your butt in gear is enough to yield desired weight-loss results.
Medication errors may seem harmless but in real sense, they have diverse effects on millions of people each year.
For instance, using too many over-the-counter medicines with acetaminophen to relive pain are a very common medication errors which patients are ignorant about. Before using any form of medication, you should learn how best to use it; know the right amount to takes, when to take and for the length of time you should use it. One of the best ways to avoid stay clear of making medical mistakes is to inform your doctor as well as your pharmacist of all the medications including workout supplements, dietary supplements and OCTs each time you visit them. Ideal Protein Diet Plan For Women - 31,213 viewsAcai Berries and Zi Xiu Tang Capsules – Weight Loss Frauds?
Our value-based benefit approach rewards members who take steps to improve and manage their health. We’ll now contribute $500 to the Health Incentive Account for employees who complete their Preventive Health Actions—and another $500 when their spouse or domestic partner completes theirs.
Premier dentists are considered Out-of-Network for all PPO and PPO plus Premier plans, and are considered In-Network for Premier plans. If a Delta Dental member goes to a Non-contracted dentist, charges are reimbursed at the lesser of the submitted charge OR the fee that satisfies a majority of dentists with the same training and geographical area.
Lowered their health risks:  CDHP customers lowered their risk of developing or worsening a chronic condition. Reduced total medical costs:  CDHP medical cost trend was 16 percent lower than traditional plans during the first year. Were more engaged in health improvement: Through proper plan design plan and the use of incentives,  CDHP customers were more likely to have completed a health risk assessment and participated in their health coaching program than those enrolled in a traditional plan.
Were more savvy consumers of health care:  CDHP customers enrolled in their pharmacy management program were more likely to choose generic medications and had 14 percent lower pharmacy costs compared to those in a traditional plan.
Preventive health care–including annual physical exams, screenings, and immunizations–is essential to good health.
The Affordable Care Act (health care reform) attempts to address this problem by requiring all new group and individual health insurance plans as of September 23, 2010 to pay 100% of the costs for preventive care services ranked A and B by the U.S. If your health plan qualifies, you can take advantage of a wide range of preventive care services to help you avoid illness and improve your health–at no cost to you, so long as you receive these services from a health care provider within your health plan’s network of doctors and hospitals. You won’t have to pay a copayment at the office visit, and not a penny toward coinsurance or your deductible. Note: Services marked with an asterisk (*) must be covered with no cost–sharing in plan years starting on or after August 1, 2012.
It’s important to keep in mind that while the health plan cannot charge you a copayment, deductible, or coinsurance when the primary purpose of the office visit is the recommended preventive care service and the service is NOT billed separately from the office visit, you may be required to share some of the costs if the preventive service is not the primary purpose of the office visit.
This change is due to the addition of atorvastatin, a new generic for the brand name Lipitor, on their covered drug list.
This change impacts all of the commercial and individual business in California and New York. Benefit and eligibility information must be provided to eligible participants or be made available at their request. Please remember that failure to follow the rules can be costly.  For example, the fine for failure to file the 5500 report is $1,000 PER DAY.
If we may be of any assistance to you or can help you organize a compliance process, please contact Gary Whiddon at (888)474-6627. The new plans were designed to help employers and employees save on health care costs while getting a plan that meets their needs. Plan sponsors can set their contribution rates on the lowest priced plan, and their employees can “buy up” to different plans if they wish to do so.
IMPORTANT PLAN CHANGES: In addition to introducing new plans, some changes were made to existing plans. As of March 2012, an employer can obtain a new employee’s member ID right in the on-line enrollment tool as soon as the enrollment has been processed.
A pioneer in the creation of tailored networks, Health Net is evolving its Bronze plans and network into Health Net SmartCare.
Health Net SmartCare is the health care solution that employers can afford, employees will use, and both will value. Effective March 1, 2012, Health Net will no longer offer Bronze or Bronze Choice to new groups.
Offered the option to choose any one or more of the new SmartCare plans (six for SBG, five for Large), or any other Health Net group plan.
If a group wants to keep their plan design exactly as it is under their Bronze plan, they may do so by pairing those benefits with Health Net’s full HMO or Silver network. Health Net has the Health Net SmartCare broker guide including a crosswalk and plan overviews available to support you and your brokers in client conversations.
In conjunction with introducing SmartCare in San Diego (region 7), Health Net is also lowering rates for its PPO Advantage plans.
Health Net is expanding its Salud network with the addition of IPA Hispanic Physicians, which has eight PCPs and 74 specialists.
SeeChange Health offers value-based benefit design solutions to meet the needs of businesses of all sizes. The PPO plans within the Small Group EmployeeElect Portfolio will see a new business average increase of approximately 3.2%*. Groups with 6 or more enrolling in our BeneFitsplan portfolio will also receive an automatic .90 RAF -There will be no qualifying renewal RAF required on those groups. On January 3, 2012, the IRS issued additional interim guidance on the W-2 reporting requirement that is part of health care reform.


Additionally, the release indicates that specialty coverage, if included with medical benefits, must be reported. The guidance reaffirms that this is a reporting requirement only and does not impact employees’ taxable wages.
3.Employers may begin to  use social media to reinforce healthy behaviors, such as  losing weight, exercising more and  becoming healthier.
4.In spite of the economic downturn, one-third of employers plan to increase their  spending on wellness programs  in order to reduce overall premium expenditures. Groups with more than 49% of the eligible employees employed outside the state of California are considered non-guaranteed issue in California. Underwriting will approve or decline these groups in accordance with the underwriting guidelines. A lot of the data can only demonstrate correlations, because it's observational and not experimental. You’ll notice the waistline here puff up; that excess fat around the midline is another important measure of obesity that’s not reflected in BMI. They used this "body image scale" to determine what women deemed normal weight, overweight, and obese."Overweight figures were not considered too fat," the researchers found.
Researchers at George Washington University tried to quantify the economic impact of obesity on men and women. In the Southern and Midwestern parts of the country, the problem is even more acute, and Mississippi and West Virginia have the highest obesity rates in the country at over 35 percent. It might sound like a weird way to refer to a non-infectious condition, but obesity is classified as a "disease" in America, and its prevalence has now hit epidemic proportions.The scary part is that despite the clear and dramatic increase in obesity rates, no one has been able to figure out exactly what’s driving this trend. Of adults who didn’t graduate high school, more than 35 percent were obese compared with 26 percent of those who finished college.
They contend that the multibillion-dollar fitness and weight loss industries perpetuate an "obesity myth" and hysteria around weight to suit their own needs. First of all, there's a big flaw with all the studies on the obesity paradox: they only look at people's weight at one point in time.
After redefining the normal weight category to only include the stable weight individuals, he found much stronger associations between excess weight and mortality.
People are now fatter everywhere, even in the poorest developing countries, where malnutrition and starvation are widespread problems. In children, rates have more than tripled since 1980 but have also plateaued for the last several years. One study showed that there is a striking correlation between rising obesity and the rising popularity of driving. On average, people in the US now eat about 250 to 300 grams of carbohydrates per day, which makes up more than half of their caloric intake. Added sugars — the sweeteners in processed foods like cakes and sugary beverages — make up an increasingly large part of the American diet. Study after study has shown that there truly is no magic diet, no belly blaster or flab fighter, no weight loss wonder or thinning superfood.
So for now, you can read a very compelling argument for the Mediterranean diet, and another science-driven polemic that’s diametrically opposed to that, arguing that more saturated fat is the key to health. It will continue to be updated as events unfold, new research gets published, and fresh questions emerge. Many people may even create their own personal New Year's resolution to stay their hand in hopes of trimming off those extra holiday pounds. It is extremely shocking to find that most people commit these mistakes and yet they are easily preventable. Committing such an error is extremely dangerous as it increases chance of one succumbing to liver damage. Doing this eliminates any possible chances of the medical professionals giving you medicine that has similar active ingredients or medication that will react negatively with whatever else you may be using.
This is precisely the reason why you should select a doctor or a pharmacist who you feel free to talk to so you can ask him or her any questions concerning the use of a particular medication.
Most patients get prescriptions from doctors and rush to chemists to get the medicines without looking at them. Tips including weight loss, exercise, fitness, popular fat diet plans and weight loss exercise.
This could impact rates for specific groups whose employees reside in a different rating area than the one in which they work. That’s a total of $1,000 per couple, up from the $200 per person contribution we make today. Non-contracted dentist charges are reimbursed at the lesser of the submitted charge OR the fee that satisfies a majority of dentists with the same training and geographical area. According to the study, when employers fully transitioned to offering only a CDHP option, individuals improved their health risk profile by 10 percent in the first year compared to customers in a traditional plan option. Over five years, cumulative cost savings averaged $9,700 per employee enrolled in a CDHP compared to employees who remained in a traditional health plan. In addition, CDHP customers used the emergency room at a 13 percent lower rate than individuals enrolled in HMO and PPO plans. Yet many Americans don’t receive the regular preventive care they need, despite the fact that chronic diseases, which are responsible for 7 of 10 deaths among Americans each year and account for 75% of the country’s health care spending–are often preventable.
And remember, preventive services are covered at 100% only when received from health care providers within the health plan’s network.
The insurer said the approach should cut down on some of the priciest forms of medical care, emergency room visits and hospital admissions. SmartCare is built to flex over time with planned expansions for 2012 (and beyond) in geographic coverage, prominent participating provider groups and other resources to match evolving employer and employee needs. The expansion makes Salud HMO y Mas and Salud Mexico available to groups – both SBG and Large – in parts of Kern county effective March 1, 2012. SeeChange Health Insurance provides value-based benefit plans to fully insured employer groups in California and is the first to bring this unique approach to small and midsize companies. In this guidance, the IRS confirms that employers filing fewer than 250 W-2s are not required to report the value of health benefits. Employers may require that employees pass biometric screenings to receive discounts on their health insurance premiums.
More employers may use the services of a health care advisor to teach employees how to make better treatment choices, find quality providers and make better use of their employers’ health management programs, thereby reducing health care costs. Employers filing fewer than 250 Forms W-2 for the preceding calendar year are not required to report the aggregate cost of coverage. The Notice clarifies that the standard for determining whether the cost of coverage under a dental plan or vision plan is included in the aggregate cost is the same standard for determining whether such coverage is an excepted benefit under HIPAA. The reporting requirement does not apply to the cost of coverage includible in income under Section 105(h) of the Internal Revenue Code, or payments or reimbursements of health insurance premiums for a 2% shareholder-employee of an S corporation that is required to include the premium payments in gross income. An employer that does not charge a premium for an EAP, wellness program or on-site medical clinic to COBRA-qualifying beneficiaries is not required to include the cost of such coverage in the aggregate reportable cost. The aggregate reportable cost for a calendar year reported on a Form W-2 may be based on the information available to the employer as of December 31 of the calendar year, without regard to any election or notification made or provided in a subsequent calendar year that has a retroactive effect on a previous year’s coverage.
The Notice provides employers with various options for reporting the aggregate reportable cost for a payroll period that spans two taxable years.
Employers are required to include the cost of coverage in the aggregate reportable cost on Form W-2 if the employer makes any contribution to the cost of coverage that is excluded from the employee’s income, or if the employee purchases a policy on a pre-tax basis under a cafeteria plan.
The aggregate reportable cost is not required to be reported on a Form W-2 furnished by a third-party sick pay provider.
In other words, researchers can't randomly assign people to obesity in an experiment and make them gain weight; they must observe health outcomes in people who are already overweight or obese.
Larger waists are associated with an increased risk of Type 2 diabetes, cardiovascular disease, and death, even after controlling for BMI.


So even though medical professionals consider the women in pictures 2, 3, and 4 to be normal weight — and all the other figures to the right to be overweight or obese — the participants in the study only thought the last two drawings (8 and 9) were tipping the scales. They found that obesity is associated with almost twice the cost for women as compared to men. Only seven states — Massachusetts, Hawaii, Colorado, Vermont, Montana, Utah, and California — and the District of Columbia have an obesity prevalence lower than a quarter. No population in the US has an obesity rate as high as black adult women: 58 percent are obese. Meanwhile, 33 percent of adults who earn less than $15,000 per year were obese, while a quarter of those who earned at least $50,000 were obese.
Underlying this argument is a belief in the "obesity paradox" — that being overweight is associated with some protective health effect, and even mild obesity confers no excess health risk. This is like asking someone who has smoked for her entire life but quit last week about her health, and then classifying her as a nonsmoker without incorporating any data about her long affair with cigarettes. And overall, studies have found that excess weight — especially obesity and morbid obesity — is a major risk factor for death and disease.
There was a surge between 1992 and 2002, but since then growth has tapered off, especially in the developed world. Exactly why this has occurred remains a scientific mystery, but researchers think it's the impact of some combination of changes in policy, increased awareness about healthy lifestyles, and the attention that has been paid to stopping obesity in early childhood.
The implication here is that the more we use cars to get around, the less we use our bodies to do so and the fewer calories we burn off. Compared with home-cooked meals, breakfasts at sit-down restaurants typically have 261 more calories, lunches have 183 more calories, and dinners have 219 more calories. Women should have no more than six teaspoons of sugar per day, and men no more than nine teaspoons. You can ignore the noise, the hype, the branding, the celebrity-endorsed diet books, and the Dr. Some of the best observational evidence on what works for weight loss comes from the National Weight Control Registry, a study that has parsed the traits, habits, and behaviors of adults who have lost at least 30 pounds and kept it off for a minimum of one year.
Voters in Berkeley, California, just introduced the first tax on sugary beverages in the nation, which will add 1 cent per ounce to drinks with added sugar. A medication mistake occurs when a person uses a particular king of medicine inappropriately. When using liquid medicine, use measuring devices bought with them to get the correct amount that you should take. Ask them to inform you of all side effects that come with the medications, how often to use them, which foods to stop eating as well as the activities you should stop engaging in when under medication. This is extremely dangerous as the pharmacist may accidentally sell you the wrong medicines. The person can quickly inform doctors or pharmacists about the prescriptions you use in the event of an emergency.These errors occur almost anywhere even in the confines of hospitals. You can read more about her and find out more about healthcare and medicine through this link. Cost reductions were achieved without employers shifting out-of-pocket health expenses to their employees.
Please note: There are changes to every plan — so it is important for you to review the changes. SeeChange Health Insurance is now the fastest-growing health plan in the market, as brokers and employers alike are embracing the value-based model.
Those who don’t meet the necessary biometric levels would have to enroll in a wellness program and after achieving a healthy body mass index and other biometric numbers, would then be eligible for the discounts. Thus, certain stand-alone dental and vision plans may be exempt from the reporting requirement.
For arrangements that are not subject to any federal continuation coverage requirements (such as church plans), the employer is not required to include the cost of such coverage on the Form W-2. However, if the employer provides the opportunity for employees to purchase an independent, non-coordinated fixed indemnity policy and the employee pays the full amount of the premium with after-tax dollars, the cost of coverage provided under that policy is not required to be reported on Form W-2.
However, a Form W-2 furnished by the employer to an employee must include the aggregate reportable cost, regardless of whether that Form W-2 includes sick pay, or whether a third-party sick pay provider isfurnishing a separate Form W-2 to report sick pay.
White women, on the other hand, tend to place themselves in a higher weight group than they actually belong in. And 38 percent of this cost for women came from lower wages, while the incomes of obese men barely suffered.
Again, there's the chicken-and-egg problem here: it's not clear whether the lower income and earning potential result in obesity, or whether being obese leads to a lower socioeconomic status.
According to the CDC, fewer than half of all adults now meet the Physical Activity Guidelines. Yet the Center for Science in the Public Interest reported that the average American is now consuming 23 teaspoons of added sugar each day. Finally yet importantly, know the ailments that a particular medication is designed to treat before using it. As the questions are answered, be sure to take down some note so that you do not forget any serious warnings.
To avoid such horrid scenarios, ask your doctor to write down the names of all your prescriptions carefully which you can easily master.
Essentially, preventive care becomes ‘free’ for the policyholder, greatly increasing the incentive to take advantage of these services. As Pew Research put it, that’s "the equivalent of an extra steak sandwich every day." And a lack of energy balance — more calories in than we expend — is the simplest of explanation for obesity. The increasing role sugar plays in the diet has become a popular explanation for the obesity epidemic. The one thing you need to know about dieting is rather straightforward: what works is cutting calories in a way that you like and can sustain. They exercise regularly at varying degrees of intensity, with the most common exercise being walking. While these taxes have sometimes changed consumption habits, they haven't yet succeeded in reducing obesity rates. Familiarize yourself with prescriptions for instance, if you are using tablets, know their color shapes, sizes, texture and master the package, which they come in. The following lists outline the preventive care services covered by these rules for adults, women, and children. A seminal 2004 study, for example, found that a 65-pound increase in a woman's weight is linked with a 9 percent cut in income.It's not clear why obesity and lower incomes are linked, which condition comes first, and why women seem to be especially burdened by this correlation.
They restrict their calorie intake, stay away from high-fat foods, and watch their portion sizes. In the face of a public health problem of epidemic proportions, proponents say trying out policies that encourage healthy behavior and prevent people from ever becoming overweight is important. On the last question, however, there is a growing consensus that it has to do with discrimination against larger women.
A number of high-quality studies have found that overall, popular diets work about the same for people. But there's a ton of diversity as to what makes up their meals (meaning there was no "best" diet or fad diet that did the trick.) And they count calories.



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