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12.10.2014

If you're crazy about printables, why not join the free Printables Rock group to share with other crafters? McDonald's seems to be well aware that its employees are unable to survive on their minimum wages, so the company has come up with a solution - go out and get a second job.The fast food giant became the object of ridicule this week when its financial planning site called Practical Money Skills for Life created back in 2008 in conjunction with Visa and Wealth Watchers International to help its workforce caught the attention of several media outlets.
McDonalda€™s charges workers who have been with the company for at least year $12.58 for its most basic health care plan. A disclaimer on the Practical Money Skills site states that McDonald's does not endorse the site, even though the page features the fast food chaina€™s trademark Golden Arches.A  The fast food workers' advocacy group Low Pay is Not OK has called the McDonalda€™s budget advice for its employees a€?unbelievablea€™ and produced a video mocking the site. While McDonald's initiative may have come off as obtuse, promoting financial literacy among American workers has long been viewed as a worthy cause.
The views expressed in the contents above are those of our users and do not necessarily reflect the views of MailOnline. The portal provides a sample monthly budget, which makes a series of assumptions that have been slammed by McDonalda€™s critics as both naive and condescending about the workers' ability to supports themselves while earning $7.72 an hour after taxes.


Even in the outer boroughs it is nearly impossible to come across anything cheaper than $1,400 a month. New hires have to shell out $14, according to The Atlantic.In a surprising bit of self-awareness, the McDonalda€™s mock-up budget includes lines for monthly income from a first job totaling $1,105, and a second job, which brings in $955.
A recent Gallup poll showed that just over a third of Americans bother to put together a budget each month to track income and expenditures. Those figures suggest that the hypothetical worker has to toil away for more 60 hours a week at minimum wage, or earn more than $12 an hour on a 40-hour work week. Times and the Washington Post, have come to McDonald's defense, insisting the the sample budget accurately reflect the spending of millions of low-income Americans. Only about a quarter with a high school diploma or less say they do.And despite the frequent political invocation of a budgeted family, Gallup's finding may not reflect a new trend in Americans' financial behavior. A 1951 Gallup survey showed that only 40 per cent of Americans said they had 'a budget for household expenses.'That poll asked those who didn't maintain a budget why they skipped it.


Others entries in the fictional McDonald's-Visa financial plan include $100 allotted for cable and phone, $90 for electric - just below the national average of $103 - but no money set aside for heating, which would not work for employees living anywhere outside of Hawaii or Florida. Since the budget includes no separate line for groceries, it may be assumed that either the workers have to rely on leftover French fries for their meals, or they have to use the $27 a day in spending money to buy food.
The sample financial plan also makes no mention of basic necessities like child care expenses, water or clothing, to name a few.



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