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Your doctor or the office manager that handles billing will probably be flexible, provided you make a valid case.
The Earned Income Credit is a Federal tax credit for working families, with or without children, who meet certain income guidelines.
Claiming the EIC will not interfere with your eligibility for benefits such as TANF, Medicaid, SSI, food stamps, or subsidized housing assistance. You could save thousands of dollars by being able to recover at home, and increase your comfort dramatically. To receive care under Hill-Burton, you must file an application at a participating hospital and present proof of your income. Most American families face a financial crunch at some point, and in the current state of the economy, it's happening more than ever.
By comparing insurance agencies, raising your deductible, and taking advantage of savings like multi-vehicle discounts, your family could save as much as $200 per year or more. With these five easy budget cuts, your family will have an extra $200 to pay bills, save up for summer vacation, or put towards some super cool holiday gifts for next year. Debt is preventing me from taking a vacation this year or the vacation I'd like to take this year!
Dollar Stretcher for Parents is a weekly newsletter designed just for parents that will help save your family both time and money. Considering that 97 percent of hospital medical bills contain errors, it’s no wonder why out-of-pocket medical expenses are on the rise for consumers. You call your family physician and she is already booked for the day, and the next appointment isn’t available until tomorrow. There are at least three basic kinds of home health care: subsidized homemaker services, Medicare-certified home health care and private home health care.
If your doctor has admitting privileges at more than one hospital, find out if you can be admitted to the one that’s less expensive.


Families earning below the federal poverty line automatically qualify for free care, but some hospitals also provide subsidized care for families earning up to twice the poverty level.
Former two-income families are trying to make it on one paycheck after a parent is laid off from work.
Are you taking advantage of discounts you're eligible for, such as home security discounts? You don't have to cut out all the fun to see significant savings in the entertainment budget. All advice should be weighed against your own abilities and circumstances and applied accordingly. Because the typical hospital bill is extremely complicated, often containing several hundred line-item charges, there is ample opportunity for computer mistakes and accidental human error. If, for example, your adjusted gross income is $20,000 and your medical bills equal $2,000, you may subtract up to $500 off your federal taxes ($20,000 x .075 = $1,500).
At the hospital emergency room, you might be billed twice, once by the hospital and once by the doctor. Check your insurance policy to see which service you’re covered under, based on different circumstances.
Keep in mind that hospitals operated by nonprofit foundations are usually less expensive than investor-owned, for-profit hospitals.
Many employees have taken part-time jobs instead of full-time work or accepted fewer hours per week just to keep a job. An estimated $80 to $190 of this goes into electronic devices and appliances that aren't even being used.
Also ask about good student discounts, safe driver discounts, and discounts for combining your homeowners and auto policies. By saying goodbye to your Netflix account, cutting out a visit to the local theater and passing on the latest video game releases, your family can see tremendous savings.


Each issue features great ways to help you stretch your dollars and make the most of your resources. It is up to the reader to determine if advice is safe and suitable for their own situation.
When an auditor finds these errors in your medical statement(s), they will collect the money owed to you. Please note: the limits are $2,000 higher in each category for those filing a joint tax return.
Unplug your cell phone charger when you take it off in the morning and unplug unused gaming and video consoles.
Experts recommend revisiting your insurance policies once each year to assure you're getting the best deal and have adequate coverage as your life changes.
At restaurants, it's easy to spend time watching other people, texting, and chatting with the waiter. If the emergi-center is located 30 miles farther than your local hospital, the emergency room may make more sense.
Don't leave laptops plugged in unless they need a charge, and pull the plug on the toaster oven, coffee maker, lamps, and stereos when not in use. Some homeowners can save up to $200 per year, which means about $17 per month back in your pocket for something more enjoyable than insurance premiums. Eating at home reduces distractions and allows your family to spend intimate time together while saving a big chunk of the family budget.



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