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Yes, you can download tax forms for free from IRS.gov or pick them up at your local library. Even if you do not qualify for IRS Free File, you still can get a break on the full price for tax software or preparation services. If you do not trust yourself to prepare a return with tax software, you still may be eligible for a discount from a tax preparation service. The credit is worth $1,000 to $2,000 -- depending on your filing status -- and can increase your refund or lower the amount of tax you owe. Your income in 2015 did not exceed $30,500 if you are single, $45,750 if you file head of household or $61,000 if you are married filing jointly.
March is National Frozen Foods Month, which is a cause for celebration for frugal-minded shoppers, said Josh Elledge, creator of coupon and money-saving site SavingsAngel. Stocking up on frozen foods helps eliminate waste -- and wasted money -- for those fresh foods that go bad before they can be consumed, said money-saving expert Andrea Woroch.
March is the cheapest time of the year for ham, said Teri Gault, author of "Shop Smart, Save More." Grocery store rewards cardholders typically can save 40 percent to 60 percent -- $12 to $18 -- on a bone-in ham, Gault said. She buys the limit allowed by the store, cuts the hams into pieces and freezes them to eat throughout the year.
One of the best ways to save money at the grocery store is to buy the produce that is on sale because it is in season. In March, kale, asparagus, broccoli, potatoes, oranges and pineapples are in season and on sale, Taylor said. Supermarkets tend to mark down sparkling juice and water from March through May, Gault said. One way to save money this March while potentially cutting down on calories is to stop snacking after dinner for the entire month, said Holly Johnson of money-saving site Club Thrifty. Avoid washing clothes in warm or hot water, and do not run your dishwasher during these times to save another $5 a month or so. And if you are headed out of town for spring break, check to see if your heater has a vacation setting to keep costs low while you are gone, Deringer said. Take advantage of daylight saving time -- which starts March 13 -- to save money on electricity. According to The Energy Collective, leaving an LED light bulb on costs just 1 cent over an eight-hour period. Some devices continue to suck electricity and run up your electric bill even when they are turned off.
She was able to check out one of these devices out from her public library so she could identify the energy vampires in her house and unplug them when not in use.
With summer approaching, spring is a good time to see if your air conditioner filter needs to be cleaned or replaced, Taylor said.
If you live in an area where it actually feels like spring, consider ditching the dryer and "air dry" clothes instead.
Skip the pricey Easter egg decorating kits and save $10 by using what you already have, Taylor said. On top of those savings, you will be able to get eggs at their lowest prices of the year, Gault said. For example, Kohl's typically offers a coupon for 15 percent off, an $18 savings based on the average spent for Easter outfits. March is National Craft Month, so it is a good time to stock up on craft supplies at a discount. Now that the weather is getting warmer and the days are longer, you have more opportunity to exercise outdoors before it gets too hot, Woroch said. You can save money during that annual rite of spring -- spring cleaning -- by skipping pricey store-bought cleaners and making your own. Stephanie Brandt of Debt Free Through Spending recommended spring cleaning your finances by examining your budget and eliminating unnecessary expenses. Also make sure you're not missing out on any money-saving benefits, such as a health savings account. While you are spring cleaning your finances, check to see whether you are being hit with a monthly maintenance fee on your checking or savings account. To eliminate that unnecessary expense, consider switching to any of these 10 checking accounts and 10 savings accounts that don't charge a monthly fee. Do not even waste your money -- even if it is just a couple of bucks -- to fill out a bracket and bet on March Madness. Watching March Madness at a restaurant or bar can easily cost you $20 or more if you buy drinks and appetizers. Another way to lower the cost of buying new clothes for spring is to take items you no longer wear and sell them on consignment. You probably are tired of cold weather by now, so buying winter apparel might be the last thing you want to do. Instead of spending several dollars per card at the grocery store, head to your local dollar store for Easter and other greeting cards for just 50 cents each, Perez said.
If you want to save on summer travel, March is the best time to start shopping for low-cost flights, Johnson said. If you and your family are staying home for spring break, you don't have to actually stay in the house the entire time just to avoid breaking your budget. Also check daily deal sites such as Groupon or Living Social to find discounts on local activities and entertainment so you can do something fun on a budget. For the price of two glasses of wine at a restaurant, you can buy a decent bottle and have four to six glasses at home, depending on how heavy you pour, Perez said.
Even if you didn't make a New Year's resolution to kick a bad habit, it's not too late to start now. If you like to watch movies in the theater, you can save by going on certain days when tickets and concessions are discounted. For a family of four who enjoys going to the movies just once a month, this can be a savings of up to $20, she said.
In 2013, the average household spent $2,482 annually on entertainment, including fees and admission, toys, and other entertainment supplies, according to the Bureau of Labor Statistics. For example, you can take advantage of free lectures and programs at the public library or a nearby university.
If you are responsible with credit and pay off your balance each month, get a card that offers cash back for purchases.
For example, you can buy used equipment at Play It Again Sports stores for 40 percent to 60 percent of the retail price. Whether you are getting a gift for an upcoming baby shower or wedding, buying spring apparel or looking for a new appliance, always search for a discount gift card online before making a purchase, Woroch said. Gift Card Granny aggregates discount gift cards from many of the popular resellers such as ABC Gift Cards and Cardpool. You can easily accumulate cash back without any effort using sites such as Ebates or FatWallet. If it has been six months to a year since you last checked in with your cable provider, it's time to get on the phone to see if you qualify for any new promotions or discounts, Woroch said. If you are paying for premium movie channels, see if your provider is offering any free trials.
Take the time this month to call your insurance company to negotiate a better rate on your policies, said Krisite Sawicki of Saving Dollars & Sense. Woroch said that most mobile users throw away about $20 a month for data they are not using. For some reason, the April showers haven’t quite hit San Diego like they normally do and the weather has been fantastic lately. From admission tickets to stuffed animals and concessions, money was flying around almost as if Sea World was paying us to visit the park. I love buying things on Craigslist and I’ve now completed successful purchases with Disneyland and Sea World tickets. You used to be able to just look at a ticket and if the stub was still attached it was still good.
If you’re buying from a private seller, try to get some personal information from them, like where they work or their home address.
I found an ad on craigslist for $35 Sea World tickets and the seller I bought them from actually had a blog where she posted all her positive feedback.
I don’t really enjoy paying $5 for sodas and $10 for an average burger so I always plan ahead and bring food. If you’re on the adventurous side, you can always try and sneak in a full picnic at the bottom of your backpack or purse. We ventured the park for about 3 hours before we got hungry so we got our re-entry stamps and headed back to the car for a picnic. I absolutely hate paying for parking but this was the one time I had to give in since there was nothing available within a reasonable distance. I think the best alternative to paying for parking would probably be public transportation. I’ve never had to stay overnight to visit an amusement park but I could only imagine how much that would cost(especially with kids).


Yea I agree, we actually didn’t have to buy one thing since I brought in a frozen water bottle and a bunch of snacks. Haha I actually think the people waiting in line for cokes and snacks are the ones who look like fools! Hmm my BF and I are actually heading to California this summer, though not sure if we’ll make it to San Diego. Awesome, well if you plan on going to any amusement parks, make sure you don’t pay full price! We also stayed off site for our Disney trip and rented a really nice house ten minutes from the park.
Hi Jeff, unfortunately she’s not selling tickets anymore but I do still see quite a few listings on CL right now. Water is a finite resource that we use everyday in our lives – whether we drink it, use it to brush our teeth or grow our food. Stormwater runoff is when precipitation (from rain or snow) collects debris, chemicals and other pollutants as it goes to the ocean. According to the EPA, the average American family of four uses 400 gallons of water per day. By upgrading to WaterSense or low-flow appliances, you are easily reducing your Water Footprint. If you sing a song that is about 4 minutes or so (for example, Taylor Swift’s “Blank Space”), the song helps you keep track of your time in the shower. It’s also extremely helpful to turn off the water while you’re brushing your teeth! It’s important to keep in mind that water is a finite and essential resource that we can work together to conserve. Greening Forward establishes, engages, and empowers a diverse global green movement powered by young people.
You may be aware of the health benefits of losing extra weight, but have you thought about the ways you’d save money if you acheive and maintain a healthy weight? Sarah Wells, MD spends most of her time at home with her two (soon to be 3!) young children, but she also volunteers as a physician in a Christian free clinic in her community. Subscribing via email is the best way to stay connected to all the fun stuff happening here at Living Well Spending Less, and we invite you to join more than 300,000 subscribers in receiving regular updates! Free 12 weeks focuses on recognizing hunger and fullness and obeying what your body is telling you. With tips, tricks and ideas that range from long-term savings to instant cash in your pocket, my new book makes living on a budget easy, and even fun. I wrote 397 Ways To Save Money (published by Harper Collins Canada) from a perspective that runs contrary to the way most books in the personal finance field are written. In the book I take you on a tour of your home and show you all the hidden savings waiting to be found. PART ONE of the book looks at the big decisions in life and calculates the costs of the roof over your head, shows you where the best financial and banking deals can be found, and shares my smart shopping (and spending) tactics. PART FOUR contains checklists and practical plans to start your adventures in saving today. I think one of the biggest strengths with 397 Ways To Save Money is I did the math for you.
There are a few instances where I make some Canadian references, but 99% of the book is universal and can be applied internationally! If you would like to interview me for your site, show, or program then just shoot me an email request via squawkfox [at] gmail [dot] com.
I wrote 397 Ways To Save Money because saving money is fun and easy if you know where to look.
After all, you would have to cut out everything you like, eat only ramen noodles and live like a hermit, right? There are plenty of things you can do to cut costs -- some small, some big -- that can add up to major savings in a matter of weeks. So if you haven't prepared your return yet, you may be able to file for free and avoid paying $13 or more -- sometimes much more -- for tax software. But the IRS contends that taxpayers who use tax software -- rather than doing the math themselves with paper forms -- are much less likely to make errors. For example, if you are getting your taxes prepared by H&R Block for the first time this year, there is a coupon available to save $20 on its services, said Kendal Perez, a savings expert with Coupon Sherpa. In addition to sales, look for manufacturer coupons at sites such as Coupon Sherpa that will help you score more savings.
Depending on how much produce you typically buy, you can save $10 or more on your regular monthly produce budget, Taylor said. You can find out which appliances are using the most juice by using a device that measures electricity usage, such as Kill A Watt, said Christina Brown of Northern Cheapskate.
You can cut that cost, though, by signing up to receive emails with coupons from retailers or using a free app such as Coupon Sherpa to get deals while you are in stores, Perez said. But you might not want to cancel your gym membership -- if you do, you may have to pay another initiation fee when you want to return. HSAs help people with high-deductible health insurance policies set aside money to cover out-of-pocket health costs. You can recreate the fun environment of a bar without the high price by inviting friends over to watch the games during the NCAA men's basketball tournament. And at the end of the game, you won't even have to worry about paying for a cab or Uber ride home. But if you need to ready your wardrobe for warmer weather but can't wait for sales, Maria Tiongco Ramos of money-saving blog A Savings Wow! suggests shopping at resale or consignment stores to cut the cost of spring apparel.
Woroch said that she recently earned more than $20 selling a few inexpensive dresses and blouses through online apparel reseller thredUP, where you can earn up to 80 percent of the selling price of your items. But March is the perfect time to find deep discounts on clothes and gear for next winter because retailers are trying to get rid of their cold-weather inventory, said Andrew Schrage of money-saving site Money Crashers.
She said that according to the Greeting Card Association, the average cost of a greeting card is $3. The study found that the average savings by booking on the best day versus the worst was $201 per ticket. But you could easily save $100 or more a month by opting for low- or no-cost entertainment.
If you have a Bank of America or Merrill Lynch credit or debit card, you can get a free ticket on the first full weekend of every month to 150 participating museums (in 31 states).
Taylor recommends looking for a card that offers more than the typical 1 percent cash back. Elledge recommends using the Swagbucks site or app to earn credits for shopping online, watching videos or taking surveys.
These sites partner with hundreds of retailers to offer consumers a percentage of their purchase back in cash. By simply requesting autopay or paperless billing, you can often save on your monthly bill. Otherwise, consider dropping those channels and watching movie DVDs from your local library for free. Thanks for sharing that with me, as I am hoping to take advantage of this for next weekend.
According to the American Water Works Association, less than 1% of all the water on Earth is fresh water we can actually use! Stormwater runoff contributes to nonpoint source pollution which means that we cannot detect one main source of our pollution. Excess fertilizer can often cause a rise in nutrient like Nitrogen in our waterways, which results in a creation of a dead zone which drastically affects our environment.
American Rivers provides a vast amount of volunteer experiences which you can participate in (depending on where you live).
For example, Seventh Generation is a company that provides sustainable products, ranging from dish liquid  to diapers.
One key to success I’ve found in my own weight loss process is to focus on one new goal at a time. She treats patients living below the poverty line, some of whom are homeless, and often gives food and cooking advice to maximize the nutritional bang for their buck, working with patients to fight the obesity underlying many of their diseases. Our newsletter offers a weekly dose of inspiration & encouragement, and many of our readers tell us it is the highlight of their week! They wona€™t be able to contact you or comment on your strips and you wona€™t see their comics anymore.
If you’ve been reading my blog for a while (or have just found me recently) then you know my writing style has a unique flair and my articles are full of helpful facts. I wrote from the eyes of an average person with an average salary and with a sense of humor. I wanted to take the challenge out of saving money by showing you hundreds of painless ways to spend smarter and save more for yourself without scrimping or pinching pennies. By looking in every corner of every room in your house, from the kitchen to the closet, and by considering the needs of every member of your family, from your toddler to you dog, I uncover the easy ways to find thousands in savings without changing what you love about your life.


I write about finding better deals on credit cards, how to banish banking fees, find smarter ways to invest, and how to buy life insurance without getting screwed. You’ll be amazed to count the costs and find the money hidden in your bathroom, kitchen, laundry room, and garage.
The chapter 18 Ways to Save on Your Next Family Vacation could save you thousands when it’s time to take the kids on a trip.
I wrote from my heart and wanted to give you my best tips for saving money when the budget is tight.
I crunched the numbers, I calculated the compound interest, and I showed the financial savings you can expect from each and every tip. There’s nothing in the book like cutting off the end of a toothpaste tube to save a fraction of a cent. The book is also available at Indigo, Chapters, NcNally Robinson, and many local book stores in your province. So far 397 Ways To Save Money is only available through Amazon.ca but they ship across the border and internationally too! Taylor is the creator and lone writer of Squawkfox, a personal finance blog where consumer savvy is fun. If your adjusted gross income is $62,000 or less, you can use the IRS Free File tax preparation software. And some of these sales will be made even better with store and manufacturer coupons and supermarket loyalty card discounts, she said. Lowering the temperature from the default 140 degrees to 120 degrees will save you 6 percent to 10 percent on energy costs -- about $5 a month, said Shellie Deringer of Saving With Shellie. If you leave five incandescent lights on for eight hours daily throughout March, you will end up paying more than $9. You can save between 5 percent and 15 percent on cooling costs by making sure your filter is clean, according to the U.S. Then the "bunny" can get inexpensive goodies -- such as bubbles, sidewalk chalk and chocolate eggs -- at the dollar store. You have just a 1 in 9.2 quintillion chance of getting the NCAA basketball tournament bracket right, according to calculations by DePaul University math professor Jeff Bergen. These vouchers are available for local restaurants and provide savings of $6 to $15, she said.
Sign up for Regal's loyalty club, and you will get 50 percent off popcorn on Tuesdays, Woroch said. Some attractions -- such as the Field Museum in Chicago and the High Museum of Art in Atlanta -- also offer free admission days to state or local residents.
The credits can then be redeemed for free gifts cards from retailers such as Amazon, Target or Walmart. If you uncover excess data that is not being used, switch to a lower data plan and then make sure to use free Wi-Fi connections when possible, Woroch said. When we went to Disney last summer, we took our lunches in a backpack and then bought drinks inside the park. I’m going with my family to San Diego in 2 weeks and would love if you can send me the contact of the person you had purchased the tickets to Seaworld from. This water is used for washing, drinking, cleaning, cooking, growing food and so much more!
By using biodegradable products, you are reducing the amount of chemicals entering our waterways and keep our waters clean!
A Make a goal of testing and choosing several recipes you can prepare that feature beans as the main protein source, and instead of grabbing cans–just cook them from dried. This is hard for a lot of people, but there is nothing beneficial they have to offer, even diet sodas.
You’ll burn calories working out in the yard, and get plenty of great, healthy cheap food. It’s more expensive anyway, and numerous studies associate it with increased disease. You don’t have to be on the Biggest Loser to enter a weight loss competition these days. She also enjoys blogging about her own weight loss journey, running, healthy cooking, homemaking projects, and homeschooling at ber blog Little Progress Notes.
Yes, I did find the Diet Bet motivational : ) After my baby is born, I’m going to have to sign up for another!
Now I have new ideas and tools to try and lose some weight without worrying about it costing a lot.
The book is a very accessible guide that offers saving savvy that you don’t need to be a financial planner to understand. I wanted to show you all the money sucking traps and savvy saving ways I’ve used in my life to pay off $17,000 of debt in six months and then save my way to a six-figure portfolio. The format of the book is easy to follow and it’s easy to find the areas in your life that could use some savings. I give you my recipes for frugal home care cleaners that really work and can spare your family from breathing the toxic ingredients contained in brand name cleaning products. I even share my organic farming know-how in Chapter 15: Outside Your Home where I write about lawn care, container gardening, planting vegetables, growing plants from cuttings, saving seeds, composting, and how to raise backyard chickens.
And because I love my dog and have a soft spot for pets, I wrote my take on Ways to Save on your Furry Friends to keep the financial fur from flying.
Trust me, calculating mortgage costs, gas efficiency, grocery savings, and energy expenses is no easy task – but I did it to factually help you decide if a money saving way is going to be applicable to your personal and family situation. Rather, every tip is practical, meaningful, and shows you HOW to save some cash since I’ve crunched the numbers.
Don’t let a little shipping fee scare you, with the strength of international currencies against the Canadian dollar you’re gonna save some coin on exchange rates! Find the ideas that apply to your spending habits and lifestyle and start putting money back in your wallet. You also can find bags of filler grass and plastic eggs for a buck at the dollar store, too. Also, life insurance premiums drop quite a bit–I saved hundreds each year on my own policy by reaching a healthier weight before buying my policy.
Frequently, the farmers just don’t want to pack up the unsold merchandise to carry home, and are interested in cutting deals. Processed cereals are more expensive, and most have more sugar and preservatives than what you can make at home. DietBet is one of several online contests that allow you to wager some money (usually $10 to $50) that you will be able to lose 4% of your body weight over 4 weeks time. Oh, and an added bonus is that the bread machine makes jam, so we make our own jam, using less sugar, and some of it is made from the raspberries we grow in our yard. This super savvy and fun book is just the ticket for finding ways to spend smarter and live well on less in any economy – and I show you how!
I do the math and show you the Bottom Line for how much can be saved by doing a particular tip. Hint: Brushing your dog’s teeth could spare your huggable hound from expensive dental surgery and save your wallet from getting bitten! While some of these things can promote a jump start, and trainers can certainly get you moving, there are actually ways to save money, and possibly even make a few bucks, while dropping those unhealthy pounds.
Eating smaller portions means you don’t have to buy as much food, a great way to stretch the grocery budget. If dried beans intimidate you, you can still save a bundle by going with canned beans, just give them a good rinse to get the extra sodium off before cooking.
One farmer threw in a big pile of cucumbers last time after I paid, just because he didn’t want to take them home. The number of people who enter each DietBet determine how big the pot is, and the pot is split only by the winners of the DietBet at the end (that’s everyone who lost 4%). Restaurant portions can certainly be split most of the time, and give you two meals for the price of one. Going partially vegetarian can be a huge boost to your health and add padding to your wallet, if done correctly. Pop a slice of cucumber, a wedge of lemon, or some mint leaves into your glass of ice water and enjoy. My husband entered several of these and won most of them, and I entered one at the beginning of the year and won. If you are worried about pesticides and can afford to spend a little more, just focus on buying organic versions of those fruits and veggies listed high in the EWG’s dirty dozen list. It might take some time, but go without soda for a while and see if your taste buds don’t start craving water instead.
If I am still wanting a snack after 20 minutes, I grab a piece of fruit or some baby carrots.




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