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June 27 (Reuters) - Americans on Medicare prescription drug plans do a better job of taking their medicines on time compared to other insured patients, and if more people followed their lead, it could save billions of dollars in healthcare costs, a report by CVS Caremark Corp concluded. The study focused on four chronic conditions: diabetes, high blood pressure, high cholesterol and depression. According to the report, half of patients who take medicines for a wider range of chronic diseases stop taking them within a year, raising healthcare costs by up to $290 billion.
With millions of Americans expected to sign up for health insurance next year under the Affordable Care Act, increased coverage could lead more patients to fill prescriptions and take their medications consistently. CVS studied the amount of drugs that patients had on hand versus the amount they would need to adhere to their medication plans over a specific period of time. Medicare patients' age and insurance benefits contributed to their higher adherence rates, said Dr. Get Your FREE Special Report “21 Easy Ways to Find More Time!”and receive a BONUS e-zine “Take Back Control of Your Life & Family” to jumpstart your new and improved life! You are invited to receive my special report, “21 Easy Ways to Find More Time!” and you will also receivea BONUS e-zine, Take Back Control of Your Life & Family. Spring cleaning is underway, and for those us still accumulating paper, we also need to regularly purge old and no longer needed paperwork.  If you have a large amount of sensitive paperwork due to a recent spring clean session, you may find yourself dreading the thought of shredding it all in your standard home shredder!
This event will be during the Howard County GreenFest.  Learn more about GreenFest, and also the 20 Minute Clean-up in Howard County, Md on Earth Day in my article here on Examiner.
During the event, you will also be able to recycle computers and cell phones and BBB staff and representatives from partnering organizations will be available to answer questions about preventing identity theft and provide resources for victims. If you know of any others in the area this Spring, please share in the comments.  I will try to update with more events later in the spring for May and June, if I hear of any.  Now, put it on your calendar, and get some paper decluttering done so that you get it out of your house!
Plan your meals for the week and note down the ingredients needed so that you can shop for everything once a week, or every other week. Keep basics in your pantry so you’re not constantly running out to the store; or worse, giving up and eating out.
If you’ve had a particularly busy week and haven’t had the time to shop for ingredients, check your pantry and refrigerator to see if you can create a meal using what you have on hand.
Instead of rushing around in the morning, make your lunches for the week, either all at once, or the night before.  This will save time in the mornings. In addition to fresh fruit, other healthy snack ideas include granola, nuts, dried fruit and fruit cups. If your kitchen is cluttered and not in the best condition to prepare meals, do start with decluttering first.  Once the countertops are cleared and the cabinets are organized, it will make cooking so much easier and a lot more fun!


Were you able to create a holiday budget?  If yes, you’re way ahead of the majority of people who are now purchasing gifts, entertaining and attending holiday parties.  However, before you finish up your holiday shopping, let’s step back for a moment.
You may have budgeted for it and you be able to afford the latest electronic gadget for your child, so you head out to the big box electronics store to pick it up, but have you done your research? All too often we buy gifts to impress others.  We all know that it is really the thought that counts, so don’t let your pride and ego get you into trouble. It’s easy to get caught up in the excitement of the holidays and to go overboard and overbudget.   Instead, take the time to get yourself organized, make a plan and follow the plan. Whether you’re on a tight budget this year or you’re just trying to be more conservative with your spending, it’s smart to create a holiday budget. Once the season has passed, and you have not incurred any holiday debt, you’ll be excited to create a holiday budget every year! Feel free to share this with anyone you know in Howard County who would appreciate the information.
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Summer break goes by so fast, so before you know it, our children will be back to school, and so will the chaos of backpacks, papers to read and sign, and clutter! If your children do not have specific areas to complete homework, consider setting up one or more “Homework Stations”.  You may need to give up the dining room or kitchen table for a couple of hours each day, or you could try setting up a small desk and lamp in an unused nook in a quiet spot in your home. As soon as school starts, program all important telephone numbers into your mobile phone, e.g. Get my FREE downloaded  Back to School Checklists and forms here, from my website, at CastAway the Clutter! During May and June, please considering bringing or sending in any of the following items to help us build care kits for the soldiers. If the same patients consistently took their medications, filling and receiving prescriptions at least 80 percent of the time, the savings could total around $7 billion a year, CVS found. This is why I like to pay attention to any local community shredding events coming up in the area in the spring and fall, so that I can also share them with you. The Simple Dollar website has a nice list of recommended items for a well-stocked pantry here: Staple Foods You Should Always Have On Hand. A client of mine is very happily using the Paprika Recipe Manager.  Right now, I just keep recipe favorites in my Evernote app, but will be looking at recipe apps myself soon. Hard boiled eggs, applesauce and yogurt are also good options, but may need to be kept in a small cooler bag.


Wolfson, MPP, a CLF-Lerner Fellow at the Johns Hopkins Center for a Livable Future and lead author of the study, says, “When people cook most of their meals at home, they consume fewer carbohydrates, less sugar and less fat than those who cook less or not at all – even if they are not trying to lose weight,”    Source.
You may have made a few small mistakes in your holiday budget, so identifying them now will save you a lot of stress later on.
If you don’t leave room in your budget for these expenses, you may find yourself in debt when the holiday season is over.
A budget will put you in control of your spending.  It will also make the holiday season a lot less stressful. Do it right:  It’s tempting to just draft a budget in pencil on a piece of paper and consider the task of budgeting done. This is often the frustrating aspect of a budget, because we may feel there just isn’t enough. Choudhry did not participate in the report, released on Thursday, but does research with CVS on medication adherence.
Berries can be bagged into portion sizes and stored in the refrigerator or freezer until ready to eat. Additionally, when you create a budget, you have the opportunity to use it to communicate your spending goals and limits with your other family members.
If your refrigerator or freezer is packed, create an inventory list so that you always know what you have before heading to the grocery store.
Chances are, there will be a few surprises during this holiday season and a little money saved now may come in handy later.
Try to get everyone on board and create a central location for all holiday-related receipts. Follow this link for a full page flyer with directions and helpful hints on writing letters (see screenshot on this page). Feel free to mail your letters yourself or give them to Kids Super Smile, who will take care of it for you!



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